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Beware of Credit Repair Scams After the Holidays!

Posted on 01/02/25

Overwhelmed by holiday bills? You’re not alone—and you don’t have to face your debt alone either. The New Year is the perfect time to take control of your finances—but beware of criminal scammers offering quick fixes that are too good to be true.

Credit repair scammers often exploit financial stress by promising instant relief or quick results to become debt-free. These schemes typically involve up-front fees, bad advice like avoiding your creditors or vague claims about what services they actually provide.

Before committing to a debt relief service and providing your sensitive personal information, research reviews and check for complaints with organizations like the Better Business Bureau to ensure their credibility. If you need help getting out of debt, turn to an organization like the Nonprofit National Foundation for Credit Counseling.

Be a fraud fighter! If you can spot a scam, you can stop a scam.

Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at www.aarp.org/fraudwatchnetwork.

This story is provided by AARP Ohio. Visit the AARP Ohio page for more news, events, and programs affecting retirement, health care, and more.

AARP Events for Columbus

AARP Events for Columbus

• Online Class: Enhance Your Workout With Yoga Fusion

  Monday, Jan 6, 2025 at 11:00 a.m. ET

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• Qigong with Nate: A Gentle Practice for Body, Mind and Spirit

  Monday, Jan 6, 2025 at 1:00 p.m. ET

  Zoom

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• CarFit Virtual Workshop: Let's Talk – Vehicle Safety and Comfort

  Wednesday, Jan 8, 2025 at 2:30 p.m. ET

  Zoom

  Online Event

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			<header><h1 class="article-headline">Beware of Credit Repair Scams After the Holidays!</h1></header>	
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				Posted on 01/02/25 
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        <div class="RichTextArticleBody-body"><p>Overwhelmed by holiday bills? You’re not alone—and you don’t have to face your debt alone either. The New Year is the perfect time to take control of your finances—but beware of criminal scammers offering quick fixes that are too good to be true.<br><br>Credit repair scammers often exploit financial stress by promising instant relief or quick results to become debt-free. These schemes typically involve up-front fees, bad advice like avoiding your creditors or vague claims about what services they actually provide.<br><br>Before committing to a debt relief service and providing your sensitive personal information, research reviews and check for complaints with organizations like the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.bbb.org/" target="_blank" rel="noopener noreferrer">Better Business Bureau</a></span></span> to ensure their credibility. If you need help getting out of debt, turn to an organization like the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.nfcc.org/" target="_blank" rel="noopener noreferrer">Nonprofit National Foundation for Credit Counseling</a></span></span>.<br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="www.aarp.org/fraudwatchnetwork" target="_blank" rel="noopener noreferrer">www.aarp.org/fraudwatchnetwork</a></span></span>.</p></div>
    
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		<p><i>This story is provided by AARP Ohio. Visit the <a href="https://states.aarp.org/region/ohio/" target="_blank">AARP Ohio</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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		<p><i>This story is provided by AARP Ohio. Visit the <a href="https://states.aarp.org/region/ohio/" target="_blank">AARP Ohio</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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			<header><h1 class="article-headline">Beware of Credit Repair Scams After the Holidays!</h1></header>	
						<div class="posted-on">
				Posted on 01/02/25 
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        <div class="RichTextArticleBody-body"><p>Overwhelmed by holiday bills? You’re not alone—and you don’t have to face your debt alone either. The New Year is the perfect time to take control of your finances—but beware of criminal scammers offering quick fixes that are too good to be true.<br><br>Credit repair scammers often exploit financial stress by promising instant relief or quick results to become debt-free. These schemes typically involve up-front fees, bad advice like avoiding your creditors or vague claims about what services they actually provide.<br><br>Before committing to a debt relief service and providing your sensitive personal information, research reviews and check for complaints with organizations like the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.bbb.org/" target="_blank" rel="noopener noreferrer">Better Business Bureau</a></span></span> to ensure their credibility. If you need help getting out of debt, turn to an organization like the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.nfcc.org/" target="_blank" rel="noopener noreferrer">Nonprofit National Foundation for Credit Counseling</a></span></span>.<br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="www.aarp.org/fraudwatchnetwork" target="_blank" rel="noopener noreferrer">www.aarp.org/fraudwatchnetwork</a></span></span>.</p></div>
    
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		<p><i>This story is provided by AARP Ohio. Visit the <a href="https://states.aarp.org/region/ohio/" target="_blank">AARP Ohio</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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			<header><h1 class="article-headline">Beware of Credit Repair Scams After the Holidays!</h1></header>	
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				Posted on 01/02/25 
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        <div class="RichTextArticleBody-body"><p>Overwhelmed by holiday bills? You’re not alone—and you don’t have to face your debt alone either. The New Year is the perfect time to take control of your finances—but beware of criminal scammers offering quick fixes that are too good to be true.<br><br>Credit repair scammers often exploit financial stress by promising instant relief or quick results to become debt-free. These schemes typically involve up-front fees, bad advice like avoiding your creditors or vague claims about what services they actually provide.<br><br>Before committing to a debt relief service and providing your sensitive personal information, research reviews and check for complaints with organizations like the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.bbb.org/" target="_blank" rel="noopener noreferrer">Better Business Bureau</a></span></span> to ensure their credibility. If you need help getting out of debt, turn to an organization like the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.nfcc.org/" target="_blank" rel="noopener noreferrer">Nonprofit National Foundation for Credit Counseling</a></span></span>.<br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="www.aarp.org/fraudwatchnetwork" target="_blank" rel="noopener noreferrer">www.aarp.org/fraudwatchnetwork</a></span></span>.</p></div>
    
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		<p><i>This story is provided by AARP Ohio. Visit the <a href="https://states.aarp.org/region/ohio/" target="_blank">AARP Ohio</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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			<header><h1 class="article-headline">Beware of Credit Repair Scams After the Holidays!</h1></header>	
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        <div class="RichTextArticleBody-body"><p>Overwhelmed by holiday bills? You’re not alone—and you don’t have to face your debt alone either. The New Year is the perfect time to take control of your finances—but beware of criminal scammers offering quick fixes that are too good to be true.<br><br>Credit repair scammers often exploit financial stress by promising instant relief or quick results to become debt-free. These schemes typically involve up-front fees, bad advice like avoiding your creditors or vague claims about what services they actually provide.<br><br>Before committing to a debt relief service and providing your sensitive personal information, research reviews and check for complaints with organizations like the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.bbb.org/" target="_blank" rel="noopener noreferrer">Better Business Bureau</a></span></span> to ensure their credibility. If you need help getting out of debt, turn to an organization like the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.nfcc.org/" target="_blank" rel="noopener noreferrer">Nonprofit National Foundation for Credit Counseling</a></span></span>.<br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="www.aarp.org/fraudwatchnetwork" target="_blank" rel="noopener noreferrer">www.aarp.org/fraudwatchnetwork</a></span></span>.</p></div>
    
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		<p><i>This story is provided by AARP Ohio. Visit the <a href="https://states.aarp.org/region/ohio/" target="_blank">AARP Ohio</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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		<div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-COLUMBUS-OH">Renew</a> or 
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<li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/ohio/" target="_blank" rel="noopener">AARP Ohio</a></li>

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			<header><h1 class="article-headline">Beware of Credit Repair Scams After the Holidays!</h1></header>	
						<div class="posted-on">
				Posted on 01/02/25 
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        <div class="RichTextArticleBody-body"><p>Overwhelmed by holiday bills? You’re not alone—and you don’t have to face your debt alone either. The New Year is the perfect time to take control of your finances—but beware of criminal scammers offering quick fixes that are too good to be true.<br><br>Credit repair scammers often exploit financial stress by promising instant relief or quick results to become debt-free. These schemes typically involve up-front fees, bad advice like avoiding your creditors or vague claims about what services they actually provide.<br><br>Before committing to a debt relief service and providing your sensitive personal information, research reviews and check for complaints with organizations like the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.bbb.org/" target="_blank" rel="noopener noreferrer">Better Business Bureau</a></span></span> to ensure their credibility. If you need help getting out of debt, turn to an organization like the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.nfcc.org/" target="_blank" rel="noopener noreferrer">Nonprofit National Foundation for Credit Counseling</a></span></span>.<br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="www.aarp.org/fraudwatchnetwork" target="_blank" rel="noopener noreferrer">www.aarp.org/fraudwatchnetwork</a></span></span>.</p></div>
    
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		<p><i>This story is provided by AARP Ohio. Visit the <a href="https://states.aarp.org/region/ohio/" target="_blank">AARP Ohio</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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			<header><h1 class="article-headline">Beware of Credit Repair Scams After the Holidays!</h1></header>	
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				Posted on 01/02/25 
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        <div class="RichTextArticleBody-body"><p>Overwhelmed by holiday bills? You’re not alone—and you don’t have to face your debt alone either. The New Year is the perfect time to take control of your finances—but beware of criminal scammers offering quick fixes that are too good to be true.<br><br>Credit repair scammers often exploit financial stress by promising instant relief or quick results to become debt-free. These schemes typically involve up-front fees, bad advice like avoiding your creditors or vague claims about what services they actually provide.<br><br>Before committing to a debt relief service and providing your sensitive personal information, research reviews and check for complaints with organizations like the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.bbb.org/" target="_blank" rel="noopener noreferrer">Better Business Bureau</a></span></span> to ensure their credibility. If you need help getting out of debt, turn to an organization like the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.nfcc.org/" target="_blank" rel="noopener noreferrer">Nonprofit National Foundation for Credit Counseling</a></span></span>.<br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="www.aarp.org/fraudwatchnetwork" target="_blank" rel="noopener noreferrer">www.aarp.org/fraudwatchnetwork</a></span></span>.</p></div>
    
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		<p><i>This story is provided by AARP Ohio. Visit the <a href="https://states.aarp.org/region/ohio/" target="_blank">AARP Ohio</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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			<header><h1 class="article-headline">Beware of Credit Repair Scams After the Holidays!</h1></header>	
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				Posted on 01/02/25 
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        <div class="RichTextArticleBody-body"><p>Overwhelmed by holiday bills? You’re not alone—and you don’t have to face your debt alone either. The New Year is the perfect time to take control of your finances—but beware of criminal scammers offering quick fixes that are too good to be true.<br><br>Credit repair scammers often exploit financial stress by promising instant relief or quick results to become debt-free. These schemes typically involve up-front fees, bad advice like avoiding your creditors or vague claims about what services they actually provide.<br><br>Before committing to a debt relief service and providing your sensitive personal information, research reviews and check for complaints with organizations like the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.bbb.org/" target="_blank" rel="noopener noreferrer">Better Business Bureau</a></span></span> to ensure their credibility. If you need help getting out of debt, turn to an organization like the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.nfcc.org/" target="_blank" rel="noopener noreferrer">Nonprofit National Foundation for Credit Counseling</a></span></span>.<br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="www.aarp.org/fraudwatchnetwork" target="_blank" rel="noopener noreferrer">www.aarp.org/fraudwatchnetwork</a></span></span>.</p></div>
    
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		<p><i>This story is provided by AARP Ohio. Visit the <a href="https://states.aarp.org/region/ohio/" target="_blank">AARP Ohio</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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			<header><h1 class="article-headline">Beware of Credit Repair Scams After the Holidays!</h1></header>	
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				Posted on 01/02/25 
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        <div class="RichTextArticleBody-body"><p>Overwhelmed by holiday bills? You’re not alone—and you don’t have to face your debt alone either. The New Year is the perfect time to take control of your finances—but beware of criminal scammers offering quick fixes that are too good to be true.<br><br>Credit repair scammers often exploit financial stress by promising instant relief or quick results to become debt-free. These schemes typically involve up-front fees, bad advice like avoiding your creditors or vague claims about what services they actually provide.<br><br>Before committing to a debt relief service and providing your sensitive personal information, research reviews and check for complaints with organizations like the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.bbb.org/" target="_blank" rel="noopener noreferrer">Better Business Bureau</a></span></span> to ensure their credibility. If you need help getting out of debt, turn to an organization like the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.nfcc.org/" target="_blank" rel="noopener noreferrer">Nonprofit National Foundation for Credit Counseling</a></span></span>.<br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="www.aarp.org/fraudwatchnetwork" target="_blank" rel="noopener noreferrer">www.aarp.org/fraudwatchnetwork</a></span></span>.</p></div>
    
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		<p><i>This story is provided by AARP Ohio. Visit the <a href="https://states.aarp.org/region/ohio/" target="_blank">AARP Ohio</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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			<header><h1 class="article-headline">Beware of Credit Repair Scams After the Holidays!</h1></header>	
						<div class="posted-on">
				Posted on 01/02/25 
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        <div class="RichTextArticleBody-body"><p>Overwhelmed by holiday bills? You’re not alone—and you don’t have to face your debt alone either. The New Year is the perfect time to take control of your finances—but beware of criminal scammers offering quick fixes that are too good to be true.<br><br>Credit repair scammers often exploit financial stress by promising instant relief or quick results to become debt-free. These schemes typically involve up-front fees, bad advice like avoiding your creditors or vague claims about what services they actually provide.<br><br>Before committing to a debt relief service and providing your sensitive personal information, research reviews and check for complaints with organizations like the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.bbb.org/" target="_blank" rel="noopener noreferrer">Better Business Bureau</a></span></span> to ensure their credibility. If you need help getting out of debt, turn to an organization like the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.nfcc.org/" target="_blank" rel="noopener noreferrer">Nonprofit National Foundation for Credit Counseling</a></span></span>.<br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="www.aarp.org/fraudwatchnetwork" target="_blank" rel="noopener noreferrer">www.aarp.org/fraudwatchnetwork</a></span></span>.</p></div>
    
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		<p><i>This story is provided by AARP Ohio. Visit the <a href="https://states.aarp.org/region/ohio/" target="_blank">AARP Ohio</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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<li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/ohio/" target="_blank" rel="noopener">AARP Ohio</a></li>

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				Posted on 01/02/25 
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        <div class="RichTextArticleBody-body"><p>Overwhelmed by holiday bills? You’re not alone—and you don’t have to face your debt alone either. The New Year is the perfect time to take control of your finances—but beware of criminal scammers offering quick fixes that are too good to be true.<br><br>Credit repair scammers often exploit financial stress by promising instant relief or quick results to become debt-free. These schemes typically involve up-front fees, bad advice like avoiding your creditors or vague claims about what services they actually provide.<br><br>Before committing to a debt relief service and providing your sensitive personal information, research reviews and check for complaints with organizations like the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.bbb.org/" target="_blank" rel="noopener noreferrer">Better Business Bureau</a></span></span> to ensure their credibility. If you need help getting out of debt, turn to an organization like the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.nfcc.org/" target="_blank" rel="noopener noreferrer">Nonprofit National Foundation for Credit Counseling</a></span></span>.<br><br>Be a fraud fighter! If you can spot a scam, you can stop a scam.<br><br>Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="www.aarp.org/fraudwatchnetwork" target="_blank" rel="noopener noreferrer">www.aarp.org/fraudwatchnetwork</a></span></span>.</p></div>
    
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		<p><i>This story is provided by AARP Ohio. Visit the <a href="https://states.aarp.org/region/ohio/" target="_blank">AARP Ohio</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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<h2>Contact AARP <br />in Columbus</h2>
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<li><i class="list-icon fa fa-envelope" alt="Email icon" title="Email icon" aria-hidden="true"></i><a href="mailto:OHAARP@aarp.org" target="_blank" rel="noopener">OHAARP@aarp.org</a></li>

<li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/ohio/" target="_blank" rel="noopener">AARP Ohio</a></li>

<li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="https://states.aarp.org/aarp-ohio-contact-information/?intcmp=SNG-LNK-AARPLOCAL-CONTACT-20140101-COLUMBUS-OH" target="_blank" rel="noopener">Contact Us</a></li>

</ul>
</div>

<a href="https://www.facebook.com/AARPOH" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a>&nbsp;&nbsp;
<a href="https://twitter.com/aarpohio" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a>


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