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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams</h1></header> <div class="posted-on"> Posted on 09/23/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/6b/fc/903b0705415585cea3b3529365be/peer-to-peer-payment-scams.jpg" alt="Peer-to-Peer Payment Scams.jpg" width="940" height="788"/> </figure> </div> </div><p>Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminal scammers to steal your money.<br><br>You may hear from a loved one claiming to be in trouble - and they need your financial help fast via a P2P app. Another tactic used by criminals involves offering a “discount” for a product on an online marketplace, but only if payment is made through a P2P app.<br><br>Scammers can also spoof payments to make it seem like they “accidentally” sent you money on a P2P service. They will innocently ask you to return it, but shortly after, their initial payment to you will bounce like a bad check, leaving you short any funds you sent them.<br><br>It’s best to use P2P apps to send money to friends, family, and other people you know and trust. P2P apps do not have the same consumer protections that credit cards have. Transactions are like paying cash - instantaneous and usually irreversible. If you receive an unexpected payment, don’t accept it and report it to the app provider. <br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/money/scams-fraud/info-2024/safely-send-money-on-zelle.html" target="_blank" rel="noopener noreferrer">More resources from AARP.</a></span></span><br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>AARP Fraud Watch Network™ is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 877-908-3360.<br><br>AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health and financial security, and personal fulfillment. AARP also produces the nation's largest-circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org/about-aarp/, www.aarp.org/español or follow @AARP, @AARPenEspañol and @AARPadvocates on social media.<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Virginia. Visit the <a href="https://states.aarp.org/region/virginia/" target="_blank">AARP Virginia</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Ohio Facebook Page" title="Image of AARP Ohio Facebook Page" data-href="https://www.facebook.com/AARPOH" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/AARPOH" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/AARPOH">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Cincinnati</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-envelope" alt="Email icon" title="Email icon" aria-hidden="true"></i><a href="mailto:cincinnati@aarp.org" target="_blank" rel="noopener">cincinnati@aarp.org</a></li> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/ohio/" target="_blank" rel="noopener">AARP Ohio</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="http://states.aarp.org/aarp-ohio-contact-information/?intcmp=SNG-LNK-AARPLOCAL-CONT-20171231-KINGSMILLS-OH" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/AARPOH" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/aarpohio" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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But consumers beware"/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/26ba757/2147483647/strip/true/crop/940x604+0+92/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F6b%2Ffc%2F903b0705415585cea3b3529365be%2Fpeer-to-peer-payment-scams.jpg"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams</h1></header> <div class="posted-on"> Posted on 09/23/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/6b/fc/903b0705415585cea3b3529365be/peer-to-peer-payment-scams.jpg" alt="Peer-to-Peer Payment Scams.jpg" width="940" height="788"/> </figure> </div> </div><p>Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminal scammers to steal your money.<br><br>You may hear from a loved one claiming to be in trouble - and they need your financial help fast via a P2P app. Another tactic used by criminals involves offering a “discount” for a product on an online marketplace, but only if payment is made through a P2P app.<br><br>Scammers can also spoof payments to make it seem like they “accidentally” sent you money on a P2P service. They will innocently ask you to return it, but shortly after, their initial payment to you will bounce like a bad check, leaving you short any funds you sent them.<br><br>It’s best to use P2P apps to send money to friends, family, and other people you know and trust. P2P apps do not have the same consumer protections that credit cards have. Transactions are like paying cash - instantaneous and usually irreversible. If you receive an unexpected payment, don’t accept it and report it to the app provider. <br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/money/scams-fraud/info-2024/safely-send-money-on-zelle.html" target="_blank" rel="noopener noreferrer">More resources from AARP.</a></span></span><br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>AARP Fraud Watch Network™ is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 877-908-3360.<br><br>AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health and financial security, and personal fulfillment. AARP also produces the nation's largest-circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org/about-aarp/, www.aarp.org/español or follow @AARP, @AARPenEspañol and @AARPadvocates on social media.<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Virginia. Visit the <a href="https://states.aarp.org/region/virginia/" target="_blank">AARP Virginia</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams</h1></header> <div class="posted-on"> Posted on 09/23/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/6b/fc/903b0705415585cea3b3529365be/peer-to-peer-payment-scams.jpg" alt="Peer-to-Peer Payment Scams.jpg" width="940" height="788"/> </figure> </div> </div><p>Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminal scammers to steal your money.<br><br>You may hear from a loved one claiming to be in trouble - and they need your financial help fast via a P2P app. Another tactic used by criminals involves offering a “discount” for a product on an online marketplace, but only if payment is made through a P2P app.<br><br>Scammers can also spoof payments to make it seem like they “accidentally” sent you money on a P2P service. They will innocently ask you to return it, but shortly after, their initial payment to you will bounce like a bad check, leaving you short any funds you sent them.<br><br>It’s best to use P2P apps to send money to friends, family, and other people you know and trust. P2P apps do not have the same consumer protections that credit cards have. Transactions are like paying cash - instantaneous and usually irreversible. If you receive an unexpected payment, don’t accept it and report it to the app provider. <br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/money/scams-fraud/info-2024/safely-send-money-on-zelle.html" target="_blank" rel="noopener noreferrer">More resources from AARP.</a></span></span><br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>AARP Fraud Watch Network™ is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 877-908-3360.<br><br>AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health and financial security, and personal fulfillment. AARP also produces the nation's largest-circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org/about-aarp/, www.aarp.org/español or follow @AARP, @AARPenEspañol and @AARPadvocates on social media.<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Virginia. Visit the <a href="https://states.aarp.org/region/virginia/" target="_blank">AARP Virginia</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Ohio Facebook Page" title="Image of AARP Ohio Facebook Page" data-href="https://www.facebook.com/AARPOH" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/AARPOH" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/AARPOH">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Cincinnati</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-envelope" alt="Email icon" title="Email icon" aria-hidden="true"></i><a href="mailto:cincinnati@aarp.org" target="_blank" rel="noopener">cincinnati@aarp.org</a></li> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/ohio/" target="_blank" rel="noopener">AARP Ohio</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="http://states.aarp.org/aarp-ohio-contact-information/?intcmp=SNG-LNK-AARPLOCAL-CONT-20171231-KINGSMILLS-OH" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/AARPOH" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/aarpohio" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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But consumers beware"/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/26ba757/2147483647/strip/true/crop/940x604+0+92/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F6b%2Ffc%2F903b0705415585cea3b3529365be%2Fpeer-to-peer-payment-scams.jpg"/> <meta property="og:type" content="article"/> <meta property="og:title" content="AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams"/> <meta property="og:description" content="Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware"/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/26ba757/2147483647/strip/true/crop/940x604+0+92/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F6b%2Ffc%2F903b0705415585cea3b3529365be%2Fpeer-to-peer-payment-scams.jpg"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams</h1></header> <div class="posted-on"> Posted on 09/23/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/6b/fc/903b0705415585cea3b3529365be/peer-to-peer-payment-scams.jpg" alt="Peer-to-Peer Payment Scams.jpg" width="940" height="788"/> </figure> </div> </div><p>Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminal scammers to steal your money.<br><br>You may hear from a loved one claiming to be in trouble - and they need your financial help fast via a P2P app. Another tactic used by criminals involves offering a “discount” for a product on an online marketplace, but only if payment is made through a P2P app.<br><br>Scammers can also spoof payments to make it seem like they “accidentally” sent you money on a P2P service. They will innocently ask you to return it, but shortly after, their initial payment to you will bounce like a bad check, leaving you short any funds you sent them.<br><br>It’s best to use P2P apps to send money to friends, family, and other people you know and trust. P2P apps do not have the same consumer protections that credit cards have. Transactions are like paying cash - instantaneous and usually irreversible. If you receive an unexpected payment, don’t accept it and report it to the app provider. <br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/money/scams-fraud/info-2024/safely-send-money-on-zelle.html" target="_blank" rel="noopener noreferrer">More resources from AARP.</a></span></span><br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>AARP Fraud Watch Network™ is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 877-908-3360.<br><br>AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health and financial security, and personal fulfillment. AARP also produces the nation's largest-circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org/about-aarp/, www.aarp.org/español or follow @AARP, @AARPenEspañol and @AARPadvocates on social media.<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Virginia. Visit the <a href="https://states.aarp.org/region/virginia/" target="_blank">AARP Virginia</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Ohio Facebook Page" title="Image of AARP Ohio Facebook Page" data-href="https://www.facebook.com/AARPOH" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/AARPOH" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/AARPOH">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Cincinnati</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-envelope" alt="Email icon" title="Email icon" aria-hidden="true"></i><a href="mailto:cincinnati@aarp.org" target="_blank" rel="noopener">cincinnati@aarp.org</a></li> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/ohio/" target="_blank" rel="noopener">AARP Ohio</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="http://states.aarp.org/aarp-ohio-contact-information/?intcmp=SNG-LNK-AARPLOCAL-CONT-20171231-KINGSMILLS-OH" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/AARPOH" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/aarpohio" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams</h1></header> <div class="posted-on"> Posted on 09/23/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/6b/fc/903b0705415585cea3b3529365be/peer-to-peer-payment-scams.jpg" alt="Peer-to-Peer Payment Scams.jpg" width="940" height="788"/> </figure> </div> </div><p>Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminal scammers to steal your money.<br><br>You may hear from a loved one claiming to be in trouble - and they need your financial help fast via a P2P app. Another tactic used by criminals involves offering a “discount” for a product on an online marketplace, but only if payment is made through a P2P app.<br><br>Scammers can also spoof payments to make it seem like they “accidentally” sent you money on a P2P service. They will innocently ask you to return it, but shortly after, their initial payment to you will bounce like a bad check, leaving you short any funds you sent them.<br><br>It’s best to use P2P apps to send money to friends, family, and other people you know and trust. P2P apps do not have the same consumer protections that credit cards have. Transactions are like paying cash - instantaneous and usually irreversible. If you receive an unexpected payment, don’t accept it and report it to the app provider. <br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/money/scams-fraud/info-2024/safely-send-money-on-zelle.html" target="_blank" rel="noopener noreferrer">More resources from AARP.</a></span></span><br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>AARP Fraud Watch Network™ is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 877-908-3360.<br><br>AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health and financial security, and personal fulfillment. AARP also produces the nation's largest-circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org/about-aarp/, www.aarp.org/español or follow @AARP, @AARPenEspañol and @AARPadvocates on social media.<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Virginia. Visit the <a href="https://states.aarp.org/region/virginia/" target="_blank">AARP Virginia</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Ohio Facebook Page" title="Image of AARP Ohio Facebook Page" data-href="https://www.facebook.com/AARPOH" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/AARPOH" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/AARPOH">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Cincinnati</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-envelope" alt="Email icon" title="Email icon" aria-hidden="true"></i><a href="mailto:cincinnati@aarp.org" target="_blank" rel="noopener">cincinnati@aarp.org</a></li> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/ohio/" target="_blank" rel="noopener">AARP Ohio</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="http://states.aarp.org/aarp-ohio-contact-information/?intcmp=SNG-LNK-AARPLOCAL-CONT-20171231-KINGSMILLS-OH" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/AARPOH" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/aarpohio" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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But consumers beware"/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/26ba757/2147483647/strip/true/crop/940x604+0+92/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F6b%2Ffc%2F903b0705415585cea3b3529365be%2Fpeer-to-peer-payment-scams.jpg"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams</h1></header> <div class="posted-on"> Posted on 09/23/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/6b/fc/903b0705415585cea3b3529365be/peer-to-peer-payment-scams.jpg" alt="Peer-to-Peer Payment Scams.jpg" width="940" height="788"/> </figure> </div> </div><p>Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminal scammers to steal your money.<br><br>You may hear from a loved one claiming to be in trouble - and they need your financial help fast via a P2P app. Another tactic used by criminals involves offering a “discount” for a product on an online marketplace, but only if payment is made through a P2P app.<br><br>Scammers can also spoof payments to make it seem like they “accidentally” sent you money on a P2P service. They will innocently ask you to return it, but shortly after, their initial payment to you will bounce like a bad check, leaving you short any funds you sent them.<br><br>It’s best to use P2P apps to send money to friends, family, and other people you know and trust. P2P apps do not have the same consumer protections that credit cards have. Transactions are like paying cash - instantaneous and usually irreversible. If you receive an unexpected payment, don’t accept it and report it to the app provider. <br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/money/scams-fraud/info-2024/safely-send-money-on-zelle.html" target="_blank" rel="noopener noreferrer">More resources from AARP.</a></span></span><br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>AARP Fraud Watch Network™ is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 877-908-3360.<br><br>AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health and financial security, and personal fulfillment. AARP also produces the nation's largest-circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org/about-aarp/, www.aarp.org/español or follow @AARP, @AARPenEspañol and @AARPadvocates on social media.<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Virginia. Visit the <a href="https://states.aarp.org/region/virginia/" target="_blank">AARP Virginia</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Ohio Facebook Page" title="Image of AARP Ohio Facebook Page" data-href="https://www.facebook.com/AARPOH" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/AARPOH" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/AARPOH">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Cincinnati</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-envelope" alt="Email icon" title="Email icon" aria-hidden="true"></i><a href="mailto:cincinnati@aarp.org" target="_blank" rel="noopener">cincinnati@aarp.org</a></li> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/ohio/" target="_blank" rel="noopener">AARP Ohio</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="http://states.aarp.org/aarp-ohio-contact-information/?intcmp=SNG-LNK-AARPLOCAL-CONT-20171231-KINGSMILLS-OH" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/AARPOH" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/aarpohio" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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Warning (2): include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app/Resource/aarp2_master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [APP/View/Layouts/aarp_2023.ctp, line 54]Code Context<?php if (!$nowrapper): // MLW - Spanish wrappers TBD
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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams</h1></header> <div class="posted-on"> Posted on 09/23/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/6b/fc/903b0705415585cea3b3529365be/peer-to-peer-payment-scams.jpg" alt="Peer-to-Peer Payment Scams.jpg" width="940" height="788"/> </figure> </div> </div><p>Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminal scammers to steal your money.<br><br>You may hear from a loved one claiming to be in trouble - and they need your financial help fast via a P2P app. Another tactic used by criminals involves offering a “discount” for a product on an online marketplace, but only if payment is made through a P2P app.<br><br>Scammers can also spoof payments to make it seem like they “accidentally” sent you money on a P2P service. They will innocently ask you to return it, but shortly after, their initial payment to you will bounce like a bad check, leaving you short any funds you sent them.<br><br>It’s best to use P2P apps to send money to friends, family, and other people you know and trust. P2P apps do not have the same consumer protections that credit cards have. Transactions are like paying cash - instantaneous and usually irreversible. If you receive an unexpected payment, don’t accept it and report it to the app provider. <br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/money/scams-fraud/info-2024/safely-send-money-on-zelle.html" target="_blank" rel="noopener noreferrer">More resources from AARP.</a></span></span><br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>AARP Fraud Watch Network™ is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 877-908-3360.<br><br>AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health and financial security, and personal fulfillment. AARP also produces the nation's largest-circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org/about-aarp/, www.aarp.org/español or follow @AARP, @AARPenEspañol and @AARPadvocates on social media.<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Virginia. Visit the <a href="https://states.aarp.org/region/virginia/" target="_blank">AARP Virginia</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Ohio Facebook Page" title="Image of AARP Ohio Facebook Page" data-href="https://www.facebook.com/AARPOH" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/AARPOH" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/AARPOH">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Cincinnati</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-envelope" alt="Email icon" title="Email icon" aria-hidden="true"></i><a href="mailto:cincinnati@aarp.org" target="_blank" rel="noopener">cincinnati@aarp.org</a></li> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/ohio/" target="_blank" rel="noopener">AARP Ohio</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="http://states.aarp.org/aarp-ohio-contact-information/?intcmp=SNG-LNK-AARPLOCAL-CONT-20171231-KINGSMILLS-OH" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/AARPOH" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/aarpohio" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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But consumers beware"/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/26ba757/2147483647/strip/true/crop/940x604+0+92/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F6b%2Ffc%2F903b0705415585cea3b3529365be%2Fpeer-to-peer-payment-scams.jpg"/> <meta property="og:type" content="article"/> <meta property="og:title" content="AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams"/> <meta property="og:description" content="Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware"/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/26ba757/2147483647/strip/true/crop/940x604+0+92/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F6b%2Ffc%2F903b0705415585cea3b3529365be%2Fpeer-to-peer-payment-scams.jpg"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams</h1></header> <div class="posted-on"> Posted on 09/23/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/6b/fc/903b0705415585cea3b3529365be/peer-to-peer-payment-scams.jpg" alt="Peer-to-Peer Payment Scams.jpg" width="940" height="788"/> </figure> </div> </div><p>Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminal scammers to steal your money.<br><br>You may hear from a loved one claiming to be in trouble - and they need your financial help fast via a P2P app. Another tactic used by criminals involves offering a “discount” for a product on an online marketplace, but only if payment is made through a P2P app.<br><br>Scammers can also spoof payments to make it seem like they “accidentally” sent you money on a P2P service. They will innocently ask you to return it, but shortly after, their initial payment to you will bounce like a bad check, leaving you short any funds you sent them.<br><br>It’s best to use P2P apps to send money to friends, family, and other people you know and trust. P2P apps do not have the same consumer protections that credit cards have. Transactions are like paying cash - instantaneous and usually irreversible. If you receive an unexpected payment, don’t accept it and report it to the app provider. <br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/money/scams-fraud/info-2024/safely-send-money-on-zelle.html" target="_blank" rel="noopener noreferrer">More resources from AARP.</a></span></span><br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>AARP Fraud Watch Network™ is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 877-908-3360.<br><br>AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health and financial security, and personal fulfillment. AARP also produces the nation's largest-circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org/about-aarp/, www.aarp.org/español or follow @AARP, @AARPenEspañol and @AARPadvocates on social media.<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Virginia. Visit the <a href="https://states.aarp.org/region/virginia/" target="_blank">AARP Virginia</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Ohio Facebook Page" title="Image of AARP Ohio Facebook Page" data-href="https://www.facebook.com/AARPOH" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/AARPOH" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/AARPOH">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Cincinnati</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-envelope" alt="Email icon" title="Email icon" aria-hidden="true"></i><a href="mailto:cincinnati@aarp.org" target="_blank" rel="noopener">cincinnati@aarp.org</a></li> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/ohio/" target="_blank" rel="noopener">AARP Ohio</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="http://states.aarp.org/aarp-ohio-contact-information/?intcmp=SNG-LNK-AARPLOCAL-CONT-20171231-KINGSMILLS-OH" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/AARPOH" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/aarpohio" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminal scammers to steal your money.
You may hear from a loved one claiming to be in trouble - and they need your financial help fast via a P2P app. Another tactic used by criminals involves offering a “discount” for a product on an online marketplace, but only if payment is made through a P2P app.
Scammers can also spoof payments to make it seem like they “accidentally” sent you money on a P2P service. They will innocently ask you to return it, but shortly after, their initial payment to you will bounce like a bad check, leaving you short any funds you sent them.
It’s best to use P2P apps to send money to friends, family, and other people you know and trust. P2P apps do not have the same consumer protections that credit cards have. Transactions are like paying cash - instantaneous and usually irreversible. If you receive an unexpected payment, don’t accept it and report it to the app provider.
More resources from AARP.
Be a fraud fighter! If you can spot a scam, you can stop a scam.
AARP Fraud Watch Network™ is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 877-908-3360.
AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health and financial security, and personal fulfillment. AARP also produces the nation's largest-circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org/about-aarp/, www.aarp.org/español or follow @AARP, @AARPenEspañol and @AARPadvocates on social media.
This story is provided by AARP Virginia. Visit the AARP Virginia page for more news, events, and programs affecting retirement, health care, and more.
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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams</h1></header> <div class="posted-on"> Posted on 09/23/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/6b/fc/903b0705415585cea3b3529365be/peer-to-peer-payment-scams.jpg" alt="Peer-to-Peer Payment Scams.jpg" width="940" height="788"/> </figure> </div> </div><p>Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminal scammers to steal your money.<br><br>You may hear from a loved one claiming to be in trouble - and they need your financial help fast via a P2P app. Another tactic used by criminals involves offering a “discount” for a product on an online marketplace, but only if payment is made through a P2P app.<br><br>Scammers can also spoof payments to make it seem like they “accidentally” sent you money on a P2P service. They will innocently ask you to return it, but shortly after, their initial payment to you will bounce like a bad check, leaving you short any funds you sent them.<br><br>It’s best to use P2P apps to send money to friends, family, and other people you know and trust. P2P apps do not have the same consumer protections that credit cards have. Transactions are like paying cash - instantaneous and usually irreversible. If you receive an unexpected payment, don’t accept it and report it to the app provider. <br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/money/scams-fraud/info-2024/safely-send-money-on-zelle.html" target="_blank" rel="noopener noreferrer">More resources from AARP.</a></span></span><br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>AARP Fraud Watch Network™ is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 877-908-3360.<br><br>AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health and financial security, and personal fulfillment. AARP also produces the nation's largest-circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org/about-aarp/, www.aarp.org/español or follow @AARP, @AARPenEspañol and @AARPadvocates on social media.<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Virginia. Visit the <a href="https://states.aarp.org/region/virginia/" target="_blank">AARP Virginia</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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But consumers beware"/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/26ba757/2147483647/strip/true/crop/940x604+0+92/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F6b%2Ffc%2F903b0705415585cea3b3529365be%2Fpeer-to-peer-payment-scams.jpg"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams</h1></header> <div class="posted-on"> Posted on 09/23/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/6b/fc/903b0705415585cea3b3529365be/peer-to-peer-payment-scams.jpg" alt="Peer-to-Peer Payment Scams.jpg" width="940" height="788"/> </figure> </div> </div><p>Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminal scammers to steal your money.<br><br>You may hear from a loved one claiming to be in trouble - and they need your financial help fast via a P2P app. Another tactic used by criminals involves offering a “discount” for a product on an online marketplace, but only if payment is made through a P2P app.<br><br>Scammers can also spoof payments to make it seem like they “accidentally” sent you money on a P2P service. They will innocently ask you to return it, but shortly after, their initial payment to you will bounce like a bad check, leaving you short any funds you sent them.<br><br>It’s best to use P2P apps to send money to friends, family, and other people you know and trust. P2P apps do not have the same consumer protections that credit cards have. Transactions are like paying cash - instantaneous and usually irreversible. If you receive an unexpected payment, don’t accept it and report it to the app provider. <br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/money/scams-fraud/info-2024/safely-send-money-on-zelle.html" target="_blank" rel="noopener noreferrer">More resources from AARP.</a></span></span><br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>AARP Fraud Watch Network™ is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 877-908-3360.<br><br>AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health and financial security, and personal fulfillment. AARP also produces the nation's largest-circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org/about-aarp/, www.aarp.org/español or follow @AARP, @AARPenEspañol and @AARPadvocates on social media.<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Virginia. 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams</h1></header> <div class="posted-on"> Posted on 09/23/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/6b/fc/903b0705415585cea3b3529365be/peer-to-peer-payment-scams.jpg" alt="Peer-to-Peer Payment Scams.jpg" width="940" height="788"/> </figure> </div> </div><p>Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminal scammers to steal your money.<br><br>You may hear from a loved one claiming to be in trouble - and they need your financial help fast via a P2P app. Another tactic used by criminals involves offering a “discount” for a product on an online marketplace, but only if payment is made through a P2P app.<br><br>Scammers can also spoof payments to make it seem like they “accidentally” sent you money on a P2P service. They will innocently ask you to return it, but shortly after, their initial payment to you will bounce like a bad check, leaving you short any funds you sent them.<br><br>It’s best to use P2P apps to send money to friends, family, and other people you know and trust. P2P apps do not have the same consumer protections that credit cards have. Transactions are like paying cash - instantaneous and usually irreversible. If you receive an unexpected payment, don’t accept it and report it to the app provider. <br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/money/scams-fraud/info-2024/safely-send-money-on-zelle.html" target="_blank" rel="noopener noreferrer">More resources from AARP.</a></span></span><br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>AARP Fraud Watch Network™ is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 877-908-3360.<br><br>AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health and financial security, and personal fulfillment. AARP also produces the nation's largest-circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org/about-aarp/, www.aarp.org/español or follow @AARP, @AARPenEspañol and @AARPadvocates on social media.<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Virginia. Visit the <a href="https://states.aarp.org/region/virginia/" target="_blank">AARP Virginia</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Ohio Facebook Page" title="Image of AARP Ohio Facebook Page" data-href="https://www.facebook.com/AARPOH" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/AARPOH" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/AARPOH">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Cincinnati</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-envelope" alt="Email icon" title="Email icon" aria-hidden="true"></i><a href="mailto:cincinnati@aarp.org" target="_blank" rel="noopener">cincinnati@aarp.org</a></li> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/ohio/" target="_blank" rel="noopener">AARP Ohio</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="http://states.aarp.org/aarp-ohio-contact-information/?intcmp=SNG-LNK-AARPLOCAL-CONT-20171231-KINGSMILLS-OH" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/AARPOH" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/aarpohio" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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But consumers beware"/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/26ba757/2147483647/strip/true/crop/940x604+0+92/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F6b%2Ffc%2F903b0705415585cea3b3529365be%2Fpeer-to-peer-payment-scams.jpg"/> <meta property="og:type" content="article"/> <meta property="og:title" content="AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams"/> <meta property="og:description" content="Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware"/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/26ba757/2147483647/strip/true/crop/940x604+0+92/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F6b%2Ffc%2F903b0705415585cea3b3529365be%2Fpeer-to-peer-payment-scams.jpg"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams</h1></header> <div class="posted-on"> Posted on 09/23/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/6b/fc/903b0705415585cea3b3529365be/peer-to-peer-payment-scams.jpg" alt="Peer-to-Peer Payment Scams.jpg" width="940" height="788"/> </figure> </div> </div><p>Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminal scammers to steal your money.<br><br>You may hear from a loved one claiming to be in trouble - and they need your financial help fast via a P2P app. Another tactic used by criminals involves offering a “discount” for a product on an online marketplace, but only if payment is made through a P2P app.<br><br>Scammers can also spoof payments to make it seem like they “accidentally” sent you money on a P2P service. They will innocently ask you to return it, but shortly after, their initial payment to you will bounce like a bad check, leaving you short any funds you sent them.<br><br>It’s best to use P2P apps to send money to friends, family, and other people you know and trust. P2P apps do not have the same consumer protections that credit cards have. Transactions are like paying cash - instantaneous and usually irreversible. If you receive an unexpected payment, don’t accept it and report it to the app provider. <br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/money/scams-fraud/info-2024/safely-send-money-on-zelle.html" target="_blank" rel="noopener noreferrer">More resources from AARP.</a></span></span><br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>AARP Fraud Watch Network™ is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 877-908-3360.<br><br>AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health and financial security, and personal fulfillment. AARP also produces the nation's largest-circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org/about-aarp/, www.aarp.org/español or follow @AARP, @AARPenEspañol and @AARPadvocates on social media.<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Virginia. Visit the <a href="https://states.aarp.org/region/virginia/" target="_blank">AARP Virginia</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Ohio Facebook Page" title="Image of AARP Ohio Facebook Page" data-href="https://www.facebook.com/AARPOH" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/AARPOH" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/AARPOH">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Cincinnati</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-envelope" alt="Email icon" title="Email icon" aria-hidden="true"></i><a href="mailto:cincinnati@aarp.org" target="_blank" rel="noopener">cincinnati@aarp.org</a></li> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/ohio/" target="_blank" rel="noopener">AARP Ohio</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="http://states.aarp.org/aarp-ohio-contact-information/?intcmp=SNG-LNK-AARPLOCAL-CONT-20171231-KINGSMILLS-OH" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/AARPOH" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/aarpohio" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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Warning (2): include(/var/www/vhosts/vcc_staging/app/Resource/aarp2_master.bodyTargeting.html) [<a href='http://php.net/function.include'>function.include</a>]: failed to open stream: No such file or directory [APP/View/Layouts/aarp_2023.ctp, line 243]Code Context<?php if (!$nowrapper): // MLW - Spanish wrappers TBD
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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams</h1></header> <div class="posted-on"> Posted on 09/23/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/6b/fc/903b0705415585cea3b3529365be/peer-to-peer-payment-scams.jpg" alt="Peer-to-Peer Payment Scams.jpg" width="940" height="788"/> </figure> </div> </div><p>Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminal scammers to steal your money.<br><br>You may hear from a loved one claiming to be in trouble - and they need your financial help fast via a P2P app. Another tactic used by criminals involves offering a “discount” for a product on an online marketplace, but only if payment is made through a P2P app.<br><br>Scammers can also spoof payments to make it seem like they “accidentally” sent you money on a P2P service. They will innocently ask you to return it, but shortly after, their initial payment to you will bounce like a bad check, leaving you short any funds you sent them.<br><br>It’s best to use P2P apps to send money to friends, family, and other people you know and trust. P2P apps do not have the same consumer protections that credit cards have. Transactions are like paying cash - instantaneous and usually irreversible. If you receive an unexpected payment, don’t accept it and report it to the app provider. <br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/money/scams-fraud/info-2024/safely-send-money-on-zelle.html" target="_blank" rel="noopener noreferrer">More resources from AARP.</a></span></span><br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>AARP Fraud Watch Network™ is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 877-908-3360.<br><br>AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health and financial security, and personal fulfillment. AARP also produces the nation's largest-circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org/about-aarp/, www.aarp.org/español or follow @AARP, @AARPenEspañol and @AARPadvocates on social media.<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Virginia. Visit the <a href="https://states.aarp.org/region/virginia/" target="_blank">AARP Virginia</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Ohio Facebook Page" title="Image of AARP Ohio Facebook Page" data-href="https://www.facebook.com/AARPOH" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/AARPOH" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/AARPOH">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Cincinnati</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-envelope" alt="Email icon" title="Email icon" aria-hidden="true"></i><a href="mailto:cincinnati@aarp.org" target="_blank" rel="noopener">cincinnati@aarp.org</a></li> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/ohio/" target="_blank" rel="noopener">AARP Ohio</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="http://states.aarp.org/aarp-ohio-contact-information/?intcmp=SNG-LNK-AARPLOCAL-CONT-20171231-KINGSMILLS-OH" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/AARPOH" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/aarpohio" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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But consumers beware"/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/26ba757/2147483647/strip/true/crop/940x604+0+92/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F6b%2Ffc%2F903b0705415585cea3b3529365be%2Fpeer-to-peer-payment-scams.jpg"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams</h1></header> <div class="posted-on"> Posted on 09/23/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/6b/fc/903b0705415585cea3b3529365be/peer-to-peer-payment-scams.jpg" alt="Peer-to-Peer Payment Scams.jpg" width="940" height="788"/> </figure> </div> </div><p>Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminal scammers to steal your money.<br><br>You may hear from a loved one claiming to be in trouble - and they need your financial help fast via a P2P app. Another tactic used by criminals involves offering a “discount” for a product on an online marketplace, but only if payment is made through a P2P app.<br><br>Scammers can also spoof payments to make it seem like they “accidentally” sent you money on a P2P service. They will innocently ask you to return it, but shortly after, their initial payment to you will bounce like a bad check, leaving you short any funds you sent them.<br><br>It’s best to use P2P apps to send money to friends, family, and other people you know and trust. P2P apps do not have the same consumer protections that credit cards have. Transactions are like paying cash - instantaneous and usually irreversible. If you receive an unexpected payment, don’t accept it and report it to the app provider. <br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/money/scams-fraud/info-2024/safely-send-money-on-zelle.html" target="_blank" rel="noopener noreferrer">More resources from AARP.</a></span></span><br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>AARP Fraud Watch Network™ is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 877-908-3360.<br><br>AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health and financial security, and personal fulfillment. AARP also produces the nation's largest-circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org/about-aarp/, www.aarp.org/español or follow @AARP, @AARPenEspañol and @AARPadvocates on social media.<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Virginia. Visit the <a href="https://states.aarp.org/region/virginia/" target="_blank">AARP Virginia</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams</h1></header> <div class="posted-on"> Posted on 09/23/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/6b/fc/903b0705415585cea3b3529365be/peer-to-peer-payment-scams.jpg" alt="Peer-to-Peer Payment Scams.jpg" width="940" height="788"/> </figure> </div> </div><p>Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminal scammers to steal your money.<br><br>You may hear from a loved one claiming to be in trouble - and they need your financial help fast via a P2P app. Another tactic used by criminals involves offering a “discount” for a product on an online marketplace, but only if payment is made through a P2P app.<br><br>Scammers can also spoof payments to make it seem like they “accidentally” sent you money on a P2P service. They will innocently ask you to return it, but shortly after, their initial payment to you will bounce like a bad check, leaving you short any funds you sent them.<br><br>It’s best to use P2P apps to send money to friends, family, and other people you know and trust. P2P apps do not have the same consumer protections that credit cards have. Transactions are like paying cash - instantaneous and usually irreversible. If you receive an unexpected payment, don’t accept it and report it to the app provider. <br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/money/scams-fraud/info-2024/safely-send-money-on-zelle.html" target="_blank" rel="noopener noreferrer">More resources from AARP.</a></span></span><br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>AARP Fraud Watch Network™ is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 877-908-3360.<br><br>AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health and financial security, and personal fulfillment. AARP also produces the nation's largest-circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org/about-aarp/, www.aarp.org/español or follow @AARP, @AARPenEspañol and @AARPadvocates on social media.<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Virginia. Visit the <a href="https://states.aarp.org/region/virginia/" target="_blank">AARP Virginia</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; 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But consumers beware"/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/26ba757/2147483647/strip/true/crop/940x604+0+92/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F6b%2Ffc%2F903b0705415585cea3b3529365be%2Fpeer-to-peer-payment-scams.jpg"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams</h1></header> <div class="posted-on"> Posted on 09/23/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/6b/fc/903b0705415585cea3b3529365be/peer-to-peer-payment-scams.jpg" alt="Peer-to-Peer Payment Scams.jpg" width="940" height="788"/> </figure> </div> </div><p>Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminal scammers to steal your money.<br><br>You may hear from a loved one claiming to be in trouble - and they need your financial help fast via a P2P app. Another tactic used by criminals involves offering a “discount” for a product on an online marketplace, but only if payment is made through a P2P app.<br><br>Scammers can also spoof payments to make it seem like they “accidentally” sent you money on a P2P service. They will innocently ask you to return it, but shortly after, their initial payment to you will bounce like a bad check, leaving you short any funds you sent them.<br><br>It’s best to use P2P apps to send money to friends, family, and other people you know and trust. P2P apps do not have the same consumer protections that credit cards have. Transactions are like paying cash - instantaneous and usually irreversible. If you receive an unexpected payment, don’t accept it and report it to the app provider. <br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/money/scams-fraud/info-2024/safely-send-money-on-zelle.html" target="_blank" rel="noopener noreferrer">More resources from AARP.</a></span></span><br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>AARP Fraud Watch Network™ is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 877-908-3360.<br><br>AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health and financial security, and personal fulfillment. AARP also produces the nation's largest-circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org/about-aarp/, www.aarp.org/español or follow @AARP, @AARPenEspañol and @AARPadvocates on social media.<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Virginia. 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams</h1></header> <div class="posted-on"> Posted on 09/23/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/6b/fc/903b0705415585cea3b3529365be/peer-to-peer-payment-scams.jpg" alt="Peer-to-Peer Payment Scams.jpg" width="940" height="788"/> </figure> </div> </div><p>Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminal scammers to steal your money.<br><br>You may hear from a loved one claiming to be in trouble - and they need your financial help fast via a P2P app. Another tactic used by criminals involves offering a “discount” for a product on an online marketplace, but only if payment is made through a P2P app.<br><br>Scammers can also spoof payments to make it seem like they “accidentally” sent you money on a P2P service. They will innocently ask you to return it, but shortly after, their initial payment to you will bounce like a bad check, leaving you short any funds you sent them.<br><br>It’s best to use P2P apps to send money to friends, family, and other people you know and trust. P2P apps do not have the same consumer protections that credit cards have. Transactions are like paying cash - instantaneous and usually irreversible. If you receive an unexpected payment, don’t accept it and report it to the app provider. <br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/money/scams-fraud/info-2024/safely-send-money-on-zelle.html" target="_blank" rel="noopener noreferrer">More resources from AARP.</a></span></span><br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>AARP Fraud Watch Network™ is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 877-908-3360.<br><br>AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health and financial security, and personal fulfillment. AARP also produces the nation's largest-circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org/about-aarp/, www.aarp.org/español or follow @AARP, @AARPenEspañol and @AARPadvocates on social media.<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Virginia. Visit the <a href="https://states.aarp.org/region/virginia/" target="_blank">AARP Virginia</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Ohio Facebook Page" title="Image of AARP Ohio Facebook Page" data-href="https://www.facebook.com/AARPOH" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/AARPOH" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/AARPOH">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Cincinnati</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-envelope" alt="Email icon" title="Email icon" aria-hidden="true"></i><a href="mailto:cincinnati@aarp.org" target="_blank" rel="noopener">cincinnati@aarp.org</a></li> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/ohio/" target="_blank" rel="noopener">AARP Ohio</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="http://states.aarp.org/aarp-ohio-contact-information/?intcmp=SNG-LNK-AARPLOCAL-CONT-20171231-KINGSMILLS-OH" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/AARPOH" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/aarpohio" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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But consumers beware"/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/26ba757/2147483647/strip/true/crop/940x604+0+92/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F6b%2Ffc%2F903b0705415585cea3b3529365be%2Fpeer-to-peer-payment-scams.jpg"/> <meta property="og:type" content="article"/> <meta property="og:title" content="AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams"/> <meta property="og:description" content="Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware"/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/26ba757/2147483647/strip/true/crop/940x604+0+92/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F6b%2Ffc%2F903b0705415585cea3b3529365be%2Fpeer-to-peer-payment-scams.jpg"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams</h1></header> <div class="posted-on"> Posted on 09/23/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/6b/fc/903b0705415585cea3b3529365be/peer-to-peer-payment-scams.jpg" alt="Peer-to-Peer Payment Scams.jpg" width="940" height="788"/> </figure> </div> </div><p>Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminal scammers to steal your money.<br><br>You may hear from a loved one claiming to be in trouble - and they need your financial help fast via a P2P app. Another tactic used by criminals involves offering a “discount” for a product on an online marketplace, but only if payment is made through a P2P app.<br><br>Scammers can also spoof payments to make it seem like they “accidentally” sent you money on a P2P service. They will innocently ask you to return it, but shortly after, their initial payment to you will bounce like a bad check, leaving you short any funds you sent them.<br><br>It’s best to use P2P apps to send money to friends, family, and other people you know and trust. P2P apps do not have the same consumer protections that credit cards have. Transactions are like paying cash - instantaneous and usually irreversible. If you receive an unexpected payment, don’t accept it and report it to the app provider. <br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/money/scams-fraud/info-2024/safely-send-money-on-zelle.html" target="_blank" rel="noopener noreferrer">More resources from AARP.</a></span></span><br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>AARP Fraud Watch Network™ is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 877-908-3360.<br><br>AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health and financial security, and personal fulfillment. AARP also produces the nation's largest-circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org/about-aarp/, www.aarp.org/español or follow @AARP, @AARPenEspañol and @AARPadvocates on social media.<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Virginia. Visit the <a href="https://states.aarp.org/region/virginia/" target="_blank">AARP Virginia</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Ohio Facebook Page" title="Image of AARP Ohio Facebook Page" data-href="https://www.facebook.com/AARPOH" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/AARPOH" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/AARPOH">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Cincinnati</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-envelope" alt="Email icon" title="Email icon" aria-hidden="true"></i><a href="mailto:cincinnati@aarp.org" target="_blank" rel="noopener">cincinnati@aarp.org</a></li> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/ohio/" target="_blank" rel="noopener">AARP Ohio</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="http://states.aarp.org/aarp-ohio-contact-information/?intcmp=SNG-LNK-AARPLOCAL-CONT-20171231-KINGSMILLS-OH" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/AARPOH" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/aarpohio" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams</h1></header> <div class="posted-on"> Posted on 09/23/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/6b/fc/903b0705415585cea3b3529365be/peer-to-peer-payment-scams.jpg" alt="Peer-to-Peer Payment Scams.jpg" width="940" height="788"/> </figure> </div> </div><p>Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminal scammers to steal your money.<br><br>You may hear from a loved one claiming to be in trouble - and they need your financial help fast via a P2P app. Another tactic used by criminals involves offering a “discount” for a product on an online marketplace, but only if payment is made through a P2P app.<br><br>Scammers can also spoof payments to make it seem like they “accidentally” sent you money on a P2P service. They will innocently ask you to return it, but shortly after, their initial payment to you will bounce like a bad check, leaving you short any funds you sent them.<br><br>It’s best to use P2P apps to send money to friends, family, and other people you know and trust. P2P apps do not have the same consumer protections that credit cards have. Transactions are like paying cash - instantaneous and usually irreversible. If you receive an unexpected payment, don’t accept it and report it to the app provider. <br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/money/scams-fraud/info-2024/safely-send-money-on-zelle.html" target="_blank" rel="noopener noreferrer">More resources from AARP.</a></span></span><br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>AARP Fraud Watch Network™ is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 877-908-3360.<br><br>AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health and financial security, and personal fulfillment. AARP also produces the nation's largest-circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org/about-aarp/, www.aarp.org/español or follow @AARP, @AARPenEspañol and @AARPadvocates on social media.<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Virginia. Visit the <a href="https://states.aarp.org/region/virginia/" target="_blank">AARP Virginia</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-KINGSMILLS-OH">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; 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But consumers beware"/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/26ba757/2147483647/strip/true/crop/940x604+0+92/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F6b%2Ffc%2F903b0705415585cea3b3529365be%2Fpeer-to-peer-payment-scams.jpg"/> <meta property="og:type" content="article"/> <meta property="og:title" content="AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams"/> <meta property="og:description" content="Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware"/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/26ba757/2147483647/strip/true/crop/940x604+0+92/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F6b%2Ffc%2F903b0705415585cea3b3529365be%2Fpeer-to-peer-payment-scams.jpg"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">AARP Virginia Fraud Alert: Peer-to-Peer Payment Scams</h1></header> <div class="posted-on"> Posted on 09/23/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/6b/fc/903b0705415585cea3b3529365be/peer-to-peer-payment-scams.jpg" alt="Peer-to-Peer Payment Scams.jpg" width="940" height="788"/> </figure> </div> </div><p>Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever before. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminal scammers to steal your money.<br><br>You may hear from a loved one claiming to be in trouble - and they need your financial help fast via a P2P app. Another tactic used by criminals involves offering a “discount” for a product on an online marketplace, but only if payment is made through a P2P app.<br><br>Scammers can also spoof payments to make it seem like they “accidentally” sent you money on a P2P service. They will innocently ask you to return it, but shortly after, their initial payment to you will bounce like a bad check, leaving you short any funds you sent them.<br><br>It’s best to use P2P apps to send money to friends, family, and other people you know and trust. P2P apps do not have the same consumer protections that credit cards have. Transactions are like paying cash - instantaneous and usually irreversible. If you receive an unexpected payment, don’t accept it and report it to the app provider. <br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/money/scams-fraud/info-2024/safely-send-money-on-zelle.html" target="_blank" rel="noopener noreferrer">More resources from AARP.</a></span></span><br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>AARP Fraud Watch Network™ is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 877-908-3360.<br><br>AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health and financial security, and personal fulfillment. AARP also produces the nation's largest-circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org/about-aarp/, www.aarp.org/español or follow @AARP, @AARPenEspañol and @AARPadvocates on social media.<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Virginia. Visit the <a href="https://states.aarp.org/region/virginia/" target="_blank">AARP Virginia</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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