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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Stopping Home Equity “Theft” in Arizona </h1></header> <div class="posted-on"> Posted on 02/18/20 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p>AARP AZ, along with the <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/" target="_blank">Pacific Legal Foundation</a></span></span>, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.</p><p>“How have we gotten to this point where it is feasible vulnerable seniors in Arizona can lose their home for being behind as little as $16 in their taxes,” said Dana Marie Kennedy, AARP AZ State Director.</p><p>Arizona is one of only 13 states where homeowners can still lose everything over property tax debts—even tiny ones. In any state, your home may be sold to satisfy unpaid property taxes, but Arizona allows investors (government officials in some cases) to take and keep your entire property—no matter how much equity you had in your home or how little you owe in property tax!</p><p></p><p>“Most people don’t intentionally fail to pay their entire property taxes. It can be a simple mistake like miscalculating their payment. The elderly, sick, and poor are especially at risk of losing their most valuable asset—their home—for unpaid property taxes,” said Jim Maley, Pacific Legal Foundation Attorney.</p><p>The Arizona Legislature has the power to end it this session though House Bill 2445 “The Equity Theft Prevention Act” and new research demonstrates just how compelling the case is for reform in our great state.</p><p>The new study (<span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/reportazhomes/ " target="_blank">Stop Home Equity Theft in Arizona</a></span></span>) indicates that Arizona counties most often transfer tax-foreclosed homes to cover debts that average just one percent of property value, effectively stealing the remaining 99 percent of equity from vulnerable former owners. The analysis of Arizona tax and sales records also demonstrates the following:</p><p>· Hundreds of Arizonans lose their homes, a large number of them for tax debts under $500.</p><p>· One man lost his home in 2016 over a $16.46 tax debt ($59.57 with interest and fees). He lost the equity equal to 99.9% of the home’s sale price.</p><p>· The median equity theft in Maricopa County is $64,000 for a tax debt that is less than 1% of the home’s value.</p><p>· Over nine million dollars in equity was taken from homeowners in Maricopa County in the last four years alone.</p><p></p><p>The Equity Theft Prevention Act (HB 2445) will be heard on Wednesday, February 19 in the House of Representatives Ways and Means Committee at 8:30AM.</p><p>Provisions in the bill would prevent anyone from losing more than what is owed in tax, penalty, interest, and statutory cost. Once these debts are paid, the remaining money from an auction of the property would be returned to the former owner.</p><p></p><p>Let’s set things straight to help those in need of help. The Arizona Legislature can now lead the way.</p><p>###</p><p></p><p><b><u>About AARP</u></b></p><p>AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.aarp.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce16d81cb50ac4ff088ae08d7aa6b858d%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637165251122612818&sdata=KsUnTNzXSKznA5EZrMhlEwX9ORaQ20BZE4aFQI6%2FS0s%3D&reserved=0" target="_blank">www.aarp.org</a></span></span> or follow @AARP and @AARPadvocates on social media.</p><p></p><p></p><p><b><u>About Pacific Legal Foundation</u></b></p><p>Pacific Legal Foundation (PLF) is a national nonprofit legal organization that defends the liberties of Americans threatened by government overreach and abuse. We sue the government when it violates our rights protected by the Constitution. Each year, PLF represents hundreds of Americans, free of charge, who seek to improve their lives but are thwarted by government. We give them their day in court to vindicate their rights and set a lasting precedent to protect everyone else. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.pacificlegal.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce1b0988bae1b457b2aa208d7b3ffa58f%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637175782895423629&sdata=5R9vpFoNqtgXi%2Bj2LdoSc32uUlMjh7NlWD1DOEaUhQs%3D&reserved=0" target="_blank">www.pacificlegal.org</a></span></span> or follow us @pacificlegal on social media.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/tucson-az/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-trace').style.display = (document.getElementById('cakeErr66ed6e883f9e2-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include(/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html): failed to open stream: No such file or directory [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e883f9e2-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-code').style.display = (document.getElementById('cakeErr66ed6e883f9e2-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-context').style.display = (document.getElementById('cakeErr66ed6e883f9e2-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e883f9e2-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . 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Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-trace').style.display = (document.getElementById('cakeErr66ed6e8840d8a-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e8840d8a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-code').style.display = (document.getElementById('cakeErr66ed6e8840d8a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-context').style.display = (document.getElementById('cakeErr66ed6e8840d8a-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e8840d8a-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; 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In any state, your home may be sold to satisfy unpaid property taxes, but Arizona allows investors (government officials in some cases) to take and keep your entire property—no matter how much equity you had in your home or how little you owe in property tax!</p><p></p><p>“Most people don’t intentionally fail to pay their entire property taxes. It can be a simple mistake like miscalculating their payment. The elderly, sick, and poor are especially at risk of losing their most valuable asset—their home—for unpaid property taxes,” said Jim Maley, Pacific Legal Foundation Attorney.</p><p>The Arizona Legislature has the power to end it this session though House Bill 2445 “The Equity Theft Prevention Act” and new research demonstrates just how compelling the case is for reform in our great state.</p><p>The new study (<span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/reportazhomes/ " target="_blank">Stop Home Equity Theft in Arizona</a></span></span>) indicates that Arizona counties most often transfer tax-foreclosed homes to cover debts that average just one percent of property value, effectively stealing the remaining 99 percent of equity from vulnerable former owners. The analysis of Arizona tax and sales records also demonstrates the following:</p><p>· Hundreds of Arizonans lose their homes, a large number of them for tax debts under $500.</p><p>· One man lost his home in 2016 over a $16.46 tax debt ($59.57 with interest and fees). He lost the equity equal to 99.9% of the home’s sale price.</p><p>· The median equity theft in Maricopa County is $64,000 for a tax debt that is less than 1% of the home’s value.</p><p>· Over nine million dollars in equity was taken from homeowners in Maricopa County in the last four years alone.</p><p></p><p>The Equity Theft Prevention Act (HB 2445) will be heard on Wednesday, February 19 in the House of Representatives Ways and Means Committee at 8:30AM.</p><p>Provisions in the bill would prevent anyone from losing more than what is owed in tax, penalty, interest, and statutory cost. Once these debts are paid, the remaining money from an auction of the property would be returned to the former owner.</p><p></p><p>Let’s set things straight to help those in need of help. The Arizona Legislature can now lead the way.</p><p>###</p><p></p><p><b><u>About AARP</u></b></p><p>AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.aarp.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce16d81cb50ac4ff088ae08d7aa6b858d%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637165251122612818&sdata=KsUnTNzXSKznA5EZrMhlEwX9ORaQ20BZE4aFQI6%2FS0s%3D&reserved=0" target="_blank">www.aarp.org</a></span></span> or follow @AARP and @AARPadvocates on social media.</p><p></p><p></p><p><b><u>About Pacific Legal Foundation</u></b></p><p>Pacific Legal Foundation (PLF) is a national nonprofit legal organization that defends the liberties of Americans threatened by government overreach and abuse. We sue the government when it violates our rights protected by the Constitution. Each year, PLF represents hundreds of Americans, free of charge, who seek to improve their lives but are thwarted by government. We give them their day in court to vindicate their rights and set a lasting precedent to protect everyone else. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.pacificlegal.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce1b0988bae1b457b2aa208d7b3ffa58f%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637175782895423629&sdata=5R9vpFoNqtgXi%2Bj2LdoSc32uUlMjh7NlWD1DOEaUhQs%3D&reserved=0" target="_blank">www.pacificlegal.org</a></span></span> or follow us @pacificlegal on social media.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/tucson-az/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-trace').style.display = (document.getElementById('cakeErr66ed6e883f9e2-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include(/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html): failed to open stream: No such file or directory [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e883f9e2-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-code').style.display = (document.getElementById('cakeErr66ed6e883f9e2-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-context').style.display = (document.getElementById('cakeErr66ed6e883f9e2-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e883f9e2-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-trace').style.display = (document.getElementById('cakeErr66ed6e8840d8a-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e8840d8a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-code').style.display = (document.getElementById('cakeErr66ed6e8840d8a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-context').style.display = (document.getElementById('cakeErr66ed6e8840d8a-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e8840d8a-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Arizona Facebook Page" title="Image of AARP Arizona Facebook Page" data-href="https://www.facebook.com/aarparizona" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/aarparizona" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/aarparizona">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Tucson</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/arizona/" target="_blank" rel="noopener">AARP Arizona</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="https://states.aarp.org/how-to-contact-aarp-arizona/?intcmp=SNG-LNK-AARPLOCAL-CONTACT-20140101-TUCSON-AZ" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/aarparizona" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/AZ_AARP" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> <a href="https://www.instagram.com/aarpaz/" target="_blank" rel="noopener" aria-label="Open Instagram"><img src="https://cdn-aarp.americantowns.com/img/icon-ig.png" alt="Instagram icon" title="Instagram icon" style="height: 49px;"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Stopping Home Equity “Theft” in Arizona </h1></header> <div class="posted-on"> Posted on 02/18/20 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p>AARP AZ, along with the <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/" target="_blank">Pacific Legal Foundation</a></span></span>, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.</p><p>“How have we gotten to this point where it is feasible vulnerable seniors in Arizona can lose their home for being behind as little as $16 in their taxes,” said Dana Marie Kennedy, AARP AZ State Director.</p><p>Arizona is one of only 13 states where homeowners can still lose everything over property tax debts—even tiny ones. In any state, your home may be sold to satisfy unpaid property taxes, but Arizona allows investors (government officials in some cases) to take and keep your entire property—no matter how much equity you had in your home or how little you owe in property tax!</p><p></p><p>“Most people don’t intentionally fail to pay their entire property taxes. It can be a simple mistake like miscalculating their payment. The elderly, sick, and poor are especially at risk of losing their most valuable asset—their home—for unpaid property taxes,” said Jim Maley, Pacific Legal Foundation Attorney.</p><p>The Arizona Legislature has the power to end it this session though House Bill 2445 “The Equity Theft Prevention Act” and new research demonstrates just how compelling the case is for reform in our great state.</p><p>The new study (<span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/reportazhomes/ " target="_blank">Stop Home Equity Theft in Arizona</a></span></span>) indicates that Arizona counties most often transfer tax-foreclosed homes to cover debts that average just one percent of property value, effectively stealing the remaining 99 percent of equity from vulnerable former owners. The analysis of Arizona tax and sales records also demonstrates the following:</p><p>· Hundreds of Arizonans lose their homes, a large number of them for tax debts under $500.</p><p>· One man lost his home in 2016 over a $16.46 tax debt ($59.57 with interest and fees). He lost the equity equal to 99.9% of the home’s sale price.</p><p>· The median equity theft in Maricopa County is $64,000 for a tax debt that is less than 1% of the home’s value.</p><p>· Over nine million dollars in equity was taken from homeowners in Maricopa County in the last four years alone.</p><p></p><p>The Equity Theft Prevention Act (HB 2445) will be heard on Wednesday, February 19 in the House of Representatives Ways and Means Committee at 8:30AM.</p><p>Provisions in the bill would prevent anyone from losing more than what is owed in tax, penalty, interest, and statutory cost. Once these debts are paid, the remaining money from an auction of the property would be returned to the former owner.</p><p></p><p>Let’s set things straight to help those in need of help. The Arizona Legislature can now lead the way.</p><p>###</p><p></p><p><b><u>About AARP</u></b></p><p>AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.aarp.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce16d81cb50ac4ff088ae08d7aa6b858d%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637165251122612818&sdata=KsUnTNzXSKznA5EZrMhlEwX9ORaQ20BZE4aFQI6%2FS0s%3D&reserved=0" target="_blank">www.aarp.org</a></span></span> or follow @AARP and @AARPadvocates on social media.</p><p></p><p></p><p><b><u>About Pacific Legal Foundation</u></b></p><p>Pacific Legal Foundation (PLF) is a national nonprofit legal organization that defends the liberties of Americans threatened by government overreach and abuse. We sue the government when it violates our rights protected by the Constitution. Each year, PLF represents hundreds of Americans, free of charge, who seek to improve their lives but are thwarted by government. We give them their day in court to vindicate their rights and set a lasting precedent to protect everyone else. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.pacificlegal.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce1b0988bae1b457b2aa208d7b3ffa58f%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637175782895423629&sdata=5R9vpFoNqtgXi%2Bj2LdoSc32uUlMjh7NlWD1DOEaUhQs%3D&reserved=0" target="_blank">www.pacificlegal.org</a></span></span> or follow us @pacificlegal on social media.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/tucson-az/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-trace').style.display = (document.getElementById('cakeErr66ed6e883f9e2-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include(/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html): failed to open stream: No such file or directory [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e883f9e2-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-code').style.display = (document.getElementById('cakeErr66ed6e883f9e2-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-context').style.display = (document.getElementById('cakeErr66ed6e883f9e2-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e883f9e2-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-trace').style.display = (document.getElementById('cakeErr66ed6e8840d8a-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e8840d8a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-code').style.display = (document.getElementById('cakeErr66ed6e8840d8a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-context').style.display = (document.getElementById('cakeErr66ed6e8840d8a-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e8840d8a-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; 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In any state, your home may be sold to satisfy unpaid property taxes, but Arizona allows investors (government officials in some cases) to take and keep your entire property—no matter how much equity you had in your home or how little you owe in property tax!</p><p></p><p>“Most people don’t intentionally fail to pay their entire property taxes. It can be a simple mistake like miscalculating their payment. The elderly, sick, and poor are especially at risk of losing their most valuable asset—their home—for unpaid property taxes,” said Jim Maley, Pacific Legal Foundation Attorney.</p><p>The Arizona Legislature has the power to end it this session though House Bill 2445 “The Equity Theft Prevention Act” and new research demonstrates just how compelling the case is for reform in our great state.</p><p>The new study (<span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/reportazhomes/ " target="_blank">Stop Home Equity Theft in Arizona</a></span></span>) indicates that Arizona counties most often transfer tax-foreclosed homes to cover debts that average just one percent of property value, effectively stealing the remaining 99 percent of equity from vulnerable former owners. The analysis of Arizona tax and sales records also demonstrates the following:</p><p>· Hundreds of Arizonans lose their homes, a large number of them for tax debts under $500.</p><p>· One man lost his home in 2016 over a $16.46 tax debt ($59.57 with interest and fees). He lost the equity equal to 99.9% of the home’s sale price.</p><p>· The median equity theft in Maricopa County is $64,000 for a tax debt that is less than 1% of the home’s value.</p><p>· Over nine million dollars in equity was taken from homeowners in Maricopa County in the last four years alone.</p><p></p><p>The Equity Theft Prevention Act (HB 2445) will be heard on Wednesday, February 19 in the House of Representatives Ways and Means Committee at 8:30AM.</p><p>Provisions in the bill would prevent anyone from losing more than what is owed in tax, penalty, interest, and statutory cost. Once these debts are paid, the remaining money from an auction of the property would be returned to the former owner.</p><p></p><p>Let’s set things straight to help those in need of help. The Arizona Legislature can now lead the way.</p><p>###</p><p></p><p><b><u>About AARP</u></b></p><p>AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.aarp.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce16d81cb50ac4ff088ae08d7aa6b858d%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637165251122612818&sdata=KsUnTNzXSKznA5EZrMhlEwX9ORaQ20BZE4aFQI6%2FS0s%3D&reserved=0" target="_blank">www.aarp.org</a></span></span> or follow @AARP and @AARPadvocates on social media.</p><p></p><p></p><p><b><u>About Pacific Legal Foundation</u></b></p><p>Pacific Legal Foundation (PLF) is a national nonprofit legal organization that defends the liberties of Americans threatened by government overreach and abuse. We sue the government when it violates our rights protected by the Constitution. Each year, PLF represents hundreds of Americans, free of charge, who seek to improve their lives but are thwarted by government. We give them their day in court to vindicate their rights and set a lasting precedent to protect everyone else. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.pacificlegal.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce1b0988bae1b457b2aa208d7b3ffa58f%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637175782895423629&sdata=5R9vpFoNqtgXi%2Bj2LdoSc32uUlMjh7NlWD1DOEaUhQs%3D&reserved=0" target="_blank">www.pacificlegal.org</a></span></span> or follow us @pacificlegal on social media.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/tucson-az/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-trace').style.display = (document.getElementById('cakeErr66ed6e883f9e2-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include(/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html): failed to open stream: No such file or directory [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e883f9e2-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-code').style.display = (document.getElementById('cakeErr66ed6e883f9e2-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-context').style.display = (document.getElementById('cakeErr66ed6e883f9e2-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e883f9e2-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-trace').style.display = (document.getElementById('cakeErr66ed6e8840d8a-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e8840d8a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-code').style.display = (document.getElementById('cakeErr66ed6e8840d8a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-context').style.display = (document.getElementById('cakeErr66ed6e8840d8a-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e8840d8a-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Arizona Facebook Page" title="Image of AARP Arizona Facebook Page" data-href="https://www.facebook.com/aarparizona" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/aarparizona" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/aarparizona">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Tucson</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/arizona/" target="_blank" rel="noopener">AARP Arizona</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="https://states.aarp.org/how-to-contact-aarp-arizona/?intcmp=SNG-LNK-AARPLOCAL-CONTACT-20140101-TUCSON-AZ" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/aarparizona" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/AZ_AARP" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> <a href="https://www.instagram.com/aarpaz/" target="_blank" rel="noopener" aria-label="Open Instagram"><img src="https://cdn-aarp.americantowns.com/img/icon-ig.png" alt="Instagram icon" title="Instagram icon" style="height: 49px;"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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Warning (2): include(/var/www/vhosts/vcc_staging/app/Resource/aarp2_master.resource.root.html) [<a href='http://php.net/function.include'>function.include</a>]: failed to open stream: No such file or directory [APP/View/Layouts/aarp_2023.ctp, line 54]Code Context<?php if (!$nowrapper): // MLW - Spanish wrappers TBD
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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Stopping Home Equity “Theft” in Arizona </h1></header> <div class="posted-on"> Posted on 02/18/20 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p>AARP AZ, along with the <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/" target="_blank">Pacific Legal Foundation</a></span></span>, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.</p><p>“How have we gotten to this point where it is feasible vulnerable seniors in Arizona can lose their home for being behind as little as $16 in their taxes,” said Dana Marie Kennedy, AARP AZ State Director.</p><p>Arizona is one of only 13 states where homeowners can still lose everything over property tax debts—even tiny ones. In any state, your home may be sold to satisfy unpaid property taxes, but Arizona allows investors (government officials in some cases) to take and keep your entire property—no matter how much equity you had in your home or how little you owe in property tax!</p><p></p><p>“Most people don’t intentionally fail to pay their entire property taxes. It can be a simple mistake like miscalculating their payment. The elderly, sick, and poor are especially at risk of losing their most valuable asset—their home—for unpaid property taxes,” said Jim Maley, Pacific Legal Foundation Attorney.</p><p>The Arizona Legislature has the power to end it this session though House Bill 2445 “The Equity Theft Prevention Act” and new research demonstrates just how compelling the case is for reform in our great state.</p><p>The new study (<span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/reportazhomes/ " target="_blank">Stop Home Equity Theft in Arizona</a></span></span>) indicates that Arizona counties most often transfer tax-foreclosed homes to cover debts that average just one percent of property value, effectively stealing the remaining 99 percent of equity from vulnerable former owners. The analysis of Arizona tax and sales records also demonstrates the following:</p><p>· Hundreds of Arizonans lose their homes, a large number of them for tax debts under $500.</p><p>· One man lost his home in 2016 over a $16.46 tax debt ($59.57 with interest and fees). He lost the equity equal to 99.9% of the home’s sale price.</p><p>· The median equity theft in Maricopa County is $64,000 for a tax debt that is less than 1% of the home’s value.</p><p>· Over nine million dollars in equity was taken from homeowners in Maricopa County in the last four years alone.</p><p></p><p>The Equity Theft Prevention Act (HB 2445) will be heard on Wednesday, February 19 in the House of Representatives Ways and Means Committee at 8:30AM.</p><p>Provisions in the bill would prevent anyone from losing more than what is owed in tax, penalty, interest, and statutory cost. Once these debts are paid, the remaining money from an auction of the property would be returned to the former owner.</p><p></p><p>Let’s set things straight to help those in need of help. The Arizona Legislature can now lead the way.</p><p>###</p><p></p><p><b><u>About AARP</u></b></p><p>AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.aarp.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce16d81cb50ac4ff088ae08d7aa6b858d%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637165251122612818&sdata=KsUnTNzXSKznA5EZrMhlEwX9ORaQ20BZE4aFQI6%2FS0s%3D&reserved=0" target="_blank">www.aarp.org</a></span></span> or follow @AARP and @AARPadvocates on social media.</p><p></p><p></p><p><b><u>About Pacific Legal Foundation</u></b></p><p>Pacific Legal Foundation (PLF) is a national nonprofit legal organization that defends the liberties of Americans threatened by government overreach and abuse. We sue the government when it violates our rights protected by the Constitution. Each year, PLF represents hundreds of Americans, free of charge, who seek to improve their lives but are thwarted by government. We give them their day in court to vindicate their rights and set a lasting precedent to protect everyone else. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.pacificlegal.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce1b0988bae1b457b2aa208d7b3ffa58f%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637175782895423629&sdata=5R9vpFoNqtgXi%2Bj2LdoSc32uUlMjh7NlWD1DOEaUhQs%3D&reserved=0" target="_blank">www.pacificlegal.org</a></span></span> or follow us @pacificlegal on social media.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/tucson-az/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-trace').style.display = (document.getElementById('cakeErr66ed6e883f9e2-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include(/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html): failed to open stream: No such file or directory [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e883f9e2-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-code').style.display = (document.getElementById('cakeErr66ed6e883f9e2-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-context').style.display = (document.getElementById('cakeErr66ed6e883f9e2-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e883f9e2-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-trace').style.display = (document.getElementById('cakeErr66ed6e8840d8a-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e8840d8a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-code').style.display = (document.getElementById('cakeErr66ed6e8840d8a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-context').style.display = (document.getElementById('cakeErr66ed6e8840d8a-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e8840d8a-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Arizona Facebook Page" title="Image of AARP Arizona Facebook Page" data-href="https://www.facebook.com/aarparizona" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/aarparizona" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/aarparizona">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Tucson</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/arizona/" target="_blank" rel="noopener">AARP Arizona</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="https://states.aarp.org/how-to-contact-aarp-arizona/?intcmp=SNG-LNK-AARPLOCAL-CONTACT-20140101-TUCSON-AZ" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/aarparizona" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/AZ_AARP" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> <a href="https://www.instagram.com/aarpaz/" target="_blank" rel="noopener" aria-label="Open Instagram"><img src="https://cdn-aarp.americantowns.com/img/icon-ig.png" alt="Instagram icon" title="Instagram icon" style="height: 49px;"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); }); </script> </div> </div> ', 'scripts_for_layout' => '<title>Stopping Home Equity “Theft” in Arizona </title> <meta name="page_title" content="Stopping Home Equity “Theft” in Arizona "/> <meta name="robots" content="noindex, nofollow"/> <meta content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.“How have we" name="description"/> <meta content="Stopping, Home, Equity, Theft, in, Arizona" name="keywords"/> <link rel="canonical" href="https://states.aarp.org/arizona/stopping-home-equity-theft-in-arizona" /> <meta property="og:url" content="https://vccstaging.local.aarp.org/news/stopping-home-equity-theft-in-arizona-az-2020-02-18.html"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:title" content="Stopping Home Equity “Theft” in Arizona "/> <meta name="twitter:description" content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans."/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/675764b/2147483647/strip/true/crop/800x514+0+43/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2Fe2%2F8b%2F583d857943a99fd2eec8f3fbc954%2Fstates-default-image-800x600.png"/> <meta property="og:type" content="article"/> <meta property="og:title" content="Stopping Home Equity “Theft” in Arizona "/> <meta property="og:description" content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans."/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/675764b/2147483647/strip/true/crop/800x514+0+43/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2Fe2%2F8b%2F583d857943a99fd2eec8f3fbc954%2Fstates-default-image-800x600.png"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Stopping Home Equity “Theft” in Arizona </h1></header> <div class="posted-on"> Posted on 02/18/20 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p>AARP AZ, along with the <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/" target="_blank">Pacific Legal Foundation</a></span></span>, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.</p><p>“How have we gotten to this point where it is feasible vulnerable seniors in Arizona can lose their home for being behind as little as $16 in their taxes,” said Dana Marie Kennedy, AARP AZ State Director.</p><p>Arizona is one of only 13 states where homeowners can still lose everything over property tax debts—even tiny ones. In any state, your home may be sold to satisfy unpaid property taxes, but Arizona allows investors (government officials in some cases) to take and keep your entire property—no matter how much equity you had in your home or how little you owe in property tax!</p><p></p><p>“Most people don’t intentionally fail to pay their entire property taxes. It can be a simple mistake like miscalculating their payment. The elderly, sick, and poor are especially at risk of losing their most valuable asset—their home—for unpaid property taxes,” said Jim Maley, Pacific Legal Foundation Attorney.</p><p>The Arizona Legislature has the power to end it this session though House Bill 2445 “The Equity Theft Prevention Act” and new research demonstrates just how compelling the case is for reform in our great state.</p><p>The new study (<span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/reportazhomes/ " target="_blank">Stop Home Equity Theft in Arizona</a></span></span>) indicates that Arizona counties most often transfer tax-foreclosed homes to cover debts that average just one percent of property value, effectively stealing the remaining 99 percent of equity from vulnerable former owners. The analysis of Arizona tax and sales records also demonstrates the following:</p><p>· Hundreds of Arizonans lose their homes, a large number of them for tax debts under $500.</p><p>· One man lost his home in 2016 over a $16.46 tax debt ($59.57 with interest and fees). He lost the equity equal to 99.9% of the home’s sale price.</p><p>· The median equity theft in Maricopa County is $64,000 for a tax debt that is less than 1% of the home’s value.</p><p>· Over nine million dollars in equity was taken from homeowners in Maricopa County in the last four years alone.</p><p></p><p>The Equity Theft Prevention Act (HB 2445) will be heard on Wednesday, February 19 in the House of Representatives Ways and Means Committee at 8:30AM.</p><p>Provisions in the bill would prevent anyone from losing more than what is owed in tax, penalty, interest, and statutory cost. Once these debts are paid, the remaining money from an auction of the property would be returned to the former owner.</p><p></p><p>Let’s set things straight to help those in need of help. The Arizona Legislature can now lead the way.</p><p>###</p><p></p><p><b><u>About AARP</u></b></p><p>AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.aarp.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce16d81cb50ac4ff088ae08d7aa6b858d%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637165251122612818&sdata=KsUnTNzXSKznA5EZrMhlEwX9ORaQ20BZE4aFQI6%2FS0s%3D&reserved=0" target="_blank">www.aarp.org</a></span></span> or follow @AARP and @AARPadvocates on social media.</p><p></p><p></p><p><b><u>About Pacific Legal Foundation</u></b></p><p>Pacific Legal Foundation (PLF) is a national nonprofit legal organization that defends the liberties of Americans threatened by government overreach and abuse. We sue the government when it violates our rights protected by the Constitution. Each year, PLF represents hundreds of Americans, free of charge, who seek to improve their lives but are thwarted by government. We give them their day in court to vindicate their rights and set a lasting precedent to protect everyone else. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.pacificlegal.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce1b0988bae1b457b2aa208d7b3ffa58f%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637175782895423629&sdata=5R9vpFoNqtgXi%2Bj2LdoSc32uUlMjh7NlWD1DOEaUhQs%3D&reserved=0" target="_blank">www.pacificlegal.org</a></span></span> or follow us @pacificlegal on social media.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/tucson-az/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-trace').style.display = (document.getElementById('cakeErr66ed6e883f9e2-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include(/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html): failed to open stream: No such file or directory [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e883f9e2-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-code').style.display = (document.getElementById('cakeErr66ed6e883f9e2-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-context').style.display = (document.getElementById('cakeErr66ed6e883f9e2-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e883f9e2-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-trace').style.display = (document.getElementById('cakeErr66ed6e8840d8a-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e8840d8a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-code').style.display = (document.getElementById('cakeErr66ed6e8840d8a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-context').style.display = (document.getElementById('cakeErr66ed6e8840d8a-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e8840d8a-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Arizona Facebook Page" title="Image of AARP Arizona Facebook Page" data-href="https://www.facebook.com/aarparizona" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/aarparizona" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/aarparizona">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Tucson</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/arizona/" target="_blank" rel="noopener">AARP Arizona</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="https://states.aarp.org/how-to-contact-aarp-arizona/?intcmp=SNG-LNK-AARPLOCAL-CONTACT-20140101-TUCSON-AZ" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/aarparizona" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/AZ_AARP" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> <a href="https://www.instagram.com/aarpaz/" target="_blank" rel="noopener" aria-label="Open Instagram"><img src="https://cdn-aarp.americantowns.com/img/icon-ig.png" alt="Instagram icon" title="Instagram icon" style="height: 49px;"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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Warning (2): include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app/Resource/aarp2_master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [APP/View/Layouts/aarp_2023.ctp, line 54]Code Context<?php if (!$nowrapper): // MLW - Spanish wrappers TBD
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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Stopping Home Equity “Theft” in Arizona </h1></header> <div class="posted-on"> Posted on 02/18/20 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p>AARP AZ, along with the <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/" target="_blank">Pacific Legal Foundation</a></span></span>, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.</p><p>“How have we gotten to this point where it is feasible vulnerable seniors in Arizona can lose their home for being behind as little as $16 in their taxes,” said Dana Marie Kennedy, AARP AZ State Director.</p><p>Arizona is one of only 13 states where homeowners can still lose everything over property tax debts—even tiny ones. In any state, your home may be sold to satisfy unpaid property taxes, but Arizona allows investors (government officials in some cases) to take and keep your entire property—no matter how much equity you had in your home or how little you owe in property tax!</p><p></p><p>“Most people don’t intentionally fail to pay their entire property taxes. It can be a simple mistake like miscalculating their payment. The elderly, sick, and poor are especially at risk of losing their most valuable asset—their home—for unpaid property taxes,” said Jim Maley, Pacific Legal Foundation Attorney.</p><p>The Arizona Legislature has the power to end it this session though House Bill 2445 “The Equity Theft Prevention Act” and new research demonstrates just how compelling the case is for reform in our great state.</p><p>The new study (<span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/reportazhomes/ " target="_blank">Stop Home Equity Theft in Arizona</a></span></span>) indicates that Arizona counties most often transfer tax-foreclosed homes to cover debts that average just one percent of property value, effectively stealing the remaining 99 percent of equity from vulnerable former owners. The analysis of Arizona tax and sales records also demonstrates the following:</p><p>· Hundreds of Arizonans lose their homes, a large number of them for tax debts under $500.</p><p>· One man lost his home in 2016 over a $16.46 tax debt ($59.57 with interest and fees). He lost the equity equal to 99.9% of the home’s sale price.</p><p>· The median equity theft in Maricopa County is $64,000 for a tax debt that is less than 1% of the home’s value.</p><p>· Over nine million dollars in equity was taken from homeowners in Maricopa County in the last four years alone.</p><p></p><p>The Equity Theft Prevention Act (HB 2445) will be heard on Wednesday, February 19 in the House of Representatives Ways and Means Committee at 8:30AM.</p><p>Provisions in the bill would prevent anyone from losing more than what is owed in tax, penalty, interest, and statutory cost. Once these debts are paid, the remaining money from an auction of the property would be returned to the former owner.</p><p></p><p>Let’s set things straight to help those in need of help. The Arizona Legislature can now lead the way.</p><p>###</p><p></p><p><b><u>About AARP</u></b></p><p>AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.aarp.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce16d81cb50ac4ff088ae08d7aa6b858d%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637165251122612818&sdata=KsUnTNzXSKznA5EZrMhlEwX9ORaQ20BZE4aFQI6%2FS0s%3D&reserved=0" target="_blank">www.aarp.org</a></span></span> or follow @AARP and @AARPadvocates on social media.</p><p></p><p></p><p><b><u>About Pacific Legal Foundation</u></b></p><p>Pacific Legal Foundation (PLF) is a national nonprofit legal organization that defends the liberties of Americans threatened by government overreach and abuse. We sue the government when it violates our rights protected by the Constitution. Each year, PLF represents hundreds of Americans, free of charge, who seek to improve their lives but are thwarted by government. We give them their day in court to vindicate their rights and set a lasting precedent to protect everyone else. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.pacificlegal.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce1b0988bae1b457b2aa208d7b3ffa58f%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637175782895423629&sdata=5R9vpFoNqtgXi%2Bj2LdoSc32uUlMjh7NlWD1DOEaUhQs%3D&reserved=0" target="_blank">www.pacificlegal.org</a></span></span> or follow us @pacificlegal on social media.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/tucson-az/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-trace').style.display = (document.getElementById('cakeErr66ed6e883f9e2-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include(/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html): failed to open stream: No such file or directory [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e883f9e2-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-code').style.display = (document.getElementById('cakeErr66ed6e883f9e2-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-context').style.display = (document.getElementById('cakeErr66ed6e883f9e2-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e883f9e2-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-trace').style.display = (document.getElementById('cakeErr66ed6e8840d8a-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e8840d8a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-code').style.display = (document.getElementById('cakeErr66ed6e8840d8a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-context').style.display = (document.getElementById('cakeErr66ed6e8840d8a-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e8840d8a-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Arizona Facebook Page" title="Image of AARP Arizona Facebook Page" data-href="https://www.facebook.com/aarparizona" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/aarparizona" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/aarparizona">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Tucson</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/arizona/" target="_blank" rel="noopener">AARP Arizona</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="https://states.aarp.org/how-to-contact-aarp-arizona/?intcmp=SNG-LNK-AARPLOCAL-CONTACT-20140101-TUCSON-AZ" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/aarparizona" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/AZ_AARP" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> <a href="https://www.instagram.com/aarpaz/" target="_blank" rel="noopener" aria-label="Open Instagram"><img src="https://cdn-aarp.americantowns.com/img/icon-ig.png" alt="Instagram icon" title="Instagram icon" style="height: 49px;"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); }); </script> </div> </div> ', 'scripts_for_layout' => '<title>Stopping Home Equity “Theft” in Arizona </title> <meta name="page_title" content="Stopping Home Equity “Theft” in Arizona "/> <meta name="robots" content="noindex, nofollow"/> <meta content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.“How have we" name="description"/> <meta content="Stopping, Home, Equity, Theft, in, Arizona" name="keywords"/> <link rel="canonical" href="https://states.aarp.org/arizona/stopping-home-equity-theft-in-arizona" /> <meta property="og:url" content="https://vccstaging.local.aarp.org/news/stopping-home-equity-theft-in-arizona-az-2020-02-18.html"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:title" content="Stopping Home Equity “Theft” in Arizona "/> <meta name="twitter:description" content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans."/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/675764b/2147483647/strip/true/crop/800x514+0+43/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2Fe2%2F8b%2F583d857943a99fd2eec8f3fbc954%2Fstates-default-image-800x600.png"/> <meta property="og:type" content="article"/> <meta property="og:title" content="Stopping Home Equity “Theft” in Arizona "/> <meta property="og:description" content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans."/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/675764b/2147483647/strip/true/crop/800x514+0+43/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2Fe2%2F8b%2F583d857943a99fd2eec8f3fbc954%2Fstates-default-image-800x600.png"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Stopping Home Equity “Theft” in Arizona </h1></header> <div class="posted-on"> Posted on 02/18/20 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p>AARP AZ, along with the <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/" target="_blank">Pacific Legal Foundation</a></span></span>, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.</p><p>“How have we gotten to this point where it is feasible vulnerable seniors in Arizona can lose their home for being behind as little as $16 in their taxes,” said Dana Marie Kennedy, AARP AZ State Director.</p><p>Arizona is one of only 13 states where homeowners can still lose everything over property tax debts—even tiny ones. In any state, your home may be sold to satisfy unpaid property taxes, but Arizona allows investors (government officials in some cases) to take and keep your entire property—no matter how much equity you had in your home or how little you owe in property tax!</p><p></p><p>“Most people don’t intentionally fail to pay their entire property taxes. It can be a simple mistake like miscalculating their payment. The elderly, sick, and poor are especially at risk of losing their most valuable asset—their home—for unpaid property taxes,” said Jim Maley, Pacific Legal Foundation Attorney.</p><p>The Arizona Legislature has the power to end it this session though House Bill 2445 “The Equity Theft Prevention Act” and new research demonstrates just how compelling the case is for reform in our great state.</p><p>The new study (<span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/reportazhomes/ " target="_blank">Stop Home Equity Theft in Arizona</a></span></span>) indicates that Arizona counties most often transfer tax-foreclosed homes to cover debts that average just one percent of property value, effectively stealing the remaining 99 percent of equity from vulnerable former owners. The analysis of Arizona tax and sales records also demonstrates the following:</p><p>· Hundreds of Arizonans lose their homes, a large number of them for tax debts under $500.</p><p>· One man lost his home in 2016 over a $16.46 tax debt ($59.57 with interest and fees). He lost the equity equal to 99.9% of the home’s sale price.</p><p>· The median equity theft in Maricopa County is $64,000 for a tax debt that is less than 1% of the home’s value.</p><p>· Over nine million dollars in equity was taken from homeowners in Maricopa County in the last four years alone.</p><p></p><p>The Equity Theft Prevention Act (HB 2445) will be heard on Wednesday, February 19 in the House of Representatives Ways and Means Committee at 8:30AM.</p><p>Provisions in the bill would prevent anyone from losing more than what is owed in tax, penalty, interest, and statutory cost. Once these debts are paid, the remaining money from an auction of the property would be returned to the former owner.</p><p></p><p>Let’s set things straight to help those in need of help. The Arizona Legislature can now lead the way.</p><p>###</p><p></p><p><b><u>About AARP</u></b></p><p>AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.aarp.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce16d81cb50ac4ff088ae08d7aa6b858d%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637165251122612818&sdata=KsUnTNzXSKznA5EZrMhlEwX9ORaQ20BZE4aFQI6%2FS0s%3D&reserved=0" target="_blank">www.aarp.org</a></span></span> or follow @AARP and @AARPadvocates on social media.</p><p></p><p></p><p><b><u>About Pacific Legal Foundation</u></b></p><p>Pacific Legal Foundation (PLF) is a national nonprofit legal organization that defends the liberties of Americans threatened by government overreach and abuse. We sue the government when it violates our rights protected by the Constitution. Each year, PLF represents hundreds of Americans, free of charge, who seek to improve their lives but are thwarted by government. We give them their day in court to vindicate their rights and set a lasting precedent to protect everyone else. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.pacificlegal.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce1b0988bae1b457b2aa208d7b3ffa58f%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637175782895423629&sdata=5R9vpFoNqtgXi%2Bj2LdoSc32uUlMjh7NlWD1DOEaUhQs%3D&reserved=0" target="_blank">www.pacificlegal.org</a></span></span> or follow us @pacificlegal on social media.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/tucson-az/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-trace').style.display = (document.getElementById('cakeErr66ed6e883f9e2-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include(/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html): failed to open stream: No such file or directory [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e883f9e2-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-code').style.display = (document.getElementById('cakeErr66ed6e883f9e2-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-context').style.display = (document.getElementById('cakeErr66ed6e883f9e2-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e883f9e2-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-trace').style.display = (document.getElementById('cakeErr66ed6e8840d8a-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e8840d8a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-code').style.display = (document.getElementById('cakeErr66ed6e8840d8a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-context').style.display = (document.getElementById('cakeErr66ed6e8840d8a-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e8840d8a-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Arizona Facebook Page" title="Image of AARP Arizona Facebook Page" data-href="https://www.facebook.com/aarparizona" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/aarparizona" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/aarparizona">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Tucson</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/arizona/" target="_blank" rel="noopener">AARP Arizona</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="https://states.aarp.org/how-to-contact-aarp-arizona/?intcmp=SNG-LNK-AARPLOCAL-CONTACT-20140101-TUCSON-AZ" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/aarparizona" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/AZ_AARP" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> <a href="https://www.instagram.com/aarpaz/" target="_blank" rel="noopener" aria-label="Open Instagram"><img src="https://cdn-aarp.americantowns.com/img/icon-ig.png" alt="Instagram icon" title="Instagram icon" style="height: 49px;"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); }); </script> </div> </div> ' $scripts_for_layout = '<title>Stopping Home Equity “Theft” in Arizona </title> <meta name="page_title" content="Stopping Home Equity “Theft” in Arizona "/> <meta name="robots" content="noindex, nofollow"/> <meta content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.“How have we" name="description"/> <meta content="Stopping, Home, Equity, Theft, in, Arizona" name="keywords"/> <link rel="canonical" href="https://states.aarp.org/arizona/stopping-home-equity-theft-in-arizona" /> <meta property="og:url" content="https://vccstaging.local.aarp.org/news/stopping-home-equity-theft-in-arizona-az-2020-02-18.html"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:title" content="Stopping Home Equity “Theft” in Arizona "/> <meta name="twitter:description" content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans."/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/675764b/2147483647/strip/true/crop/800x514+0+43/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2Fe2%2F8b%2F583d857943a99fd2eec8f3fbc954%2Fstates-default-image-800x600.png"/> <meta property="og:type" content="article"/> <meta property="og:title" content="Stopping Home Equity “Theft” in Arizona "/> <meta property="og:description" content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans."/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/675764b/2147483647/strip/true/crop/800x514+0+43/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2Fe2%2F8b%2F583d857943a99fd2eec8f3fbc954%2Fstates-default-image-800x600.png"/> :root { --primaryColor: #ff1e3c; 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AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.
“How have we gotten to this point where it is feasible vulnerable seniors in Arizona can lose their home for being behind as little as $16 in their taxes,” said Dana Marie Kennedy, AARP AZ State Director.
Arizona is one of only 13 states where homeowners can still lose everything over property tax debts—even tiny ones. In any state, your home may be sold to satisfy unpaid property taxes, but Arizona allows investors (government officials in some cases) to take and keep your entire property—no matter how much equity you had in your home or how little you owe in property tax!
“Most people don’t intentionally fail to pay their entire property taxes. It can be a simple mistake like miscalculating their payment. The elderly, sick, and poor are especially at risk of losing their most valuable asset—their home—for unpaid property taxes,” said Jim Maley, Pacific Legal Foundation Attorney.
The Arizona Legislature has the power to end it this session though House Bill 2445 “The Equity Theft Prevention Act” and new research demonstrates just how compelling the case is for reform in our great state.
The new study (Stop Home Equity Theft in Arizona) indicates that Arizona counties most often transfer tax-foreclosed homes to cover debts that average just one percent of property value, effectively stealing the remaining 99 percent of equity from vulnerable former owners. The analysis of Arizona tax and sales records also demonstrates the following:
· Hundreds of Arizonans lose their homes, a large number of them for tax debts under $500.
· One man lost his home in 2016 over a $16.46 tax debt ($59.57 with interest and fees). He lost the equity equal to 99.9% of the home’s sale price.
· The median equity theft in Maricopa County is $64,000 for a tax debt that is less than 1% of the home’s value.
· Over nine million dollars in equity was taken from homeowners in Maricopa County in the last four years alone.
The Equity Theft Prevention Act (HB 2445) will be heard on Wednesday, February 19 in the House of Representatives Ways and Means Committee at 8:30AM.
Provisions in the bill would prevent anyone from losing more than what is owed in tax, penalty, interest, and statutory cost. Once these debts are paid, the remaining money from an auction of the property would be returned to the former owner.
Let’s set things straight to help those in need of help. The Arizona Legislature can now lead the way.
###
About AARP
AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org or follow @AARP and @AARPadvocates on social media.
About Pacific Legal Foundation
Pacific Legal Foundation (PLF) is a national nonprofit legal organization that defends the liberties of Americans threatened by government overreach and abuse. We sue the government when it violates our rights protected by the Constitution. Each year, PLF represents hundreds of Americans, free of charge, who seek to improve their lives but are thwarted by government. We give them their day in court to vindicate their rights and set a lasting precedent to protect everyone else. To learn more, visit www.pacificlegal.org or follow us @pacificlegal on social media.
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Warning (2): include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [APP/Lib/Modules.php(13) : eval()'d code, line 1]Code Context$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = falseinclude - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167
Warning (2): include(/var/www/vhosts/vcc_staging/app/Resource/aarp2_master.footer.html) [<a href='http://php.net/function.include'>function.include</a>]: failed to open stream: No such file or directory [APP/View/Layouts/aarp_2023.ctp, line 242]Code Context<?php // if (!$nowrapper) (Globals::$language == 'es') ? include(APP . "/Resource/aarpe_footer_es.html") : include(APP . "/Resource/aarpe_footer.html"); ?>
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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Stopping Home Equity “Theft” in Arizona </h1></header> <div class="posted-on"> Posted on 02/18/20 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p>AARP AZ, along with the <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/" target="_blank">Pacific Legal Foundation</a></span></span>, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.</p><p>“How have we gotten to this point where it is feasible vulnerable seniors in Arizona can lose their home for being behind as little as $16 in their taxes,” said Dana Marie Kennedy, AARP AZ State Director.</p><p>Arizona is one of only 13 states where homeowners can still lose everything over property tax debts—even tiny ones. In any state, your home may be sold to satisfy unpaid property taxes, but Arizona allows investors (government officials in some cases) to take and keep your entire property—no matter how much equity you had in your home or how little you owe in property tax!</p><p></p><p>“Most people don’t intentionally fail to pay their entire property taxes. It can be a simple mistake like miscalculating their payment. The elderly, sick, and poor are especially at risk of losing their most valuable asset—their home—for unpaid property taxes,” said Jim Maley, Pacific Legal Foundation Attorney.</p><p>The Arizona Legislature has the power to end it this session though House Bill 2445 “The Equity Theft Prevention Act” and new research demonstrates just how compelling the case is for reform in our great state.</p><p>The new study (<span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/reportazhomes/ " target="_blank">Stop Home Equity Theft in Arizona</a></span></span>) indicates that Arizona counties most often transfer tax-foreclosed homes to cover debts that average just one percent of property value, effectively stealing the remaining 99 percent of equity from vulnerable former owners. The analysis of Arizona tax and sales records also demonstrates the following:</p><p>· Hundreds of Arizonans lose their homes, a large number of them for tax debts under $500.</p><p>· One man lost his home in 2016 over a $16.46 tax debt ($59.57 with interest and fees). He lost the equity equal to 99.9% of the home’s sale price.</p><p>· The median equity theft in Maricopa County is $64,000 for a tax debt that is less than 1% of the home’s value.</p><p>· Over nine million dollars in equity was taken from homeowners in Maricopa County in the last four years alone.</p><p></p><p>The Equity Theft Prevention Act (HB 2445) will be heard on Wednesday, February 19 in the House of Representatives Ways and Means Committee at 8:30AM.</p><p>Provisions in the bill would prevent anyone from losing more than what is owed in tax, penalty, interest, and statutory cost. Once these debts are paid, the remaining money from an auction of the property would be returned to the former owner.</p><p></p><p>Let’s set things straight to help those in need of help. The Arizona Legislature can now lead the way.</p><p>###</p><p></p><p><b><u>About AARP</u></b></p><p>AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.aarp.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce16d81cb50ac4ff088ae08d7aa6b858d%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637165251122612818&sdata=KsUnTNzXSKznA5EZrMhlEwX9ORaQ20BZE4aFQI6%2FS0s%3D&reserved=0" target="_blank">www.aarp.org</a></span></span> or follow @AARP and @AARPadvocates on social media.</p><p></p><p></p><p><b><u>About Pacific Legal Foundation</u></b></p><p>Pacific Legal Foundation (PLF) is a national nonprofit legal organization that defends the liberties of Americans threatened by government overreach and abuse. We sue the government when it violates our rights protected by the Constitution. Each year, PLF represents hundreds of Americans, free of charge, who seek to improve their lives but are thwarted by government. We give them their day in court to vindicate their rights and set a lasting precedent to protect everyone else. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.pacificlegal.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce1b0988bae1b457b2aa208d7b3ffa58f%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637175782895423629&sdata=5R9vpFoNqtgXi%2Bj2LdoSc32uUlMjh7NlWD1DOEaUhQs%3D&reserved=0" target="_blank">www.pacificlegal.org</a></span></span> or follow us @pacificlegal on social media.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/tucson-az/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-trace').style.display = (document.getElementById('cakeErr66ed6e883f9e2-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include(/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html): failed to open stream: No such file or directory [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e883f9e2-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-code').style.display = (document.getElementById('cakeErr66ed6e883f9e2-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-context').style.display = (document.getElementById('cakeErr66ed6e883f9e2-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e883f9e2-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-trace').style.display = (document.getElementById('cakeErr66ed6e8840d8a-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e8840d8a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-code').style.display = (document.getElementById('cakeErr66ed6e8840d8a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-context').style.display = (document.getElementById('cakeErr66ed6e8840d8a-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e8840d8a-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Arizona Facebook Page" title="Image of AARP Arizona Facebook Page" data-href="https://www.facebook.com/aarparizona" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/aarparizona" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/aarparizona">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Tucson</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/arizona/" target="_blank" rel="noopener">AARP Arizona</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="https://states.aarp.org/how-to-contact-aarp-arizona/?intcmp=SNG-LNK-AARPLOCAL-CONTACT-20140101-TUCSON-AZ" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/aarparizona" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/AZ_AARP" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> <a href="https://www.instagram.com/aarpaz/" target="_blank" rel="noopener" aria-label="Open Instagram"><img src="https://cdn-aarp.americantowns.com/img/icon-ig.png" alt="Instagram icon" title="Instagram icon" style="height: 49px;"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); }); </script> </div> </div> ', 'scripts_for_layout' => '<title>Stopping Home Equity “Theft” in Arizona </title> <meta name="page_title" content="Stopping Home Equity “Theft” in Arizona "/> <meta name="robots" content="noindex, nofollow"/> <meta content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.“How have we" name="description"/> <meta content="Stopping, Home, Equity, Theft, in, Arizona" name="keywords"/> <link rel="canonical" href="https://states.aarp.org/arizona/stopping-home-equity-theft-in-arizona" /> <meta property="og:url" content="https://vccstaging.local.aarp.org/news/stopping-home-equity-theft-in-arizona-az-2020-02-18.html"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:title" content="Stopping Home Equity “Theft” in Arizona "/> <meta name="twitter:description" content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans."/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/675764b/2147483647/strip/true/crop/800x514+0+43/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2Fe2%2F8b%2F583d857943a99fd2eec8f3fbc954%2Fstates-default-image-800x600.png"/> <meta property="og:type" content="article"/> <meta property="og:title" content="Stopping Home Equity “Theft” in Arizona "/> <meta property="og:description" content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans."/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/675764b/2147483647/strip/true/crop/800x514+0+43/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2Fe2%2F8b%2F583d857943a99fd2eec8f3fbc954%2Fstates-default-image-800x600.png"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Stopping Home Equity “Theft” in Arizona </h1></header> <div class="posted-on"> Posted on 02/18/20 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p>AARP AZ, along with the <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/" target="_blank">Pacific Legal Foundation</a></span></span>, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.</p><p>“How have we gotten to this point where it is feasible vulnerable seniors in Arizona can lose their home for being behind as little as $16 in their taxes,” said Dana Marie Kennedy, AARP AZ State Director.</p><p>Arizona is one of only 13 states where homeowners can still lose everything over property tax debts—even tiny ones. In any state, your home may be sold to satisfy unpaid property taxes, but Arizona allows investors (government officials in some cases) to take and keep your entire property—no matter how much equity you had in your home or how little you owe in property tax!</p><p></p><p>“Most people don’t intentionally fail to pay their entire property taxes. It can be a simple mistake like miscalculating their payment. The elderly, sick, and poor are especially at risk of losing their most valuable asset—their home—for unpaid property taxes,” said Jim Maley, Pacific Legal Foundation Attorney.</p><p>The Arizona Legislature has the power to end it this session though House Bill 2445 “The Equity Theft Prevention Act” and new research demonstrates just how compelling the case is for reform in our great state.</p><p>The new study (<span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/reportazhomes/ " target="_blank">Stop Home Equity Theft in Arizona</a></span></span>) indicates that Arizona counties most often transfer tax-foreclosed homes to cover debts that average just one percent of property value, effectively stealing the remaining 99 percent of equity from vulnerable former owners. The analysis of Arizona tax and sales records also demonstrates the following:</p><p>· Hundreds of Arizonans lose their homes, a large number of them for tax debts under $500.</p><p>· One man lost his home in 2016 over a $16.46 tax debt ($59.57 with interest and fees). He lost the equity equal to 99.9% of the home’s sale price.</p><p>· The median equity theft in Maricopa County is $64,000 for a tax debt that is less than 1% of the home’s value.</p><p>· Over nine million dollars in equity was taken from homeowners in Maricopa County in the last four years alone.</p><p></p><p>The Equity Theft Prevention Act (HB 2445) will be heard on Wednesday, February 19 in the House of Representatives Ways and Means Committee at 8:30AM.</p><p>Provisions in the bill would prevent anyone from losing more than what is owed in tax, penalty, interest, and statutory cost. Once these debts are paid, the remaining money from an auction of the property would be returned to the former owner.</p><p></p><p>Let’s set things straight to help those in need of help. The Arizona Legislature can now lead the way.</p><p>###</p><p></p><p><b><u>About AARP</u></b></p><p>AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.aarp.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce16d81cb50ac4ff088ae08d7aa6b858d%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637165251122612818&sdata=KsUnTNzXSKznA5EZrMhlEwX9ORaQ20BZE4aFQI6%2FS0s%3D&reserved=0" target="_blank">www.aarp.org</a></span></span> or follow @AARP and @AARPadvocates on social media.</p><p></p><p></p><p><b><u>About Pacific Legal Foundation</u></b></p><p>Pacific Legal Foundation (PLF) is a national nonprofit legal organization that defends the liberties of Americans threatened by government overreach and abuse. We sue the government when it violates our rights protected by the Constitution. Each year, PLF represents hundreds of Americans, free of charge, who seek to improve their lives but are thwarted by government. We give them their day in court to vindicate their rights and set a lasting precedent to protect everyone else. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.pacificlegal.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce1b0988bae1b457b2aa208d7b3ffa58f%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637175782895423629&sdata=5R9vpFoNqtgXi%2Bj2LdoSc32uUlMjh7NlWD1DOEaUhQs%3D&reserved=0" target="_blank">www.pacificlegal.org</a></span></span> or follow us @pacificlegal on social media.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/tucson-az/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-trace').style.display = (document.getElementById('cakeErr66ed6e883f9e2-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include(/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html): failed to open stream: No such file or directory [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e883f9e2-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-code').style.display = (document.getElementById('cakeErr66ed6e883f9e2-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-context').style.display = (document.getElementById('cakeErr66ed6e883f9e2-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e883f9e2-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-trace').style.display = (document.getElementById('cakeErr66ed6e8840d8a-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e8840d8a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-code').style.display = (document.getElementById('cakeErr66ed6e8840d8a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-context').style.display = (document.getElementById('cakeErr66ed6e8840d8a-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e8840d8a-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Arizona Facebook Page" title="Image of AARP Arizona Facebook Page" data-href="https://www.facebook.com/aarparizona" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/aarparizona" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/aarparizona">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Tucson</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/arizona/" target="_blank" rel="noopener">AARP Arizona</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="https://states.aarp.org/how-to-contact-aarp-arizona/?intcmp=SNG-LNK-AARPLOCAL-CONTACT-20140101-TUCSON-AZ" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/aarparizona" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/AZ_AARP" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> <a href="https://www.instagram.com/aarpaz/" target="_blank" rel="noopener" aria-label="Open Instagram"><img src="https://cdn-aarp.americantowns.com/img/icon-ig.png" alt="Instagram icon" title="Instagram icon" style="height: 49px;"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Stopping Home Equity “Theft” in Arizona </h1></header> <div class="posted-on"> Posted on 02/18/20 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p>AARP AZ, along with the <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/" target="_blank">Pacific Legal Foundation</a></span></span>, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.</p><p>“How have we gotten to this point where it is feasible vulnerable seniors in Arizona can lose their home for being behind as little as $16 in their taxes,” said Dana Marie Kennedy, AARP AZ State Director.</p><p>Arizona is one of only 13 states where homeowners can still lose everything over property tax debts—even tiny ones. In any state, your home may be sold to satisfy unpaid property taxes, but Arizona allows investors (government officials in some cases) to take and keep your entire property—no matter how much equity you had in your home or how little you owe in property tax!</p><p></p><p>“Most people don’t intentionally fail to pay their entire property taxes. It can be a simple mistake like miscalculating their payment. The elderly, sick, and poor are especially at risk of losing their most valuable asset—their home—for unpaid property taxes,” said Jim Maley, Pacific Legal Foundation Attorney.</p><p>The Arizona Legislature has the power to end it this session though House Bill 2445 “The Equity Theft Prevention Act” and new research demonstrates just how compelling the case is for reform in our great state.</p><p>The new study (<span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/reportazhomes/ " target="_blank">Stop Home Equity Theft in Arizona</a></span></span>) indicates that Arizona counties most often transfer tax-foreclosed homes to cover debts that average just one percent of property value, effectively stealing the remaining 99 percent of equity from vulnerable former owners. The analysis of Arizona tax and sales records also demonstrates the following:</p><p>· Hundreds of Arizonans lose their homes, a large number of them for tax debts under $500.</p><p>· One man lost his home in 2016 over a $16.46 tax debt ($59.57 with interest and fees). He lost the equity equal to 99.9% of the home’s sale price.</p><p>· The median equity theft in Maricopa County is $64,000 for a tax debt that is less than 1% of the home’s value.</p><p>· Over nine million dollars in equity was taken from homeowners in Maricopa County in the last four years alone.</p><p></p><p>The Equity Theft Prevention Act (HB 2445) will be heard on Wednesday, February 19 in the House of Representatives Ways and Means Committee at 8:30AM.</p><p>Provisions in the bill would prevent anyone from losing more than what is owed in tax, penalty, interest, and statutory cost. Once these debts are paid, the remaining money from an auction of the property would be returned to the former owner.</p><p></p><p>Let’s set things straight to help those in need of help. The Arizona Legislature can now lead the way.</p><p>###</p><p></p><p><b><u>About AARP</u></b></p><p>AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.aarp.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce16d81cb50ac4ff088ae08d7aa6b858d%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637165251122612818&sdata=KsUnTNzXSKznA5EZrMhlEwX9ORaQ20BZE4aFQI6%2FS0s%3D&reserved=0" target="_blank">www.aarp.org</a></span></span> or follow @AARP and @AARPadvocates on social media.</p><p></p><p></p><p><b><u>About Pacific Legal Foundation</u></b></p><p>Pacific Legal Foundation (PLF) is a national nonprofit legal organization that defends the liberties of Americans threatened by government overreach and abuse. We sue the government when it violates our rights protected by the Constitution. Each year, PLF represents hundreds of Americans, free of charge, who seek to improve their lives but are thwarted by government. We give them their day in court to vindicate their rights and set a lasting precedent to protect everyone else. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.pacificlegal.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce1b0988bae1b457b2aa208d7b3ffa58f%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637175782895423629&sdata=5R9vpFoNqtgXi%2Bj2LdoSc32uUlMjh7NlWD1DOEaUhQs%3D&reserved=0" target="_blank">www.pacificlegal.org</a></span></span> or follow us @pacificlegal on social media.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/tucson-az/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-trace').style.display = (document.getElementById('cakeErr66ed6e883f9e2-trace').style.display == 'none' ? 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"/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-trace').style.display = (document.getElementById('cakeErr66ed6e8840d8a-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e8840d8a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-code').style.display = (document.getElementById('cakeErr66ed6e8840d8a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-context').style.display = (document.getElementById('cakeErr66ed6e8840d8a-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e8840d8a-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Arizona Facebook Page" title="Image of AARP Arizona Facebook Page" data-href="https://www.facebook.com/aarparizona" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/aarparizona" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/aarparizona">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Tucson</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/arizona/" target="_blank" rel="noopener">AARP Arizona</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="https://states.aarp.org/how-to-contact-aarp-arizona/?intcmp=SNG-LNK-AARPLOCAL-CONTACT-20140101-TUCSON-AZ" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/aarparizona" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/AZ_AARP" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> <a href="https://www.instagram.com/aarpaz/" target="_blank" rel="noopener" aria-label="Open Instagram"><img src="https://cdn-aarp.americantowns.com/img/icon-ig.png" alt="Instagram icon" title="Instagram icon" style="height: 49px;"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); }); </script> </div> </div> ', 'scripts_for_layout' => '<title>Stopping Home Equity “Theft” in Arizona </title> <meta name="page_title" content="Stopping Home Equity “Theft” in Arizona "/> <meta name="robots" content="noindex, nofollow"/> <meta content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.“How have we" name="description"/> <meta content="Stopping, Home, Equity, Theft, in, Arizona" name="keywords"/> <link rel="canonical" href="https://states.aarp.org/arizona/stopping-home-equity-theft-in-arizona" /> <meta property="og:url" content="https://vccstaging.local.aarp.org/news/stopping-home-equity-theft-in-arizona-az-2020-02-18.html"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:title" content="Stopping Home Equity “Theft” in Arizona "/> <meta name="twitter:description" content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans."/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/675764b/2147483647/strip/true/crop/800x514+0+43/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2Fe2%2F8b%2F583d857943a99fd2eec8f3fbc954%2Fstates-default-image-800x600.png"/> <meta property="og:type" content="article"/> <meta property="og:title" content="Stopping Home Equity “Theft” in Arizona "/> <meta property="og:description" content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans."/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/675764b/2147483647/strip/true/crop/800x514+0+43/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2Fe2%2F8b%2F583d857943a99fd2eec8f3fbc954%2Fstates-default-image-800x600.png"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Stopping Home Equity “Theft” in Arizona </h1></header> <div class="posted-on"> Posted on 02/18/20 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p>AARP AZ, along with the <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/" target="_blank">Pacific Legal Foundation</a></span></span>, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.</p><p>“How have we gotten to this point where it is feasible vulnerable seniors in Arizona can lose their home for being behind as little as $16 in their taxes,” said Dana Marie Kennedy, AARP AZ State Director.</p><p>Arizona is one of only 13 states where homeowners can still lose everything over property tax debts—even tiny ones. In any state, your home may be sold to satisfy unpaid property taxes, but Arizona allows investors (government officials in some cases) to take and keep your entire property—no matter how much equity you had in your home or how little you owe in property tax!</p><p></p><p>“Most people don’t intentionally fail to pay their entire property taxes. It can be a simple mistake like miscalculating their payment. The elderly, sick, and poor are especially at risk of losing their most valuable asset—their home—for unpaid property taxes,” said Jim Maley, Pacific Legal Foundation Attorney.</p><p>The Arizona Legislature has the power to end it this session though House Bill 2445 “The Equity Theft Prevention Act” and new research demonstrates just how compelling the case is for reform in our great state.</p><p>The new study (<span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/reportazhomes/ " target="_blank">Stop Home Equity Theft in Arizona</a></span></span>) indicates that Arizona counties most often transfer tax-foreclosed homes to cover debts that average just one percent of property value, effectively stealing the remaining 99 percent of equity from vulnerable former owners. The analysis of Arizona tax and sales records also demonstrates the following:</p><p>· Hundreds of Arizonans lose their homes, a large number of them for tax debts under $500.</p><p>· One man lost his home in 2016 over a $16.46 tax debt ($59.57 with interest and fees). He lost the equity equal to 99.9% of the home’s sale price.</p><p>· The median equity theft in Maricopa County is $64,000 for a tax debt that is less than 1% of the home’s value.</p><p>· Over nine million dollars in equity was taken from homeowners in Maricopa County in the last four years alone.</p><p></p><p>The Equity Theft Prevention Act (HB 2445) will be heard on Wednesday, February 19 in the House of Representatives Ways and Means Committee at 8:30AM.</p><p>Provisions in the bill would prevent anyone from losing more than what is owed in tax, penalty, interest, and statutory cost. Once these debts are paid, the remaining money from an auction of the property would be returned to the former owner.</p><p></p><p>Let’s set things straight to help those in need of help. The Arizona Legislature can now lead the way.</p><p>###</p><p></p><p><b><u>About AARP</u></b></p><p>AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.aarp.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce16d81cb50ac4ff088ae08d7aa6b858d%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637165251122612818&sdata=KsUnTNzXSKznA5EZrMhlEwX9ORaQ20BZE4aFQI6%2FS0s%3D&reserved=0" target="_blank">www.aarp.org</a></span></span> or follow @AARP and @AARPadvocates on social media.</p><p></p><p></p><p><b><u>About Pacific Legal Foundation</u></b></p><p>Pacific Legal Foundation (PLF) is a national nonprofit legal organization that defends the liberties of Americans threatened by government overreach and abuse. We sue the government when it violates our rights protected by the Constitution. Each year, PLF represents hundreds of Americans, free of charge, who seek to improve their lives but are thwarted by government. We give them their day in court to vindicate their rights and set a lasting precedent to protect everyone else. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.pacificlegal.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce1b0988bae1b457b2aa208d7b3ffa58f%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637175782895423629&sdata=5R9vpFoNqtgXi%2Bj2LdoSc32uUlMjh7NlWD1DOEaUhQs%3D&reserved=0" target="_blank">www.pacificlegal.org</a></span></span> or follow us @pacificlegal on social media.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/tucson-az/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-trace').style.display = (document.getElementById('cakeErr66ed6e883f9e2-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include(/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html): failed to open stream: No such file or directory [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e883f9e2-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-code').style.display = (document.getElementById('cakeErr66ed6e883f9e2-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-context').style.display = (document.getElementById('cakeErr66ed6e883f9e2-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e883f9e2-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-trace').style.display = (document.getElementById('cakeErr66ed6e8840d8a-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e8840d8a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-code').style.display = (document.getElementById('cakeErr66ed6e8840d8a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-context').style.display = (document.getElementById('cakeErr66ed6e8840d8a-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e8840d8a-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Arizona Facebook Page" title="Image of AARP Arizona Facebook Page" data-href="https://www.facebook.com/aarparizona" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/aarparizona" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/aarparizona">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Tucson</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/arizona/" target="_blank" rel="noopener">AARP Arizona</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="https://states.aarp.org/how-to-contact-aarp-arizona/?intcmp=SNG-LNK-AARPLOCAL-CONTACT-20140101-TUCSON-AZ" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/aarparizona" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/AZ_AARP" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> <a href="https://www.instagram.com/aarpaz/" target="_blank" rel="noopener" aria-label="Open Instagram"><img src="https://cdn-aarp.americantowns.com/img/icon-ig.png" alt="Instagram icon" title="Instagram icon" style="height: 49px;"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Stopping Home Equity “Theft” in Arizona </h1></header> <div class="posted-on"> Posted on 02/18/20 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p>AARP AZ, along with the <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/" target="_blank">Pacific Legal Foundation</a></span></span>, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.</p><p>“How have we gotten to this point where it is feasible vulnerable seniors in Arizona can lose their home for being behind as little as $16 in their taxes,” said Dana Marie Kennedy, AARP AZ State Director.</p><p>Arizona is one of only 13 states where homeowners can still lose everything over property tax debts—even tiny ones. In any state, your home may be sold to satisfy unpaid property taxes, but Arizona allows investors (government officials in some cases) to take and keep your entire property—no matter how much equity you had in your home or how little you owe in property tax!</p><p></p><p>“Most people don’t intentionally fail to pay their entire property taxes. It can be a simple mistake like miscalculating their payment. The elderly, sick, and poor are especially at risk of losing their most valuable asset—their home—for unpaid property taxes,” said Jim Maley, Pacific Legal Foundation Attorney.</p><p>The Arizona Legislature has the power to end it this session though House Bill 2445 “The Equity Theft Prevention Act” and new research demonstrates just how compelling the case is for reform in our great state.</p><p>The new study (<span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/reportazhomes/ " target="_blank">Stop Home Equity Theft in Arizona</a></span></span>) indicates that Arizona counties most often transfer tax-foreclosed homes to cover debts that average just one percent of property value, effectively stealing the remaining 99 percent of equity from vulnerable former owners. The analysis of Arizona tax and sales records also demonstrates the following:</p><p>· Hundreds of Arizonans lose their homes, a large number of them for tax debts under $500.</p><p>· One man lost his home in 2016 over a $16.46 tax debt ($59.57 with interest and fees). He lost the equity equal to 99.9% of the home’s sale price.</p><p>· The median equity theft in Maricopa County is $64,000 for a tax debt that is less than 1% of the home’s value.</p><p>· Over nine million dollars in equity was taken from homeowners in Maricopa County in the last four years alone.</p><p></p><p>The Equity Theft Prevention Act (HB 2445) will be heard on Wednesday, February 19 in the House of Representatives Ways and Means Committee at 8:30AM.</p><p>Provisions in the bill would prevent anyone from losing more than what is owed in tax, penalty, interest, and statutory cost. Once these debts are paid, the remaining money from an auction of the property would be returned to the former owner.</p><p></p><p>Let’s set things straight to help those in need of help. The Arizona Legislature can now lead the way.</p><p>###</p><p></p><p><b><u>About AARP</u></b></p><p>AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.aarp.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce16d81cb50ac4ff088ae08d7aa6b858d%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637165251122612818&sdata=KsUnTNzXSKznA5EZrMhlEwX9ORaQ20BZE4aFQI6%2FS0s%3D&reserved=0" target="_blank">www.aarp.org</a></span></span> or follow @AARP and @AARPadvocates on social media.</p><p></p><p></p><p><b><u>About Pacific Legal Foundation</u></b></p><p>Pacific Legal Foundation (PLF) is a national nonprofit legal organization that defends the liberties of Americans threatened by government overreach and abuse. We sue the government when it violates our rights protected by the Constitution. Each year, PLF represents hundreds of Americans, free of charge, who seek to improve their lives but are thwarted by government. We give them their day in court to vindicate their rights and set a lasting precedent to protect everyone else. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.pacificlegal.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce1b0988bae1b457b2aa208d7b3ffa58f%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637175782895423629&sdata=5R9vpFoNqtgXi%2Bj2LdoSc32uUlMjh7NlWD1DOEaUhQs%3D&reserved=0" target="_blank">www.pacificlegal.org</a></span></span> or follow us @pacificlegal on social media.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/tucson-az/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-trace').style.display = (document.getElementById('cakeErr66ed6e883f9e2-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include(/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html): failed to open stream: No such file or directory [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e883f9e2-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-code').style.display = (document.getElementById('cakeErr66ed6e883f9e2-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-context').style.display = (document.getElementById('cakeErr66ed6e883f9e2-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e883f9e2-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-trace').style.display = (document.getElementById('cakeErr66ed6e8840d8a-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e8840d8a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-code').style.display = (document.getElementById('cakeErr66ed6e8840d8a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-context').style.display = (document.getElementById('cakeErr66ed6e8840d8a-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e8840d8a-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; 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}); </script> </div> </div> ', 'scripts_for_layout' => '<title>Stopping Home Equity “Theft” in Arizona </title> <meta name="page_title" content="Stopping Home Equity “Theft” in Arizona "/> <meta name="robots" content="noindex, nofollow"/> <meta content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.“How have we" name="description"/> <meta content="Stopping, Home, Equity, Theft, in, Arizona" name="keywords"/> <link rel="canonical" href="https://states.aarp.org/arizona/stopping-home-equity-theft-in-arizona" /> <meta property="og:url" content="https://vccstaging.local.aarp.org/news/stopping-home-equity-theft-in-arizona-az-2020-02-18.html"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:title" content="Stopping Home Equity “Theft” in Arizona "/> <meta name="twitter:description" content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans."/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/675764b/2147483647/strip/true/crop/800x514+0+43/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2Fe2%2F8b%2F583d857943a99fd2eec8f3fbc954%2Fstates-default-image-800x600.png"/> <meta property="og:type" content="article"/> <meta property="og:title" content="Stopping Home Equity “Theft” in Arizona "/> <meta property="og:description" content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans."/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/675764b/2147483647/strip/true/crop/800x514+0+43/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2Fe2%2F8b%2F583d857943a99fd2eec8f3fbc954%2Fstates-default-image-800x600.png"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Stopping Home Equity “Theft” in Arizona </h1></header> <div class="posted-on"> Posted on 02/18/20 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p>AARP AZ, along with the <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/" target="_blank">Pacific Legal Foundation</a></span></span>, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.</p><p>“How have we gotten to this point where it is feasible vulnerable seniors in Arizona can lose their home for being behind as little as $16 in their taxes,” said Dana Marie Kennedy, AARP AZ State Director.</p><p>Arizona is one of only 13 states where homeowners can still lose everything over property tax debts—even tiny ones. In any state, your home may be sold to satisfy unpaid property taxes, but Arizona allows investors (government officials in some cases) to take and keep your entire property—no matter how much equity you had in your home or how little you owe in property tax!</p><p></p><p>“Most people don’t intentionally fail to pay their entire property taxes. It can be a simple mistake like miscalculating their payment. The elderly, sick, and poor are especially at risk of losing their most valuable asset—their home—for unpaid property taxes,” said Jim Maley, Pacific Legal Foundation Attorney.</p><p>The Arizona Legislature has the power to end it this session though House Bill 2445 “The Equity Theft Prevention Act” and new research demonstrates just how compelling the case is for reform in our great state.</p><p>The new study (<span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/reportazhomes/ " target="_blank">Stop Home Equity Theft in Arizona</a></span></span>) indicates that Arizona counties most often transfer tax-foreclosed homes to cover debts that average just one percent of property value, effectively stealing the remaining 99 percent of equity from vulnerable former owners. The analysis of Arizona tax and sales records also demonstrates the following:</p><p>· Hundreds of Arizonans lose their homes, a large number of them for tax debts under $500.</p><p>· One man lost his home in 2016 over a $16.46 tax debt ($59.57 with interest and fees). He lost the equity equal to 99.9% of the home’s sale price.</p><p>· The median equity theft in Maricopa County is $64,000 for a tax debt that is less than 1% of the home’s value.</p><p>· Over nine million dollars in equity was taken from homeowners in Maricopa County in the last four years alone.</p><p></p><p>The Equity Theft Prevention Act (HB 2445) will be heard on Wednesday, February 19 in the House of Representatives Ways and Means Committee at 8:30AM.</p><p>Provisions in the bill would prevent anyone from losing more than what is owed in tax, penalty, interest, and statutory cost. Once these debts are paid, the remaining money from an auction of the property would be returned to the former owner.</p><p></p><p>Let’s set things straight to help those in need of help. The Arizona Legislature can now lead the way.</p><p>###</p><p></p><p><b><u>About AARP</u></b></p><p>AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.aarp.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce16d81cb50ac4ff088ae08d7aa6b858d%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637165251122612818&sdata=KsUnTNzXSKznA5EZrMhlEwX9ORaQ20BZE4aFQI6%2FS0s%3D&reserved=0" target="_blank">www.aarp.org</a></span></span> or follow @AARP and @AARPadvocates on social media.</p><p></p><p></p><p><b><u>About Pacific Legal Foundation</u></b></p><p>Pacific Legal Foundation (PLF) is a national nonprofit legal organization that defends the liberties of Americans threatened by government overreach and abuse. We sue the government when it violates our rights protected by the Constitution. Each year, PLF represents hundreds of Americans, free of charge, who seek to improve their lives but are thwarted by government. We give them their day in court to vindicate their rights and set a lasting precedent to protect everyone else. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.pacificlegal.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce1b0988bae1b457b2aa208d7b3ffa58f%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637175782895423629&sdata=5R9vpFoNqtgXi%2Bj2LdoSc32uUlMjh7NlWD1DOEaUhQs%3D&reserved=0" target="_blank">www.pacificlegal.org</a></span></span> or follow us @pacificlegal on social media.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/tucson-az/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-trace').style.display = (document.getElementById('cakeErr66ed6e883f9e2-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include(/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html): failed to open stream: No such file or directory [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e883f9e2-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-code').style.display = (document.getElementById('cakeErr66ed6e883f9e2-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-context').style.display = (document.getElementById('cakeErr66ed6e883f9e2-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e883f9e2-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-trace').style.display = (document.getElementById('cakeErr66ed6e8840d8a-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e8840d8a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-code').style.display = (document.getElementById('cakeErr66ed6e8840d8a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-context').style.display = (document.getElementById('cakeErr66ed6e8840d8a-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e8840d8a-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Arizona Facebook Page" title="Image of AARP Arizona Facebook Page" data-href="https://www.facebook.com/aarparizona" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/aarparizona" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/aarparizona">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Tucson</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/arizona/" target="_blank" rel="noopener">AARP Arizona</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="https://states.aarp.org/how-to-contact-aarp-arizona/?intcmp=SNG-LNK-AARPLOCAL-CONTACT-20140101-TUCSON-AZ" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/aarparizona" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/AZ_AARP" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> <a href="https://www.instagram.com/aarpaz/" target="_blank" rel="noopener" aria-label="Open Instagram"><img src="https://cdn-aarp.americantowns.com/img/icon-ig.png" alt="Instagram icon" title="Instagram icon" style="height: 49px;"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167 [main] - APP/webroot/index.php, line 118
Warning (2): include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app/Resource/aarp2_master.bodyTargeting.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [APP/View/Layouts/aarp_2023.ctp, line 243]Code Context<?php if (!$nowrapper): // MLW - Spanish wrappers TBD
include (APP . "Resource/aarp2_master.footer.html");
include (APP . "Resource/aarp2_master.bodyTargeting.html");
$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Stopping Home Equity “Theft” in Arizona </h1></header> <div class="posted-on"> Posted on 02/18/20 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p>AARP AZ, along with the <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/" target="_blank">Pacific Legal Foundation</a></span></span>, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.</p><p>“How have we gotten to this point where it is feasible vulnerable seniors in Arizona can lose their home for being behind as little as $16 in their taxes,” said Dana Marie Kennedy, AARP AZ State Director.</p><p>Arizona is one of only 13 states where homeowners can still lose everything over property tax debts—even tiny ones. In any state, your home may be sold to satisfy unpaid property taxes, but Arizona allows investors (government officials in some cases) to take and keep your entire property—no matter how much equity you had in your home or how little you owe in property tax!</p><p></p><p>“Most people don’t intentionally fail to pay their entire property taxes. It can be a simple mistake like miscalculating their payment. The elderly, sick, and poor are especially at risk of losing their most valuable asset—their home—for unpaid property taxes,” said Jim Maley, Pacific Legal Foundation Attorney.</p><p>The Arizona Legislature has the power to end it this session though House Bill 2445 “The Equity Theft Prevention Act” and new research demonstrates just how compelling the case is for reform in our great state.</p><p>The new study (<span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/reportazhomes/ " target="_blank">Stop Home Equity Theft in Arizona</a></span></span>) indicates that Arizona counties most often transfer tax-foreclosed homes to cover debts that average just one percent of property value, effectively stealing the remaining 99 percent of equity from vulnerable former owners. The analysis of Arizona tax and sales records also demonstrates the following:</p><p>· Hundreds of Arizonans lose their homes, a large number of them for tax debts under $500.</p><p>· One man lost his home in 2016 over a $16.46 tax debt ($59.57 with interest and fees). He lost the equity equal to 99.9% of the home’s sale price.</p><p>· The median equity theft in Maricopa County is $64,000 for a tax debt that is less than 1% of the home’s value.</p><p>· Over nine million dollars in equity was taken from homeowners in Maricopa County in the last four years alone.</p><p></p><p>The Equity Theft Prevention Act (HB 2445) will be heard on Wednesday, February 19 in the House of Representatives Ways and Means Committee at 8:30AM.</p><p>Provisions in the bill would prevent anyone from losing more than what is owed in tax, penalty, interest, and statutory cost. Once these debts are paid, the remaining money from an auction of the property would be returned to the former owner.</p><p></p><p>Let’s set things straight to help those in need of help. The Arizona Legislature can now lead the way.</p><p>###</p><p></p><p><b><u>About AARP</u></b></p><p>AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.aarp.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce16d81cb50ac4ff088ae08d7aa6b858d%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637165251122612818&sdata=KsUnTNzXSKznA5EZrMhlEwX9ORaQ20BZE4aFQI6%2FS0s%3D&reserved=0" target="_blank">www.aarp.org</a></span></span> or follow @AARP and @AARPadvocates on social media.</p><p></p><p></p><p><b><u>About Pacific Legal Foundation</u></b></p><p>Pacific Legal Foundation (PLF) is a national nonprofit legal organization that defends the liberties of Americans threatened by government overreach and abuse. We sue the government when it violates our rights protected by the Constitution. Each year, PLF represents hundreds of Americans, free of charge, who seek to improve their lives but are thwarted by government. We give them their day in court to vindicate their rights and set a lasting precedent to protect everyone else. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.pacificlegal.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce1b0988bae1b457b2aa208d7b3ffa58f%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637175782895423629&sdata=5R9vpFoNqtgXi%2Bj2LdoSc32uUlMjh7NlWD1DOEaUhQs%3D&reserved=0" target="_blank">www.pacificlegal.org</a></span></span> or follow us @pacificlegal on social media.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/tucson-az/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-trace').style.display = (document.getElementById('cakeErr66ed6e883f9e2-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include(/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html): failed to open stream: No such file or directory [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e883f9e2-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-code').style.display = (document.getElementById('cakeErr66ed6e883f9e2-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-context').style.display = (document.getElementById('cakeErr66ed6e883f9e2-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e883f9e2-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . 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Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-trace').style.display = (document.getElementById('cakeErr66ed6e8840d8a-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e8840d8a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-code').style.display = (document.getElementById('cakeErr66ed6e8840d8a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-context').style.display = (document.getElementById('cakeErr66ed6e8840d8a-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e8840d8a-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . 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Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; 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In any state, your home may be sold to satisfy unpaid property taxes, but Arizona allows investors (government officials in some cases) to take and keep your entire property—no matter how much equity you had in your home or how little you owe in property tax!</p><p></p><p>“Most people don’t intentionally fail to pay their entire property taxes. It can be a simple mistake like miscalculating their payment. The elderly, sick, and poor are especially at risk of losing their most valuable asset—their home—for unpaid property taxes,” said Jim Maley, Pacific Legal Foundation Attorney.</p><p>The Arizona Legislature has the power to end it this session though House Bill 2445 “The Equity Theft Prevention Act” and new research demonstrates just how compelling the case is for reform in our great state.</p><p>The new study (<span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/reportazhomes/ " target="_blank">Stop Home Equity Theft in Arizona</a></span></span>) indicates that Arizona counties most often transfer tax-foreclosed homes to cover debts that average just one percent of property value, effectively stealing the remaining 99 percent of equity from vulnerable former owners. The analysis of Arizona tax and sales records also demonstrates the following:</p><p>· Hundreds of Arizonans lose their homes, a large number of them for tax debts under $500.</p><p>· One man lost his home in 2016 over a $16.46 tax debt ($59.57 with interest and fees). He lost the equity equal to 99.9% of the home’s sale price.</p><p>· The median equity theft in Maricopa County is $64,000 for a tax debt that is less than 1% of the home’s value.</p><p>· Over nine million dollars in equity was taken from homeowners in Maricopa County in the last four years alone.</p><p></p><p>The Equity Theft Prevention Act (HB 2445) will be heard on Wednesday, February 19 in the House of Representatives Ways and Means Committee at 8:30AM.</p><p>Provisions in the bill would prevent anyone from losing more than what is owed in tax, penalty, interest, and statutory cost. Once these debts are paid, the remaining money from an auction of the property would be returned to the former owner.</p><p></p><p>Let’s set things straight to help those in need of help. The Arizona Legislature can now lead the way.</p><p>###</p><p></p><p><b><u>About AARP</u></b></p><p>AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.aarp.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce16d81cb50ac4ff088ae08d7aa6b858d%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637165251122612818&sdata=KsUnTNzXSKznA5EZrMhlEwX9ORaQ20BZE4aFQI6%2FS0s%3D&reserved=0" target="_blank">www.aarp.org</a></span></span> or follow @AARP and @AARPadvocates on social media.</p><p></p><p></p><p><b><u>About Pacific Legal Foundation</u></b></p><p>Pacific Legal Foundation (PLF) is a national nonprofit legal organization that defends the liberties of Americans threatened by government overreach and abuse. We sue the government when it violates our rights protected by the Constitution. Each year, PLF represents hundreds of Americans, free of charge, who seek to improve their lives but are thwarted by government. We give them their day in court to vindicate their rights and set a lasting precedent to protect everyone else. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.pacificlegal.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce1b0988bae1b457b2aa208d7b3ffa58f%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637175782895423629&sdata=5R9vpFoNqtgXi%2Bj2LdoSc32uUlMjh7NlWD1DOEaUhQs%3D&reserved=0" target="_blank">www.pacificlegal.org</a></span></span> or follow us @pacificlegal on social media.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/tucson-az/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-trace').style.display = (document.getElementById('cakeErr66ed6e883f9e2-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include(/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html): failed to open stream: No such file or directory [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e883f9e2-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-code').style.display = (document.getElementById('cakeErr66ed6e883f9e2-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-context').style.display = (document.getElementById('cakeErr66ed6e883f9e2-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e883f9e2-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-trace').style.display = (document.getElementById('cakeErr66ed6e8840d8a-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e8840d8a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-code').style.display = (document.getElementById('cakeErr66ed6e8840d8a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-context').style.display = (document.getElementById('cakeErr66ed6e8840d8a-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e8840d8a-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Arizona Facebook Page" title="Image of AARP Arizona Facebook Page" data-href="https://www.facebook.com/aarparizona" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/aarparizona" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/aarparizona">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Tucson</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/arizona/" target="_blank" rel="noopener">AARP Arizona</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="https://states.aarp.org/how-to-contact-aarp-arizona/?intcmp=SNG-LNK-AARPLOCAL-CONTACT-20140101-TUCSON-AZ" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/aarparizona" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/AZ_AARP" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> <a href="https://www.instagram.com/aarpaz/" target="_blank" rel="noopener" aria-label="Open Instagram"><img src="https://cdn-aarp.americantowns.com/img/icon-ig.png" alt="Instagram icon" title="Instagram icon" style="height: 49px;"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Stopping Home Equity “Theft” in Arizona </h1></header> <div class="posted-on"> Posted on 02/18/20 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p>AARP AZ, along with the <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/" target="_blank">Pacific Legal Foundation</a></span></span>, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.</p><p>“How have we gotten to this point where it is feasible vulnerable seniors in Arizona can lose their home for being behind as little as $16 in their taxes,” said Dana Marie Kennedy, AARP AZ State Director.</p><p>Arizona is one of only 13 states where homeowners can still lose everything over property tax debts—even tiny ones. In any state, your home may be sold to satisfy unpaid property taxes, but Arizona allows investors (government officials in some cases) to take and keep your entire property—no matter how much equity you had in your home or how little you owe in property tax!</p><p></p><p>“Most people don’t intentionally fail to pay their entire property taxes. It can be a simple mistake like miscalculating their payment. The elderly, sick, and poor are especially at risk of losing their most valuable asset—their home—for unpaid property taxes,” said Jim Maley, Pacific Legal Foundation Attorney.</p><p>The Arizona Legislature has the power to end it this session though House Bill 2445 “The Equity Theft Prevention Act” and new research demonstrates just how compelling the case is for reform in our great state.</p><p>The new study (<span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/reportazhomes/ " target="_blank">Stop Home Equity Theft in Arizona</a></span></span>) indicates that Arizona counties most often transfer tax-foreclosed homes to cover debts that average just one percent of property value, effectively stealing the remaining 99 percent of equity from vulnerable former owners. The analysis of Arizona tax and sales records also demonstrates the following:</p><p>· Hundreds of Arizonans lose their homes, a large number of them for tax debts under $500.</p><p>· One man lost his home in 2016 over a $16.46 tax debt ($59.57 with interest and fees). He lost the equity equal to 99.9% of the home’s sale price.</p><p>· The median equity theft in Maricopa County is $64,000 for a tax debt that is less than 1% of the home’s value.</p><p>· Over nine million dollars in equity was taken from homeowners in Maricopa County in the last four years alone.</p><p></p><p>The Equity Theft Prevention Act (HB 2445) will be heard on Wednesday, February 19 in the House of Representatives Ways and Means Committee at 8:30AM.</p><p>Provisions in the bill would prevent anyone from losing more than what is owed in tax, penalty, interest, and statutory cost. Once these debts are paid, the remaining money from an auction of the property would be returned to the former owner.</p><p></p><p>Let’s set things straight to help those in need of help. The Arizona Legislature can now lead the way.</p><p>###</p><p></p><p><b><u>About AARP</u></b></p><p>AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.aarp.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce16d81cb50ac4ff088ae08d7aa6b858d%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637165251122612818&sdata=KsUnTNzXSKznA5EZrMhlEwX9ORaQ20BZE4aFQI6%2FS0s%3D&reserved=0" target="_blank">www.aarp.org</a></span></span> or follow @AARP and @AARPadvocates on social media.</p><p></p><p></p><p><b><u>About Pacific Legal Foundation</u></b></p><p>Pacific Legal Foundation (PLF) is a national nonprofit legal organization that defends the liberties of Americans threatened by government overreach and abuse. We sue the government when it violates our rights protected by the Constitution. Each year, PLF represents hundreds of Americans, free of charge, who seek to improve their lives but are thwarted by government. We give them their day in court to vindicate their rights and set a lasting precedent to protect everyone else. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.pacificlegal.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce1b0988bae1b457b2aa208d7b3ffa58f%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637175782895423629&sdata=5R9vpFoNqtgXi%2Bj2LdoSc32uUlMjh7NlWD1DOEaUhQs%3D&reserved=0" target="_blank">www.pacificlegal.org</a></span></span> or follow us @pacificlegal on social media.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/tucson-az/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-trace').style.display = (document.getElementById('cakeErr66ed6e883f9e2-trace').style.display == 'none' ? 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'' : 'none');"><b>Warning</b> (2)</a>: include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e8840d8a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-code').style.display = (document.getElementById('cakeErr66ed6e8840d8a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-context').style.display = (document.getElementById('cakeErr66ed6e8840d8a-context').style.display == 'none' ? 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"/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Arizona Facebook Page" title="Image of AARP Arizona Facebook Page" data-href="https://www.facebook.com/aarparizona" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/aarparizona" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/aarparizona">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Tucson</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/arizona/" target="_blank" rel="noopener">AARP Arizona</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="https://states.aarp.org/how-to-contact-aarp-arizona/?intcmp=SNG-LNK-AARPLOCAL-CONTACT-20140101-TUCSON-AZ" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/aarparizona" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/AZ_AARP" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> <a href="https://www.instagram.com/aarpaz/" target="_blank" rel="noopener" aria-label="Open Instagram"><img src="https://cdn-aarp.americantowns.com/img/icon-ig.png" alt="Instagram icon" title="Instagram icon" style="height: 49px;"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); }); </script> </div> </div> ', 'scripts_for_layout' => '<title>Stopping Home Equity “Theft” in Arizona </title> <meta name="page_title" content="Stopping Home Equity “Theft” in Arizona "/> <meta name="robots" content="noindex, nofollow"/> <meta content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.“How have we" name="description"/> <meta content="Stopping, Home, Equity, Theft, in, Arizona" name="keywords"/> <link rel="canonical" href="https://states.aarp.org/arizona/stopping-home-equity-theft-in-arizona" /> <meta property="og:url" content="https://vccstaging.local.aarp.org/news/stopping-home-equity-theft-in-arizona-az-2020-02-18.html"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:title" content="Stopping Home Equity “Theft” in Arizona "/> <meta name="twitter:description" content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans."/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/675764b/2147483647/strip/true/crop/800x514+0+43/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2Fe2%2F8b%2F583d857943a99fd2eec8f3fbc954%2Fstates-default-image-800x600.png"/> <meta property="og:type" content="article"/> <meta property="og:title" content="Stopping Home Equity “Theft” in Arizona "/> <meta property="og:description" content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans."/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/675764b/2147483647/strip/true/crop/800x514+0+43/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2Fe2%2F8b%2F583d857943a99fd2eec8f3fbc954%2Fstates-default-image-800x600.png"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Stopping Home Equity “Theft” in Arizona </h1></header> <div class="posted-on"> Posted on 02/18/20 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p>AARP AZ, along with the <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/" target="_blank">Pacific Legal Foundation</a></span></span>, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.</p><p>“How have we gotten to this point where it is feasible vulnerable seniors in Arizona can lose their home for being behind as little as $16 in their taxes,” said Dana Marie Kennedy, AARP AZ State Director.</p><p>Arizona is one of only 13 states where homeowners can still lose everything over property tax debts—even tiny ones. In any state, your home may be sold to satisfy unpaid property taxes, but Arizona allows investors (government officials in some cases) to take and keep your entire property—no matter how much equity you had in your home or how little you owe in property tax!</p><p></p><p>“Most people don’t intentionally fail to pay their entire property taxes. It can be a simple mistake like miscalculating their payment. The elderly, sick, and poor are especially at risk of losing their most valuable asset—their home—for unpaid property taxes,” said Jim Maley, Pacific Legal Foundation Attorney.</p><p>The Arizona Legislature has the power to end it this session though House Bill 2445 “The Equity Theft Prevention Act” and new research demonstrates just how compelling the case is for reform in our great state.</p><p>The new study (<span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/reportazhomes/ " target="_blank">Stop Home Equity Theft in Arizona</a></span></span>) indicates that Arizona counties most often transfer tax-foreclosed homes to cover debts that average just one percent of property value, effectively stealing the remaining 99 percent of equity from vulnerable former owners. The analysis of Arizona tax and sales records also demonstrates the following:</p><p>· Hundreds of Arizonans lose their homes, a large number of them for tax debts under $500.</p><p>· One man lost his home in 2016 over a $16.46 tax debt ($59.57 with interest and fees). He lost the equity equal to 99.9% of the home’s sale price.</p><p>· The median equity theft in Maricopa County is $64,000 for a tax debt that is less than 1% of the home’s value.</p><p>· Over nine million dollars in equity was taken from homeowners in Maricopa County in the last four years alone.</p><p></p><p>The Equity Theft Prevention Act (HB 2445) will be heard on Wednesday, February 19 in the House of Representatives Ways and Means Committee at 8:30AM.</p><p>Provisions in the bill would prevent anyone from losing more than what is owed in tax, penalty, interest, and statutory cost. Once these debts are paid, the remaining money from an auction of the property would be returned to the former owner.</p><p></p><p>Let’s set things straight to help those in need of help. The Arizona Legislature can now lead the way.</p><p>###</p><p></p><p><b><u>About AARP</u></b></p><p>AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.aarp.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce16d81cb50ac4ff088ae08d7aa6b858d%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637165251122612818&sdata=KsUnTNzXSKznA5EZrMhlEwX9ORaQ20BZE4aFQI6%2FS0s%3D&reserved=0" target="_blank">www.aarp.org</a></span></span> or follow @AARP and @AARPadvocates on social media.</p><p></p><p></p><p><b><u>About Pacific Legal Foundation</u></b></p><p>Pacific Legal Foundation (PLF) is a national nonprofit legal organization that defends the liberties of Americans threatened by government overreach and abuse. We sue the government when it violates our rights protected by the Constitution. Each year, PLF represents hundreds of Americans, free of charge, who seek to improve their lives but are thwarted by government. We give them their day in court to vindicate their rights and set a lasting precedent to protect everyone else. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.pacificlegal.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce1b0988bae1b457b2aa208d7b3ffa58f%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637175782895423629&sdata=5R9vpFoNqtgXi%2Bj2LdoSc32uUlMjh7NlWD1DOEaUhQs%3D&reserved=0" target="_blank">www.pacificlegal.org</a></span></span> or follow us @pacificlegal on social media.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/tucson-az/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-trace').style.display = (document.getElementById('cakeErr66ed6e883f9e2-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include(/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html): failed to open stream: No such file or directory [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e883f9e2-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-code').style.display = (document.getElementById('cakeErr66ed6e883f9e2-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-context').style.display = (document.getElementById('cakeErr66ed6e883f9e2-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e883f9e2-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-trace').style.display = (document.getElementById('cakeErr66ed6e8840d8a-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e8840d8a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-code').style.display = (document.getElementById('cakeErr66ed6e8840d8a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-context').style.display = (document.getElementById('cakeErr66ed6e8840d8a-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e8840d8a-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Arizona Facebook Page" title="Image of AARP Arizona Facebook Page" data-href="https://www.facebook.com/aarparizona" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/aarparizona" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/aarparizona">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Tucson</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/arizona/" target="_blank" rel="noopener">AARP Arizona</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="https://states.aarp.org/how-to-contact-aarp-arizona/?intcmp=SNG-LNK-AARPLOCAL-CONTACT-20140101-TUCSON-AZ" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/aarparizona" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/AZ_AARP" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> <a href="https://www.instagram.com/aarpaz/" target="_blank" rel="noopener" aria-label="Open Instagram"><img src="https://cdn-aarp.americantowns.com/img/icon-ig.png" alt="Instagram icon" title="Instagram icon" style="height: 49px;"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Stopping Home Equity “Theft” in Arizona </h1></header> <div class="posted-on"> Posted on 02/18/20 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p>AARP AZ, along with the <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/" target="_blank">Pacific Legal Foundation</a></span></span>, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.</p><p>“How have we gotten to this point where it is feasible vulnerable seniors in Arizona can lose their home for being behind as little as $16 in their taxes,” said Dana Marie Kennedy, AARP AZ State Director.</p><p>Arizona is one of only 13 states where homeowners can still lose everything over property tax debts—even tiny ones. In any state, your home may be sold to satisfy unpaid property taxes, but Arizona allows investors (government officials in some cases) to take and keep your entire property—no matter how much equity you had in your home or how little you owe in property tax!</p><p></p><p>“Most people don’t intentionally fail to pay their entire property taxes. It can be a simple mistake like miscalculating their payment. The elderly, sick, and poor are especially at risk of losing their most valuable asset—their home—for unpaid property taxes,” said Jim Maley, Pacific Legal Foundation Attorney.</p><p>The Arizona Legislature has the power to end it this session though House Bill 2445 “The Equity Theft Prevention Act” and new research demonstrates just how compelling the case is for reform in our great state.</p><p>The new study (<span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/reportazhomes/ " target="_blank">Stop Home Equity Theft in Arizona</a></span></span>) indicates that Arizona counties most often transfer tax-foreclosed homes to cover debts that average just one percent of property value, effectively stealing the remaining 99 percent of equity from vulnerable former owners. The analysis of Arizona tax and sales records also demonstrates the following:</p><p>· Hundreds of Arizonans lose their homes, a large number of them for tax debts under $500.</p><p>· One man lost his home in 2016 over a $16.46 tax debt ($59.57 with interest and fees). He lost the equity equal to 99.9% of the home’s sale price.</p><p>· The median equity theft in Maricopa County is $64,000 for a tax debt that is less than 1% of the home’s value.</p><p>· Over nine million dollars in equity was taken from homeowners in Maricopa County in the last four years alone.</p><p></p><p>The Equity Theft Prevention Act (HB 2445) will be heard on Wednesday, February 19 in the House of Representatives Ways and Means Committee at 8:30AM.</p><p>Provisions in the bill would prevent anyone from losing more than what is owed in tax, penalty, interest, and statutory cost. Once these debts are paid, the remaining money from an auction of the property would be returned to the former owner.</p><p></p><p>Let’s set things straight to help those in need of help. The Arizona Legislature can now lead the way.</p><p>###</p><p></p><p><b><u>About AARP</u></b></p><p>AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.aarp.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce16d81cb50ac4ff088ae08d7aa6b858d%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637165251122612818&sdata=KsUnTNzXSKznA5EZrMhlEwX9ORaQ20BZE4aFQI6%2FS0s%3D&reserved=0" target="_blank">www.aarp.org</a></span></span> or follow @AARP and @AARPadvocates on social media.</p><p></p><p></p><p><b><u>About Pacific Legal Foundation</u></b></p><p>Pacific Legal Foundation (PLF) is a national nonprofit legal organization that defends the liberties of Americans threatened by government overreach and abuse. We sue the government when it violates our rights protected by the Constitution. Each year, PLF represents hundreds of Americans, free of charge, who seek to improve their lives but are thwarted by government. We give them their day in court to vindicate their rights and set a lasting precedent to protect everyone else. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.pacificlegal.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce1b0988bae1b457b2aa208d7b3ffa58f%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637175782895423629&sdata=5R9vpFoNqtgXi%2Bj2LdoSc32uUlMjh7NlWD1DOEaUhQs%3D&reserved=0" target="_blank">www.pacificlegal.org</a></span></span> or follow us @pacificlegal on social media.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/tucson-az/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-trace').style.display = (document.getElementById('cakeErr66ed6e883f9e2-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include(/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html): failed to open stream: No such file or directory [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e883f9e2-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-code').style.display = (document.getElementById('cakeErr66ed6e883f9e2-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-context').style.display = (document.getElementById('cakeErr66ed6e883f9e2-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e883f9e2-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-trace').style.display = (document.getElementById('cakeErr66ed6e8840d8a-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e8840d8a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-code').style.display = (document.getElementById('cakeErr66ed6e8840d8a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-context').style.display = (document.getElementById('cakeErr66ed6e8840d8a-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e8840d8a-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Arizona Facebook Page" title="Image of AARP Arizona Facebook Page" data-href="https://www.facebook.com/aarparizona" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/aarparizona" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/aarparizona">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Tucson</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/arizona/" target="_blank" rel="noopener">AARP Arizona</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="https://states.aarp.org/how-to-contact-aarp-arizona/?intcmp=SNG-LNK-AARPLOCAL-CONTACT-20140101-TUCSON-AZ" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/aarparizona" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/AZ_AARP" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> <a href="https://www.instagram.com/aarpaz/" target="_blank" rel="noopener" aria-label="Open Instagram"><img src="https://cdn-aarp.americantowns.com/img/icon-ig.png" alt="Instagram icon" title="Instagram icon" style="height: 49px;"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); }); </script> </div> </div> ', 'scripts_for_layout' => '<title>Stopping Home Equity “Theft” in Arizona </title> <meta name="page_title" content="Stopping Home Equity “Theft” in Arizona "/> <meta name="robots" content="noindex, nofollow"/> <meta content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.“How have we" name="description"/> <meta content="Stopping, Home, Equity, Theft, in, Arizona" name="keywords"/> <link rel="canonical" href="https://states.aarp.org/arizona/stopping-home-equity-theft-in-arizona" /> <meta property="og:url" content="https://vccstaging.local.aarp.org/news/stopping-home-equity-theft-in-arizona-az-2020-02-18.html"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:title" content="Stopping Home Equity “Theft” in Arizona "/> <meta name="twitter:description" content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans."/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/675764b/2147483647/strip/true/crop/800x514+0+43/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2Fe2%2F8b%2F583d857943a99fd2eec8f3fbc954%2Fstates-default-image-800x600.png"/> <meta property="og:type" content="article"/> <meta property="og:title" content="Stopping Home Equity “Theft” in Arizona "/> <meta property="og:description" content="AARP AZ, along with the Pacific Legal Foundation, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans."/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/675764b/2147483647/strip/true/crop/800x514+0+43/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2Fe2%2F8b%2F583d857943a99fd2eec8f3fbc954%2Fstates-default-image-800x600.png"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Stopping Home Equity “Theft” in Arizona </h1></header> <div class="posted-on"> Posted on 02/18/20 </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p>AARP AZ, along with the <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/" target="_blank">Pacific Legal Foundation</a></span></span>, set out this week at the Arizona State Legislature to stop home equity theft for Arizonans.</p><p>“How have we gotten to this point where it is feasible vulnerable seniors in Arizona can lose their home for being behind as little as $16 in their taxes,” said Dana Marie Kennedy, AARP AZ State Director.</p><p>Arizona is one of only 13 states where homeowners can still lose everything over property tax debts—even tiny ones. In any state, your home may be sold to satisfy unpaid property taxes, but Arizona allows investors (government officials in some cases) to take and keep your entire property—no matter how much equity you had in your home or how little you owe in property tax!</p><p></p><p>“Most people don’t intentionally fail to pay their entire property taxes. It can be a simple mistake like miscalculating their payment. The elderly, sick, and poor are especially at risk of losing their most valuable asset—their home—for unpaid property taxes,” said Jim Maley, Pacific Legal Foundation Attorney.</p><p>The Arizona Legislature has the power to end it this session though House Bill 2445 “The Equity Theft Prevention Act” and new research demonstrates just how compelling the case is for reform in our great state.</p><p>The new study (<span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://pacificlegal.org/reportazhomes/ " target="_blank">Stop Home Equity Theft in Arizona</a></span></span>) indicates that Arizona counties most often transfer tax-foreclosed homes to cover debts that average just one percent of property value, effectively stealing the remaining 99 percent of equity from vulnerable former owners. The analysis of Arizona tax and sales records also demonstrates the following:</p><p>· Hundreds of Arizonans lose their homes, a large number of them for tax debts under $500.</p><p>· One man lost his home in 2016 over a $16.46 tax debt ($59.57 with interest and fees). He lost the equity equal to 99.9% of the home’s sale price.</p><p>· The median equity theft in Maricopa County is $64,000 for a tax debt that is less than 1% of the home’s value.</p><p>· Over nine million dollars in equity was taken from homeowners in Maricopa County in the last four years alone.</p><p></p><p>The Equity Theft Prevention Act (HB 2445) will be heard on Wednesday, February 19 in the House of Representatives Ways and Means Committee at 8:30AM.</p><p>Provisions in the bill would prevent anyone from losing more than what is owed in tax, penalty, interest, and statutory cost. Once these debts are paid, the remaining money from an auction of the property would be returned to the former owner.</p><p></p><p>Let’s set things straight to help those in need of help. The Arizona Legislature can now lead the way.</p><p>###</p><p></p><p><b><u>About AARP</u></b></p><p>AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.aarp.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce16d81cb50ac4ff088ae08d7aa6b858d%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637165251122612818&sdata=KsUnTNzXSKznA5EZrMhlEwX9ORaQ20BZE4aFQI6%2FS0s%3D&reserved=0" target="_blank">www.aarp.org</a></span></span> or follow @AARP and @AARPadvocates on social media.</p><p></p><p></p><p><b><u>About Pacific Legal Foundation</u></b></p><p>Pacific Legal Foundation (PLF) is a national nonprofit legal organization that defends the liberties of Americans threatened by government overreach and abuse. We sue the government when it violates our rights protected by the Constitution. Each year, PLF represents hundreds of Americans, free of charge, who seek to improve their lives but are thwarted by government. We give them their day in court to vindicate their rights and set a lasting precedent to protect everyone else. To learn more, visit <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.pacificlegal.org%2F&data=02%7C01%7Cajuarez%40aarp.org%7Ce1b0988bae1b457b2aa208d7b3ffa58f%7Ca395e38b4b754e4493499a37de460a33%7C0%7C0%7C637175782895423629&sdata=5R9vpFoNqtgXi%2Bj2LdoSc32uUlMjh7NlWD1DOEaUhQs%3D&reserved=0" target="_blank">www.pacificlegal.org</a></span></span> or follow us @pacificlegal on social media.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; } .RichTextModule-items { clear: both; display: table; width: 100%; margin-bottom: 12px; } .VideoEnhancement>* { color: var(--primaryTextColor); font-size: 13px; font-weight: 400; line-height: 1.4; font-style: italic; background: #f0efed } @media only screen and (min-width: 768px) { .VideoEnhancement>* { font-size:14px; font-weight: 400; line-height: 1.47 } } .VideoEnhancement-title { padding: 20px } @media only screen and (min-width: 768px) { .VideoEnhancement-title { padding:30px } } .VideoEnhancement-player>* { position: relative; width: 100%; height: 0; padding-bottom: 56.25% } .VideoEnhancement iframe { border: 0; position: absolute; top: 0; left: 0; width: 100%; height: 100% } [data-video-player] { display: block; padding-bottom: 56.25%; height: 0; margin: 0 auto; } [data-video-player][data-aspect-ratio="4x3"] { padding-bottom: 56.25%; } [data-video-player][data-aspect-ratio="16x9"] { padding-bottom: 56.25% } </style> --></div><div class="module clearfix"><div class="module-spacer tout-homefit-750"> <a data-formelementid="CSN-LOCAL-HC-NEWSSK-02272024" href="/tucson-az/home-and-community/?intcmp=CSN-LOCAL-HC-NEWSSK-02272024"><img class="img-responsive" alt="Explore the free AARP HomeFit Guide" title="Explore the free AARP HomeFit Guide" src="https://cdn-aarp.americantowns.com/img/touts/HomeFit_750x150.png"></a> </div></div></div> <div class="col-md-4 right-rail thin-rhs"><div class="module clearfix"><!--default--> <!-- module_RHS - AARP Events --> <pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-trace').style.display = (document.getElementById('cakeErr66ed6e883f9e2-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include(/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html): failed to open stream: No such file or directory [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e883f9e2-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-code').style.display = (document.getElementById('cakeErr66ed6e883f9e2-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e883f9e2-context').style.display = (document.getElementById('cakeErr66ed6e883f9e2-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e883f9e2-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-trace').style.display = (document.getElementById('cakeErr66ed6e8840d8a-trace').style.display == 'none' ? '' : 'none');"><b>Warning</b> (2)</a>: include() [<a href='http://php.net/function.include'>function.include</a>]: Failed opening '/var/www/vhosts/vcc_staging/app//Resource/experience.master.resource.root.html' for inclusion (include_path='/var/www/vhosts/vcc_staging/lib:.:/usr/share/pear:/usr/share/php') [<b>APP/Lib/Modules.php(13) : eval()'d code</b>, line <b>1</b>]<div id="cakeErr66ed6e8840d8a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-code').style.display = (document.getElementById('cakeErr66ed6e8840d8a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr66ed6e8840d8a-context').style.display = (document.getElementById('cakeErr66ed6e8840d8a-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr66ed6e8840d8a-context" class="cake-context" style="display: none;">$module = array( '_id' => '66158db0e9dff2b1fd9cafcd', 'module_id' => '1098', 'name' => 'RHS - Events Experience', 'type' => 'php', 'data' => '<?php include(APP . "/Resource/experience.master.resource.root.html"); ?> <style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style>', 'css' => '.recommendationSection h3 {font-size:30px} .recommenadationSection .js-mvc-offer-recommended-article-pack-category {color:rgb(221,18,0); font-size:12px} .recommendationSection h4 a {color:#121212; font-size:20px} ', 'script' => '', 'cache_time' => '', 'localize' => '0' ) $obj = false</pre><pre class="stack-trace">include - APP/Lib/Modules.php(13) : eval()'d code, line 1 eval - APP/Lib/Modules.php(13) : eval()'d code, line 1 Modules::render() - APP/Lib/Modules.php, line 13 Modules::load() - APP/Lib/Modules.php, line 29 Localize::getModule() - APP/Lib/Localize.php, line 294 Localize::replace() - APP/Lib/Localize.php, line 219 Modules::render() - APP/Lib/Modules.php, line 9 include - APP/View/Elements/display.ctp, line 13 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::render() - CORE/Cake/View/View.php, line 473 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167</pre></div></pre><style type="text/css"> .recommenationSection {font-family: Lato, sans-serif} .recommendationSection h3 {font-size:30px!important; text-transform:none; letter-spacing:0.03em} .recommendationSection .js-mvc-offer-recommended-article-pack-category {color:#dd1200; font-family:Lato, sans-serif; font-size:15px; font-weight:700; text-transform:uppercase; margin:0} .recommendationSection h4 a {color:#121212; font-size:20px; font-weight:700} .recommendationSection .uxdia-c-featured-tile__content-wrapper {padding: 0 0 .5em 0; margin-bottom: 1.25em; border-bottom: 1px solid #000} </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_53475" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_53475', size:'300x250'}); } </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-TUCSON-AZ">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Arizona Facebook Page" title="Image of AARP Arizona Facebook Page" data-href="https://www.facebook.com/aarparizona" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/aarparizona" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/aarparizona">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Tucson</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/arizona/" target="_blank" rel="noopener">AARP Arizona</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="https://states.aarp.org/how-to-contact-aarp-arizona/?intcmp=SNG-LNK-AARPLOCAL-CONTACT-20140101-TUCSON-AZ" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/aarparizona" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/AZ_AARP" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> <a href="https://www.instagram.com/aarpaz/" target="_blank" rel="noopener" aria-label="Open Instagram"><img src="https://cdn-aarp.americantowns.com/img/icon-ig.png" alt="Instagram icon" title="Instagram icon" style="height: 49px;"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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--primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }' $title_for_layout = '{local_city_c}, {local_state} Happenings - AARP' $asset_version = '230831' $min = true $nowrapper = false $css = ' :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }' $highlighting = '<span class="highlighting">Highlighting Tucson </span>' $location = '<a href="/tucson-az/?intcmp=CSN-LOCAL-NAV-HOME">Pima County, AZ</a>' $no_header = false $header_title = '<a href="/tucson-az/happenings/">News Feed</a>' $header_subtitle = '' $isPR = false $navbar = '<nav class="section" role="button" aria-expanded="false" aria-controls="collapse"> <div class="section-toggle">Sections <i class="fas fa-chevron-down"></i></div> <ul class="secondary-menu" id="secondary-menu" role="menu" aria-busy="true"> <li role="presentation" class=""><a role="menuitem" class="menuitem" href="/tucson-az/aarp-events/?intcmp=CSN-LOCAL-NAV-OLE" data-formelementid="LOCAL-LNK-CLK-EVENTS">Online & Local Events</a> </li> <li role="presentation" class=""><a role="menuitem" class="menuitem" href="/tucson-az/things-to-do/?intcmp=CSN-LOCAL-NAV-TTD" data-formelementid="LOCAL-LNK-CLK-THINGSTODO">Things to Do</a></li> <li role="presentation" class="active"><a role="menuitem" class="menuitem" href="/tucson-az/happenings/?intcmp=CSN-LOCAL-NAV-NF" data-formelementid="LOCAL-LNK-CLK-HAPPENINGS">News Feed</a> </li> <li role="presentation" class=""><a role="menuitem" class="menuitem" href="/tucson-az/volunteering/?intcmp=CSN-LOCAL-NAV-VOL" data-formelementid="LOCAL-LNK-CLK-VOLUNTEERING">Volunteering</a> </li> <li role="presentation" class=""><a role="menuitem" class="menuitem" href="/tucson-az/home-and-community/?intcmp=CSN-LOCAL-NAV-HC" data-formelementid="LOCAL-LNK-CLK-HC">Home & Community</a> </li> <li role="presentation" class=""><a role="menuitem" class="menuitem" href="/tucson-az/movies/?intcmp=CSN-LOCAL-NAV-MFG" data-formelementid="LOCAL-LNK-CLK-MOVIESFORGROWNUPS">Movies for Grownups</a> </li> <li role="presentation" class="more nosep " id="submenu-more"> <span role="menuitem" class="menuitem" data-formelementid="LOCAL-LNK-CLK-MORE">More<i class="fas fa-chevron-down"></i></span> <ul class="secondary-submenu animate slide-in" id="secondary-submenu"> <li role="presentation"><a role="menuitem" class="menuitem " href="/tucson-az/discounts/?intcmp=CSN-LOCAL-NAV-LO" data-formelementid="LOCAL-LNK-CLK-OFFERS">Local Offers</a></li> <li role="presentation"><a role="menuitem" class="menuitem " href="/tucson-az/local-resources/?intcmp=CSN-LOCAL-NAV-LR" data-formelementid="LOCAL-LNK-CLK-LOCALRESOURCES">Local Resources</a> </li> <li role="presentation"><a role="menuitem" class="menuitem " href="/tucson-az/jobs/?intcmp=CSN-LOCAL-NAV-WJ" data-formelementid="LOCAL-LNK-CLK-WORK&JOBS">Work & Jobs</a></li> <li role="presentation"><a role="menuitem" class="menuitem " href="/tucson-az/events/?intcmp=CSN-LOCAL-NAV-CC" data-formelementid="LOCAL-LNK-CLK-EVENTS">Community Calendar</a></li> <!-- <li role="presentation"><a role="menuitem" class="menuitem " href="/tucson-az/healthy-living/?intcmp=CSN-LOCAL-NAV-HEALTHY_LIVING" data-formelementid="LOCAL-LNK-CLK-HEALTHY_LIVING">Healthy Living</a></li> <li role="presentation"><a role="menuitem" class="menuitem " href="/tucson-az/arts-entertainment/?intcmp=CSN-LOCAL-NAV-ARTS_ENT" data-formelementid="LOCAL-LNK-CLK-ARTS_ENT">Arts & Entertainment</a></li> <li role="presentation"><a role="menuitem" class="menuitem " href="/tucson-az/museums/?intcmp=CSN-LOCAL-NAV-MUSEUMS" data-formelementid="LOCAL-LNK-CLK-MUSEUMS">Museums</a></li> --> </ul> </li> </ul> </nav>' $header_custom = '' $breadcrumbs = array( (int) 0 => array( 'title' => 'News Feed', 'slug' => 'happenings' ) ) $row = array( 'title' => 'Back to News Feed', 'slug' => 'happenings' ) $i = (int) 0include - APP/View/Layouts/aarp_2023.ctp, line 244 include - APP/View/Layouts/aarp_2023.ctp, line 244 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::renderLayout() - CORE/Cake/View/View.php, line 546 View::render() - CORE/Cake/View/View.php, line 481 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167 [main] - APP/webroot/index.php, line 118