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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Five Steps to Take Before Year End to Help Protect Against Fraud</h1></header> <div class="posted-on"> Posted on 11/04/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p><br>In today’s digital age, we probably often ask ourselves, “What can I do to protect myself and my family further from fraud and scams?” While we know we can’t absolutely, 100% protect ourselves from those trying to get our personal information and money, following these five recommendations will help. And you have time to take action before the end of the year!<br></p><ul><li><b>Start by examining the security and privacy settings</b> on all your devices. Ensure that auto-security updates are enabled for your operating system and apps, as well as any social media accounts. Consider using a Virtual Private Network (VPN) to encrypt your internet traffic, enhancing your privacy. Additionally, subscribing to an antivirus software service can provide an extra layer of protection against malicious attacks.<br><br></li><li><b>Conduct a password audit for all your accounts.</b> Strong, complex passwords are your first line of defense against unauthorized access. Replace long-standing passwords with new ones that are at least 12-14 characters long, combining letters, numbers, and symbols. Using a password manager can make this process easier, helping you securely create and store robust passwords. However, if you prefer a traditional approach, ensure you write them down and keep them in a safe place. Don’t use the same password for multiple accounts.</li></ul><ul><li><b>Set up online access for your bank and credit card accounts</b>, even if you don’t typically conduct financial transactions online. This measure prevents fraudsters from creating online access to your accounts if your personal information is compromised. Set up account alerts at the same time to notify you of any deposits, withdrawals, or charges. You’ll likely be asked to set up two-factor authentication when setting up your logon details for added security. If prompted for security questions, consider using fictitious answers to further protect your information.</li></ul><ul><li><b>Regularly review your credit reports</b> and place a credit freeze with the three major credit reporting agencies if you haven’t done so already. This step prevents anyone from opening new accounts in your name without your consent. Schedule quarterly requests for your credit reports at www.annualcreditreport.com to stay vigilant.</li></ul><ul><li><b>Finally, safeguard your property records</b> and set a schedule to review and monitor your real estate deeds to guard against fraudulent activity. Home title theft can occur when identity thieves transfer your house title to their name for illegal financial gains through refinance, Home Equity Line of Credit (HELOC) fraud or forged deeds. To review your title information, visit your county's website, usually through the County Recorder or Assessor’s Office, and search public records using your property address, name, or parcel number. Properties with mortgages, equity lines of credit or title insurance may gain additional protections against title theft.</li></ul><p>Implementing these five steps can significantly bolster your defenses against fraud and scams for you and your family. However, remaining vigilant requires a proactive mindset. Trust your instincts - if something feels off, it probably is. Scammers often pose as familiar organizations, create a false sense of urgency, pressure victims into immediate action or require you to pay in specific ways. Being proactive about security can protect your assets and personal information from fraud. Stay vigilant, and remember, your best defense is often a cautious approach.</p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="right"> <img src="https://aarp-states.brightspotcdn.com/4b/2c/0ae9fc314875bffa6b4ad1ae6817/kay.jpeg" alt="Kay.jpeg" width="3024" height="4032" style="height: auto; max-width: 300px;"/> </figure> </div> </div><p>AARP has resources to help if you think you’ve been approached with a scam or have been victimized. Call the <b>AARP Fraud Watch Helpline at 1-877-908-3360</b> to speak with a trained volunteer about your experience.<br><br>Join AARP Washington for Fraud Watch Friday, broadcast live on Zoom and Facebook on the third Friday of each month, to learn about current fraud trends and ask your questions about scams. Register at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://states.aarp.org/washington/online-fraud-watch-friday-events-fight-back-against-scams">www.aarp.org/fwf</a></span></span>.<br><br>by Kay Tomlinson, AARP Volunteer Fraud Watch Specialist<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Washington. Visit the <a href="https://states.aarp.org/region/washington/" target="_blank">AARP Washington</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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And you have time to take action before the end of the year!<br></p><ul><li><b>Start by examining the security and privacy settings</b> on all your devices. Ensure that auto-security updates are enabled for your operating system and apps, as well as any social media accounts. Consider using a Virtual Private Network (VPN) to encrypt your internet traffic, enhancing your privacy. Additionally, subscribing to an antivirus software service can provide an extra layer of protection against malicious attacks.<br><br></li><li><b>Conduct a password audit for all your accounts.</b> Strong, complex passwords are your first line of defense against unauthorized access. Replace long-standing passwords with new ones that are at least 12-14 characters long, combining letters, numbers, and symbols. Using a password manager can make this process easier, helping you securely create and store robust passwords. However, if you prefer a traditional approach, ensure you write them down and keep them in a safe place. Don’t use the same password for multiple accounts.</li></ul><ul><li><b>Set up online access for your bank and credit card accounts</b>, even if you don’t typically conduct financial transactions online. This measure prevents fraudsters from creating online access to your accounts if your personal information is compromised. Set up account alerts at the same time to notify you of any deposits, withdrawals, or charges. You’ll likely be asked to set up two-factor authentication when setting up your logon details for added security. If prompted for security questions, consider using fictitious answers to further protect your information.</li></ul><ul><li><b>Regularly review your credit reports</b> and place a credit freeze with the three major credit reporting agencies if you haven’t done so already. This step prevents anyone from opening new accounts in your name without your consent. Schedule quarterly requests for your credit reports at www.annualcreditreport.com to stay vigilant.</li></ul><ul><li><b>Finally, safeguard your property records</b> and set a schedule to review and monitor your real estate deeds to guard against fraudulent activity. Home title theft can occur when identity thieves transfer your house title to their name for illegal financial gains through refinance, Home Equity Line of Credit (HELOC) fraud or forged deeds. To review your title information, visit your county's website, usually through the County Recorder or Assessor’s Office, and search public records using your property address, name, or parcel number. Properties with mortgages, equity lines of credit or title insurance may gain additional protections against title theft.</li></ul><p>Implementing these five steps can significantly bolster your defenses against fraud and scams for you and your family. However, remaining vigilant requires a proactive mindset. Trust your instincts - if something feels off, it probably is. Scammers often pose as familiar organizations, create a false sense of urgency, pressure victims into immediate action or require you to pay in specific ways. Being proactive about security can protect your assets and personal information from fraud. Stay vigilant, and remember, your best defense is often a cautious approach.</p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="right"> <img src="https://aarp-states.brightspotcdn.com/4b/2c/0ae9fc314875bffa6b4ad1ae6817/kay.jpeg" alt="Kay.jpeg" width="3024" height="4032" style="height: auto; max-width: 300px;"/> </figure> </div> </div><p>AARP has resources to help if you think you’ve been approached with a scam or have been victimized. Call the <b>AARP Fraud Watch Helpline at 1-877-908-3360</b> to speak with a trained volunteer about your experience.<br><br>Join AARP Washington for Fraud Watch Friday, broadcast live on Zoom and Facebook on the third Friday of each month, to learn about current fraud trends and ask your questions about scams. Register at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://states.aarp.org/washington/online-fraud-watch-friday-events-fight-back-against-scams">www.aarp.org/fwf</a></span></span>.<br><br>by Kay Tomlinson, AARP Volunteer Fraud Watch Specialist<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Washington. Visit the <a href="https://states.aarp.org/region/washington/" target="_blank">AARP Washington</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Five Steps to Take Before Year End to Help Protect Against Fraud</h1></header> <div class="posted-on"> Posted on 11/04/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p><br>In today’s digital age, we probably often ask ourselves, “What can I do to protect myself and my family further from fraud and scams?” While we know we can’t absolutely, 100% protect ourselves from those trying to get our personal information and money, following these five recommendations will help. And you have time to take action before the end of the year!<br></p><ul><li><b>Start by examining the security and privacy settings</b> on all your devices. Ensure that auto-security updates are enabled for your operating system and apps, as well as any social media accounts. Consider using a Virtual Private Network (VPN) to encrypt your internet traffic, enhancing your privacy. Additionally, subscribing to an antivirus software service can provide an extra layer of protection against malicious attacks.<br><br></li><li><b>Conduct a password audit for all your accounts.</b> Strong, complex passwords are your first line of defense against unauthorized access. Replace long-standing passwords with new ones that are at least 12-14 characters long, combining letters, numbers, and symbols. Using a password manager can make this process easier, helping you securely create and store robust passwords. However, if you prefer a traditional approach, ensure you write them down and keep them in a safe place. Don’t use the same password for multiple accounts.</li></ul><ul><li><b>Set up online access for your bank and credit card accounts</b>, even if you don’t typically conduct financial transactions online. This measure prevents fraudsters from creating online access to your accounts if your personal information is compromised. Set up account alerts at the same time to notify you of any deposits, withdrawals, or charges. You’ll likely be asked to set up two-factor authentication when setting up your logon details for added security. If prompted for security questions, consider using fictitious answers to further protect your information.</li></ul><ul><li><b>Regularly review your credit reports</b> and place a credit freeze with the three major credit reporting agencies if you haven’t done so already. This step prevents anyone from opening new accounts in your name without your consent. Schedule quarterly requests for your credit reports at www.annualcreditreport.com to stay vigilant.</li></ul><ul><li><b>Finally, safeguard your property records</b> and set a schedule to review and monitor your real estate deeds to guard against fraudulent activity. Home title theft can occur when identity thieves transfer your house title to their name for illegal financial gains through refinance, Home Equity Line of Credit (HELOC) fraud or forged deeds. To review your title information, visit your county's website, usually through the County Recorder or Assessor’s Office, and search public records using your property address, name, or parcel number. Properties with mortgages, equity lines of credit or title insurance may gain additional protections against title theft.</li></ul><p>Implementing these five steps can significantly bolster your defenses against fraud and scams for you and your family. However, remaining vigilant requires a proactive mindset. Trust your instincts - if something feels off, it probably is. Scammers often pose as familiar organizations, create a false sense of urgency, pressure victims into immediate action or require you to pay in specific ways. Being proactive about security can protect your assets and personal information from fraud. Stay vigilant, and remember, your best defense is often a cautious approach.</p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="right"> <img src="https://aarp-states.brightspotcdn.com/4b/2c/0ae9fc314875bffa6b4ad1ae6817/kay.jpeg" alt="Kay.jpeg" width="3024" height="4032" style="height: auto; max-width: 300px;"/> </figure> </div> </div><p>AARP has resources to help if you think you’ve been approached with a scam or have been victimized. Call the <b>AARP Fraud Watch Helpline at 1-877-908-3360</b> to speak with a trained volunteer about your experience.<br><br>Join AARP Washington for Fraud Watch Friday, broadcast live on Zoom and Facebook on the third Friday of each month, to learn about current fraud trends and ask your questions about scams. Register at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://states.aarp.org/washington/online-fraud-watch-friday-events-fight-back-against-scams">www.aarp.org/fwf</a></span></span>.<br><br>by Kay Tomlinson, AARP Volunteer Fraud Watch Specialist<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Washington. Visit the <a href="https://states.aarp.org/region/washington/" target="_blank">AARP Washington</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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}); </script> </div> </div> ', 'scripts_for_layout' => '<title>Five Steps to Take Before Year End to Help Protect Against Fraud</title> <meta name="page_title" content="Five Steps to Take Before Year End to Help Protect Against Fraud"/> <meta name="robots" content="noindex, nofollow"/> <meta content="In today’s digital age, we probably often ask ourselves, “What can I do to protect myself and my family further from fraud and scams?” While we know we" name="description"/> <meta content="Five, Steps, Take, Before, Year, End, Help, Protect, Against, Fraud" name="keywords"/> <link rel="canonical" href="https://states.aarp.org/washington/five-steps-to-take-before-year-end-to-help-protect-against-fraud" /> <meta property="og:url" content="https://vccstaging.local.aarp.org/news/five-steps-to-take-before-year-end-to-help-protect-against-fraud-wa-2024-11-04.html"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:title" content="Five Steps to Take Before Year End to Help Protect Against Fraud"/> <meta name="twitter:description" content="In today’s digital age, we probably often ask ourselves, “What can I do to protect myself and my family further from fraud and scams?” While we know we"/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/a71f86c/2147483647/strip/true/crop/1280x823+0+69/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F74%2F6d%2F1051376240ebbfa651c516c67cb8%2Ffraud-magnifying-glass.jpg"/> <meta property="og:type" content="article"/> <meta property="og:title" content="Five Steps to Take Before Year End to Help Protect Against Fraud"/> <meta property="og:description" content="In today’s digital age, we probably often ask ourselves, “What can I do to protect myself and my family further from fraud and scams?” While we know we"/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/a71f86c/2147483647/strip/true/crop/1280x823+0+69/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F74%2F6d%2F1051376240ebbfa651c516c67cb8%2Ffraud-magnifying-glass.jpg"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Five Steps to Take Before Year End to Help Protect Against Fraud</h1></header> <div class="posted-on"> Posted on 11/04/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p><br>In today’s digital age, we probably often ask ourselves, “What can I do to protect myself and my family further from fraud and scams?” While we know we can’t absolutely, 100% protect ourselves from those trying to get our personal information and money, following these five recommendations will help. And you have time to take action before the end of the year!<br></p><ul><li><b>Start by examining the security and privacy settings</b> on all your devices. Ensure that auto-security updates are enabled for your operating system and apps, as well as any social media accounts. Consider using a Virtual Private Network (VPN) to encrypt your internet traffic, enhancing your privacy. Additionally, subscribing to an antivirus software service can provide an extra layer of protection against malicious attacks.<br><br></li><li><b>Conduct a password audit for all your accounts.</b> Strong, complex passwords are your first line of defense against unauthorized access. Replace long-standing passwords with new ones that are at least 12-14 characters long, combining letters, numbers, and symbols. Using a password manager can make this process easier, helping you securely create and store robust passwords. However, if you prefer a traditional approach, ensure you write them down and keep them in a safe place. Don’t use the same password for multiple accounts.</li></ul><ul><li><b>Set up online access for your bank and credit card accounts</b>, even if you don’t typically conduct financial transactions online. This measure prevents fraudsters from creating online access to your accounts if your personal information is compromised. Set up account alerts at the same time to notify you of any deposits, withdrawals, or charges. You’ll likely be asked to set up two-factor authentication when setting up your logon details for added security. If prompted for security questions, consider using fictitious answers to further protect your information.</li></ul><ul><li><b>Regularly review your credit reports</b> and place a credit freeze with the three major credit reporting agencies if you haven’t done so already. This step prevents anyone from opening new accounts in your name without your consent. Schedule quarterly requests for your credit reports at www.annualcreditreport.com to stay vigilant.</li></ul><ul><li><b>Finally, safeguard your property records</b> and set a schedule to review and monitor your real estate deeds to guard against fraudulent activity. Home title theft can occur when identity thieves transfer your house title to their name for illegal financial gains through refinance, Home Equity Line of Credit (HELOC) fraud or forged deeds. To review your title information, visit your county's website, usually through the County Recorder or Assessor’s Office, and search public records using your property address, name, or parcel number. Properties with mortgages, equity lines of credit or title insurance may gain additional protections against title theft.</li></ul><p>Implementing these five steps can significantly bolster your defenses against fraud and scams for you and your family. However, remaining vigilant requires a proactive mindset. Trust your instincts - if something feels off, it probably is. Scammers often pose as familiar organizations, create a false sense of urgency, pressure victims into immediate action or require you to pay in specific ways. Being proactive about security can protect your assets and personal information from fraud. Stay vigilant, and remember, your best defense is often a cautious approach.</p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="right"> <img src="https://aarp-states.brightspotcdn.com/4b/2c/0ae9fc314875bffa6b4ad1ae6817/kay.jpeg" alt="Kay.jpeg" width="3024" height="4032" style="height: auto; max-width: 300px;"/> </figure> </div> </div><p>AARP has resources to help if you think you’ve been approached with a scam or have been victimized. Call the <b>AARP Fraud Watch Helpline at 1-877-908-3360</b> to speak with a trained volunteer about your experience.<br><br>Join AARP Washington for Fraud Watch Friday, broadcast live on Zoom and Facebook on the third Friday of each month, to learn about current fraud trends and ask your questions about scams. Register at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://states.aarp.org/washington/online-fraud-watch-friday-events-fight-back-against-scams">www.aarp.org/fwf</a></span></span>.<br><br>by Kay Tomlinson, AARP Volunteer Fraud Watch Specialist<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Washington. Visit the <a href="https://states.aarp.org/region/washington/" target="_blank">AARP Washington</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Five Steps to Take Before Year End to Help Protect Against Fraud</h1></header> <div class="posted-on"> Posted on 11/04/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p><br>In today’s digital age, we probably often ask ourselves, “What can I do to protect myself and my family further from fraud and scams?” While we know we can’t absolutely, 100% protect ourselves from those trying to get our personal information and money, following these five recommendations will help. And you have time to take action before the end of the year!<br></p><ul><li><b>Start by examining the security and privacy settings</b> on all your devices. Ensure that auto-security updates are enabled for your operating system and apps, as well as any social media accounts. Consider using a Virtual Private Network (VPN) to encrypt your internet traffic, enhancing your privacy. Additionally, subscribing to an antivirus software service can provide an extra layer of protection against malicious attacks.<br><br></li><li><b>Conduct a password audit for all your accounts.</b> Strong, complex passwords are your first line of defense against unauthorized access. Replace long-standing passwords with new ones that are at least 12-14 characters long, combining letters, numbers, and symbols. Using a password manager can make this process easier, helping you securely create and store robust passwords. However, if you prefer a traditional approach, ensure you write them down and keep them in a safe place. Don’t use the same password for multiple accounts.</li></ul><ul><li><b>Set up online access for your bank and credit card accounts</b>, even if you don’t typically conduct financial transactions online. This measure prevents fraudsters from creating online access to your accounts if your personal information is compromised. Set up account alerts at the same time to notify you of any deposits, withdrawals, or charges. You’ll likely be asked to set up two-factor authentication when setting up your logon details for added security. If prompted for security questions, consider using fictitious answers to further protect your information.</li></ul><ul><li><b>Regularly review your credit reports</b> and place a credit freeze with the three major credit reporting agencies if you haven’t done so already. This step prevents anyone from opening new accounts in your name without your consent. Schedule quarterly requests for your credit reports at www.annualcreditreport.com to stay vigilant.</li></ul><ul><li><b>Finally, safeguard your property records</b> and set a schedule to review and monitor your real estate deeds to guard against fraudulent activity. Home title theft can occur when identity thieves transfer your house title to their name for illegal financial gains through refinance, Home Equity Line of Credit (HELOC) fraud or forged deeds. To review your title information, visit your county's website, usually through the County Recorder or Assessor’s Office, and search public records using your property address, name, or parcel number. Properties with mortgages, equity lines of credit or title insurance may gain additional protections against title theft.</li></ul><p>Implementing these five steps can significantly bolster your defenses against fraud and scams for you and your family. However, remaining vigilant requires a proactive mindset. Trust your instincts - if something feels off, it probably is. Scammers often pose as familiar organizations, create a false sense of urgency, pressure victims into immediate action or require you to pay in specific ways. Being proactive about security can protect your assets and personal information from fraud. Stay vigilant, and remember, your best defense is often a cautious approach.</p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="right"> <img src="https://aarp-states.brightspotcdn.com/4b/2c/0ae9fc314875bffa6b4ad1ae6817/kay.jpeg" alt="Kay.jpeg" width="3024" height="4032" style="height: auto; max-width: 300px;"/> </figure> </div> </div><p>AARP has resources to help if you think you’ve been approached with a scam or have been victimized. Call the <b>AARP Fraud Watch Helpline at 1-877-908-3360</b> to speak with a trained volunteer about your experience.<br><br>Join AARP Washington for Fraud Watch Friday, broadcast live on Zoom and Facebook on the third Friday of each month, to learn about current fraud trends and ask your questions about scams. Register at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://states.aarp.org/washington/online-fraud-watch-friday-events-fight-back-against-scams">www.aarp.org/fwf</a></span></span>.<br><br>by Kay Tomlinson, AARP Volunteer Fraud Watch Specialist<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Washington. Visit the <a href="https://states.aarp.org/region/washington/" target="_blank">AARP Washington</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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--primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Five Steps to Take Before Year End to Help Protect Against Fraud</h1></header> <div class="posted-on"> Posted on 11/04/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p><br>In today’s digital age, we probably often ask ourselves, “What can I do to protect myself and my family further from fraud and scams?” While we know we can’t absolutely, 100% protect ourselves from those trying to get our personal information and money, following these five recommendations will help. And you have time to take action before the end of the year!<br></p><ul><li><b>Start by examining the security and privacy settings</b> on all your devices. Ensure that auto-security updates are enabled for your operating system and apps, as well as any social media accounts. Consider using a Virtual Private Network (VPN) to encrypt your internet traffic, enhancing your privacy. Additionally, subscribing to an antivirus software service can provide an extra layer of protection against malicious attacks.<br><br></li><li><b>Conduct a password audit for all your accounts.</b> Strong, complex passwords are your first line of defense against unauthorized access. Replace long-standing passwords with new ones that are at least 12-14 characters long, combining letters, numbers, and symbols. Using a password manager can make this process easier, helping you securely create and store robust passwords. However, if you prefer a traditional approach, ensure you write them down and keep them in a safe place. Don’t use the same password for multiple accounts.</li></ul><ul><li><b>Set up online access for your bank and credit card accounts</b>, even if you don’t typically conduct financial transactions online. This measure prevents fraudsters from creating online access to your accounts if your personal information is compromised. Set up account alerts at the same time to notify you of any deposits, withdrawals, or charges. You’ll likely be asked to set up two-factor authentication when setting up your logon details for added security. If prompted for security questions, consider using fictitious answers to further protect your information.</li></ul><ul><li><b>Regularly review your credit reports</b> and place a credit freeze with the three major credit reporting agencies if you haven’t done so already. This step prevents anyone from opening new accounts in your name without your consent. Schedule quarterly requests for your credit reports at www.annualcreditreport.com to stay vigilant.</li></ul><ul><li><b>Finally, safeguard your property records</b> and set a schedule to review and monitor your real estate deeds to guard against fraudulent activity. Home title theft can occur when identity thieves transfer your house title to their name for illegal financial gains through refinance, Home Equity Line of Credit (HELOC) fraud or forged deeds. To review your title information, visit your county's website, usually through the County Recorder or Assessor’s Office, and search public records using your property address, name, or parcel number. Properties with mortgages, equity lines of credit or title insurance may gain additional protections against title theft.</li></ul><p>Implementing these five steps can significantly bolster your defenses against fraud and scams for you and your family. However, remaining vigilant requires a proactive mindset. Trust your instincts - if something feels off, it probably is. Scammers often pose as familiar organizations, create a false sense of urgency, pressure victims into immediate action or require you to pay in specific ways. Being proactive about security can protect your assets and personal information from fraud. Stay vigilant, and remember, your best defense is often a cautious approach.</p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="right"> <img src="https://aarp-states.brightspotcdn.com/4b/2c/0ae9fc314875bffa6b4ad1ae6817/kay.jpeg" alt="Kay.jpeg" width="3024" height="4032" style="height: auto; max-width: 300px;"/> </figure> </div> </div><p>AARP has resources to help if you think you’ve been approached with a scam or have been victimized. Call the <b>AARP Fraud Watch Helpline at 1-877-908-3360</b> to speak with a trained volunteer about your experience.<br><br>Join AARP Washington for Fraud Watch Friday, broadcast live on Zoom and Facebook on the third Friday of each month, to learn about current fraud trends and ask your questions about scams. Register at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://states.aarp.org/washington/online-fraud-watch-friday-events-fight-back-against-scams">www.aarp.org/fwf</a></span></span>.<br><br>by Kay Tomlinson, AARP Volunteer Fraud Watch Specialist<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Washington. Visit the <a href="https://states.aarp.org/region/washington/" target="_blank">AARP Washington</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Five Steps to Take Before Year End to Help Protect Against Fraud</h1></header> <div class="posted-on"> Posted on 11/04/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p><br>In today’s digital age, we probably often ask ourselves, “What can I do to protect myself and my family further from fraud and scams?” While we know we can’t absolutely, 100% protect ourselves from those trying to get our personal information and money, following these five recommendations will help. And you have time to take action before the end of the year!<br></p><ul><li><b>Start by examining the security and privacy settings</b> on all your devices. Ensure that auto-security updates are enabled for your operating system and apps, as well as any social media accounts. Consider using a Virtual Private Network (VPN) to encrypt your internet traffic, enhancing your privacy. Additionally, subscribing to an antivirus software service can provide an extra layer of protection against malicious attacks.<br><br></li><li><b>Conduct a password audit for all your accounts.</b> Strong, complex passwords are your first line of defense against unauthorized access. Replace long-standing passwords with new ones that are at least 12-14 characters long, combining letters, numbers, and symbols. Using a password manager can make this process easier, helping you securely create and store robust passwords. However, if you prefer a traditional approach, ensure you write them down and keep them in a safe place. Don’t use the same password for multiple accounts.</li></ul><ul><li><b>Set up online access for your bank and credit card accounts</b>, even if you don’t typically conduct financial transactions online. This measure prevents fraudsters from creating online access to your accounts if your personal information is compromised. Set up account alerts at the same time to notify you of any deposits, withdrawals, or charges. You’ll likely be asked to set up two-factor authentication when setting up your logon details for added security. If prompted for security questions, consider using fictitious answers to further protect your information.</li></ul><ul><li><b>Regularly review your credit reports</b> and place a credit freeze with the three major credit reporting agencies if you haven’t done so already. This step prevents anyone from opening new accounts in your name without your consent. Schedule quarterly requests for your credit reports at www.annualcreditreport.com to stay vigilant.</li></ul><ul><li><b>Finally, safeguard your property records</b> and set a schedule to review and monitor your real estate deeds to guard against fraudulent activity. Home title theft can occur when identity thieves transfer your house title to their name for illegal financial gains through refinance, Home Equity Line of Credit (HELOC) fraud or forged deeds. To review your title information, visit your county's website, usually through the County Recorder or Assessor’s Office, and search public records using your property address, name, or parcel number. Properties with mortgages, equity lines of credit or title insurance may gain additional protections against title theft.</li></ul><p>Implementing these five steps can significantly bolster your defenses against fraud and scams for you and your family. However, remaining vigilant requires a proactive mindset. Trust your instincts - if something feels off, it probably is. Scammers often pose as familiar organizations, create a false sense of urgency, pressure victims into immediate action or require you to pay in specific ways. Being proactive about security can protect your assets and personal information from fraud. Stay vigilant, and remember, your best defense is often a cautious approach.</p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="right"> <img src="https://aarp-states.brightspotcdn.com/4b/2c/0ae9fc314875bffa6b4ad1ae6817/kay.jpeg" alt="Kay.jpeg" width="3024" height="4032" style="height: auto; max-width: 300px;"/> </figure> </div> </div><p>AARP has resources to help if you think you’ve been approached with a scam or have been victimized. Call the <b>AARP Fraud Watch Helpline at 1-877-908-3360</b> to speak with a trained volunteer about your experience.<br><br>Join AARP Washington for Fraud Watch Friday, broadcast live on Zoom and Facebook on the third Friday of each month, to learn about current fraud trends and ask your questions about scams. Register at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://states.aarp.org/washington/online-fraud-watch-friday-events-fight-back-against-scams">www.aarp.org/fwf</a></span></span>.<br><br>by Kay Tomlinson, AARP Volunteer Fraud Watch Specialist<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Washington. Visit the <a href="https://states.aarp.org/region/washington/" target="_blank">AARP Washington</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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And you have time to take action before the end of the year!<br></p><ul><li><b>Start by examining the security and privacy settings</b> on all your devices. Ensure that auto-security updates are enabled for your operating system and apps, as well as any social media accounts. Consider using a Virtual Private Network (VPN) to encrypt your internet traffic, enhancing your privacy. Additionally, subscribing to an antivirus software service can provide an extra layer of protection against malicious attacks.<br><br></li><li><b>Conduct a password audit for all your accounts.</b> Strong, complex passwords are your first line of defense against unauthorized access. Replace long-standing passwords with new ones that are at least 12-14 characters long, combining letters, numbers, and symbols. Using a password manager can make this process easier, helping you securely create and store robust passwords. However, if you prefer a traditional approach, ensure you write them down and keep them in a safe place. Don’t use the same password for multiple accounts.</li></ul><ul><li><b>Set up online access for your bank and credit card accounts</b>, even if you don’t typically conduct financial transactions online. This measure prevents fraudsters from creating online access to your accounts if your personal information is compromised. Set up account alerts at the same time to notify you of any deposits, withdrawals, or charges. You’ll likely be asked to set up two-factor authentication when setting up your logon details for added security. If prompted for security questions, consider using fictitious answers to further protect your information.</li></ul><ul><li><b>Regularly review your credit reports</b> and place a credit freeze with the three major credit reporting agencies if you haven’t done so already. This step prevents anyone from opening new accounts in your name without your consent. Schedule quarterly requests for your credit reports at www.annualcreditreport.com to stay vigilant.</li></ul><ul><li><b>Finally, safeguard your property records</b> and set a schedule to review and monitor your real estate deeds to guard against fraudulent activity. Home title theft can occur when identity thieves transfer your house title to their name for illegal financial gains through refinance, Home Equity Line of Credit (HELOC) fraud or forged deeds. To review your title information, visit your county's website, usually through the County Recorder or Assessor’s Office, and search public records using your property address, name, or parcel number. Properties with mortgages, equity lines of credit or title insurance may gain additional protections against title theft.</li></ul><p>Implementing these five steps can significantly bolster your defenses against fraud and scams for you and your family. However, remaining vigilant requires a proactive mindset. Trust your instincts - if something feels off, it probably is. Scammers often pose as familiar organizations, create a false sense of urgency, pressure victims into immediate action or require you to pay in specific ways. Being proactive about security can protect your assets and personal information from fraud. Stay vigilant, and remember, your best defense is often a cautious approach.</p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="right"> <img src="https://aarp-states.brightspotcdn.com/4b/2c/0ae9fc314875bffa6b4ad1ae6817/kay.jpeg" alt="Kay.jpeg" width="3024" height="4032" style="height: auto; max-width: 300px;"/> </figure> </div> </div><p>AARP has resources to help if you think you’ve been approached with a scam or have been victimized. Call the <b>AARP Fraud Watch Helpline at 1-877-908-3360</b> to speak with a trained volunteer about your experience.<br><br>Join AARP Washington for Fraud Watch Friday, broadcast live on Zoom and Facebook on the third Friday of each month, to learn about current fraud trends and ask your questions about scams. Register at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://states.aarp.org/washington/online-fraud-watch-friday-events-fight-back-against-scams">www.aarp.org/fwf</a></span></span>.<br><br>by Kay Tomlinson, AARP Volunteer Fraud Watch Specialist<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Washington. 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In today’s digital age, we probably often ask ourselves, “What can I do to protect myself and my family further from fraud and scams?” While we know we can’t absolutely, 100% protect ourselves from those trying to get our personal information and money, following these five recommendations will help. And you have time to take action before the end of the year!
Implementing these five steps can significantly bolster your defenses against fraud and scams for you and your family. However, remaining vigilant requires a proactive mindset. Trust your instincts - if something feels off, it probably is. Scammers often pose as familiar organizations, create a false sense of urgency, pressure victims into immediate action or require you to pay in specific ways. Being proactive about security can protect your assets and personal information from fraud. Stay vigilant, and remember, your best defense is often a cautious approach.
AARP has resources to help if you think you’ve been approached with a scam or have been victimized. Call the AARP Fraud Watch Helpline at 1-877-908-3360 to speak with a trained volunteer about your experience.
Join AARP Washington for Fraud Watch Friday, broadcast live on Zoom and Facebook on the third Friday of each month, to learn about current fraud trends and ask your questions about scams. Register at www.aarp.org/fwf.
by Kay Tomlinson, AARP Volunteer Fraud Watch Specialist
This story is provided by AARP Washington. Visit the AARP Washington page for more news, events, and programs affecting retirement, health care, and more.
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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Five Steps to Take Before Year End to Help Protect Against Fraud</h1></header> <div class="posted-on"> Posted on 11/04/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p><br>In today’s digital age, we probably often ask ourselves, “What can I do to protect myself and my family further from fraud and scams?” While we know we can’t absolutely, 100% protect ourselves from those trying to get our personal information and money, following these five recommendations will help. And you have time to take action before the end of the year!<br></p><ul><li><b>Start by examining the security and privacy settings</b> on all your devices. Ensure that auto-security updates are enabled for your operating system and apps, as well as any social media accounts. Consider using a Virtual Private Network (VPN) to encrypt your internet traffic, enhancing your privacy. Additionally, subscribing to an antivirus software service can provide an extra layer of protection against malicious attacks.<br><br></li><li><b>Conduct a password audit for all your accounts.</b> Strong, complex passwords are your first line of defense against unauthorized access. Replace long-standing passwords with new ones that are at least 12-14 characters long, combining letters, numbers, and symbols. Using a password manager can make this process easier, helping you securely create and store robust passwords. However, if you prefer a traditional approach, ensure you write them down and keep them in a safe place. Don’t use the same password for multiple accounts.</li></ul><ul><li><b>Set up online access for your bank and credit card accounts</b>, even if you don’t typically conduct financial transactions online. This measure prevents fraudsters from creating online access to your accounts if your personal information is compromised. Set up account alerts at the same time to notify you of any deposits, withdrawals, or charges. You’ll likely be asked to set up two-factor authentication when setting up your logon details for added security. If prompted for security questions, consider using fictitious answers to further protect your information.</li></ul><ul><li><b>Regularly review your credit reports</b> and place a credit freeze with the three major credit reporting agencies if you haven’t done so already. This step prevents anyone from opening new accounts in your name without your consent. Schedule quarterly requests for your credit reports at www.annualcreditreport.com to stay vigilant.</li></ul><ul><li><b>Finally, safeguard your property records</b> and set a schedule to review and monitor your real estate deeds to guard against fraudulent activity. Home title theft can occur when identity thieves transfer your house title to their name for illegal financial gains through refinance, Home Equity Line of Credit (HELOC) fraud or forged deeds. To review your title information, visit your county's website, usually through the County Recorder or Assessor’s Office, and search public records using your property address, name, or parcel number. Properties with mortgages, equity lines of credit or title insurance may gain additional protections against title theft.</li></ul><p>Implementing these five steps can significantly bolster your defenses against fraud and scams for you and your family. However, remaining vigilant requires a proactive mindset. Trust your instincts - if something feels off, it probably is. Scammers often pose as familiar organizations, create a false sense of urgency, pressure victims into immediate action or require you to pay in specific ways. Being proactive about security can protect your assets and personal information from fraud. Stay vigilant, and remember, your best defense is often a cautious approach.</p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="right"> <img src="https://aarp-states.brightspotcdn.com/4b/2c/0ae9fc314875bffa6b4ad1ae6817/kay.jpeg" alt="Kay.jpeg" width="3024" height="4032" style="height: auto; max-width: 300px;"/> </figure> </div> </div><p>AARP has resources to help if you think you’ve been approached with a scam or have been victimized. Call the <b>AARP Fraud Watch Helpline at 1-877-908-3360</b> to speak with a trained volunteer about your experience.<br><br>Join AARP Washington for Fraud Watch Friday, broadcast live on Zoom and Facebook on the third Friday of each month, to learn about current fraud trends and ask your questions about scams. Register at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://states.aarp.org/washington/online-fraud-watch-friday-events-fight-back-against-scams">www.aarp.org/fwf</a></span></span>.<br><br>by Kay Tomlinson, AARP Volunteer Fraud Watch Specialist<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Washington. Visit the <a href="https://states.aarp.org/region/washington/" target="_blank">AARP Washington</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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And you have time to take action before the end of the year!<br></p><ul><li><b>Start by examining the security and privacy settings</b> on all your devices. Ensure that auto-security updates are enabled for your operating system and apps, as well as any social media accounts. Consider using a Virtual Private Network (VPN) to encrypt your internet traffic, enhancing your privacy. Additionally, subscribing to an antivirus software service can provide an extra layer of protection against malicious attacks.<br><br></li><li><b>Conduct a password audit for all your accounts.</b> Strong, complex passwords are your first line of defense against unauthorized access. Replace long-standing passwords with new ones that are at least 12-14 characters long, combining letters, numbers, and symbols. Using a password manager can make this process easier, helping you securely create and store robust passwords. However, if you prefer a traditional approach, ensure you write them down and keep them in a safe place. Don’t use the same password for multiple accounts.</li></ul><ul><li><b>Set up online access for your bank and credit card accounts</b>, even if you don’t typically conduct financial transactions online. This measure prevents fraudsters from creating online access to your accounts if your personal information is compromised. Set up account alerts at the same time to notify you of any deposits, withdrawals, or charges. You’ll likely be asked to set up two-factor authentication when setting up your logon details for added security. If prompted for security questions, consider using fictitious answers to further protect your information.</li></ul><ul><li><b>Regularly review your credit reports</b> and place a credit freeze with the three major credit reporting agencies if you haven’t done so already. This step prevents anyone from opening new accounts in your name without your consent. Schedule quarterly requests for your credit reports at www.annualcreditreport.com to stay vigilant.</li></ul><ul><li><b>Finally, safeguard your property records</b> and set a schedule to review and monitor your real estate deeds to guard against fraudulent activity. Home title theft can occur when identity thieves transfer your house title to their name for illegal financial gains through refinance, Home Equity Line of Credit (HELOC) fraud or forged deeds. To review your title information, visit your county's website, usually through the County Recorder or Assessor’s Office, and search public records using your property address, name, or parcel number. Properties with mortgages, equity lines of credit or title insurance may gain additional protections against title theft.</li></ul><p>Implementing these five steps can significantly bolster your defenses against fraud and scams for you and your family. However, remaining vigilant requires a proactive mindset. Trust your instincts - if something feels off, it probably is. Scammers often pose as familiar organizations, create a false sense of urgency, pressure victims into immediate action or require you to pay in specific ways. Being proactive about security can protect your assets and personal information from fraud. Stay vigilant, and remember, your best defense is often a cautious approach.</p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="right"> <img src="https://aarp-states.brightspotcdn.com/4b/2c/0ae9fc314875bffa6b4ad1ae6817/kay.jpeg" alt="Kay.jpeg" width="3024" height="4032" style="height: auto; max-width: 300px;"/> </figure> </div> </div><p>AARP has resources to help if you think you’ve been approached with a scam or have been victimized. Call the <b>AARP Fraud Watch Helpline at 1-877-908-3360</b> to speak with a trained volunteer about your experience.<br><br>Join AARP Washington for Fraud Watch Friday, broadcast live on Zoom and Facebook on the third Friday of each month, to learn about current fraud trends and ask your questions about scams. Register at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://states.aarp.org/washington/online-fraud-watch-friday-events-fight-back-against-scams">www.aarp.org/fwf</a></span></span>.<br><br>by Kay Tomlinson, AARP Volunteer Fraud Watch Specialist<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Washington. 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Five Steps to Take Before Year End to Help Protect Against Fraud</h1></header> <div class="posted-on"> Posted on 11/04/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p><br>In today’s digital age, we probably often ask ourselves, “What can I do to protect myself and my family further from fraud and scams?” While we know we can’t absolutely, 100% protect ourselves from those trying to get our personal information and money, following these five recommendations will help. And you have time to take action before the end of the year!<br></p><ul><li><b>Start by examining the security and privacy settings</b> on all your devices. Ensure that auto-security updates are enabled for your operating system and apps, as well as any social media accounts. Consider using a Virtual Private Network (VPN) to encrypt your internet traffic, enhancing your privacy. Additionally, subscribing to an antivirus software service can provide an extra layer of protection against malicious attacks.<br><br></li><li><b>Conduct a password audit for all your accounts.</b> Strong, complex passwords are your first line of defense against unauthorized access. Replace long-standing passwords with new ones that are at least 12-14 characters long, combining letters, numbers, and symbols. Using a password manager can make this process easier, helping you securely create and store robust passwords. However, if you prefer a traditional approach, ensure you write them down and keep them in a safe place. Don’t use the same password for multiple accounts.</li></ul><ul><li><b>Set up online access for your bank and credit card accounts</b>, even if you don’t typically conduct financial transactions online. This measure prevents fraudsters from creating online access to your accounts if your personal information is compromised. Set up account alerts at the same time to notify you of any deposits, withdrawals, or charges. You’ll likely be asked to set up two-factor authentication when setting up your logon details for added security. If prompted for security questions, consider using fictitious answers to further protect your information.</li></ul><ul><li><b>Regularly review your credit reports</b> and place a credit freeze with the three major credit reporting agencies if you haven’t done so already. This step prevents anyone from opening new accounts in your name without your consent. Schedule quarterly requests for your credit reports at www.annualcreditreport.com to stay vigilant.</li></ul><ul><li><b>Finally, safeguard your property records</b> and set a schedule to review and monitor your real estate deeds to guard against fraudulent activity. Home title theft can occur when identity thieves transfer your house title to their name for illegal financial gains through refinance, Home Equity Line of Credit (HELOC) fraud or forged deeds. To review your title information, visit your county's website, usually through the County Recorder or Assessor’s Office, and search public records using your property address, name, or parcel number. Properties with mortgages, equity lines of credit or title insurance may gain additional protections against title theft.</li></ul><p>Implementing these five steps can significantly bolster your defenses against fraud and scams for you and your family. However, remaining vigilant requires a proactive mindset. Trust your instincts - if something feels off, it probably is. Scammers often pose as familiar organizations, create a false sense of urgency, pressure victims into immediate action or require you to pay in specific ways. Being proactive about security can protect your assets and personal information from fraud. Stay vigilant, and remember, your best defense is often a cautious approach.</p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="right"> <img src="https://aarp-states.brightspotcdn.com/4b/2c/0ae9fc314875bffa6b4ad1ae6817/kay.jpeg" alt="Kay.jpeg" width="3024" height="4032" style="height: auto; max-width: 300px;"/> </figure> </div> </div><p>AARP has resources to help if you think you’ve been approached with a scam or have been victimized. Call the <b>AARP Fraud Watch Helpline at 1-877-908-3360</b> to speak with a trained volunteer about your experience.<br><br>Join AARP Washington for Fraud Watch Friday, broadcast live on Zoom and Facebook on the third Friday of each month, to learn about current fraud trends and ask your questions about scams. Register at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://states.aarp.org/washington/online-fraud-watch-friday-events-fight-back-against-scams">www.aarp.org/fwf</a></span></span>.<br><br>by Kay Tomlinson, AARP Volunteer Fraud Watch Specialist<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Washington. Visit the <a href="https://states.aarp.org/region/washington/" target="_blank">AARP Washington</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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--primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Five Steps to Take Before Year End to Help Protect Against Fraud</h1></header> <div class="posted-on"> Posted on 11/04/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p><br>In today’s digital age, we probably often ask ourselves, “What can I do to protect myself and my family further from fraud and scams?” While we know we can’t absolutely, 100% protect ourselves from those trying to get our personal information and money, following these five recommendations will help. And you have time to take action before the end of the year!<br></p><ul><li><b>Start by examining the security and privacy settings</b> on all your devices. Ensure that auto-security updates are enabled for your operating system and apps, as well as any social media accounts. Consider using a Virtual Private Network (VPN) to encrypt your internet traffic, enhancing your privacy. Additionally, subscribing to an antivirus software service can provide an extra layer of protection against malicious attacks.<br><br></li><li><b>Conduct a password audit for all your accounts.</b> Strong, complex passwords are your first line of defense against unauthorized access. Replace long-standing passwords with new ones that are at least 12-14 characters long, combining letters, numbers, and symbols. Using a password manager can make this process easier, helping you securely create and store robust passwords. However, if you prefer a traditional approach, ensure you write them down and keep them in a safe place. Don’t use the same password for multiple accounts.</li></ul><ul><li><b>Set up online access for your bank and credit card accounts</b>, even if you don’t typically conduct financial transactions online. This measure prevents fraudsters from creating online access to your accounts if your personal information is compromised. Set up account alerts at the same time to notify you of any deposits, withdrawals, or charges. You’ll likely be asked to set up two-factor authentication when setting up your logon details for added security. If prompted for security questions, consider using fictitious answers to further protect your information.</li></ul><ul><li><b>Regularly review your credit reports</b> and place a credit freeze with the three major credit reporting agencies if you haven’t done so already. This step prevents anyone from opening new accounts in your name without your consent. Schedule quarterly requests for your credit reports at www.annualcreditreport.com to stay vigilant.</li></ul><ul><li><b>Finally, safeguard your property records</b> and set a schedule to review and monitor your real estate deeds to guard against fraudulent activity. Home title theft can occur when identity thieves transfer your house title to their name for illegal financial gains through refinance, Home Equity Line of Credit (HELOC) fraud or forged deeds. To review your title information, visit your county's website, usually through the County Recorder or Assessor’s Office, and search public records using your property address, name, or parcel number. Properties with mortgages, equity lines of credit or title insurance may gain additional protections against title theft.</li></ul><p>Implementing these five steps can significantly bolster your defenses against fraud and scams for you and your family. However, remaining vigilant requires a proactive mindset. Trust your instincts - if something feels off, it probably is. Scammers often pose as familiar organizations, create a false sense of urgency, pressure victims into immediate action or require you to pay in specific ways. Being proactive about security can protect your assets and personal information from fraud. Stay vigilant, and remember, your best defense is often a cautious approach.</p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="right"> <img src="https://aarp-states.brightspotcdn.com/4b/2c/0ae9fc314875bffa6b4ad1ae6817/kay.jpeg" alt="Kay.jpeg" width="3024" height="4032" style="height: auto; max-width: 300px;"/> </figure> </div> </div><p>AARP has resources to help if you think you’ve been approached with a scam or have been victimized. Call the <b>AARP Fraud Watch Helpline at 1-877-908-3360</b> to speak with a trained volunteer about your experience.<br><br>Join AARP Washington for Fraud Watch Friday, broadcast live on Zoom and Facebook on the third Friday of each month, to learn about current fraud trends and ask your questions about scams. Register at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://states.aarp.org/washington/online-fraud-watch-friday-events-fight-back-against-scams">www.aarp.org/fwf</a></span></span>.<br><br>by Kay Tomlinson, AARP Volunteer Fraud Watch Specialist<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Washington. Visit the <a href="https://states.aarp.org/region/washington/" target="_blank">AARP Washington</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Five Steps to Take Before Year End to Help Protect Against Fraud</h1></header> <div class="posted-on"> Posted on 11/04/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p><br>In today’s digital age, we probably often ask ourselves, “What can I do to protect myself and my family further from fraud and scams?” While we know we can’t absolutely, 100% protect ourselves from those trying to get our personal information and money, following these five recommendations will help. And you have time to take action before the end of the year!<br></p><ul><li><b>Start by examining the security and privacy settings</b> on all your devices. Ensure that auto-security updates are enabled for your operating system and apps, as well as any social media accounts. Consider using a Virtual Private Network (VPN) to encrypt your internet traffic, enhancing your privacy. Additionally, subscribing to an antivirus software service can provide an extra layer of protection against malicious attacks.<br><br></li><li><b>Conduct a password audit for all your accounts.</b> Strong, complex passwords are your first line of defense against unauthorized access. Replace long-standing passwords with new ones that are at least 12-14 characters long, combining letters, numbers, and symbols. Using a password manager can make this process easier, helping you securely create and store robust passwords. However, if you prefer a traditional approach, ensure you write them down and keep them in a safe place. Don’t use the same password for multiple accounts.</li></ul><ul><li><b>Set up online access for your bank and credit card accounts</b>, even if you don’t typically conduct financial transactions online. This measure prevents fraudsters from creating online access to your accounts if your personal information is compromised. Set up account alerts at the same time to notify you of any deposits, withdrawals, or charges. You’ll likely be asked to set up two-factor authentication when setting up your logon details for added security. If prompted for security questions, consider using fictitious answers to further protect your information.</li></ul><ul><li><b>Regularly review your credit reports</b> and place a credit freeze with the three major credit reporting agencies if you haven’t done so already. This step prevents anyone from opening new accounts in your name without your consent. Schedule quarterly requests for your credit reports at www.annualcreditreport.com to stay vigilant.</li></ul><ul><li><b>Finally, safeguard your property records</b> and set a schedule to review and monitor your real estate deeds to guard against fraudulent activity. Home title theft can occur when identity thieves transfer your house title to their name for illegal financial gains through refinance, Home Equity Line of Credit (HELOC) fraud or forged deeds. To review your title information, visit your county's website, usually through the County Recorder or Assessor’s Office, and search public records using your property address, name, or parcel number. Properties with mortgages, equity lines of credit or title insurance may gain additional protections against title theft.</li></ul><p>Implementing these five steps can significantly bolster your defenses against fraud and scams for you and your family. However, remaining vigilant requires a proactive mindset. Trust your instincts - if something feels off, it probably is. Scammers often pose as familiar organizations, create a false sense of urgency, pressure victims into immediate action or require you to pay in specific ways. Being proactive about security can protect your assets and personal information from fraud. Stay vigilant, and remember, your best defense is often a cautious approach.</p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="right"> <img src="https://aarp-states.brightspotcdn.com/4b/2c/0ae9fc314875bffa6b4ad1ae6817/kay.jpeg" alt="Kay.jpeg" width="3024" height="4032" style="height: auto; max-width: 300px;"/> </figure> </div> </div><p>AARP has resources to help if you think you’ve been approached with a scam or have been victimized. Call the <b>AARP Fraud Watch Helpline at 1-877-908-3360</b> to speak with a trained volunteer about your experience.<br><br>Join AARP Washington for Fraud Watch Friday, broadcast live on Zoom and Facebook on the third Friday of each month, to learn about current fraud trends and ask your questions about scams. Register at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://states.aarp.org/washington/online-fraud-watch-friday-events-fight-back-against-scams">www.aarp.org/fwf</a></span></span>.<br><br>by Kay Tomlinson, AARP Volunteer Fraud Watch Specialist<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Washington. Visit the <a href="https://states.aarp.org/region/washington/" target="_blank">AARP Washington</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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--primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Five Steps to Take Before Year End to Help Protect Against Fraud</h1></header> <div class="posted-on"> Posted on 11/04/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p><br>In today’s digital age, we probably often ask ourselves, “What can I do to protect myself and my family further from fraud and scams?” While we know we can’t absolutely, 100% protect ourselves from those trying to get our personal information and money, following these five recommendations will help. And you have time to take action before the end of the year!<br></p><ul><li><b>Start by examining the security and privacy settings</b> on all your devices. Ensure that auto-security updates are enabled for your operating system and apps, as well as any social media accounts. Consider using a Virtual Private Network (VPN) to encrypt your internet traffic, enhancing your privacy. Additionally, subscribing to an antivirus software service can provide an extra layer of protection against malicious attacks.<br><br></li><li><b>Conduct a password audit for all your accounts.</b> Strong, complex passwords are your first line of defense against unauthorized access. Replace long-standing passwords with new ones that are at least 12-14 characters long, combining letters, numbers, and symbols. Using a password manager can make this process easier, helping you securely create and store robust passwords. However, if you prefer a traditional approach, ensure you write them down and keep them in a safe place. Don’t use the same password for multiple accounts.</li></ul><ul><li><b>Set up online access for your bank and credit card accounts</b>, even if you don’t typically conduct financial transactions online. This measure prevents fraudsters from creating online access to your accounts if your personal information is compromised. Set up account alerts at the same time to notify you of any deposits, withdrawals, or charges. You’ll likely be asked to set up two-factor authentication when setting up your logon details for added security. If prompted for security questions, consider using fictitious answers to further protect your information.</li></ul><ul><li><b>Regularly review your credit reports</b> and place a credit freeze with the three major credit reporting agencies if you haven’t done so already. This step prevents anyone from opening new accounts in your name without your consent. Schedule quarterly requests for your credit reports at www.annualcreditreport.com to stay vigilant.</li></ul><ul><li><b>Finally, safeguard your property records</b> and set a schedule to review and monitor your real estate deeds to guard against fraudulent activity. Home title theft can occur when identity thieves transfer your house title to their name for illegal financial gains through refinance, Home Equity Line of Credit (HELOC) fraud or forged deeds. To review your title information, visit your county's website, usually through the County Recorder or Assessor’s Office, and search public records using your property address, name, or parcel number. Properties with mortgages, equity lines of credit or title insurance may gain additional protections against title theft.</li></ul><p>Implementing these five steps can significantly bolster your defenses against fraud and scams for you and your family. However, remaining vigilant requires a proactive mindset. Trust your instincts - if something feels off, it probably is. Scammers often pose as familiar organizations, create a false sense of urgency, pressure victims into immediate action or require you to pay in specific ways. Being proactive about security can protect your assets and personal information from fraud. Stay vigilant, and remember, your best defense is often a cautious approach.</p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="right"> <img src="https://aarp-states.brightspotcdn.com/4b/2c/0ae9fc314875bffa6b4ad1ae6817/kay.jpeg" alt="Kay.jpeg" width="3024" height="4032" style="height: auto; max-width: 300px;"/> </figure> </div> </div><p>AARP has resources to help if you think you’ve been approached with a scam or have been victimized. Call the <b>AARP Fraud Watch Helpline at 1-877-908-3360</b> to speak with a trained volunteer about your experience.<br><br>Join AARP Washington for Fraud Watch Friday, broadcast live on Zoom and Facebook on the third Friday of each month, to learn about current fraud trends and ask your questions about scams. Register at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://states.aarp.org/washington/online-fraud-watch-friday-events-fight-back-against-scams">www.aarp.org/fwf</a></span></span>.<br><br>by Kay Tomlinson, AARP Volunteer Fraud Watch Specialist<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Washington. Visit the <a href="https://states.aarp.org/region/washington/" target="_blank">AARP Washington</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Five Steps to Take Before Year End to Help Protect Against Fraud</h1></header> <div class="posted-on"> Posted on 11/04/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p><br>In today’s digital age, we probably often ask ourselves, “What can I do to protect myself and my family further from fraud and scams?” While we know we can’t absolutely, 100% protect ourselves from those trying to get our personal information and money, following these five recommendations will help. And you have time to take action before the end of the year!<br></p><ul><li><b>Start by examining the security and privacy settings</b> on all your devices. Ensure that auto-security updates are enabled for your operating system and apps, as well as any social media accounts. Consider using a Virtual Private Network (VPN) to encrypt your internet traffic, enhancing your privacy. Additionally, subscribing to an antivirus software service can provide an extra layer of protection against malicious attacks.<br><br></li><li><b>Conduct a password audit for all your accounts.</b> Strong, complex passwords are your first line of defense against unauthorized access. Replace long-standing passwords with new ones that are at least 12-14 characters long, combining letters, numbers, and symbols. Using a password manager can make this process easier, helping you securely create and store robust passwords. However, if you prefer a traditional approach, ensure you write them down and keep them in a safe place. Don’t use the same password for multiple accounts.</li></ul><ul><li><b>Set up online access for your bank and credit card accounts</b>, even if you don’t typically conduct financial transactions online. This measure prevents fraudsters from creating online access to your accounts if your personal information is compromised. Set up account alerts at the same time to notify you of any deposits, withdrawals, or charges. You’ll likely be asked to set up two-factor authentication when setting up your logon details for added security. If prompted for security questions, consider using fictitious answers to further protect your information.</li></ul><ul><li><b>Regularly review your credit reports</b> and place a credit freeze with the three major credit reporting agencies if you haven’t done so already. This step prevents anyone from opening new accounts in your name without your consent. Schedule quarterly requests for your credit reports at www.annualcreditreport.com to stay vigilant.</li></ul><ul><li><b>Finally, safeguard your property records</b> and set a schedule to review and monitor your real estate deeds to guard against fraudulent activity. Home title theft can occur when identity thieves transfer your house title to their name for illegal financial gains through refinance, Home Equity Line of Credit (HELOC) fraud or forged deeds. To review your title information, visit your county's website, usually through the County Recorder or Assessor’s Office, and search public records using your property address, name, or parcel number. Properties with mortgages, equity lines of credit or title insurance may gain additional protections against title theft.</li></ul><p>Implementing these five steps can significantly bolster your defenses against fraud and scams for you and your family. However, remaining vigilant requires a proactive mindset. Trust your instincts - if something feels off, it probably is. Scammers often pose as familiar organizations, create a false sense of urgency, pressure victims into immediate action or require you to pay in specific ways. Being proactive about security can protect your assets and personal information from fraud. Stay vigilant, and remember, your best defense is often a cautious approach.</p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="right"> <img src="https://aarp-states.brightspotcdn.com/4b/2c/0ae9fc314875bffa6b4ad1ae6817/kay.jpeg" alt="Kay.jpeg" width="3024" height="4032" style="height: auto; max-width: 300px;"/> </figure> </div> </div><p>AARP has resources to help if you think you’ve been approached with a scam or have been victimized. Call the <b>AARP Fraud Watch Helpline at 1-877-908-3360</b> to speak with a trained volunteer about your experience.<br><br>Join AARP Washington for Fraud Watch Friday, broadcast live on Zoom and Facebook on the third Friday of each month, to learn about current fraud trends and ask your questions about scams. Register at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://states.aarp.org/washington/online-fraud-watch-friday-events-fight-back-against-scams">www.aarp.org/fwf</a></span></span>.<br><br>by Kay Tomlinson, AARP Volunteer Fraud Watch Specialist<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Washington. Visit the <a href="https://states.aarp.org/region/washington/" target="_blank">AARP Washington</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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--primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Five Steps to Take Before Year End to Help Protect Against Fraud</h1></header> <div class="posted-on"> Posted on 11/04/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p><br>In today’s digital age, we probably often ask ourselves, “What can I do to protect myself and my family further from fraud and scams?” While we know we can’t absolutely, 100% protect ourselves from those trying to get our personal information and money, following these five recommendations will help. And you have time to take action before the end of the year!<br></p><ul><li><b>Start by examining the security and privacy settings</b> on all your devices. Ensure that auto-security updates are enabled for your operating system and apps, as well as any social media accounts. Consider using a Virtual Private Network (VPN) to encrypt your internet traffic, enhancing your privacy. Additionally, subscribing to an antivirus software service can provide an extra layer of protection against malicious attacks.<br><br></li><li><b>Conduct a password audit for all your accounts.</b> Strong, complex passwords are your first line of defense against unauthorized access. Replace long-standing passwords with new ones that are at least 12-14 characters long, combining letters, numbers, and symbols. Using a password manager can make this process easier, helping you securely create and store robust passwords. However, if you prefer a traditional approach, ensure you write them down and keep them in a safe place. Don’t use the same password for multiple accounts.</li></ul><ul><li><b>Set up online access for your bank and credit card accounts</b>, even if you don’t typically conduct financial transactions online. This measure prevents fraudsters from creating online access to your accounts if your personal information is compromised. Set up account alerts at the same time to notify you of any deposits, withdrawals, or charges. You’ll likely be asked to set up two-factor authentication when setting up your logon details for added security. If prompted for security questions, consider using fictitious answers to further protect your information.</li></ul><ul><li><b>Regularly review your credit reports</b> and place a credit freeze with the three major credit reporting agencies if you haven’t done so already. This step prevents anyone from opening new accounts in your name without your consent. Schedule quarterly requests for your credit reports at www.annualcreditreport.com to stay vigilant.</li></ul><ul><li><b>Finally, safeguard your property records</b> and set a schedule to review and monitor your real estate deeds to guard against fraudulent activity. Home title theft can occur when identity thieves transfer your house title to their name for illegal financial gains through refinance, Home Equity Line of Credit (HELOC) fraud or forged deeds. To review your title information, visit your county's website, usually through the County Recorder or Assessor’s Office, and search public records using your property address, name, or parcel number. Properties with mortgages, equity lines of credit or title insurance may gain additional protections against title theft.</li></ul><p>Implementing these five steps can significantly bolster your defenses against fraud and scams for you and your family. However, remaining vigilant requires a proactive mindset. Trust your instincts - if something feels off, it probably is. Scammers often pose as familiar organizations, create a false sense of urgency, pressure victims into immediate action or require you to pay in specific ways. Being proactive about security can protect your assets and personal information from fraud. Stay vigilant, and remember, your best defense is often a cautious approach.</p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="right"> <img src="https://aarp-states.brightspotcdn.com/4b/2c/0ae9fc314875bffa6b4ad1ae6817/kay.jpeg" alt="Kay.jpeg" width="3024" height="4032" style="height: auto; max-width: 300px;"/> </figure> </div> </div><p>AARP has resources to help if you think you’ve been approached with a scam or have been victimized. Call the <b>AARP Fraud Watch Helpline at 1-877-908-3360</b> to speak with a trained volunteer about your experience.<br><br>Join AARP Washington for Fraud Watch Friday, broadcast live on Zoom and Facebook on the third Friday of each month, to learn about current fraud trends and ask your questions about scams. Register at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://states.aarp.org/washington/online-fraud-watch-friday-events-fight-back-against-scams">www.aarp.org/fwf</a></span></span>.<br><br>by Kay Tomlinson, AARP Volunteer Fraud Watch Specialist<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Washington. Visit the <a href="https://states.aarp.org/region/washington/" target="_blank">AARP Washington</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Five Steps to Take Before Year End to Help Protect Against Fraud</h1></header> <div class="posted-on"> Posted on 11/04/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p><br>In today’s digital age, we probably often ask ourselves, “What can I do to protect myself and my family further from fraud and scams?” While we know we can’t absolutely, 100% protect ourselves from those trying to get our personal information and money, following these five recommendations will help. And you have time to take action before the end of the year!<br></p><ul><li><b>Start by examining the security and privacy settings</b> on all your devices. Ensure that auto-security updates are enabled for your operating system and apps, as well as any social media accounts. Consider using a Virtual Private Network (VPN) to encrypt your internet traffic, enhancing your privacy. Additionally, subscribing to an antivirus software service can provide an extra layer of protection against malicious attacks.<br><br></li><li><b>Conduct a password audit for all your accounts.</b> Strong, complex passwords are your first line of defense against unauthorized access. Replace long-standing passwords with new ones that are at least 12-14 characters long, combining letters, numbers, and symbols. Using a password manager can make this process easier, helping you securely create and store robust passwords. However, if you prefer a traditional approach, ensure you write them down and keep them in a safe place. Don’t use the same password for multiple accounts.</li></ul><ul><li><b>Set up online access for your bank and credit card accounts</b>, even if you don’t typically conduct financial transactions online. This measure prevents fraudsters from creating online access to your accounts if your personal information is compromised. Set up account alerts at the same time to notify you of any deposits, withdrawals, or charges. You’ll likely be asked to set up two-factor authentication when setting up your logon details for added security. If prompted for security questions, consider using fictitious answers to further protect your information.</li></ul><ul><li><b>Regularly review your credit reports</b> and place a credit freeze with the three major credit reporting agencies if you haven’t done so already. This step prevents anyone from opening new accounts in your name without your consent. Schedule quarterly requests for your credit reports at www.annualcreditreport.com to stay vigilant.</li></ul><ul><li><b>Finally, safeguard your property records</b> and set a schedule to review and monitor your real estate deeds to guard against fraudulent activity. Home title theft can occur when identity thieves transfer your house title to their name for illegal financial gains through refinance, Home Equity Line of Credit (HELOC) fraud or forged deeds. To review your title information, visit your county's website, usually through the County Recorder or Assessor’s Office, and search public records using your property address, name, or parcel number. Properties with mortgages, equity lines of credit or title insurance may gain additional protections against title theft.</li></ul><p>Implementing these five steps can significantly bolster your defenses against fraud and scams for you and your family. However, remaining vigilant requires a proactive mindset. Trust your instincts - if something feels off, it probably is. Scammers often pose as familiar organizations, create a false sense of urgency, pressure victims into immediate action or require you to pay in specific ways. Being proactive about security can protect your assets and personal information from fraud. Stay vigilant, and remember, your best defense is often a cautious approach.</p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="right"> <img src="https://aarp-states.brightspotcdn.com/4b/2c/0ae9fc314875bffa6b4ad1ae6817/kay.jpeg" alt="Kay.jpeg" width="3024" height="4032" style="height: auto; max-width: 300px;"/> </figure> </div> </div><p>AARP has resources to help if you think you’ve been approached with a scam or have been victimized. Call the <b>AARP Fraud Watch Helpline at 1-877-908-3360</b> to speak with a trained volunteer about your experience.<br><br>Join AARP Washington for Fraud Watch Friday, broadcast live on Zoom and Facebook on the third Friday of each month, to learn about current fraud trends and ask your questions about scams. Register at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://states.aarp.org/washington/online-fraud-watch-friday-events-fight-back-against-scams">www.aarp.org/fwf</a></span></span>.<br><br>by Kay Tomlinson, AARP Volunteer Fraud Watch Specialist<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Washington. Visit the <a href="https://states.aarp.org/region/washington/" target="_blank">AARP Washington</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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--primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Five Steps to Take Before Year End to Help Protect Against Fraud</h1></header> <div class="posted-on"> Posted on 11/04/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p><br>In today’s digital age, we probably often ask ourselves, “What can I do to protect myself and my family further from fraud and scams?” While we know we can’t absolutely, 100% protect ourselves from those trying to get our personal information and money, following these five recommendations will help. And you have time to take action before the end of the year!<br></p><ul><li><b>Start by examining the security and privacy settings</b> on all your devices. Ensure that auto-security updates are enabled for your operating system and apps, as well as any social media accounts. Consider using a Virtual Private Network (VPN) to encrypt your internet traffic, enhancing your privacy. Additionally, subscribing to an antivirus software service can provide an extra layer of protection against malicious attacks.<br><br></li><li><b>Conduct a password audit for all your accounts.</b> Strong, complex passwords are your first line of defense against unauthorized access. Replace long-standing passwords with new ones that are at least 12-14 characters long, combining letters, numbers, and symbols. Using a password manager can make this process easier, helping you securely create and store robust passwords. However, if you prefer a traditional approach, ensure you write them down and keep them in a safe place. Don’t use the same password for multiple accounts.</li></ul><ul><li><b>Set up online access for your bank and credit card accounts</b>, even if you don’t typically conduct financial transactions online. This measure prevents fraudsters from creating online access to your accounts if your personal information is compromised. Set up account alerts at the same time to notify you of any deposits, withdrawals, or charges. You’ll likely be asked to set up two-factor authentication when setting up your logon details for added security. If prompted for security questions, consider using fictitious answers to further protect your information.</li></ul><ul><li><b>Regularly review your credit reports</b> and place a credit freeze with the three major credit reporting agencies if you haven’t done so already. This step prevents anyone from opening new accounts in your name without your consent. Schedule quarterly requests for your credit reports at www.annualcreditreport.com to stay vigilant.</li></ul><ul><li><b>Finally, safeguard your property records</b> and set a schedule to review and monitor your real estate deeds to guard against fraudulent activity. Home title theft can occur when identity thieves transfer your house title to their name for illegal financial gains through refinance, Home Equity Line of Credit (HELOC) fraud or forged deeds. To review your title information, visit your county's website, usually through the County Recorder or Assessor’s Office, and search public records using your property address, name, or parcel number. Properties with mortgages, equity lines of credit or title insurance may gain additional protections against title theft.</li></ul><p>Implementing these five steps can significantly bolster your defenses against fraud and scams for you and your family. However, remaining vigilant requires a proactive mindset. Trust your instincts - if something feels off, it probably is. Scammers often pose as familiar organizations, create a false sense of urgency, pressure victims into immediate action or require you to pay in specific ways. Being proactive about security can protect your assets and personal information from fraud. Stay vigilant, and remember, your best defense is often a cautious approach.</p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="right"> <img src="https://aarp-states.brightspotcdn.com/4b/2c/0ae9fc314875bffa6b4ad1ae6817/kay.jpeg" alt="Kay.jpeg" width="3024" height="4032" style="height: auto; max-width: 300px;"/> </figure> </div> </div><p>AARP has resources to help if you think you’ve been approached with a scam or have been victimized. Call the <b>AARP Fraud Watch Helpline at 1-877-908-3360</b> to speak with a trained volunteer about your experience.<br><br>Join AARP Washington for Fraud Watch Friday, broadcast live on Zoom and Facebook on the third Friday of each month, to learn about current fraud trends and ask your questions about scams. Register at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://states.aarp.org/washington/online-fraud-watch-friday-events-fight-back-against-scams">www.aarp.org/fwf</a></span></span>.<br><br>by Kay Tomlinson, AARP Volunteer Fraud Watch Specialist<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Washington. Visit the <a href="https://states.aarp.org/region/washington/" target="_blank">AARP Washington</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Five Steps to Take Before Year End to Help Protect Against Fraud</h1></header> <div class="posted-on"> Posted on 11/04/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p><br>In today’s digital age, we probably often ask ourselves, “What can I do to protect myself and my family further from fraud and scams?” While we know we can’t absolutely, 100% protect ourselves from those trying to get our personal information and money, following these five recommendations will help. And you have time to take action before the end of the year!<br></p><ul><li><b>Start by examining the security and privacy settings</b> on all your devices. Ensure that auto-security updates are enabled for your operating system and apps, as well as any social media accounts. Consider using a Virtual Private Network (VPN) to encrypt your internet traffic, enhancing your privacy. Additionally, subscribing to an antivirus software service can provide an extra layer of protection against malicious attacks.<br><br></li><li><b>Conduct a password audit for all your accounts.</b> Strong, complex passwords are your first line of defense against unauthorized access. Replace long-standing passwords with new ones that are at least 12-14 characters long, combining letters, numbers, and symbols. Using a password manager can make this process easier, helping you securely create and store robust passwords. However, if you prefer a traditional approach, ensure you write them down and keep them in a safe place. Don’t use the same password for multiple accounts.</li></ul><ul><li><b>Set up online access for your bank and credit card accounts</b>, even if you don’t typically conduct financial transactions online. This measure prevents fraudsters from creating online access to your accounts if your personal information is compromised. Set up account alerts at the same time to notify you of any deposits, withdrawals, or charges. You’ll likely be asked to set up two-factor authentication when setting up your logon details for added security. If prompted for security questions, consider using fictitious answers to further protect your information.</li></ul><ul><li><b>Regularly review your credit reports</b> and place a credit freeze with the three major credit reporting agencies if you haven’t done so already. This step prevents anyone from opening new accounts in your name without your consent. Schedule quarterly requests for your credit reports at www.annualcreditreport.com to stay vigilant.</li></ul><ul><li><b>Finally, safeguard your property records</b> and set a schedule to review and monitor your real estate deeds to guard against fraudulent activity. Home title theft can occur when identity thieves transfer your house title to their name for illegal financial gains through refinance, Home Equity Line of Credit (HELOC) fraud or forged deeds. To review your title information, visit your county's website, usually through the County Recorder or Assessor’s Office, and search public records using your property address, name, or parcel number. Properties with mortgages, equity lines of credit or title insurance may gain additional protections against title theft.</li></ul><p>Implementing these five steps can significantly bolster your defenses against fraud and scams for you and your family. However, remaining vigilant requires a proactive mindset. Trust your instincts - if something feels off, it probably is. Scammers often pose as familiar organizations, create a false sense of urgency, pressure victims into immediate action or require you to pay in specific ways. Being proactive about security can protect your assets and personal information from fraud. Stay vigilant, and remember, your best defense is often a cautious approach.</p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="right"> <img src="https://aarp-states.brightspotcdn.com/4b/2c/0ae9fc314875bffa6b4ad1ae6817/kay.jpeg" alt="Kay.jpeg" width="3024" height="4032" style="height: auto; max-width: 300px;"/> </figure> </div> </div><p>AARP has resources to help if you think you’ve been approached with a scam or have been victimized. Call the <b>AARP Fraud Watch Helpline at 1-877-908-3360</b> to speak with a trained volunteer about your experience.<br><br>Join AARP Washington for Fraud Watch Friday, broadcast live on Zoom and Facebook on the third Friday of each month, to learn about current fraud trends and ask your questions about scams. Register at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://states.aarp.org/washington/online-fraud-watch-friday-events-fight-back-against-scams">www.aarp.org/fwf</a></span></span>.<br><br>by Kay Tomlinson, AARP Volunteer Fraud Watch Specialist<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Washington. Visit the <a href="https://states.aarp.org/region/washington/" target="_blank">AARP Washington</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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--primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Five Steps to Take Before Year End to Help Protect Against Fraud</h1></header> <div class="posted-on"> Posted on 11/04/24 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p><br>In today’s digital age, we probably often ask ourselves, “What can I do to protect myself and my family further from fraud and scams?” While we know we can’t absolutely, 100% protect ourselves from those trying to get our personal information and money, following these five recommendations will help. And you have time to take action before the end of the year!<br></p><ul><li><b>Start by examining the security and privacy settings</b> on all your devices. Ensure that auto-security updates are enabled for your operating system and apps, as well as any social media accounts. Consider using a Virtual Private Network (VPN) to encrypt your internet traffic, enhancing your privacy. Additionally, subscribing to an antivirus software service can provide an extra layer of protection against malicious attacks.<br><br></li><li><b>Conduct a password audit for all your accounts.</b> Strong, complex passwords are your first line of defense against unauthorized access. Replace long-standing passwords with new ones that are at least 12-14 characters long, combining letters, numbers, and symbols. Using a password manager can make this process easier, helping you securely create and store robust passwords. However, if you prefer a traditional approach, ensure you write them down and keep them in a safe place. Don’t use the same password for multiple accounts.</li></ul><ul><li><b>Set up online access for your bank and credit card accounts</b>, even if you don’t typically conduct financial transactions online. This measure prevents fraudsters from creating online access to your accounts if your personal information is compromised. Set up account alerts at the same time to notify you of any deposits, withdrawals, or charges. You’ll likely be asked to set up two-factor authentication when setting up your logon details for added security. If prompted for security questions, consider using fictitious answers to further protect your information.</li></ul><ul><li><b>Regularly review your credit reports</b> and place a credit freeze with the three major credit reporting agencies if you haven’t done so already. This step prevents anyone from opening new accounts in your name without your consent. Schedule quarterly requests for your credit reports at www.annualcreditreport.com to stay vigilant.</li></ul><ul><li><b>Finally, safeguard your property records</b> and set a schedule to review and monitor your real estate deeds to guard against fraudulent activity. Home title theft can occur when identity thieves transfer your house title to their name for illegal financial gains through refinance, Home Equity Line of Credit (HELOC) fraud or forged deeds. To review your title information, visit your county's website, usually through the County Recorder or Assessor’s Office, and search public records using your property address, name, or parcel number. Properties with mortgages, equity lines of credit or title insurance may gain additional protections against title theft.</li></ul><p>Implementing these five steps can significantly bolster your defenses against fraud and scams for you and your family. However, remaining vigilant requires a proactive mindset. Trust your instincts - if something feels off, it probably is. Scammers often pose as familiar organizations, create a false sense of urgency, pressure victims into immediate action or require you to pay in specific ways. Being proactive about security can protect your assets and personal information from fraud. Stay vigilant, and remember, your best defense is often a cautious approach.</p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="right"> <img src="https://aarp-states.brightspotcdn.com/4b/2c/0ae9fc314875bffa6b4ad1ae6817/kay.jpeg" alt="Kay.jpeg" width="3024" height="4032" style="height: auto; max-width: 300px;"/> </figure> </div> </div><p>AARP has resources to help if you think you’ve been approached with a scam or have been victimized. Call the <b>AARP Fraud Watch Helpline at 1-877-908-3360</b> to speak with a trained volunteer about your experience.<br><br>Join AARP Washington for Fraud Watch Friday, broadcast live on Zoom and Facebook on the third Friday of each month, to learn about current fraud trends and ask your questions about scams. Register at <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://states.aarp.org/washington/online-fraud-watch-friday-events-fight-back-against-scams">www.aarp.org/fwf</a></span></span>.<br><br>by Kay Tomlinson, AARP Volunteer Fraud Watch Specialist<br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Washington. Visit the <a href="https://states.aarp.org/region/washington/" target="_blank">AARP Washington</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/olympia-wa/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <div class="ar-basic-box module-spacer"> <header> <div class="pull-right"> <a href="/olympia-wa/aarp-events/" data-formelementid="LOCAL-BTN-CLK-SEEALL-EVENTS"> <img style="width:30px;" src="https://cdn-aarp.americantowns.com/img/template/icons/aarp_event_icon.png" alt="Upcoming AARP Events" /> </a> </div> <h2 class="visible-lg">AARP Events for Olympia</h2> <h2 class="hidden-lg">AARP Events for Olympia</h2> </header> <div class="wrap"> <div class="ar-listing snippet"> <ul class="list"> <li class="item" data-pageindex="1"> <h2 class="title"><a href="/aarp-event/meditation-moment-with-aarp-maine-november-2024-hfnrlsslkxb.html" data-formelementid="LOCAL-BTN-CLK-EVENTS-TRY-A-CALMING-10MINUTE-MEDITATION-MOMENT">Try a Calming 10-Minute ‘Meditation Moment’</a></h2> <p class="time">Wednesday, Nov 6, 2024 at 6:00 a.m. PT</p> <p class="venue">Zoom</p> <p class="loc">Online Event</p> </li><li class="item" data-pageindex="1"> <h2 class="title"><a href="/aarp-event/aarp-nc-charlotte-presents-zumba-gold-for-brain-health-11062024-at-11-am-et-llnjy8ky5fw.html" data-formelementid="LOCAL-BTN-CLK-EVENTS-ZUMBA-GOLD-FOR-BRAIN-HEALTH">Zumba Gold for Brain Health</a></h2> <p class="time">Wednesday, Nov 6, 2024 at 8:00 a.m. PT</p> <p class="venue">Zoom</p> <p class="loc">Online Event</p> </li><li class="item" data-pageindex="1"> <h2 class="title"><a href="/aarp-event/aarp-wy-line-dancing-1162024-98nwtbf9f65.html" data-formelementid="LOCAL-BTN-CLK-EVENTS-PUT-ON-YOUR-COWBOY-BOOTS-AND-TRY-LINE-DANCING">Put on Your Cowboy Boots and Try Line Dancing</a></h2> <p class="time">Wednesday, Nov 6, 2024 at 9:00 a.m. PT</p> <p class="venue">Zoom</p> <p class="loc">Online Event</p> </li> </ul> <p><a class="link-red" href="/olympia-wa/aarp-events/" data-formelementid="LOCAL-BTN-CLK-SEEALL-EVENTS">View All AARP Events<i class="ml-1 fas fa-chevron-right"></i></a></p> </div> </div> </div> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-OLYMPIA-WA">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-OLYMPIA-WA">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Washington Facebook Page" title="Image of AARP Washington Facebook Page" data-href="https://www.facebook.com/AARPWA" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/AARPWA" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/AARPWA">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP<br />Washington</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-envelope" alt="Email icon" title="Email icon" aria-hidden="true"></i><a href="mailto:WAAARP@aarp.org " target="_blank" rel="noopener">WAAARP@aarp.org </a></li> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/washington/" target="_blank" rel="noopener">AARP Washington</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="https://states.aarp.org/welcome-to-aarp-washington/?intcmp=SNG-LNK-AARPLOCAL-CONTACT-20140101-OLYMPIA-WA" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/AARPWA" target="_blank" rel="noopener" aria-label="Open Facebook"><img alt="Facebook icon" title="Facebook icon" src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png"></a> <a href="https://twitter.com/AARPWA" target="_blank" rel="noopener" aria-label="Open Twitter"><img alt="Twitter icon" title="Twitter icon" src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png"></a> <a href="https://www.instagram.com/aarpwa/" target="_blank" rel="noopener" aria-label="Open Instagram"><img src="https://cdn-aarp.americantowns.com/img/icon-ig.png" alt="Instagram icon" title="Instagram icon" style="height: 49px;"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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