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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Social Security is "Extremely Important" to Minnesota Women</h1></header> <div class="posted-on"> Posted on 10/02/24 by <b>AARP MN</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/bf/0d/54984e6b4a938ce2e232017c5ab9/gettyimages-601798677.jpg" alt="Caucasian woman hugging mother in wheelchair" width="5120" height="3417"/> <div class="Figure-credit">Jose Luis Pelaez Inc/Getty Images</div> </figure> </div> </div><p>There is nothing more important to our members than Social Security, with 65 million Americans who rely on it. In Minnesota, over 1,082,512 retirees, people with disabilities and their families rely on Social Security for important benefits. This includes around 873,925 Minnesotans over the age of 65. An AARP 2021 survey found that 82% of AARP Members in Minnesota are “Extremely” or “Very Concerned” about Social Security.<br><br>For women, it's vital. AARP Minnesota created a report using data from AARP's Public Policy Institute and the <i>Vital Voices</i> survey about Minnesota women 65+, and how they feel about Social Security as a financial and voting issue.</p><div class="Enhancement" > <div class="Enhancement-item"><div class="FullQuote" > <blockquote > Despite starting my encore career, I find myself troubled by the idea of my future retirement. Even after years of hard work and doing the 'right' things to prepare, I worry that my efforts might not be enough. The uncertainty about the future of Social Security only adds to my concerns. The potential for tough decisions, like delaying full retirement or cutting back on essential healthcare, seems very real. As a 'Solo Senior' who, after years of hard work and doing all the "right" things to plan for retirement, I grapple with the fear it might not be enough. With no one else to rely on, aging is scary. The prospect of Social Security funding being compromised adds another layer of anxiety. </blockquote> <div class="FullQuote-attribution" > Courtney Burton, St. Louis Park</div> </div></div> </div><p>The analysis found women rely more on Social Security than men. Of all Minnesota adults 65 and older receiving monthly Social Security benefits, 55% were women and 45% were men. For Minnesotans 65+ who depend on Social Security for income, 47% of women and 35.8% of men rely on Social Security for 50% of their income, and 20.1% of women and 13.2% of men rely on Social Security for 90% of their income.<br><br>Women also have fewer sources of income compared to men as they head into retirement. These include Social Security; 401(k)s, IRAs or other accounts; pensions; stocks or mutual funds; and savings accounts and CDs. Additionally, women receive smaller Social Security and pension benefits and make up the majority (95%) of survivor benefits recipients. The average Social Security benefit received by retired women 65+ was $18,049 compared to $22,339 for retired men 65+. Women generally receive lower pension benefits due to their relatively lower earnings and because a higher share (64%) of part-time workers are women.<br><br>AARP Minnesota's <i>Vital Voices</i> 2022 study looked at the issues that impact Minnesota adults aged 45 and older. The study found that "Having adequate Social Security benefits available to you in the future" ranked as the top financial security issue for all Minnesotans, with 89% responding as "Extremely" or "Very" important. For Minnesota women, 63% ranked this issue as "Extremely Important" to them compared to 49% of Minnesota men. In total, 93% of women surveyed ranked this issue as either "Extremely" or "Very" important, compared to 85% men.<br><br>As a voting issue, similar trends arise. An AARP national battleground survey of voters 50+ showed women were more likely than men to rank Social Security as an "Extremely" or "Very" important voting issue. For women, 52% ranked this issue "Extremely Important" to their vote compared to 41% of men. In total, 85% of women surveyed ranked Social Security as either "Extremely" or "Very" important in their voting decisions, compared to only 76% of men.<br><br>The Social Security Administration found that women rely on Social Security more because they tend to live longer in retirement and have a greater chance of exhausting other sources of income. Social Security is a guaranteed benefit that plays a critical role in the daily lives of Minnesota women. It's the only source of income that does not fluctuate with the financial markets or employer policies. This reliability helps Minnesotans plan and hopefully provide peace of mind.<br><br>Every day, AARP members remind us that they rely on Social Security benefits that they earned. AARP will continue to fight to keep Social Security strong for retirees, workers, and future generations.<br><br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarp-states.brightspotcdn.com/5a/4a/0907ca3141528cfc3b88cf6cb0c6/24-mn-ss-vital-to-mn-women-report.pdf" target="New Window/Tab">View the full report</a></span></span><br><br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Minnesota. Visit the <a href="https://states.aarp.org/region/minnesota/" target="_blank">AARP Minnesota</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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In Minnesota, over 1,082,512 retirees, people with disabilities and their families rely on Social Security for important benefits. This includes around 873,925 Minnesotans over the age of 65. An AARP 2021 survey found that 82% of AARP Members in Minnesota are “Extremely” or “Very Concerned” about Social Security.<br><br>For women, it's vital. AARP Minnesota created a report using data from AARP's Public Policy Institute and the <i>Vital Voices</i> survey about Minnesota women 65+, and how they feel about Social Security as a financial and voting issue.</p><div class="Enhancement" > <div class="Enhancement-item"><div class="FullQuote" > <blockquote > Despite starting my encore career, I find myself troubled by the idea of my future retirement. Even after years of hard work and doing the 'right' things to prepare, I worry that my efforts might not be enough. The uncertainty about the future of Social Security only adds to my concerns. The potential for tough decisions, like delaying full retirement or cutting back on essential healthcare, seems very real. As a 'Solo Senior' who, after years of hard work and doing all the "right" things to plan for retirement, I grapple with the fear it might not be enough. With no one else to rely on, aging is scary. The prospect of Social Security funding being compromised adds another layer of anxiety. </blockquote> <div class="FullQuote-attribution" > Courtney Burton, St. Louis Park</div> </div></div> </div><p>The analysis found women rely more on Social Security than men. Of all Minnesota adults 65 and older receiving monthly Social Security benefits, 55% were women and 45% were men. For Minnesotans 65+ who depend on Social Security for income, 47% of women and 35.8% of men rely on Social Security for 50% of their income, and 20.1% of women and 13.2% of men rely on Social Security for 90% of their income.<br><br>Women also have fewer sources of income compared to men as they head into retirement. These include Social Security; 401(k)s, IRAs or other accounts; pensions; stocks or mutual funds; and savings accounts and CDs. Additionally, women receive smaller Social Security and pension benefits and make up the majority (95%) of survivor benefits recipients. The average Social Security benefit received by retired women 65+ was $18,049 compared to $22,339 for retired men 65+. Women generally receive lower pension benefits due to their relatively lower earnings and because a higher share (64%) of part-time workers are women.<br><br>AARP Minnesota's <i>Vital Voices</i> 2022 study looked at the issues that impact Minnesota adults aged 45 and older. The study found that "Having adequate Social Security benefits available to you in the future" ranked as the top financial security issue for all Minnesotans, with 89% responding as "Extremely" or "Very" important. For Minnesota women, 63% ranked this issue as "Extremely Important" to them compared to 49% of Minnesota men. In total, 93% of women surveyed ranked this issue as either "Extremely" or "Very" important, compared to 85% men.<br><br>As a voting issue, similar trends arise. An AARP national battleground survey of voters 50+ showed women were more likely than men to rank Social Security as an "Extremely" or "Very" important voting issue. For women, 52% ranked this issue "Extremely Important" to their vote compared to 41% of men. In total, 85% of women surveyed ranked Social Security as either "Extremely" or "Very" important in their voting decisions, compared to only 76% of men.<br><br>The Social Security Administration found that women rely on Social Security more because they tend to live longer in retirement and have a greater chance of exhausting other sources of income. Social Security is a guaranteed benefit that plays a critical role in the daily lives of Minnesota women. It's the only source of income that does not fluctuate with the financial markets or employer policies. This reliability helps Minnesotans plan and hopefully provide peace of mind.<br><br>Every day, AARP members remind us that they rely on Social Security benefits that they earned. AARP will continue to fight to keep Social Security strong for retirees, workers, and future generations.<br><br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarp-states.brightspotcdn.com/5a/4a/0907ca3141528cfc3b88cf6cb0c6/24-mn-ss-vital-to-mn-women-report.pdf" target="New Window/Tab">View the full report</a></span></span><br><br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Minnesota. Visit the <a href="https://states.aarp.org/region/minnesota/" target="_blank">AARP Minnesota</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Social Security is "Extremely Important" to Minnesota Women</h1></header> <div class="posted-on"> Posted on 10/02/24 by <b>AARP MN</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/bf/0d/54984e6b4a938ce2e232017c5ab9/gettyimages-601798677.jpg" alt="Caucasian woman hugging mother in wheelchair" width="5120" height="3417"/> <div class="Figure-credit">Jose Luis Pelaez Inc/Getty Images</div> </figure> </div> </div><p>There is nothing more important to our members than Social Security, with 65 million Americans who rely on it. In Minnesota, over 1,082,512 retirees, people with disabilities and their families rely on Social Security for important benefits. This includes around 873,925 Minnesotans over the age of 65. An AARP 2021 survey found that 82% of AARP Members in Minnesota are “Extremely” or “Very Concerned” about Social Security.<br><br>For women, it's vital. AARP Minnesota created a report using data from AARP's Public Policy Institute and the <i>Vital Voices</i> survey about Minnesota women 65+, and how they feel about Social Security as a financial and voting issue.</p><div class="Enhancement" > <div class="Enhancement-item"><div class="FullQuote" > <blockquote > Despite starting my encore career, I find myself troubled by the idea of my future retirement. Even after years of hard work and doing the 'right' things to prepare, I worry that my efforts might not be enough. The uncertainty about the future of Social Security only adds to my concerns. The potential for tough decisions, like delaying full retirement or cutting back on essential healthcare, seems very real. As a 'Solo Senior' who, after years of hard work and doing all the "right" things to plan for retirement, I grapple with the fear it might not be enough. With no one else to rely on, aging is scary. The prospect of Social Security funding being compromised adds another layer of anxiety. </blockquote> <div class="FullQuote-attribution" > Courtney Burton, St. Louis Park</div> </div></div> </div><p>The analysis found women rely more on Social Security than men. Of all Minnesota adults 65 and older receiving monthly Social Security benefits, 55% were women and 45% were men. For Minnesotans 65+ who depend on Social Security for income, 47% of women and 35.8% of men rely on Social Security for 50% of their income, and 20.1% of women and 13.2% of men rely on Social Security for 90% of their income.<br><br>Women also have fewer sources of income compared to men as they head into retirement. These include Social Security; 401(k)s, IRAs or other accounts; pensions; stocks or mutual funds; and savings accounts and CDs. Additionally, women receive smaller Social Security and pension benefits and make up the majority (95%) of survivor benefits recipients. The average Social Security benefit received by retired women 65+ was $18,049 compared to $22,339 for retired men 65+. Women generally receive lower pension benefits due to their relatively lower earnings and because a higher share (64%) of part-time workers are women.<br><br>AARP Minnesota's <i>Vital Voices</i> 2022 study looked at the issues that impact Minnesota adults aged 45 and older. The study found that "Having adequate Social Security benefits available to you in the future" ranked as the top financial security issue for all Minnesotans, with 89% responding as "Extremely" or "Very" important. For Minnesota women, 63% ranked this issue as "Extremely Important" to them compared to 49% of Minnesota men. In total, 93% of women surveyed ranked this issue as either "Extremely" or "Very" important, compared to 85% men.<br><br>As a voting issue, similar trends arise. An AARP national battleground survey of voters 50+ showed women were more likely than men to rank Social Security as an "Extremely" or "Very" important voting issue. For women, 52% ranked this issue "Extremely Important" to their vote compared to 41% of men. In total, 85% of women surveyed ranked Social Security as either "Extremely" or "Very" important in their voting decisions, compared to only 76% of men.<br><br>The Social Security Administration found that women rely on Social Security more because they tend to live longer in retirement and have a greater chance of exhausting other sources of income. Social Security is a guaranteed benefit that plays a critical role in the daily lives of Minnesota women. It's the only source of income that does not fluctuate with the financial markets or employer policies. This reliability helps Minnesotans plan and hopefully provide peace of mind.<br><br>Every day, AARP members remind us that they rely on Social Security benefits that they earned. AARP will continue to fight to keep Social Security strong for retirees, workers, and future generations.<br><br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarp-states.brightspotcdn.com/5a/4a/0907ca3141528cfc3b88cf6cb0c6/24-mn-ss-vital-to-mn-women-report.pdf" target="New Window/Tab">View the full report</a></span></span><br><br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Minnesota. Visit the <a href="https://states.aarp.org/region/minnesota/" target="_blank">AARP Minnesota</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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In Minnesota, over 1,082,512 retirees, people with disabilities and their families rely on Social Security for important benefits. This includes around 873,925 Minnesotans over the age of 65. An AARP 2021 survey found that 82% of AARP Members in Minnesota are “Extremely” or “Very Concerned” about Social Security.<br><br>For women, it's vital. AARP Minnesota created a report using data from AARP's Public Policy Institute and the <i>Vital Voices</i> survey about Minnesota women 65+, and how they feel about Social Security as a financial and voting issue.</p><div class="Enhancement" > <div class="Enhancement-item"><div class="FullQuote" > <blockquote > Despite starting my encore career, I find myself troubled by the idea of my future retirement. Even after years of hard work and doing the 'right' things to prepare, I worry that my efforts might not be enough. The uncertainty about the future of Social Security only adds to my concerns. The potential for tough decisions, like delaying full retirement or cutting back on essential healthcare, seems very real. As a 'Solo Senior' who, after years of hard work and doing all the "right" things to plan for retirement, I grapple with the fear it might not be enough. With no one else to rely on, aging is scary. The prospect of Social Security funding being compromised adds another layer of anxiety. </blockquote> <div class="FullQuote-attribution" > Courtney Burton, St. Louis Park</div> </div></div> </div><p>The analysis found women rely more on Social Security than men. Of all Minnesota adults 65 and older receiving monthly Social Security benefits, 55% were women and 45% were men. For Minnesotans 65+ who depend on Social Security for income, 47% of women and 35.8% of men rely on Social Security for 50% of their income, and 20.1% of women and 13.2% of men rely on Social Security for 90% of their income.<br><br>Women also have fewer sources of income compared to men as they head into retirement. These include Social Security; 401(k)s, IRAs or other accounts; pensions; stocks or mutual funds; and savings accounts and CDs. Additionally, women receive smaller Social Security and pension benefits and make up the majority (95%) of survivor benefits recipients. The average Social Security benefit received by retired women 65+ was $18,049 compared to $22,339 for retired men 65+. Women generally receive lower pension benefits due to their relatively lower earnings and because a higher share (64%) of part-time workers are women.<br><br>AARP Minnesota's <i>Vital Voices</i> 2022 study looked at the issues that impact Minnesota adults aged 45 and older. The study found that "Having adequate Social Security benefits available to you in the future" ranked as the top financial security issue for all Minnesotans, with 89% responding as "Extremely" or "Very" important. For Minnesota women, 63% ranked this issue as "Extremely Important" to them compared to 49% of Minnesota men. In total, 93% of women surveyed ranked this issue as either "Extremely" or "Very" important, compared to 85% men.<br><br>As a voting issue, similar trends arise. An AARP national battleground survey of voters 50+ showed women were more likely than men to rank Social Security as an "Extremely" or "Very" important voting issue. For women, 52% ranked this issue "Extremely Important" to their vote compared to 41% of men. In total, 85% of women surveyed ranked Social Security as either "Extremely" or "Very" important in their voting decisions, compared to only 76% of men.<br><br>The Social Security Administration found that women rely on Social Security more because they tend to live longer in retirement and have a greater chance of exhausting other sources of income. Social Security is a guaranteed benefit that plays a critical role in the daily lives of Minnesota women. It's the only source of income that does not fluctuate with the financial markets or employer policies. This reliability helps Minnesotans plan and hopefully provide peace of mind.<br><br>Every day, AARP members remind us that they rely on Social Security benefits that they earned. AARP will continue to fight to keep Social Security strong for retirees, workers, and future generations.<br><br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarp-states.brightspotcdn.com/5a/4a/0907ca3141528cfc3b88cf6cb0c6/24-mn-ss-vital-to-mn-women-report.pdf" target="New Window/Tab">View the full report</a></span></span><br><br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Minnesota. Visit the <a href="https://states.aarp.org/region/minnesota/" target="_blank">AARP Minnesota</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Social Security is "Extremely Important" to Minnesota Women</h1></header> <div class="posted-on"> Posted on 10/02/24 by <b>AARP MN</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/bf/0d/54984e6b4a938ce2e232017c5ab9/gettyimages-601798677.jpg" alt="Caucasian woman hugging mother in wheelchair" width="5120" height="3417"/> <div class="Figure-credit">Jose Luis Pelaez Inc/Getty Images</div> </figure> </div> </div><p>There is nothing more important to our members than Social Security, with 65 million Americans who rely on it. In Minnesota, over 1,082,512 retirees, people with disabilities and their families rely on Social Security for important benefits. This includes around 873,925 Minnesotans over the age of 65. An AARP 2021 survey found that 82% of AARP Members in Minnesota are “Extremely” or “Very Concerned” about Social Security.<br><br>For women, it's vital. AARP Minnesota created a report using data from AARP's Public Policy Institute and the <i>Vital Voices</i> survey about Minnesota women 65+, and how they feel about Social Security as a financial and voting issue.</p><div class="Enhancement" > <div class="Enhancement-item"><div class="FullQuote" > <blockquote > Despite starting my encore career, I find myself troubled by the idea of my future retirement. Even after years of hard work and doing the 'right' things to prepare, I worry that my efforts might not be enough. The uncertainty about the future of Social Security only adds to my concerns. The potential for tough decisions, like delaying full retirement or cutting back on essential healthcare, seems very real. As a 'Solo Senior' who, after years of hard work and doing all the "right" things to plan for retirement, I grapple with the fear it might not be enough. With no one else to rely on, aging is scary. The prospect of Social Security funding being compromised adds another layer of anxiety. </blockquote> <div class="FullQuote-attribution" > Courtney Burton, St. Louis Park</div> </div></div> </div><p>The analysis found women rely more on Social Security than men. Of all Minnesota adults 65 and older receiving monthly Social Security benefits, 55% were women and 45% were men. For Minnesotans 65+ who depend on Social Security for income, 47% of women and 35.8% of men rely on Social Security for 50% of their income, and 20.1% of women and 13.2% of men rely on Social Security for 90% of their income.<br><br>Women also have fewer sources of income compared to men as they head into retirement. These include Social Security; 401(k)s, IRAs or other accounts; pensions; stocks or mutual funds; and savings accounts and CDs. Additionally, women receive smaller Social Security and pension benefits and make up the majority (95%) of survivor benefits recipients. The average Social Security benefit received by retired women 65+ was $18,049 compared to $22,339 for retired men 65+. Women generally receive lower pension benefits due to their relatively lower earnings and because a higher share (64%) of part-time workers are women.<br><br>AARP Minnesota's <i>Vital Voices</i> 2022 study looked at the issues that impact Minnesota adults aged 45 and older. The study found that "Having adequate Social Security benefits available to you in the future" ranked as the top financial security issue for all Minnesotans, with 89% responding as "Extremely" or "Very" important. For Minnesota women, 63% ranked this issue as "Extremely Important" to them compared to 49% of Minnesota men. In total, 93% of women surveyed ranked this issue as either "Extremely" or "Very" important, compared to 85% men.<br><br>As a voting issue, similar trends arise. An AARP national battleground survey of voters 50+ showed women were more likely than men to rank Social Security as an "Extremely" or "Very" important voting issue. For women, 52% ranked this issue "Extremely Important" to their vote compared to 41% of men. In total, 85% of women surveyed ranked Social Security as either "Extremely" or "Very" important in their voting decisions, compared to only 76% of men.<br><br>The Social Security Administration found that women rely on Social Security more because they tend to live longer in retirement and have a greater chance of exhausting other sources of income. Social Security is a guaranteed benefit that plays a critical role in the daily lives of Minnesota women. It's the only source of income that does not fluctuate with the financial markets or employer policies. This reliability helps Minnesotans plan and hopefully provide peace of mind.<br><br>Every day, AARP members remind us that they rely on Social Security benefits that they earned. AARP will continue to fight to keep Social Security strong for retirees, workers, and future generations.<br><br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarp-states.brightspotcdn.com/5a/4a/0907ca3141528cfc3b88cf6cb0c6/24-mn-ss-vital-to-mn-women-report.pdf" target="New Window/Tab">View the full report</a></span></span><br><br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Minnesota. Visit the <a href="https://states.aarp.org/region/minnesota/" target="_blank">AARP Minnesota</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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In Minnesota, over 1,082,512 retirees, people"/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/69f0009/2147483647/strip/true/crop/5120x3291+0+63/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2Fbf%2F0d%2F54984e6b4a938ce2e232017c5ab9%2Fgettyimages-601798677.jpg"/> <meta property="og:type" content="article"/> <meta property="og:title" content="Social Security is "Extremely Important" to Minnesota Women"/> <meta property="og:description" content="There is nothing more important to our members than Social Security, with 65 million Americans who rely on it. 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In Minnesota, over 1,082,512 retirees, people with disabilities and their families rely on Social Security for important benefits. This includes around 873,925 Minnesotans over the age of 65. An AARP 2021 survey found that 82% of AARP Members in Minnesota are “Extremely” or “Very Concerned” about Social Security.<br><br>For women, it's vital. AARP Minnesota created a report using data from AARP's Public Policy Institute and the <i>Vital Voices</i> survey about Minnesota women 65+, and how they feel about Social Security as a financial and voting issue.</p><div class="Enhancement" > <div class="Enhancement-item"><div class="FullQuote" > <blockquote > Despite starting my encore career, I find myself troubled by the idea of my future retirement. Even after years of hard work and doing the 'right' things to prepare, I worry that my efforts might not be enough. The uncertainty about the future of Social Security only adds to my concerns. The potential for tough decisions, like delaying full retirement or cutting back on essential healthcare, seems very real. As a 'Solo Senior' who, after years of hard work and doing all the "right" things to plan for retirement, I grapple with the fear it might not be enough. With no one else to rely on, aging is scary. The prospect of Social Security funding being compromised adds another layer of anxiety. </blockquote> <div class="FullQuote-attribution" > Courtney Burton, St. Louis Park</div> </div></div> </div><p>The analysis found women rely more on Social Security than men. Of all Minnesota adults 65 and older receiving monthly Social Security benefits, 55% were women and 45% were men. For Minnesotans 65+ who depend on Social Security for income, 47% of women and 35.8% of men rely on Social Security for 50% of their income, and 20.1% of women and 13.2% of men rely on Social Security for 90% of their income.<br><br>Women also have fewer sources of income compared to men as they head into retirement. These include Social Security; 401(k)s, IRAs or other accounts; pensions; stocks or mutual funds; and savings accounts and CDs. Additionally, women receive smaller Social Security and pension benefits and make up the majority (95%) of survivor benefits recipients. The average Social Security benefit received by retired women 65+ was $18,049 compared to $22,339 for retired men 65+. Women generally receive lower pension benefits due to their relatively lower earnings and because a higher share (64%) of part-time workers are women.<br><br>AARP Minnesota's <i>Vital Voices</i> 2022 study looked at the issues that impact Minnesota adults aged 45 and older. The study found that "Having adequate Social Security benefits available to you in the future" ranked as the top financial security issue for all Minnesotans, with 89% responding as "Extremely" or "Very" important. For Minnesota women, 63% ranked this issue as "Extremely Important" to them compared to 49% of Minnesota men. In total, 93% of women surveyed ranked this issue as either "Extremely" or "Very" important, compared to 85% men.<br><br>As a voting issue, similar trends arise. An AARP national battleground survey of voters 50+ showed women were more likely than men to rank Social Security as an "Extremely" or "Very" important voting issue. For women, 52% ranked this issue "Extremely Important" to their vote compared to 41% of men. In total, 85% of women surveyed ranked Social Security as either "Extremely" or "Very" important in their voting decisions, compared to only 76% of men.<br><br>The Social Security Administration found that women rely on Social Security more because they tend to live longer in retirement and have a greater chance of exhausting other sources of income. Social Security is a guaranteed benefit that plays a critical role in the daily lives of Minnesota women. It's the only source of income that does not fluctuate with the financial markets or employer policies. This reliability helps Minnesotans plan and hopefully provide peace of mind.<br><br>Every day, AARP members remind us that they rely on Social Security benefits that they earned. AARP will continue to fight to keep Social Security strong for retirees, workers, and future generations.<br><br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarp-states.brightspotcdn.com/5a/4a/0907ca3141528cfc3b88cf6cb0c6/24-mn-ss-vital-to-mn-women-report.pdf" target="New Window/Tab">View the full report</a></span></span><br><br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Minnesota. Visit the <a href="https://states.aarp.org/region/minnesota/" target="_blank">AARP Minnesota</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Social Security is "Extremely Important" to Minnesota Women</h1></header> <div class="posted-on"> Posted on 10/02/24 by <b>AARP MN</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/bf/0d/54984e6b4a938ce2e232017c5ab9/gettyimages-601798677.jpg" alt="Caucasian woman hugging mother in wheelchair" width="5120" height="3417"/> <div class="Figure-credit">Jose Luis Pelaez Inc/Getty Images</div> </figure> </div> </div><p>There is nothing more important to our members than Social Security, with 65 million Americans who rely on it. In Minnesota, over 1,082,512 retirees, people with disabilities and their families rely on Social Security for important benefits. This includes around 873,925 Minnesotans over the age of 65. An AARP 2021 survey found that 82% of AARP Members in Minnesota are “Extremely” or “Very Concerned” about Social Security.<br><br>For women, it's vital. AARP Minnesota created a report using data from AARP's Public Policy Institute and the <i>Vital Voices</i> survey about Minnesota women 65+, and how they feel about Social Security as a financial and voting issue.</p><div class="Enhancement" > <div class="Enhancement-item"><div class="FullQuote" > <blockquote > Despite starting my encore career, I find myself troubled by the idea of my future retirement. Even after years of hard work and doing the 'right' things to prepare, I worry that my efforts might not be enough. The uncertainty about the future of Social Security only adds to my concerns. The potential for tough decisions, like delaying full retirement or cutting back on essential healthcare, seems very real. As a 'Solo Senior' who, after years of hard work and doing all the "right" things to plan for retirement, I grapple with the fear it might not be enough. With no one else to rely on, aging is scary. The prospect of Social Security funding being compromised adds another layer of anxiety. </blockquote> <div class="FullQuote-attribution" > Courtney Burton, St. Louis Park</div> </div></div> </div><p>The analysis found women rely more on Social Security than men. Of all Minnesota adults 65 and older receiving monthly Social Security benefits, 55% were women and 45% were men. For Minnesotans 65+ who depend on Social Security for income, 47% of women and 35.8% of men rely on Social Security for 50% of their income, and 20.1% of women and 13.2% of men rely on Social Security for 90% of their income.<br><br>Women also have fewer sources of income compared to men as they head into retirement. These include Social Security; 401(k)s, IRAs or other accounts; pensions; stocks or mutual funds; and savings accounts and CDs. Additionally, women receive smaller Social Security and pension benefits and make up the majority (95%) of survivor benefits recipients. The average Social Security benefit received by retired women 65+ was $18,049 compared to $22,339 for retired men 65+. Women generally receive lower pension benefits due to their relatively lower earnings and because a higher share (64%) of part-time workers are women.<br><br>AARP Minnesota's <i>Vital Voices</i> 2022 study looked at the issues that impact Minnesota adults aged 45 and older. The study found that "Having adequate Social Security benefits available to you in the future" ranked as the top financial security issue for all Minnesotans, with 89% responding as "Extremely" or "Very" important. For Minnesota women, 63% ranked this issue as "Extremely Important" to them compared to 49% of Minnesota men. In total, 93% of women surveyed ranked this issue as either "Extremely" or "Very" important, compared to 85% men.<br><br>As a voting issue, similar trends arise. An AARP national battleground survey of voters 50+ showed women were more likely than men to rank Social Security as an "Extremely" or "Very" important voting issue. For women, 52% ranked this issue "Extremely Important" to their vote compared to 41% of men. In total, 85% of women surveyed ranked Social Security as either "Extremely" or "Very" important in their voting decisions, compared to only 76% of men.<br><br>The Social Security Administration found that women rely on Social Security more because they tend to live longer in retirement and have a greater chance of exhausting other sources of income. Social Security is a guaranteed benefit that plays a critical role in the daily lives of Minnesota women. It's the only source of income that does not fluctuate with the financial markets or employer policies. This reliability helps Minnesotans plan and hopefully provide peace of mind.<br><br>Every day, AARP members remind us that they rely on Social Security benefits that they earned. AARP will continue to fight to keep Social Security strong for retirees, workers, and future generations.<br><br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarp-states.brightspotcdn.com/5a/4a/0907ca3141528cfc3b88cf6cb0c6/24-mn-ss-vital-to-mn-women-report.pdf" target="New Window/Tab">View the full report</a></span></span><br><br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Minnesota. Visit the <a href="https://states.aarp.org/region/minnesota/" target="_blank">AARP Minnesota</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-SAINTPAUL-MN">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-SAINTPAUL-MN">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; 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In Minnesota, over 1,082,512 retirees, people with disabilities and their families rely on Social Security for important benefits. This includes around 873,925 Minnesotans over the age of 65. An AARP 2021 survey found that 82% of AARP Members in Minnesota are “Extremely” or “Very Concerned” about Social Security.<br><br>For women, it's vital. AARP Minnesota created a report using data from AARP's Public Policy Institute and the <i>Vital Voices</i> survey about Minnesota women 65+, and how they feel about Social Security as a financial and voting issue.</p><div class="Enhancement" > <div class="Enhancement-item"><div class="FullQuote" > <blockquote > Despite starting my encore career, I find myself troubled by the idea of my future retirement. Even after years of hard work and doing the 'right' things to prepare, I worry that my efforts might not be enough. The uncertainty about the future of Social Security only adds to my concerns. The potential for tough decisions, like delaying full retirement or cutting back on essential healthcare, seems very real. As a 'Solo Senior' who, after years of hard work and doing all the "right" things to plan for retirement, I grapple with the fear it might not be enough. With no one else to rely on, aging is scary. The prospect of Social Security funding being compromised adds another layer of anxiety. </blockquote> <div class="FullQuote-attribution" > Courtney Burton, St. Louis Park</div> </div></div> </div><p>The analysis found women rely more on Social Security than men. Of all Minnesota adults 65 and older receiving monthly Social Security benefits, 55% were women and 45% were men. For Minnesotans 65+ who depend on Social Security for income, 47% of women and 35.8% of men rely on Social Security for 50% of their income, and 20.1% of women and 13.2% of men rely on Social Security for 90% of their income.<br><br>Women also have fewer sources of income compared to men as they head into retirement. These include Social Security; 401(k)s, IRAs or other accounts; pensions; stocks or mutual funds; and savings accounts and CDs. Additionally, women receive smaller Social Security and pension benefits and make up the majority (95%) of survivor benefits recipients. The average Social Security benefit received by retired women 65+ was $18,049 compared to $22,339 for retired men 65+. Women generally receive lower pension benefits due to their relatively lower earnings and because a higher share (64%) of part-time workers are women.<br><br>AARP Minnesota's <i>Vital Voices</i> 2022 study looked at the issues that impact Minnesota adults aged 45 and older. The study found that "Having adequate Social Security benefits available to you in the future" ranked as the top financial security issue for all Minnesotans, with 89% responding as "Extremely" or "Very" important. For Minnesota women, 63% ranked this issue as "Extremely Important" to them compared to 49% of Minnesota men. In total, 93% of women surveyed ranked this issue as either "Extremely" or "Very" important, compared to 85% men.<br><br>As a voting issue, similar trends arise. An AARP national battleground survey of voters 50+ showed women were more likely than men to rank Social Security as an "Extremely" or "Very" important voting issue. For women, 52% ranked this issue "Extremely Important" to their vote compared to 41% of men. In total, 85% of women surveyed ranked Social Security as either "Extremely" or "Very" important in their voting decisions, compared to only 76% of men.<br><br>The Social Security Administration found that women rely on Social Security more because they tend to live longer in retirement and have a greater chance of exhausting other sources of income. Social Security is a guaranteed benefit that plays a critical role in the daily lives of Minnesota women. It's the only source of income that does not fluctuate with the financial markets or employer policies. This reliability helps Minnesotans plan and hopefully provide peace of mind.<br><br>Every day, AARP members remind us that they rely on Social Security benefits that they earned. AARP will continue to fight to keep Social Security strong for retirees, workers, and future generations.<br><br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarp-states.brightspotcdn.com/5a/4a/0907ca3141528cfc3b88cf6cb0c6/24-mn-ss-vital-to-mn-women-report.pdf" target="New Window/Tab">View the full report</a></span></span><br><br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Minnesota. 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There is nothing more important to our members than Social Security, with 65 million Americans who rely on it. In Minnesota, over 1,082,512 retirees, people with disabilities and their families rely on Social Security for important benefits. This includes around 873,925 Minnesotans over the age of 65. An AARP 2021 survey found that 82% of AARP Members in Minnesota are “Extremely” or “Very Concerned” about Social Security.
For women, it's vital. AARP Minnesota created a report using data from AARP's Public Policy Institute and the Vital Voices survey about Minnesota women 65+, and how they feel about Social Security as a financial and voting issue.
Despite starting my encore career, I find myself troubled by the idea of my future retirement. Even after years of hard work and doing the 'right' things to prepare, I worry that my efforts might not be enough. The uncertainty about the future of Social Security only adds to my concerns. The potential for tough decisions, like delaying full retirement or cutting back on essential healthcare, seems very real. As a 'Solo Senior' who, after years of hard work and doing all the "right" things to plan for retirement, I grapple with the fear it might not be enough. With no one else to rely on, aging is scary. The prospect of Social Security funding being compromised adds another layer of anxiety.
The analysis found women rely more on Social Security than men. Of all Minnesota adults 65 and older receiving monthly Social Security benefits, 55% were women and 45% were men. For Minnesotans 65+ who depend on Social Security for income, 47% of women and 35.8% of men rely on Social Security for 50% of their income, and 20.1% of women and 13.2% of men rely on Social Security for 90% of their income.
Women also have fewer sources of income compared to men as they head into retirement. These include Social Security; 401(k)s, IRAs or other accounts; pensions; stocks or mutual funds; and savings accounts and CDs. Additionally, women receive smaller Social Security and pension benefits and make up the majority (95%) of survivor benefits recipients. The average Social Security benefit received by retired women 65+ was $18,049 compared to $22,339 for retired men 65+. Women generally receive lower pension benefits due to their relatively lower earnings and because a higher share (64%) of part-time workers are women.
AARP Minnesota's Vital Voices 2022 study looked at the issues that impact Minnesota adults aged 45 and older. The study found that "Having adequate Social Security benefits available to you in the future" ranked as the top financial security issue for all Minnesotans, with 89% responding as "Extremely" or "Very" important. For Minnesota women, 63% ranked this issue as "Extremely Important" to them compared to 49% of Minnesota men. In total, 93% of women surveyed ranked this issue as either "Extremely" or "Very" important, compared to 85% men.
As a voting issue, similar trends arise. An AARP national battleground survey of voters 50+ showed women were more likely than men to rank Social Security as an "Extremely" or "Very" important voting issue. For women, 52% ranked this issue "Extremely Important" to their vote compared to 41% of men. In total, 85% of women surveyed ranked Social Security as either "Extremely" or "Very" important in their voting decisions, compared to only 76% of men.
The Social Security Administration found that women rely on Social Security more because they tend to live longer in retirement and have a greater chance of exhausting other sources of income. Social Security is a guaranteed benefit that plays a critical role in the daily lives of Minnesota women. It's the only source of income that does not fluctuate with the financial markets or employer policies. This reliability helps Minnesotans plan and hopefully provide peace of mind.
Every day, AARP members remind us that they rely on Social Security benefits that they earned. AARP will continue to fight to keep Social Security strong for retirees, workers, and future generations.
View the full report
This story is provided by AARP Minnesota. Visit the AARP Minnesota page for more news, events, and programs affecting retirement, health care, and more.
Wednesday, Jan 15, 2025 at 10:00 a.m. CT
Virtual
Online Event
Wednesday, Jan 29, 2025 at 9:30 a.m. CT
AARP Minnesota State Office
St Paul, MN
Wednesday, Jan 29, 2025 at 4:00 p.m. CT
Virtual
Online Event
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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Social Security is "Extremely Important" to Minnesota Women</h1></header> <div class="posted-on"> Posted on 10/02/24 by <b>AARP MN</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/bf/0d/54984e6b4a938ce2e232017c5ab9/gettyimages-601798677.jpg" alt="Caucasian woman hugging mother in wheelchair" width="5120" height="3417"/> <div class="Figure-credit">Jose Luis Pelaez Inc/Getty Images</div> </figure> </div> </div><p>There is nothing more important to our members than Social Security, with 65 million Americans who rely on it. In Minnesota, over 1,082,512 retirees, people with disabilities and their families rely on Social Security for important benefits. This includes around 873,925 Minnesotans over the age of 65. An AARP 2021 survey found that 82% of AARP Members in Minnesota are “Extremely” or “Very Concerned” about Social Security.<br><br>For women, it's vital. AARP Minnesota created a report using data from AARP's Public Policy Institute and the <i>Vital Voices</i> survey about Minnesota women 65+, and how they feel about Social Security as a financial and voting issue.</p><div class="Enhancement" > <div class="Enhancement-item"><div class="FullQuote" > <blockquote > Despite starting my encore career, I find myself troubled by the idea of my future retirement. Even after years of hard work and doing the 'right' things to prepare, I worry that my efforts might not be enough. The uncertainty about the future of Social Security only adds to my concerns. The potential for tough decisions, like delaying full retirement or cutting back on essential healthcare, seems very real. As a 'Solo Senior' who, after years of hard work and doing all the "right" things to plan for retirement, I grapple with the fear it might not be enough. With no one else to rely on, aging is scary. The prospect of Social Security funding being compromised adds another layer of anxiety. </blockquote> <div class="FullQuote-attribution" > Courtney Burton, St. Louis Park</div> </div></div> </div><p>The analysis found women rely more on Social Security than men. Of all Minnesota adults 65 and older receiving monthly Social Security benefits, 55% were women and 45% were men. For Minnesotans 65+ who depend on Social Security for income, 47% of women and 35.8% of men rely on Social Security for 50% of their income, and 20.1% of women and 13.2% of men rely on Social Security for 90% of their income.<br><br>Women also have fewer sources of income compared to men as they head into retirement. These include Social Security; 401(k)s, IRAs or other accounts; pensions; stocks or mutual funds; and savings accounts and CDs. Additionally, women receive smaller Social Security and pension benefits and make up the majority (95%) of survivor benefits recipients. The average Social Security benefit received by retired women 65+ was $18,049 compared to $22,339 for retired men 65+. Women generally receive lower pension benefits due to their relatively lower earnings and because a higher share (64%) of part-time workers are women.<br><br>AARP Minnesota's <i>Vital Voices</i> 2022 study looked at the issues that impact Minnesota adults aged 45 and older. The study found that "Having adequate Social Security benefits available to you in the future" ranked as the top financial security issue for all Minnesotans, with 89% responding as "Extremely" or "Very" important. For Minnesota women, 63% ranked this issue as "Extremely Important" to them compared to 49% of Minnesota men. In total, 93% of women surveyed ranked this issue as either "Extremely" or "Very" important, compared to 85% men.<br><br>As a voting issue, similar trends arise. An AARP national battleground survey of voters 50+ showed women were more likely than men to rank Social Security as an "Extremely" or "Very" important voting issue. For women, 52% ranked this issue "Extremely Important" to their vote compared to 41% of men. In total, 85% of women surveyed ranked Social Security as either "Extremely" or "Very" important in their voting decisions, compared to only 76% of men.<br><br>The Social Security Administration found that women rely on Social Security more because they tend to live longer in retirement and have a greater chance of exhausting other sources of income. Social Security is a guaranteed benefit that plays a critical role in the daily lives of Minnesota women. It's the only source of income that does not fluctuate with the financial markets or employer policies. This reliability helps Minnesotans plan and hopefully provide peace of mind.<br><br>Every day, AARP members remind us that they rely on Social Security benefits that they earned. AARP will continue to fight to keep Social Security strong for retirees, workers, and future generations.<br><br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarp-states.brightspotcdn.com/5a/4a/0907ca3141528cfc3b88cf6cb0c6/24-mn-ss-vital-to-mn-women-report.pdf" target="New Window/Tab">View the full report</a></span></span><br><br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Minnesota. Visit the <a href="https://states.aarp.org/region/minnesota/" target="_blank">AARP Minnesota</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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In Minnesota, over 1,082,512 retirees, people with disabilities and their families rely on Social Security for important benefits. This includes around 873,925 Minnesotans over the age of 65. An AARP 2021 survey found that 82% of AARP Members in Minnesota are “Extremely” or “Very Concerned” about Social Security.<br><br>For women, it's vital. AARP Minnesota created a report using data from AARP's Public Policy Institute and the <i>Vital Voices</i> survey about Minnesota women 65+, and how they feel about Social Security as a financial and voting issue.</p><div class="Enhancement" > <div class="Enhancement-item"><div class="FullQuote" > <blockquote > Despite starting my encore career, I find myself troubled by the idea of my future retirement. Even after years of hard work and doing the 'right' things to prepare, I worry that my efforts might not be enough. The uncertainty about the future of Social Security only adds to my concerns. The potential for tough decisions, like delaying full retirement or cutting back on essential healthcare, seems very real. As a 'Solo Senior' who, after years of hard work and doing all the "right" things to plan for retirement, I grapple with the fear it might not be enough. With no one else to rely on, aging is scary. The prospect of Social Security funding being compromised adds another layer of anxiety. </blockquote> <div class="FullQuote-attribution" > Courtney Burton, St. Louis Park</div> </div></div> </div><p>The analysis found women rely more on Social Security than men. Of all Minnesota adults 65 and older receiving monthly Social Security benefits, 55% were women and 45% were men. For Minnesotans 65+ who depend on Social Security for income, 47% of women and 35.8% of men rely on Social Security for 50% of their income, and 20.1% of women and 13.2% of men rely on Social Security for 90% of their income.<br><br>Women also have fewer sources of income compared to men as they head into retirement. These include Social Security; 401(k)s, IRAs or other accounts; pensions; stocks or mutual funds; and savings accounts and CDs. Additionally, women receive smaller Social Security and pension benefits and make up the majority (95%) of survivor benefits recipients. The average Social Security benefit received by retired women 65+ was $18,049 compared to $22,339 for retired men 65+. Women generally receive lower pension benefits due to their relatively lower earnings and because a higher share (64%) of part-time workers are women.<br><br>AARP Minnesota's <i>Vital Voices</i> 2022 study looked at the issues that impact Minnesota adults aged 45 and older. The study found that "Having adequate Social Security benefits available to you in the future" ranked as the top financial security issue for all Minnesotans, with 89% responding as "Extremely" or "Very" important. For Minnesota women, 63% ranked this issue as "Extremely Important" to them compared to 49% of Minnesota men. In total, 93% of women surveyed ranked this issue as either "Extremely" or "Very" important, compared to 85% men.<br><br>As a voting issue, similar trends arise. An AARP national battleground survey of voters 50+ showed women were more likely than men to rank Social Security as an "Extremely" or "Very" important voting issue. For women, 52% ranked this issue "Extremely Important" to their vote compared to 41% of men. In total, 85% of women surveyed ranked Social Security as either "Extremely" or "Very" important in their voting decisions, compared to only 76% of men.<br><br>The Social Security Administration found that women rely on Social Security more because they tend to live longer in retirement and have a greater chance of exhausting other sources of income. Social Security is a guaranteed benefit that plays a critical role in the daily lives of Minnesota women. It's the only source of income that does not fluctuate with the financial markets or employer policies. This reliability helps Minnesotans plan and hopefully provide peace of mind.<br><br>Every day, AARP members remind us that they rely on Social Security benefits that they earned. AARP will continue to fight to keep Social Security strong for retirees, workers, and future generations.<br><br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarp-states.brightspotcdn.com/5a/4a/0907ca3141528cfc3b88cf6cb0c6/24-mn-ss-vital-to-mn-women-report.pdf" target="New Window/Tab">View the full report</a></span></span><br><br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Minnesota. Visit the <a href="https://states.aarp.org/region/minnesota/" target="_blank">AARP Minnesota</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Social Security is "Extremely Important" to Minnesota Women</h1></header> <div class="posted-on"> Posted on 10/02/24 by <b>AARP MN</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/bf/0d/54984e6b4a938ce2e232017c5ab9/gettyimages-601798677.jpg" alt="Caucasian woman hugging mother in wheelchair" width="5120" height="3417"/> <div class="Figure-credit">Jose Luis Pelaez Inc/Getty Images</div> </figure> </div> </div><p>There is nothing more important to our members than Social Security, with 65 million Americans who rely on it. In Minnesota, over 1,082,512 retirees, people with disabilities and their families rely on Social Security for important benefits. This includes around 873,925 Minnesotans over the age of 65. An AARP 2021 survey found that 82% of AARP Members in Minnesota are “Extremely” or “Very Concerned” about Social Security.<br><br>For women, it's vital. AARP Minnesota created a report using data from AARP's Public Policy Institute and the <i>Vital Voices</i> survey about Minnesota women 65+, and how they feel about Social Security as a financial and voting issue.</p><div class="Enhancement" > <div class="Enhancement-item"><div class="FullQuote" > <blockquote > Despite starting my encore career, I find myself troubled by the idea of my future retirement. Even after years of hard work and doing the 'right' things to prepare, I worry that my efforts might not be enough. The uncertainty about the future of Social Security only adds to my concerns. The potential for tough decisions, like delaying full retirement or cutting back on essential healthcare, seems very real. As a 'Solo Senior' who, after years of hard work and doing all the "right" things to plan for retirement, I grapple with the fear it might not be enough. With no one else to rely on, aging is scary. The prospect of Social Security funding being compromised adds another layer of anxiety. </blockquote> <div class="FullQuote-attribution" > Courtney Burton, St. Louis Park</div> </div></div> </div><p>The analysis found women rely more on Social Security than men. Of all Minnesota adults 65 and older receiving monthly Social Security benefits, 55% were women and 45% were men. For Minnesotans 65+ who depend on Social Security for income, 47% of women and 35.8% of men rely on Social Security for 50% of their income, and 20.1% of women and 13.2% of men rely on Social Security for 90% of their income.<br><br>Women also have fewer sources of income compared to men as they head into retirement. These include Social Security; 401(k)s, IRAs or other accounts; pensions; stocks or mutual funds; and savings accounts and CDs. Additionally, women receive smaller Social Security and pension benefits and make up the majority (95%) of survivor benefits recipients. The average Social Security benefit received by retired women 65+ was $18,049 compared to $22,339 for retired men 65+. Women generally receive lower pension benefits due to their relatively lower earnings and because a higher share (64%) of part-time workers are women.<br><br>AARP Minnesota's <i>Vital Voices</i> 2022 study looked at the issues that impact Minnesota adults aged 45 and older. The study found that "Having adequate Social Security benefits available to you in the future" ranked as the top financial security issue for all Minnesotans, with 89% responding as "Extremely" or "Very" important. For Minnesota women, 63% ranked this issue as "Extremely Important" to them compared to 49% of Minnesota men. In total, 93% of women surveyed ranked this issue as either "Extremely" or "Very" important, compared to 85% men.<br><br>As a voting issue, similar trends arise. An AARP national battleground survey of voters 50+ showed women were more likely than men to rank Social Security as an "Extremely" or "Very" important voting issue. For women, 52% ranked this issue "Extremely Important" to their vote compared to 41% of men. In total, 85% of women surveyed ranked Social Security as either "Extremely" or "Very" important in their voting decisions, compared to only 76% of men.<br><br>The Social Security Administration found that women rely on Social Security more because they tend to live longer in retirement and have a greater chance of exhausting other sources of income. Social Security is a guaranteed benefit that plays a critical role in the daily lives of Minnesota women. It's the only source of income that does not fluctuate with the financial markets or employer policies. This reliability helps Minnesotans plan and hopefully provide peace of mind.<br><br>Every day, AARP members remind us that they rely on Social Security benefits that they earned. AARP will continue to fight to keep Social Security strong for retirees, workers, and future generations.<br><br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarp-states.brightspotcdn.com/5a/4a/0907ca3141528cfc3b88cf6cb0c6/24-mn-ss-vital-to-mn-women-report.pdf" target="New Window/Tab">View the full report</a></span></span><br><br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Minnesota. Visit the <a href="https://states.aarp.org/region/minnesota/" target="_blank">AARP Minnesota</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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In Minnesota, over 1,082,512 retirees, people with disabilities and their families rely on Social Security for important benefits. This includes around 873,925 Minnesotans over the age of 65. An AARP 2021 survey found that 82% of AARP Members in Minnesota are “Extremely” or “Very Concerned” about Social Security.<br><br>For women, it's vital. AARP Minnesota created a report using data from AARP's Public Policy Institute and the <i>Vital Voices</i> survey about Minnesota women 65+, and how they feel about Social Security as a financial and voting issue.</p><div class="Enhancement" > <div class="Enhancement-item"><div class="FullQuote" > <blockquote > Despite starting my encore career, I find myself troubled by the idea of my future retirement. Even after years of hard work and doing the 'right' things to prepare, I worry that my efforts might not be enough. The uncertainty about the future of Social Security only adds to my concerns. The potential for tough decisions, like delaying full retirement or cutting back on essential healthcare, seems very real. As a 'Solo Senior' who, after years of hard work and doing all the "right" things to plan for retirement, I grapple with the fear it might not be enough. With no one else to rely on, aging is scary. The prospect of Social Security funding being compromised adds another layer of anxiety. </blockquote> <div class="FullQuote-attribution" > Courtney Burton, St. Louis Park</div> </div></div> </div><p>The analysis found women rely more on Social Security than men. Of all Minnesota adults 65 and older receiving monthly Social Security benefits, 55% were women and 45% were men. For Minnesotans 65+ who depend on Social Security for income, 47% of women and 35.8% of men rely on Social Security for 50% of their income, and 20.1% of women and 13.2% of men rely on Social Security for 90% of their income.<br><br>Women also have fewer sources of income compared to men as they head into retirement. These include Social Security; 401(k)s, IRAs or other accounts; pensions; stocks or mutual funds; and savings accounts and CDs. Additionally, women receive smaller Social Security and pension benefits and make up the majority (95%) of survivor benefits recipients. The average Social Security benefit received by retired women 65+ was $18,049 compared to $22,339 for retired men 65+. Women generally receive lower pension benefits due to their relatively lower earnings and because a higher share (64%) of part-time workers are women.<br><br>AARP Minnesota's <i>Vital Voices</i> 2022 study looked at the issues that impact Minnesota adults aged 45 and older. The study found that "Having adequate Social Security benefits available to you in the future" ranked as the top financial security issue for all Minnesotans, with 89% responding as "Extremely" or "Very" important. For Minnesota women, 63% ranked this issue as "Extremely Important" to them compared to 49% of Minnesota men. In total, 93% of women surveyed ranked this issue as either "Extremely" or "Very" important, compared to 85% men.<br><br>As a voting issue, similar trends arise. An AARP national battleground survey of voters 50+ showed women were more likely than men to rank Social Security as an "Extremely" or "Very" important voting issue. For women, 52% ranked this issue "Extremely Important" to their vote compared to 41% of men. In total, 85% of women surveyed ranked Social Security as either "Extremely" or "Very" important in their voting decisions, compared to only 76% of men.<br><br>The Social Security Administration found that women rely on Social Security more because they tend to live longer in retirement and have a greater chance of exhausting other sources of income. Social Security is a guaranteed benefit that plays a critical role in the daily lives of Minnesota women. It's the only source of income that does not fluctuate with the financial markets or employer policies. This reliability helps Minnesotans plan and hopefully provide peace of mind.<br><br>Every day, AARP members remind us that they rely on Social Security benefits that they earned. AARP will continue to fight to keep Social Security strong for retirees, workers, and future generations.<br><br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarp-states.brightspotcdn.com/5a/4a/0907ca3141528cfc3b88cf6cb0c6/24-mn-ss-vital-to-mn-women-report.pdf" target="New Window/Tab">View the full report</a></span></span><br><br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Minnesota. Visit the <a href="https://states.aarp.org/region/minnesota/" target="_blank">AARP Minnesota</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Social Security is "Extremely Important" to Minnesota Women</h1></header> <div class="posted-on"> Posted on 10/02/24 by <b>AARP MN</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/bf/0d/54984e6b4a938ce2e232017c5ab9/gettyimages-601798677.jpg" alt="Caucasian woman hugging mother in wheelchair" width="5120" height="3417"/> <div class="Figure-credit">Jose Luis Pelaez Inc/Getty Images</div> </figure> </div> </div><p>There is nothing more important to our members than Social Security, with 65 million Americans who rely on it. In Minnesota, over 1,082,512 retirees, people with disabilities and their families rely on Social Security for important benefits. This includes around 873,925 Minnesotans over the age of 65. An AARP 2021 survey found that 82% of AARP Members in Minnesota are “Extremely” or “Very Concerned” about Social Security.<br><br>For women, it's vital. AARP Minnesota created a report using data from AARP's Public Policy Institute and the <i>Vital Voices</i> survey about Minnesota women 65+, and how they feel about Social Security as a financial and voting issue.</p><div class="Enhancement" > <div class="Enhancement-item"><div class="FullQuote" > <blockquote > Despite starting my encore career, I find myself troubled by the idea of my future retirement. Even after years of hard work and doing the 'right' things to prepare, I worry that my efforts might not be enough. The uncertainty about the future of Social Security only adds to my concerns. The potential for tough decisions, like delaying full retirement or cutting back on essential healthcare, seems very real. As a 'Solo Senior' who, after years of hard work and doing all the "right" things to plan for retirement, I grapple with the fear it might not be enough. With no one else to rely on, aging is scary. The prospect of Social Security funding being compromised adds another layer of anxiety. </blockquote> <div class="FullQuote-attribution" > Courtney Burton, St. Louis Park</div> </div></div> </div><p>The analysis found women rely more on Social Security than men. Of all Minnesota adults 65 and older receiving monthly Social Security benefits, 55% were women and 45% were men. For Minnesotans 65+ who depend on Social Security for income, 47% of women and 35.8% of men rely on Social Security for 50% of their income, and 20.1% of women and 13.2% of men rely on Social Security for 90% of their income.<br><br>Women also have fewer sources of income compared to men as they head into retirement. These include Social Security; 401(k)s, IRAs or other accounts; pensions; stocks or mutual funds; and savings accounts and CDs. Additionally, women receive smaller Social Security and pension benefits and make up the majority (95%) of survivor benefits recipients. The average Social Security benefit received by retired women 65+ was $18,049 compared to $22,339 for retired men 65+. Women generally receive lower pension benefits due to their relatively lower earnings and because a higher share (64%) of part-time workers are women.<br><br>AARP Minnesota's <i>Vital Voices</i> 2022 study looked at the issues that impact Minnesota adults aged 45 and older. The study found that "Having adequate Social Security benefits available to you in the future" ranked as the top financial security issue for all Minnesotans, with 89% responding as "Extremely" or "Very" important. For Minnesota women, 63% ranked this issue as "Extremely Important" to them compared to 49% of Minnesota men. In total, 93% of women surveyed ranked this issue as either "Extremely" or "Very" important, compared to 85% men.<br><br>As a voting issue, similar trends arise. An AARP national battleground survey of voters 50+ showed women were more likely than men to rank Social Security as an "Extremely" or "Very" important voting issue. For women, 52% ranked this issue "Extremely Important" to their vote compared to 41% of men. In total, 85% of women surveyed ranked Social Security as either "Extremely" or "Very" important in their voting decisions, compared to only 76% of men.<br><br>The Social Security Administration found that women rely on Social Security more because they tend to live longer in retirement and have a greater chance of exhausting other sources of income. Social Security is a guaranteed benefit that plays a critical role in the daily lives of Minnesota women. It's the only source of income that does not fluctuate with the financial markets or employer policies. This reliability helps Minnesotans plan and hopefully provide peace of mind.<br><br>Every day, AARP members remind us that they rely on Social Security benefits that they earned. AARP will continue to fight to keep Social Security strong for retirees, workers, and future generations.<br><br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarp-states.brightspotcdn.com/5a/4a/0907ca3141528cfc3b88cf6cb0c6/24-mn-ss-vital-to-mn-women-report.pdf" target="New Window/Tab">View the full report</a></span></span><br><br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Minnesota. Visit the <a href="https://states.aarp.org/region/minnesota/" target="_blank">AARP Minnesota</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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In Minnesota, over 1,082,512 retirees, people with disabilities and their families rely on Social Security for important benefits. This includes around 873,925 Minnesotans over the age of 65. An AARP 2021 survey found that 82% of AARP Members in Minnesota are “Extremely” or “Very Concerned” about Social Security.<br><br>For women, it's vital. AARP Minnesota created a report using data from AARP's Public Policy Institute and the <i>Vital Voices</i> survey about Minnesota women 65+, and how they feel about Social Security as a financial and voting issue.</p><div class="Enhancement" > <div class="Enhancement-item"><div class="FullQuote" > <blockquote > Despite starting my encore career, I find myself troubled by the idea of my future retirement. Even after years of hard work and doing the 'right' things to prepare, I worry that my efforts might not be enough. The uncertainty about the future of Social Security only adds to my concerns. The potential for tough decisions, like delaying full retirement or cutting back on essential healthcare, seems very real. As a 'Solo Senior' who, after years of hard work and doing all the "right" things to plan for retirement, I grapple with the fear it might not be enough. With no one else to rely on, aging is scary. The prospect of Social Security funding being compromised adds another layer of anxiety. </blockquote> <div class="FullQuote-attribution" > Courtney Burton, St. Louis Park</div> </div></div> </div><p>The analysis found women rely more on Social Security than men. Of all Minnesota adults 65 and older receiving monthly Social Security benefits, 55% were women and 45% were men. For Minnesotans 65+ who depend on Social Security for income, 47% of women and 35.8% of men rely on Social Security for 50% of their income, and 20.1% of women and 13.2% of men rely on Social Security for 90% of their income.<br><br>Women also have fewer sources of income compared to men as they head into retirement. These include Social Security; 401(k)s, IRAs or other accounts; pensions; stocks or mutual funds; and savings accounts and CDs. Additionally, women receive smaller Social Security and pension benefits and make up the majority (95%) of survivor benefits recipients. The average Social Security benefit received by retired women 65+ was $18,049 compared to $22,339 for retired men 65+. Women generally receive lower pension benefits due to their relatively lower earnings and because a higher share (64%) of part-time workers are women.<br><br>AARP Minnesota's <i>Vital Voices</i> 2022 study looked at the issues that impact Minnesota adults aged 45 and older. The study found that "Having adequate Social Security benefits available to you in the future" ranked as the top financial security issue for all Minnesotans, with 89% responding as "Extremely" or "Very" important. For Minnesota women, 63% ranked this issue as "Extremely Important" to them compared to 49% of Minnesota men. In total, 93% of women surveyed ranked this issue as either "Extremely" or "Very" important, compared to 85% men.<br><br>As a voting issue, similar trends arise. An AARP national battleground survey of voters 50+ showed women were more likely than men to rank Social Security as an "Extremely" or "Very" important voting issue. For women, 52% ranked this issue "Extremely Important" to their vote compared to 41% of men. In total, 85% of women surveyed ranked Social Security as either "Extremely" or "Very" important in their voting decisions, compared to only 76% of men.<br><br>The Social Security Administration found that women rely on Social Security more because they tend to live longer in retirement and have a greater chance of exhausting other sources of income. Social Security is a guaranteed benefit that plays a critical role in the daily lives of Minnesota women. It's the only source of income that does not fluctuate with the financial markets or employer policies. This reliability helps Minnesotans plan and hopefully provide peace of mind.<br><br>Every day, AARP members remind us that they rely on Social Security benefits that they earned. AARP will continue to fight to keep Social Security strong for retirees, workers, and future generations.<br><br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarp-states.brightspotcdn.com/5a/4a/0907ca3141528cfc3b88cf6cb0c6/24-mn-ss-vital-to-mn-women-report.pdf" target="New Window/Tab">View the full report</a></span></span><br><br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Minnesota. Visit the <a href="https://states.aarp.org/region/minnesota/" target="_blank">AARP Minnesota</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Social Security is "Extremely Important" to Minnesota Women</h1></header> <div class="posted-on"> Posted on 10/02/24 by <b>AARP MN</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/bf/0d/54984e6b4a938ce2e232017c5ab9/gettyimages-601798677.jpg" alt="Caucasian woman hugging mother in wheelchair" width="5120" height="3417"/> <div class="Figure-credit">Jose Luis Pelaez Inc/Getty Images</div> </figure> </div> </div><p>There is nothing more important to our members than Social Security, with 65 million Americans who rely on it. In Minnesota, over 1,082,512 retirees, people with disabilities and their families rely on Social Security for important benefits. This includes around 873,925 Minnesotans over the age of 65. An AARP 2021 survey found that 82% of AARP Members in Minnesota are “Extremely” or “Very Concerned” about Social Security.<br><br>For women, it's vital. AARP Minnesota created a report using data from AARP's Public Policy Institute and the <i>Vital Voices</i> survey about Minnesota women 65+, and how they feel about Social Security as a financial and voting issue.</p><div class="Enhancement" > <div class="Enhancement-item"><div class="FullQuote" > <blockquote > Despite starting my encore career, I find myself troubled by the idea of my future retirement. Even after years of hard work and doing the 'right' things to prepare, I worry that my efforts might not be enough. The uncertainty about the future of Social Security only adds to my concerns. The potential for tough decisions, like delaying full retirement or cutting back on essential healthcare, seems very real. As a 'Solo Senior' who, after years of hard work and doing all the "right" things to plan for retirement, I grapple with the fear it might not be enough. With no one else to rely on, aging is scary. The prospect of Social Security funding being compromised adds another layer of anxiety. </blockquote> <div class="FullQuote-attribution" > Courtney Burton, St. Louis Park</div> </div></div> </div><p>The analysis found women rely more on Social Security than men. Of all Minnesota adults 65 and older receiving monthly Social Security benefits, 55% were women and 45% were men. For Minnesotans 65+ who depend on Social Security for income, 47% of women and 35.8% of men rely on Social Security for 50% of their income, and 20.1% of women and 13.2% of men rely on Social Security for 90% of their income.<br><br>Women also have fewer sources of income compared to men as they head into retirement. These include Social Security; 401(k)s, IRAs or other accounts; pensions; stocks or mutual funds; and savings accounts and CDs. Additionally, women receive smaller Social Security and pension benefits and make up the majority (95%) of survivor benefits recipients. The average Social Security benefit received by retired women 65+ was $18,049 compared to $22,339 for retired men 65+. Women generally receive lower pension benefits due to their relatively lower earnings and because a higher share (64%) of part-time workers are women.<br><br>AARP Minnesota's <i>Vital Voices</i> 2022 study looked at the issues that impact Minnesota adults aged 45 and older. The study found that "Having adequate Social Security benefits available to you in the future" ranked as the top financial security issue for all Minnesotans, with 89% responding as "Extremely" or "Very" important. For Minnesota women, 63% ranked this issue as "Extremely Important" to them compared to 49% of Minnesota men. In total, 93% of women surveyed ranked this issue as either "Extremely" or "Very" important, compared to 85% men.<br><br>As a voting issue, similar trends arise. An AARP national battleground survey of voters 50+ showed women were more likely than men to rank Social Security as an "Extremely" or "Very" important voting issue. For women, 52% ranked this issue "Extremely Important" to their vote compared to 41% of men. In total, 85% of women surveyed ranked Social Security as either "Extremely" or "Very" important in their voting decisions, compared to only 76% of men.<br><br>The Social Security Administration found that women rely on Social Security more because they tend to live longer in retirement and have a greater chance of exhausting other sources of income. Social Security is a guaranteed benefit that plays a critical role in the daily lives of Minnesota women. It's the only source of income that does not fluctuate with the financial markets or employer policies. This reliability helps Minnesotans plan and hopefully provide peace of mind.<br><br>Every day, AARP members remind us that they rely on Social Security benefits that they earned. AARP will continue to fight to keep Social Security strong for retirees, workers, and future generations.<br><br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarp-states.brightspotcdn.com/5a/4a/0907ca3141528cfc3b88cf6cb0c6/24-mn-ss-vital-to-mn-women-report.pdf" target="New Window/Tab">View the full report</a></span></span><br><br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Minnesota. Visit the <a href="https://states.aarp.org/region/minnesota/" target="_blank">AARP Minnesota</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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In Minnesota, over 1,082,512 retirees, people with disabilities and their families rely on Social Security for important benefits. This includes around 873,925 Minnesotans over the age of 65. An AARP 2021 survey found that 82% of AARP Members in Minnesota are “Extremely” or “Very Concerned” about Social Security.<br><br>For women, it's vital. AARP Minnesota created a report using data from AARP's Public Policy Institute and the <i>Vital Voices</i> survey about Minnesota women 65+, and how they feel about Social Security as a financial and voting issue.</p><div class="Enhancement" > <div class="Enhancement-item"><div class="FullQuote" > <blockquote > Despite starting my encore career, I find myself troubled by the idea of my future retirement. Even after years of hard work and doing the 'right' things to prepare, I worry that my efforts might not be enough. The uncertainty about the future of Social Security only adds to my concerns. The potential for tough decisions, like delaying full retirement or cutting back on essential healthcare, seems very real. As a 'Solo Senior' who, after years of hard work and doing all the "right" things to plan for retirement, I grapple with the fear it might not be enough. With no one else to rely on, aging is scary. The prospect of Social Security funding being compromised adds another layer of anxiety. </blockquote> <div class="FullQuote-attribution" > Courtney Burton, St. Louis Park</div> </div></div> </div><p>The analysis found women rely more on Social Security than men. Of all Minnesota adults 65 and older receiving monthly Social Security benefits, 55% were women and 45% were men. For Minnesotans 65+ who depend on Social Security for income, 47% of women and 35.8% of men rely on Social Security for 50% of their income, and 20.1% of women and 13.2% of men rely on Social Security for 90% of their income.<br><br>Women also have fewer sources of income compared to men as they head into retirement. These include Social Security; 401(k)s, IRAs or other accounts; pensions; stocks or mutual funds; and savings accounts and CDs. Additionally, women receive smaller Social Security and pension benefits and make up the majority (95%) of survivor benefits recipients. The average Social Security benefit received by retired women 65+ was $18,049 compared to $22,339 for retired men 65+. Women generally receive lower pension benefits due to their relatively lower earnings and because a higher share (64%) of part-time workers are women.<br><br>AARP Minnesota's <i>Vital Voices</i> 2022 study looked at the issues that impact Minnesota adults aged 45 and older. The study found that "Having adequate Social Security benefits available to you in the future" ranked as the top financial security issue for all Minnesotans, with 89% responding as "Extremely" or "Very" important. For Minnesota women, 63% ranked this issue as "Extremely Important" to them compared to 49% of Minnesota men. In total, 93% of women surveyed ranked this issue as either "Extremely" or "Very" important, compared to 85% men.<br><br>As a voting issue, similar trends arise. An AARP national battleground survey of voters 50+ showed women were more likely than men to rank Social Security as an "Extremely" or "Very" important voting issue. For women, 52% ranked this issue "Extremely Important" to their vote compared to 41% of men. In total, 85% of women surveyed ranked Social Security as either "Extremely" or "Very" important in their voting decisions, compared to only 76% of men.<br><br>The Social Security Administration found that women rely on Social Security more because they tend to live longer in retirement and have a greater chance of exhausting other sources of income. Social Security is a guaranteed benefit that plays a critical role in the daily lives of Minnesota women. It's the only source of income that does not fluctuate with the financial markets or employer policies. This reliability helps Minnesotans plan and hopefully provide peace of mind.<br><br>Every day, AARP members remind us that they rely on Social Security benefits that they earned. AARP will continue to fight to keep Social Security strong for retirees, workers, and future generations.<br><br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarp-states.brightspotcdn.com/5a/4a/0907ca3141528cfc3b88cf6cb0c6/24-mn-ss-vital-to-mn-women-report.pdf" target="New Window/Tab">View the full report</a></span></span><br><br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Minnesota. Visit the <a href="https://states.aarp.org/region/minnesota/" target="_blank">AARP Minnesota</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Social Security is "Extremely Important" to Minnesota Women</h1></header> <div class="posted-on"> Posted on 10/02/24 by <b>AARP MN</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/bf/0d/54984e6b4a938ce2e232017c5ab9/gettyimages-601798677.jpg" alt="Caucasian woman hugging mother in wheelchair" width="5120" height="3417"/> <div class="Figure-credit">Jose Luis Pelaez Inc/Getty Images</div> </figure> </div> </div><p>There is nothing more important to our members than Social Security, with 65 million Americans who rely on it. In Minnesota, over 1,082,512 retirees, people with disabilities and their families rely on Social Security for important benefits. This includes around 873,925 Minnesotans over the age of 65. An AARP 2021 survey found that 82% of AARP Members in Minnesota are “Extremely” or “Very Concerned” about Social Security.<br><br>For women, it's vital. AARP Minnesota created a report using data from AARP's Public Policy Institute and the <i>Vital Voices</i> survey about Minnesota women 65+, and how they feel about Social Security as a financial and voting issue.</p><div class="Enhancement" > <div class="Enhancement-item"><div class="FullQuote" > <blockquote > Despite starting my encore career, I find myself troubled by the idea of my future retirement. Even after years of hard work and doing the 'right' things to prepare, I worry that my efforts might not be enough. The uncertainty about the future of Social Security only adds to my concerns. The potential for tough decisions, like delaying full retirement or cutting back on essential healthcare, seems very real. As a 'Solo Senior' who, after years of hard work and doing all the "right" things to plan for retirement, I grapple with the fear it might not be enough. With no one else to rely on, aging is scary. The prospect of Social Security funding being compromised adds another layer of anxiety. </blockquote> <div class="FullQuote-attribution" > Courtney Burton, St. Louis Park</div> </div></div> </div><p>The analysis found women rely more on Social Security than men. Of all Minnesota adults 65 and older receiving monthly Social Security benefits, 55% were women and 45% were men. For Minnesotans 65+ who depend on Social Security for income, 47% of women and 35.8% of men rely on Social Security for 50% of their income, and 20.1% of women and 13.2% of men rely on Social Security for 90% of their income.<br><br>Women also have fewer sources of income compared to men as they head into retirement. These include Social Security; 401(k)s, IRAs or other accounts; pensions; stocks or mutual funds; and savings accounts and CDs. Additionally, women receive smaller Social Security and pension benefits and make up the majority (95%) of survivor benefits recipients. The average Social Security benefit received by retired women 65+ was $18,049 compared to $22,339 for retired men 65+. Women generally receive lower pension benefits due to their relatively lower earnings and because a higher share (64%) of part-time workers are women.<br><br>AARP Minnesota's <i>Vital Voices</i> 2022 study looked at the issues that impact Minnesota adults aged 45 and older. The study found that "Having adequate Social Security benefits available to you in the future" ranked as the top financial security issue for all Minnesotans, with 89% responding as "Extremely" or "Very" important. For Minnesota women, 63% ranked this issue as "Extremely Important" to them compared to 49% of Minnesota men. In total, 93% of women surveyed ranked this issue as either "Extremely" or "Very" important, compared to 85% men.<br><br>As a voting issue, similar trends arise. An AARP national battleground survey of voters 50+ showed women were more likely than men to rank Social Security as an "Extremely" or "Very" important voting issue. For women, 52% ranked this issue "Extremely Important" to their vote compared to 41% of men. In total, 85% of women surveyed ranked Social Security as either "Extremely" or "Very" important in their voting decisions, compared to only 76% of men.<br><br>The Social Security Administration found that women rely on Social Security more because they tend to live longer in retirement and have a greater chance of exhausting other sources of income. Social Security is a guaranteed benefit that plays a critical role in the daily lives of Minnesota women. It's the only source of income that does not fluctuate with the financial markets or employer policies. This reliability helps Minnesotans plan and hopefully provide peace of mind.<br><br>Every day, AARP members remind us that they rely on Social Security benefits that they earned. AARP will continue to fight to keep Social Security strong for retirees, workers, and future generations.<br><br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarp-states.brightspotcdn.com/5a/4a/0907ca3141528cfc3b88cf6cb0c6/24-mn-ss-vital-to-mn-women-report.pdf" target="New Window/Tab">View the full report</a></span></span><br><br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Minnesota. Visit the <a href="https://states.aarp.org/region/minnesota/" target="_blank">AARP Minnesota</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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In Minnesota, over 1,082,512 retirees, people with disabilities and their families rely on Social Security for important benefits. This includes around 873,925 Minnesotans over the age of 65. An AARP 2021 survey found that 82% of AARP Members in Minnesota are “Extremely” or “Very Concerned” about Social Security.<br><br>For women, it's vital. AARP Minnesota created a report using data from AARP's Public Policy Institute and the <i>Vital Voices</i> survey about Minnesota women 65+, and how they feel about Social Security as a financial and voting issue.</p><div class="Enhancement" > <div class="Enhancement-item"><div class="FullQuote" > <blockquote > Despite starting my encore career, I find myself troubled by the idea of my future retirement. Even after years of hard work and doing the 'right' things to prepare, I worry that my efforts might not be enough. The uncertainty about the future of Social Security only adds to my concerns. The potential for tough decisions, like delaying full retirement or cutting back on essential healthcare, seems very real. As a 'Solo Senior' who, after years of hard work and doing all the "right" things to plan for retirement, I grapple with the fear it might not be enough. With no one else to rely on, aging is scary. The prospect of Social Security funding being compromised adds another layer of anxiety. </blockquote> <div class="FullQuote-attribution" > Courtney Burton, St. Louis Park</div> </div></div> </div><p>The analysis found women rely more on Social Security than men. Of all Minnesota adults 65 and older receiving monthly Social Security benefits, 55% were women and 45% were men. For Minnesotans 65+ who depend on Social Security for income, 47% of women and 35.8% of men rely on Social Security for 50% of their income, and 20.1% of women and 13.2% of men rely on Social Security for 90% of their income.<br><br>Women also have fewer sources of income compared to men as they head into retirement. These include Social Security; 401(k)s, IRAs or other accounts; pensions; stocks or mutual funds; and savings accounts and CDs. Additionally, women receive smaller Social Security and pension benefits and make up the majority (95%) of survivor benefits recipients. The average Social Security benefit received by retired women 65+ was $18,049 compared to $22,339 for retired men 65+. Women generally receive lower pension benefits due to their relatively lower earnings and because a higher share (64%) of part-time workers are women.<br><br>AARP Minnesota's <i>Vital Voices</i> 2022 study looked at the issues that impact Minnesota adults aged 45 and older. The study found that "Having adequate Social Security benefits available to you in the future" ranked as the top financial security issue for all Minnesotans, with 89% responding as "Extremely" or "Very" important. For Minnesota women, 63% ranked this issue as "Extremely Important" to them compared to 49% of Minnesota men. In total, 93% of women surveyed ranked this issue as either "Extremely" or "Very" important, compared to 85% men.<br><br>As a voting issue, similar trends arise. An AARP national battleground survey of voters 50+ showed women were more likely than men to rank Social Security as an "Extremely" or "Very" important voting issue. For women, 52% ranked this issue "Extremely Important" to their vote compared to 41% of men. In total, 85% of women surveyed ranked Social Security as either "Extremely" or "Very" important in their voting decisions, compared to only 76% of men.<br><br>The Social Security Administration found that women rely on Social Security more because they tend to live longer in retirement and have a greater chance of exhausting other sources of income. Social Security is a guaranteed benefit that plays a critical role in the daily lives of Minnesota women. It's the only source of income that does not fluctuate with the financial markets or employer policies. This reliability helps Minnesotans plan and hopefully provide peace of mind.<br><br>Every day, AARP members remind us that they rely on Social Security benefits that they earned. AARP will continue to fight to keep Social Security strong for retirees, workers, and future generations.<br><br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarp-states.brightspotcdn.com/5a/4a/0907ca3141528cfc3b88cf6cb0c6/24-mn-ss-vital-to-mn-women-report.pdf" target="New Window/Tab">View the full report</a></span></span><br><br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Minnesota. Visit the <a href="https://states.aarp.org/region/minnesota/" target="_blank">AARP Minnesota</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Social Security is "Extremely Important" to Minnesota Women</h1></header> <div class="posted-on"> Posted on 10/02/24 by <b>AARP MN</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/bf/0d/54984e6b4a938ce2e232017c5ab9/gettyimages-601798677.jpg" alt="Caucasian woman hugging mother in wheelchair" width="5120" height="3417"/> <div class="Figure-credit">Jose Luis Pelaez Inc/Getty Images</div> </figure> </div> </div><p>There is nothing more important to our members than Social Security, with 65 million Americans who rely on it. In Minnesota, over 1,082,512 retirees, people with disabilities and their families rely on Social Security for important benefits. This includes around 873,925 Minnesotans over the age of 65. An AARP 2021 survey found that 82% of AARP Members in Minnesota are “Extremely” or “Very Concerned” about Social Security.<br><br>For women, it's vital. AARP Minnesota created a report using data from AARP's Public Policy Institute and the <i>Vital Voices</i> survey about Minnesota women 65+, and how they feel about Social Security as a financial and voting issue.</p><div class="Enhancement" > <div class="Enhancement-item"><div class="FullQuote" > <blockquote > Despite starting my encore career, I find myself troubled by the idea of my future retirement. Even after years of hard work and doing the 'right' things to prepare, I worry that my efforts might not be enough. The uncertainty about the future of Social Security only adds to my concerns. The potential for tough decisions, like delaying full retirement or cutting back on essential healthcare, seems very real. As a 'Solo Senior' who, after years of hard work and doing all the "right" things to plan for retirement, I grapple with the fear it might not be enough. With no one else to rely on, aging is scary. The prospect of Social Security funding being compromised adds another layer of anxiety. </blockquote> <div class="FullQuote-attribution" > Courtney Burton, St. Louis Park</div> </div></div> </div><p>The analysis found women rely more on Social Security than men. Of all Minnesota adults 65 and older receiving monthly Social Security benefits, 55% were women and 45% were men. For Minnesotans 65+ who depend on Social Security for income, 47% of women and 35.8% of men rely on Social Security for 50% of their income, and 20.1% of women and 13.2% of men rely on Social Security for 90% of their income.<br><br>Women also have fewer sources of income compared to men as they head into retirement. These include Social Security; 401(k)s, IRAs or other accounts; pensions; stocks or mutual funds; and savings accounts and CDs. Additionally, women receive smaller Social Security and pension benefits and make up the majority (95%) of survivor benefits recipients. The average Social Security benefit received by retired women 65+ was $18,049 compared to $22,339 for retired men 65+. Women generally receive lower pension benefits due to their relatively lower earnings and because a higher share (64%) of part-time workers are women.<br><br>AARP Minnesota's <i>Vital Voices</i> 2022 study looked at the issues that impact Minnesota adults aged 45 and older. The study found that "Having adequate Social Security benefits available to you in the future" ranked as the top financial security issue for all Minnesotans, with 89% responding as "Extremely" or "Very" important. For Minnesota women, 63% ranked this issue as "Extremely Important" to them compared to 49% of Minnesota men. In total, 93% of women surveyed ranked this issue as either "Extremely" or "Very" important, compared to 85% men.<br><br>As a voting issue, similar trends arise. An AARP national battleground survey of voters 50+ showed women were more likely than men to rank Social Security as an "Extremely" or "Very" important voting issue. For women, 52% ranked this issue "Extremely Important" to their vote compared to 41% of men. In total, 85% of women surveyed ranked Social Security as either "Extremely" or "Very" important in their voting decisions, compared to only 76% of men.<br><br>The Social Security Administration found that women rely on Social Security more because they tend to live longer in retirement and have a greater chance of exhausting other sources of income. Social Security is a guaranteed benefit that plays a critical role in the daily lives of Minnesota women. It's the only source of income that does not fluctuate with the financial markets or employer policies. This reliability helps Minnesotans plan and hopefully provide peace of mind.<br><br>Every day, AARP members remind us that they rely on Social Security benefits that they earned. AARP will continue to fight to keep Social Security strong for retirees, workers, and future generations.<br><br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarp-states.brightspotcdn.com/5a/4a/0907ca3141528cfc3b88cf6cb0c6/24-mn-ss-vital-to-mn-women-report.pdf" target="New Window/Tab">View the full report</a></span></span><br><br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Minnesota. Visit the <a href="https://states.aarp.org/region/minnesota/" target="_blank">AARP Minnesota</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); 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In Minnesota, over 1,082,512 retirees, people with disabilities and their families rely on Social Security for important benefits. This includes around 873,925 Minnesotans over the age of 65. An AARP 2021 survey found that 82% of AARP Members in Minnesota are “Extremely” or “Very Concerned” about Social Security.<br><br>For women, it's vital. AARP Minnesota created a report using data from AARP's Public Policy Institute and the <i>Vital Voices</i> survey about Minnesota women 65+, and how they feel about Social Security as a financial and voting issue.</p><div class="Enhancement" > <div class="Enhancement-item"><div class="FullQuote" > <blockquote > Despite starting my encore career, I find myself troubled by the idea of my future retirement. Even after years of hard work and doing the 'right' things to prepare, I worry that my efforts might not be enough. The uncertainty about the future of Social Security only adds to my concerns. The potential for tough decisions, like delaying full retirement or cutting back on essential healthcare, seems very real. As a 'Solo Senior' who, after years of hard work and doing all the "right" things to plan for retirement, I grapple with the fear it might not be enough. With no one else to rely on, aging is scary. The prospect of Social Security funding being compromised adds another layer of anxiety. </blockquote> <div class="FullQuote-attribution" > Courtney Burton, St. Louis Park</div> </div></div> </div><p>The analysis found women rely more on Social Security than men. Of all Minnesota adults 65 and older receiving monthly Social Security benefits, 55% were women and 45% were men. For Minnesotans 65+ who depend on Social Security for income, 47% of women and 35.8% of men rely on Social Security for 50% of their income, and 20.1% of women and 13.2% of men rely on Social Security for 90% of their income.<br><br>Women also have fewer sources of income compared to men as they head into retirement. These include Social Security; 401(k)s, IRAs or other accounts; pensions; stocks or mutual funds; and savings accounts and CDs. Additionally, women receive smaller Social Security and pension benefits and make up the majority (95%) of survivor benefits recipients. The average Social Security benefit received by retired women 65+ was $18,049 compared to $22,339 for retired men 65+. Women generally receive lower pension benefits due to their relatively lower earnings and because a higher share (64%) of part-time workers are women.<br><br>AARP Minnesota's <i>Vital Voices</i> 2022 study looked at the issues that impact Minnesota adults aged 45 and older. The study found that "Having adequate Social Security benefits available to you in the future" ranked as the top financial security issue for all Minnesotans, with 89% responding as "Extremely" or "Very" important. For Minnesota women, 63% ranked this issue as "Extremely Important" to them compared to 49% of Minnesota men. In total, 93% of women surveyed ranked this issue as either "Extremely" or "Very" important, compared to 85% men.<br><br>As a voting issue, similar trends arise. An AARP national battleground survey of voters 50+ showed women were more likely than men to rank Social Security as an "Extremely" or "Very" important voting issue. For women, 52% ranked this issue "Extremely Important" to their vote compared to 41% of men. In total, 85% of women surveyed ranked Social Security as either "Extremely" or "Very" important in their voting decisions, compared to only 76% of men.<br><br>The Social Security Administration found that women rely on Social Security more because they tend to live longer in retirement and have a greater chance of exhausting other sources of income. Social Security is a guaranteed benefit that plays a critical role in the daily lives of Minnesota women. It's the only source of income that does not fluctuate with the financial markets or employer policies. This reliability helps Minnesotans plan and hopefully provide peace of mind.<br><br>Every day, AARP members remind us that they rely on Social Security benefits that they earned. AARP will continue to fight to keep Social Security strong for retirees, workers, and future generations.<br><br><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarp-states.brightspotcdn.com/5a/4a/0907ca3141528cfc3b88cf6cb0c6/24-mn-ss-vital-to-mn-women-report.pdf" target="New Window/Tab">View the full report</a></span></span><br><br></p></div> </div> </p></span> </div> </div> <p><i>This story is provided by AARP Minnesota. Visit the <a href="https://states.aarp.org/region/minnesota/" target="_blank">AARP Minnesota</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/saint-paul-mn/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <div class="ar-basic-box module-spacer"> <header> <div class="pull-right"> <a href="/saint-paul-mn/aarp-events/" data-formelementid="LOCAL-BTN-CLK-SEEALL-EVENTS"> <img style="width:30px;" src="https://cdn-aarp.americantowns.com/img/template/icons/aarp_event_icon.png" alt="Upcoming AARP Events" /> </a> </div> <h2 class="visible-lg">AARP Events for Saint Paul</h2> <h2 class="hidden-lg">AARP Events for Saint Paul</h2> </header> <div class="wrap"> <div class="ar-listing snippet"> <ul class="list"> <li class="item" data-pageindex="1"> <h3 class="topic">Featured Event</h3> <h2 class="title"><a href="/aarp-event/aarp-mn-senior-planet-disinformation-and-ai-virtual-mn-11525-pyn25d929n6.html" data-formelementid="LOCAL-BTN-CLK-EVENTS-TECH-LECTURE-AI-DISINFORMATION">Tech Lecture: AI & Disinformation</a></h2> <p class="time">Wednesday, Jan 15, 2025 at 10:00 a.m. CT</p> <p class="venue">Virtual</p> <p class="loc">Online Event</p> </li><li class="item" data-pageindex="1"> <h3 class="topic">Featured Event</h3> <h2 class="title"><a href="/aarp-event/aarp-mn-new-volunteer-information-session-st-paul-mn-12925-q8nynx693yq.html" data-formelementid="LOCAL-BTN-CLK-EVENTS-AARP-MN-NEW-VOLUNTEER-INFORMATION-SESSION">AARP MN New Volunteer Information Session</a></h2> <p class="time">Wednesday, Jan 29, 2025 at 9:30 a.m. CT</p> <p class="venue">AARP Minnesota State Office</p> <p class="loc">St Paul, MN</p> </li><li class="item" data-pageindex="1"> <h3 class="topic">Featured Event</h3> <h2 class="title"><a href="/aarp-event/aarp-mn-virtual-new-volunteer-information-session-virtual-mn-12925-nknw8ttwzng.html" data-formelementid="LOCAL-BTN-CLK-EVENTS-AARP-MN-VIRTUAL-NEW-VOLUNTEER-INFORMATION-SESSION">AARP MN Virtual New Volunteer Information Session</a></h2> <p class="time">Wednesday, Jan 29, 2025 at 4:00 p.m. CT</p> <p class="venue">Virtual</p> <p class="loc">Online Event</p> </li> </ul> <p><a class="link-red" href="/saint-paul-mn/aarp-events/" data-formelementid="LOCAL-BTN-CLK-SEEALL-EVENTS">View All AARP Events<i class="ml-1 fas fa-chevron-right"></i></a></p> </div> </div> </div> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-SAINTPAUL-MN">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-SAINTPAUL-MN">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Minnesota Facebook Page" title="Image of AARP Minnesota Facebook Page" data-href="https://www.facebook.com/AARPMinnesota" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/AARPMinnesota" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/AARPMinnesota">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in the Twin Cities</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-envelope" alt="Email icon" title="Email icon" aria-hidden="true"></i><a href="mailto:mnaarp@aarp.org" target="_blank" rel="noopener">mnaarp@aarp.org</a></li> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/minnesota/" target="_blank" rel="noopener">AARP Minnesota</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="https://states.aarp.org/contact-aarp-minnesota/?intcmp=SNG-LNK-AARPLOCAL-CONTACT-20140101-SAINTPAUL-MN" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/AARPMinnesota" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/aarpmn" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> <a href="https://www.instagram.com/aarpminnesota/" target="_blank" rel="noopener" aria-label="Open Instagram"><img src="https://cdn-aarp.americantowns.com/img/icon-ig.png" alt="Instagram icon" title="Instagram icon" style="height: 49px;"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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