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AARP Nevada Urges Creation of Public-Private Retirement Savings Partnership

Posted on 04/19/23 by Erin Neff

Today, a secure retirement is out of reach for half of Nevada’s 593,000 private sector workforce, especially those who work for themselves or small businesses. More than 296,000 Nevada workers do not have a way to save for retirement through their job, leaving them unprepared to support themselves in the future and more likely to have Social Security as their only source of retirement income.

That over-reliance also puts taxpayers on the hook to ensure that retirees have their basic needs met through on public programs like Medicaid and SNAP.

But it doesn’t have to be that way. We know that people are 15 times more likely to save if they can do so at work.

That’s why AARP Nevada supports SB305 in the Nevada Legislature, creating a public-private retirement savings partnership—overseen by the state and run by a private-sector financial services provider—that allows workers to easily save via payroll deduction so they can provide for themselves in the future, rather than facing dependency on public assistance.  

Benefits of a public-private retirement savings partnership would include:

• Workers build their own retirement security: Through a direct payroll deduction, workers can contribute as much or as little as they want to their account. They own their account, and it can go from job to job with them.
• Supports businesses: Businesses get a no-cost way to offer an important employee benefit—that will also help them stay competitive in today’s tight job market.
• Saves taxpayer dollars: Offering employees a simple way to save means fewer Nevadans will need to rely on public assistance programs in retirement—having the potential to save taxpayers as much as $24 million over just 15 years.
• Self-sustaining: The partnerships are participant funded after initial start-up costs are paid back to the state. The funds cannot be comingled with public pension dollars, nor can they add to Nevada’s public pension liability.

Help AARP Nevada fight for Nevada workers to have a secure retirement. Sign up for AARP Action Alerts now.

This story is provided by AARP Nevada. Visit the AARP Nevada page for more news, events, and programs affecting retirement, health care, and more.

AARP Events for Carson City

AARP Events for Carson City

• Featured Event

  Register For: Reno Age Friendly Walking Club

  Wednesday, Dec 4, 2024 at 10:00 a.m. PT

  Teglia's Paradise Park

  Reno, NV

• Holiday Harmony: Qigong and Nonviolent Communication

  Saturday, Nov 23, 2024 at 10:00 a.m. PT

  Online Event

• Swinging Saturdays: Let's Jitterbug

  Saturday, Nov 23, 2024 at 1:00 p.m. PT

  The Ballroom of Reno School of Dance

  Reno, NV

View All AARP Events

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			<header><h1 class="article-headline">AARP Nevada Urges Creation of Public-Private Retirement Savings Partnership</h1></header>	
						<div class="posted-on">
				Posted on 04/19/23 
				by <b>Erin Neff</b>			</div>
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        <div class="RichTextArticleBody-body"><p>Today, a secure retirement is out of reach for<b> </b>half<b> </b>of Nevada’s 593,000 private sector workforce, especially those who work for themselves or small businesses. More than 296,000 Nevada<b> </b>workers do not have a way to save for retirement through their job, leaving them unprepared to support themselves in the future and more likely to have Social Security as their only source of retirement income.<br><br>That over-reliance also puts taxpayers on the hook to ensure that retirees have their basic needs met through on public programs like Medicaid and SNAP.<br><br>But it doesn’t have to be that way. We know that people are 15 times more likely to save if they can do so at work.<br><br>That’s why AARP Nevada supports SB305 in the Nevada Legislature, creating a public-private retirement savings partnership—overseen by the state and run by a private-sector financial services provider—that allows workers to easily save via payroll deduction so they can provide for themselves in the future, rather than facing dependency on public assistance. &nbsp;</p><div class="Enhancement" >
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        </div><p>Benefits of a public-private retirement savings partnership would include:<br><br></p><ul><li><b>Workers build their own retirement security:</b> Through a direct payroll deduction, workers can contribute as much or as little as they want to their account. They own their account, and it can go from job to job with them.</li><li><b>Supports businesses:</b> Businesses get a no-cost way to offer an important employee benefit—that will also help them stay competitive in today’s tight job market.</li><li><b>Saves taxpayer dollars:</b> Offering employees a simple way to save means fewer Nevadans will need to rely on public assistance programs in retirement—having the potential to save taxpayers as much as $24 million over just 15 years.</li><li><b>Self-sustaining:</b> The partnerships are participant funded after initial start-up costs are paid back to the state. The funds cannot be comingled with public pension dollars, nor can they add to Nevada’s<b> </b>public pension liability.</li></ul><p>Help AARP Nevada fight for Nevada<b> </b>workers to have a secure retirement. <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://action.aarp.org/sign" target="_blank" rel="noopener noreferrer">Sign up for AARP Action Alerts now.</a></span></span><br></p></div>
    
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		<p><i>This story is provided by AARP Nevada. Visit the <a href="https://states.aarp.org/region/nevada/" target="_blank">AARP Nevada</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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			<header><h1 class="article-headline">AARP Nevada Urges Creation of Public-Private Retirement Savings Partnership</h1></header>	
						<div class="posted-on">
				Posted on 04/19/23 
				by <b>Erin Neff</b>			</div>
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        <div class="RichTextArticleBody-body"><p>Today, a secure retirement is out of reach for<b> </b>half<b> </b>of Nevada’s 593,000 private sector workforce, especially those who work for themselves or small businesses. More than 296,000 Nevada<b> </b>workers do not have a way to save for retirement through their job, leaving them unprepared to support themselves in the future and more likely to have Social Security as their only source of retirement income.<br><br>That over-reliance also puts taxpayers on the hook to ensure that retirees have their basic needs met through on public programs like Medicaid and SNAP.<br><br>But it doesn’t have to be that way. We know that people are 15 times more likely to save if they can do so at work.<br><br>That’s why AARP Nevada supports SB305 in the Nevada Legislature, creating a public-private retirement savings partnership—overseen by the state and run by a private-sector financial services provider—that allows workers to easily save via payroll deduction so they can provide for themselves in the future, rather than facing dependency on public assistance. &nbsp;</p><div class="Enhancement" >
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        </div><p>Benefits of a public-private retirement savings partnership would include:<br><br></p><ul><li><b>Workers build their own retirement security:</b> Through a direct payroll deduction, workers can contribute as much or as little as they want to their account. They own their account, and it can go from job to job with them.</li><li><b>Supports businesses:</b> Businesses get a no-cost way to offer an important employee benefit—that will also help them stay competitive in today’s tight job market.</li><li><b>Saves taxpayer dollars:</b> Offering employees a simple way to save means fewer Nevadans will need to rely on public assistance programs in retirement—having the potential to save taxpayers as much as $24 million over just 15 years.</li><li><b>Self-sustaining:</b> The partnerships are participant funded after initial start-up costs are paid back to the state. The funds cannot be comingled with public pension dollars, nor can they add to Nevada’s<b> </b>public pension liability.</li></ul><p>Help AARP Nevada fight for Nevada<b> </b>workers to have a secure retirement. <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://action.aarp.org/sign" target="_blank" rel="noopener noreferrer">Sign up for AARP Action Alerts now.</a></span></span><br></p></div>
    
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		<p><i>This story is provided by AARP Nevada. Visit the <a href="https://states.aarp.org/region/nevada/" target="_blank">AARP Nevada</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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			<header><h1 class="article-headline">AARP Nevada Urges Creation of Public-Private Retirement Savings Partnership</h1></header>	
						<div class="posted-on">
				Posted on 04/19/23 
				by <b>Erin Neff</b>			</div>
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        <div class="RichTextArticleBody-body"><p>Today, a secure retirement is out of reach for<b> </b>half<b> </b>of Nevada’s 593,000 private sector workforce, especially those who work for themselves or small businesses. More than 296,000 Nevada<b> </b>workers do not have a way to save for retirement through their job, leaving them unprepared to support themselves in the future and more likely to have Social Security as their only source of retirement income.<br><br>That over-reliance also puts taxpayers on the hook to ensure that retirees have their basic needs met through on public programs like Medicaid and SNAP.<br><br>But it doesn’t have to be that way. We know that people are 15 times more likely to save if they can do so at work.<br><br>That’s why AARP Nevada supports SB305 in the Nevada Legislature, creating a public-private retirement savings partnership—overseen by the state and run by a private-sector financial services provider—that allows workers to easily save via payroll deduction so they can provide for themselves in the future, rather than facing dependency on public assistance. &nbsp;</p><div class="Enhancement" >
            <div class="Enhancement-item"><figure class="Figure"
     data-alignment="center"><img src="https://aarp-states.brightspotcdn.com/8d/64/87cf65d046619662834a17da56eb/gettyimages-1367899897.jpg" alt="Work Save Nevada"/>
    
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        </div><p>Benefits of a public-private retirement savings partnership would include:<br><br></p><ul><li><b>Workers build their own retirement security:</b> Through a direct payroll deduction, workers can contribute as much or as little as they want to their account. They own their account, and it can go from job to job with them.</li><li><b>Supports businesses:</b> Businesses get a no-cost way to offer an important employee benefit—that will also help them stay competitive in today’s tight job market.</li><li><b>Saves taxpayer dollars:</b> Offering employees a simple way to save means fewer Nevadans will need to rely on public assistance programs in retirement—having the potential to save taxpayers as much as $24 million over just 15 years.</li><li><b>Self-sustaining:</b> The partnerships are participant funded after initial start-up costs are paid back to the state. The funds cannot be comingled with public pension dollars, nor can they add to Nevada’s<b> </b>public pension liability.</li></ul><p>Help AARP Nevada fight for Nevada<b> </b>workers to have a secure retirement. <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://action.aarp.org/sign" target="_blank" rel="noopener noreferrer">Sign up for AARP Action Alerts now.</a></span></span><br></p></div>
    
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		<p><i>This story is provided by AARP Nevada. Visit the <a href="https://states.aarp.org/region/nevada/" target="_blank">AARP Nevada</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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			<header><h1 class="article-headline">AARP Nevada Urges Creation of Public-Private Retirement Savings Partnership</h1></header>	
						<div class="posted-on">
				Posted on 04/19/23 
				by <b>Erin Neff</b>			</div>
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        <div class="RichTextArticleBody-body"><p>Today, a secure retirement is out of reach for<b> </b>half<b> </b>of Nevada’s 593,000 private sector workforce, especially those who work for themselves or small businesses. More than 296,000 Nevada<b> </b>workers do not have a way to save for retirement through their job, leaving them unprepared to support themselves in the future and more likely to have Social Security as their only source of retirement income.<br><br>That over-reliance also puts taxpayers on the hook to ensure that retirees have their basic needs met through on public programs like Medicaid and SNAP.<br><br>But it doesn’t have to be that way. We know that people are 15 times more likely to save if they can do so at work.<br><br>That’s why AARP Nevada supports SB305 in the Nevada Legislature, creating a public-private retirement savings partnership—overseen by the state and run by a private-sector financial services provider—that allows workers to easily save via payroll deduction so they can provide for themselves in the future, rather than facing dependency on public assistance. &nbsp;</p><div class="Enhancement" >
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        </div><p>Benefits of a public-private retirement savings partnership would include:<br><br></p><ul><li><b>Workers build their own retirement security:</b> Through a direct payroll deduction, workers can contribute as much or as little as they want to their account. They own their account, and it can go from job to job with them.</li><li><b>Supports businesses:</b> Businesses get a no-cost way to offer an important employee benefit—that will also help them stay competitive in today’s tight job market.</li><li><b>Saves taxpayer dollars:</b> Offering employees a simple way to save means fewer Nevadans will need to rely on public assistance programs in retirement—having the potential to save taxpayers as much as $24 million over just 15 years.</li><li><b>Self-sustaining:</b> The partnerships are participant funded after initial start-up costs are paid back to the state. The funds cannot be comingled with public pension dollars, nor can they add to Nevada’s<b> </b>public pension liability.</li></ul><p>Help AARP Nevada fight for Nevada<b> </b>workers to have a secure retirement. <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://action.aarp.org/sign" target="_blank" rel="noopener noreferrer">Sign up for AARP Action Alerts now.</a></span></span><br></p></div>
    
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		<p><i>This story is provided by AARP Nevada. Visit the <a href="https://states.aarp.org/region/nevada/" target="_blank">AARP Nevada</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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			<header><h1 class="article-headline">AARP Nevada Urges Creation of Public-Private Retirement Savings Partnership</h1></header>	
						<div class="posted-on">
				Posted on 04/19/23 
				by <b>Erin Neff</b>			</div>
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        <div class="RichTextArticleBody-body"><p>Today, a secure retirement is out of reach for<b> </b>half<b> </b>of Nevada’s 593,000 private sector workforce, especially those who work for themselves or small businesses. More than 296,000 Nevada<b> </b>workers do not have a way to save for retirement through their job, leaving them unprepared to support themselves in the future and more likely to have Social Security as their only source of retirement income.<br><br>That over-reliance also puts taxpayers on the hook to ensure that retirees have their basic needs met through on public programs like Medicaid and SNAP.<br><br>But it doesn’t have to be that way. We know that people are 15 times more likely to save if they can do so at work.<br><br>That’s why AARP Nevada supports SB305 in the Nevada Legislature, creating a public-private retirement savings partnership—overseen by the state and run by a private-sector financial services provider—that allows workers to easily save via payroll deduction so they can provide for themselves in the future, rather than facing dependency on public assistance. &nbsp;</p><div class="Enhancement" >
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        </div><p>Benefits of a public-private retirement savings partnership would include:<br><br></p><ul><li><b>Workers build their own retirement security:</b> Through a direct payroll deduction, workers can contribute as much or as little as they want to their account. They own their account, and it can go from job to job with them.</li><li><b>Supports businesses:</b> Businesses get a no-cost way to offer an important employee benefit—that will also help them stay competitive in today’s tight job market.</li><li><b>Saves taxpayer dollars:</b> Offering employees a simple way to save means fewer Nevadans will need to rely on public assistance programs in retirement—having the potential to save taxpayers as much as $24 million over just 15 years.</li><li><b>Self-sustaining:</b> The partnerships are participant funded after initial start-up costs are paid back to the state. The funds cannot be comingled with public pension dollars, nor can they add to Nevada’s<b> </b>public pension liability.</li></ul><p>Help AARP Nevada fight for Nevada<b> </b>workers to have a secure retirement. <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://action.aarp.org/sign" target="_blank" rel="noopener noreferrer">Sign up for AARP Action Alerts now.</a></span></span><br></p></div>
    
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		<p><i>This story is provided by AARP Nevada. Visit the <a href="https://states.aarp.org/region/nevada/" target="_blank">AARP Nevada</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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			<header><h1 class="article-headline">AARP Nevada Urges Creation of Public-Private Retirement Savings Partnership</h1></header>	
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				Posted on 04/19/23 
				by <b>Erin Neff</b>			</div>
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        <div class="RichTextArticleBody-body"><p>Today, a secure retirement is out of reach for<b> </b>half<b> </b>of Nevada’s 593,000 private sector workforce, especially those who work for themselves or small businesses. More than 296,000 Nevada<b> </b>workers do not have a way to save for retirement through their job, leaving them unprepared to support themselves in the future and more likely to have Social Security as their only source of retirement income.<br><br>That over-reliance also puts taxpayers on the hook to ensure that retirees have their basic needs met through on public programs like Medicaid and SNAP.<br><br>But it doesn’t have to be that way. We know that people are 15 times more likely to save if they can do so at work.<br><br>That’s why AARP Nevada supports SB305 in the Nevada Legislature, creating a public-private retirement savings partnership—overseen by the state and run by a private-sector financial services provider—that allows workers to easily save via payroll deduction so they can provide for themselves in the future, rather than facing dependency on public assistance. &nbsp;</p><div class="Enhancement" >
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        </div><p>Benefits of a public-private retirement savings partnership would include:<br><br></p><ul><li><b>Workers build their own retirement security:</b> Through a direct payroll deduction, workers can contribute as much or as little as they want to their account. They own their account, and it can go from job to job with them.</li><li><b>Supports businesses:</b> Businesses get a no-cost way to offer an important employee benefit—that will also help them stay competitive in today’s tight job market.</li><li><b>Saves taxpayer dollars:</b> Offering employees a simple way to save means fewer Nevadans will need to rely on public assistance programs in retirement—having the potential to save taxpayers as much as $24 million over just 15 years.</li><li><b>Self-sustaining:</b> The partnerships are participant funded after initial start-up costs are paid back to the state. The funds cannot be comingled with public pension dollars, nor can they add to Nevada’s<b> </b>public pension liability.</li></ul><p>Help AARP Nevada fight for Nevada<b> </b>workers to have a secure retirement. <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://action.aarp.org/sign" target="_blank" rel="noopener noreferrer">Sign up for AARP Action Alerts now.</a></span></span><br></p></div>
    
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		<p><i>This story is provided by AARP Nevada. Visit the <a href="https://states.aarp.org/region/nevada/" target="_blank">AARP Nevada</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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			<header><h1 class="article-headline">AARP Nevada Urges Creation of Public-Private Retirement Savings Partnership</h1></header>	
						<div class="posted-on">
				Posted on 04/19/23 
				by <b>Erin Neff</b>			</div>
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        <div class="RichTextArticleBody-body"><p>Today, a secure retirement is out of reach for<b> </b>half<b> </b>of Nevada’s 593,000 private sector workforce, especially those who work for themselves or small businesses. More than 296,000 Nevada<b> </b>workers do not have a way to save for retirement through their job, leaving them unprepared to support themselves in the future and more likely to have Social Security as their only source of retirement income.<br><br>That over-reliance also puts taxpayers on the hook to ensure that retirees have their basic needs met through on public programs like Medicaid and SNAP.<br><br>But it doesn’t have to be that way. We know that people are 15 times more likely to save if they can do so at work.<br><br>That’s why AARP Nevada supports SB305 in the Nevada Legislature, creating a public-private retirement savings partnership—overseen by the state and run by a private-sector financial services provider—that allows workers to easily save via payroll deduction so they can provide for themselves in the future, rather than facing dependency on public assistance. &nbsp;</p><div class="Enhancement" >
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        </div><p>Benefits of a public-private retirement savings partnership would include:<br><br></p><ul><li><b>Workers build their own retirement security:</b> Through a direct payroll deduction, workers can contribute as much or as little as they want to their account. They own their account, and it can go from job to job with them.</li><li><b>Supports businesses:</b> Businesses get a no-cost way to offer an important employee benefit—that will also help them stay competitive in today’s tight job market.</li><li><b>Saves taxpayer dollars:</b> Offering employees a simple way to save means fewer Nevadans will need to rely on public assistance programs in retirement—having the potential to save taxpayers as much as $24 million over just 15 years.</li><li><b>Self-sustaining:</b> The partnerships are participant funded after initial start-up costs are paid back to the state. The funds cannot be comingled with public pension dollars, nor can they add to Nevada’s<b> </b>public pension liability.</li></ul><p>Help AARP Nevada fight for Nevada<b> </b>workers to have a secure retirement. <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://action.aarp.org/sign" target="_blank" rel="noopener noreferrer">Sign up for AARP Action Alerts now.</a></span></span><br></p></div>
    
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		<p><i>This story is provided by AARP Nevada. Visit the <a href="https://states.aarp.org/region/nevada/" target="_blank">AARP Nevada</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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			<header><h1 class="article-headline">AARP Nevada Urges Creation of Public-Private Retirement Savings Partnership</h1></header>	
						<div class="posted-on">
				Posted on 04/19/23 
				by <b>Erin Neff</b>			</div>
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        <div class="RichTextArticleBody-body"><p>Today, a secure retirement is out of reach for<b> </b>half<b> </b>of Nevada’s 593,000 private sector workforce, especially those who work for themselves or small businesses. More than 296,000 Nevada<b> </b>workers do not have a way to save for retirement through their job, leaving them unprepared to support themselves in the future and more likely to have Social Security as their only source of retirement income.<br><br>That over-reliance also puts taxpayers on the hook to ensure that retirees have their basic needs met through on public programs like Medicaid and SNAP.<br><br>But it doesn’t have to be that way. We know that people are 15 times more likely to save if they can do so at work.<br><br>That’s why AARP Nevada supports SB305 in the Nevada Legislature, creating a public-private retirement savings partnership—overseen by the state and run by a private-sector financial services provider—that allows workers to easily save via payroll deduction so they can provide for themselves in the future, rather than facing dependency on public assistance. &nbsp;</p><div class="Enhancement" >
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        </div><p>Benefits of a public-private retirement savings partnership would include:<br><br></p><ul><li><b>Workers build their own retirement security:</b> Through a direct payroll deduction, workers can contribute as much or as little as they want to their account. They own their account, and it can go from job to job with them.</li><li><b>Supports businesses:</b> Businesses get a no-cost way to offer an important employee benefit—that will also help them stay competitive in today’s tight job market.</li><li><b>Saves taxpayer dollars:</b> Offering employees a simple way to save means fewer Nevadans will need to rely on public assistance programs in retirement—having the potential to save taxpayers as much as $24 million over just 15 years.</li><li><b>Self-sustaining:</b> The partnerships are participant funded after initial start-up costs are paid back to the state. The funds cannot be comingled with public pension dollars, nor can they add to Nevada’s<b> </b>public pension liability.</li></ul><p>Help AARP Nevada fight for Nevada<b> </b>workers to have a secure retirement. <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://action.aarp.org/sign" target="_blank" rel="noopener noreferrer">Sign up for AARP Action Alerts now.</a></span></span><br></p></div>
    
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		<p><i>This story is provided by AARP Nevada. Visit the <a href="https://states.aarp.org/region/nevada/" target="_blank">AARP Nevada</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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			<header><h1 class="article-headline">AARP Nevada Urges Creation of Public-Private Retirement Savings Partnership</h1></header>	
						<div class="posted-on">
				Posted on 04/19/23 
				by <b>Erin Neff</b>			</div>
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        <div class="RichTextArticleBody-body"><p>Today, a secure retirement is out of reach for<b> </b>half<b> </b>of Nevada’s 593,000 private sector workforce, especially those who work for themselves or small businesses. More than 296,000 Nevada<b> </b>workers do not have a way to save for retirement through their job, leaving them unprepared to support themselves in the future and more likely to have Social Security as their only source of retirement income.<br><br>That over-reliance also puts taxpayers on the hook to ensure that retirees have their basic needs met through on public programs like Medicaid and SNAP.<br><br>But it doesn’t have to be that way. We know that people are 15 times more likely to save if they can do so at work.<br><br>That’s why AARP Nevada supports SB305 in the Nevada Legislature, creating a public-private retirement savings partnership—overseen by the state and run by a private-sector financial services provider—that allows workers to easily save via payroll deduction so they can provide for themselves in the future, rather than facing dependency on public assistance. &nbsp;</p><div class="Enhancement" >
            <div class="Enhancement-item"><figure class="Figure"
     data-alignment="center"><img src="https://aarp-states.brightspotcdn.com/8d/64/87cf65d046619662834a17da56eb/gettyimages-1367899897.jpg" alt="Work Save Nevada"/>
    
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        </div><p>Benefits of a public-private retirement savings partnership would include:<br><br></p><ul><li><b>Workers build their own retirement security:</b> Through a direct payroll deduction, workers can contribute as much or as little as they want to their account. They own their account, and it can go from job to job with them.</li><li><b>Supports businesses:</b> Businesses get a no-cost way to offer an important employee benefit—that will also help them stay competitive in today’s tight job market.</li><li><b>Saves taxpayer dollars:</b> Offering employees a simple way to save means fewer Nevadans will need to rely on public assistance programs in retirement—having the potential to save taxpayers as much as $24 million over just 15 years.</li><li><b>Self-sustaining:</b> The partnerships are participant funded after initial start-up costs are paid back to the state. The funds cannot be comingled with public pension dollars, nor can they add to Nevada’s<b> </b>public pension liability.</li></ul><p>Help AARP Nevada fight for Nevada<b> </b>workers to have a secure retirement. <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://action.aarp.org/sign" target="_blank" rel="noopener noreferrer">Sign up for AARP Action Alerts now.</a></span></span><br></p></div>
    
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		<p><i>This story is provided by AARP Nevada. Visit the <a href="https://states.aarp.org/region/nevada/" target="_blank">AARP Nevada</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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			<header><h1 class="article-headline">AARP Nevada Urges Creation of Public-Private Retirement Savings Partnership</h1></header>	
						<div class="posted-on">
				Posted on 04/19/23 
				by <b>Erin Neff</b>			</div>
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        <div class="RichTextArticleBody-body"><p>Today, a secure retirement is out of reach for<b> </b>half<b> </b>of Nevada’s 593,000 private sector workforce, especially those who work for themselves or small businesses. More than 296,000 Nevada<b> </b>workers do not have a way to save for retirement through their job, leaving them unprepared to support themselves in the future and more likely to have Social Security as their only source of retirement income.<br><br>That over-reliance also puts taxpayers on the hook to ensure that retirees have their basic needs met through on public programs like Medicaid and SNAP.<br><br>But it doesn’t have to be that way. We know that people are 15 times more likely to save if they can do so at work.<br><br>That’s why AARP Nevada supports SB305 in the Nevada Legislature, creating a public-private retirement savings partnership—overseen by the state and run by a private-sector financial services provider—that allows workers to easily save via payroll deduction so they can provide for themselves in the future, rather than facing dependency on public assistance. &nbsp;</p><div class="Enhancement" >
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        </div><p>Benefits of a public-private retirement savings partnership would include:<br><br></p><ul><li><b>Workers build their own retirement security:</b> Through a direct payroll deduction, workers can contribute as much or as little as they want to their account. They own their account, and it can go from job to job with them.</li><li><b>Supports businesses:</b> Businesses get a no-cost way to offer an important employee benefit—that will also help them stay competitive in today’s tight job market.</li><li><b>Saves taxpayer dollars:</b> Offering employees a simple way to save means fewer Nevadans will need to rely on public assistance programs in retirement—having the potential to save taxpayers as much as $24 million over just 15 years.</li><li><b>Self-sustaining:</b> The partnerships are participant funded after initial start-up costs are paid back to the state. The funds cannot be comingled with public pension dollars, nor can they add to Nevada’s<b> </b>public pension liability.</li></ul><p>Help AARP Nevada fight for Nevada<b> </b>workers to have a secure retirement. <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://action.aarp.org/sign" target="_blank" rel="noopener noreferrer">Sign up for AARP Action Alerts now.</a></span></span><br></p></div>
    
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		<p><i>This story is provided by AARP Nevada. Visit the <a href="https://states.aarp.org/region/nevada/" target="_blank">AARP Nevada</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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					<h2 class="title"><a href="/aarp-event/aarp-wy-holiday-harmony-qigong-and-nonviolent-communication-with-nate-11232024-2cn9yxyg6g3.html" data-formelementid="LOCAL-BTN-CLK-EVENTS-HOLIDAY-HARMONY-QIGONG-AND-NONVIOLENT-COMMUNICATION">Holiday Harmony: Qigong and Nonviolent Communication</a></h2>
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			<header><h1 class="article-headline">AARP Nevada Urges Creation of Public-Private Retirement Savings Partnership</h1></header>	
						<div class="posted-on">
				Posted on 04/19/23 
				by <b>Erin Neff</b>			</div>
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        <div class="RichTextArticleBody-body"><p>Today, a secure retirement is out of reach for<b> </b>half<b> </b>of Nevada’s 593,000 private sector workforce, especially those who work for themselves or small businesses. More than 296,000 Nevada<b> </b>workers do not have a way to save for retirement through their job, leaving them unprepared to support themselves in the future and more likely to have Social Security as their only source of retirement income.<br><br>That over-reliance also puts taxpayers on the hook to ensure that retirees have their basic needs met through on public programs like Medicaid and SNAP.<br><br>But it doesn’t have to be that way. We know that people are 15 times more likely to save if they can do so at work.<br><br>That’s why AARP Nevada supports SB305 in the Nevada Legislature, creating a public-private retirement savings partnership—overseen by the state and run by a private-sector financial services provider—that allows workers to easily save via payroll deduction so they can provide for themselves in the future, rather than facing dependency on public assistance. &nbsp;</p><div class="Enhancement" >
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     data-alignment="center"><img src="https://aarp-states.brightspotcdn.com/8d/64/87cf65d046619662834a17da56eb/gettyimages-1367899897.jpg" alt="Work Save Nevada"/>
    
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        </div><p>Benefits of a public-private retirement savings partnership would include:<br><br></p><ul><li><b>Workers build their own retirement security:</b> Through a direct payroll deduction, workers can contribute as much or as little as they want to their account. They own their account, and it can go from job to job with them.</li><li><b>Supports businesses:</b> Businesses get a no-cost way to offer an important employee benefit—that will also help them stay competitive in today’s tight job market.</li><li><b>Saves taxpayer dollars:</b> Offering employees a simple way to save means fewer Nevadans will need to rely on public assistance programs in retirement—having the potential to save taxpayers as much as $24 million over just 15 years.</li><li><b>Self-sustaining:</b> The partnerships are participant funded after initial start-up costs are paid back to the state. The funds cannot be comingled with public pension dollars, nor can they add to Nevada’s<b> </b>public pension liability.</li></ul><p>Help AARP Nevada fight for Nevada<b> </b>workers to have a secure retirement. <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://action.aarp.org/sign" target="_blank" rel="noopener noreferrer">Sign up for AARP Action Alerts now.</a></span></span><br></p></div>
    
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		<p><i>This story is provided by AARP Nevada. Visit the <a href="https://states.aarp.org/region/nevada/" target="_blank">AARP Nevada</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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			<header><h1 class="article-headline">AARP Nevada Urges Creation of Public-Private Retirement Savings Partnership</h1></header>	
						<div class="posted-on">
				Posted on 04/19/23 
				by <b>Erin Neff</b>			</div>
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        <div class="RichTextArticleBody-body"><p>Today, a secure retirement is out of reach for<b> </b>half<b> </b>of Nevada’s 593,000 private sector workforce, especially those who work for themselves or small businesses. More than 296,000 Nevada<b> </b>workers do not have a way to save for retirement through their job, leaving them unprepared to support themselves in the future and more likely to have Social Security as their only source of retirement income.<br><br>That over-reliance also puts taxpayers on the hook to ensure that retirees have their basic needs met through on public programs like Medicaid and SNAP.<br><br>But it doesn’t have to be that way. We know that people are 15 times more likely to save if they can do so at work.<br><br>That’s why AARP Nevada supports SB305 in the Nevada Legislature, creating a public-private retirement savings partnership—overseen by the state and run by a private-sector financial services provider—that allows workers to easily save via payroll deduction so they can provide for themselves in the future, rather than facing dependency on public assistance. &nbsp;</p><div class="Enhancement" >
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        </div><p>Benefits of a public-private retirement savings partnership would include:<br><br></p><ul><li><b>Workers build their own retirement security:</b> Through a direct payroll deduction, workers can contribute as much or as little as they want to their account. They own their account, and it can go from job to job with them.</li><li><b>Supports businesses:</b> Businesses get a no-cost way to offer an important employee benefit—that will also help them stay competitive in today’s tight job market.</li><li><b>Saves taxpayer dollars:</b> Offering employees a simple way to save means fewer Nevadans will need to rely on public assistance programs in retirement—having the potential to save taxpayers as much as $24 million over just 15 years.</li><li><b>Self-sustaining:</b> The partnerships are participant funded after initial start-up costs are paid back to the state. The funds cannot be comingled with public pension dollars, nor can they add to Nevada’s<b> </b>public pension liability.</li></ul><p>Help AARP Nevada fight for Nevada<b> </b>workers to have a secure retirement. <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://action.aarp.org/sign" target="_blank" rel="noopener noreferrer">Sign up for AARP Action Alerts now.</a></span></span><br></p></div>
    
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		<p><i>This story is provided by AARP Nevada. Visit the <a href="https://states.aarp.org/region/nevada/" target="_blank">AARP Nevada</a> page for more news, events, and programs affecting retirement, health care, and more.</i></p>
	
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$css = '        :root {
        --primaryColor: #ff1e3c;
        --primaryTextColor: #2a2a2a;
        --linkTextColor: #1f66bd;
        --linkHoverColor: #1f66bd;
        --secondaryTextColor: #000000;
        --secondaryColor2: #000000;
        --secondaryColor3: #000000;
        --secondaryColor4: #000000;
        --secondaryColor5: #000000;
        --black: #000000;
        --white: #ffffff;
        --grey: #f0efed;
        --gridGutters: 30px;
        --modulePadding: 60px;
        --pageWidth: 86.11%;
        --maxPageWidth: 1240px;
        --horizontalAlignment: center;
        --fontFamily: 'Roboto', sans-serif;
        --headerBackgroundColor:#000000;
        --headerTextColor:#FFFFFF;
        --headerHeight:50px;
        --footerbackgroundColor:#000000;
        --footerTextColor:#918883;
        }'
$highlighting = '<span class="highlighting">Highlighting Carson City</span>'
$location = '<a href="/carson-city-nv/?intcmp=CSN-LOCAL-NAV-HOME">Washoe County, NV</a>'
$no_header = false
$header_title = '<a href="/carson-city-nv/happenings/">News Feed</a>'
$header_subtitle = ''
$isPR = false
$navbar = '<nav class="section" role="button" aria-expanded="false" aria-controls="collapse">
	<div class="section-toggle">Sections <i class="fas fa-chevron-down"></i></div>
	<ul class="secondary-menu" id="secondary-menu" role="menu" aria-busy="true">
		<li role="presentation" class=""><a role="menuitem" class="menuitem" href="/carson-city-nv/aarp-events/?intcmp=CSN-LOCAL-NAV-OLE" data-formelementid="LOCAL-LNK-CLK-EVENTS">Online & Local Events</a> </li>
		<li role="presentation" class=""><a role="menuitem" class="menuitem" href="/carson-city-nv/things-to-do/?intcmp=CSN-LOCAL-NAV-TTD" data-formelementid="LOCAL-LNK-CLK-THINGSTODO">Things to Do</a></li>
		<li role="presentation" class="active"><a role="menuitem" class="menuitem" href="/carson-city-nv/happenings/?intcmp=CSN-LOCAL-NAV-NF" data-formelementid="LOCAL-LNK-CLK-HAPPENINGS">News Feed</a> </li>
		<li role="presentation" class=""><a role="menuitem" class="menuitem" href="/carson-city-nv/volunteering/?intcmp=CSN-LOCAL-NAV-VOL" data-formelementid="LOCAL-LNK-CLK-VOLUNTEERING">Volunteering</a> </li>
		<li role="presentation" class=""><a role="menuitem" class="menuitem" href="/carson-city-nv/home-and-community/?intcmp=CSN-LOCAL-NAV-HC" data-formelementid="LOCAL-LNK-CLK-HC">Home & Community</a> </li>
		<li role="presentation" class=""><a role="menuitem" class="menuitem" href="/carson-city-nv/movies/?intcmp=CSN-LOCAL-NAV-MFG" data-formelementid="LOCAL-LNK-CLK-MOVIESFORGROWNUPS">Movies for Grownups</a> </li>
		<li role="presentation" class="more nosep " id="submenu-more">
			<span role="menuitem" class="menuitem" data-formelementid="LOCAL-LNK-CLK-MORE">More<i class="fas fa-chevron-down"></i></span>
			<ul class="secondary-submenu animate slide-in" id="secondary-submenu">
				<li role="presentation"><a role="menuitem" class="menuitem " href="/carson-city-nv/discounts/?intcmp=CSN-LOCAL-NAV-LO" data-formelementid="LOCAL-LNK-CLK-OFFERS">Local Offers</a></li>
				<li role="presentation"><a role="menuitem" class="menuitem " href="/carson-city-nv/local-resources/?intcmp=CSN-LOCAL-NAV-LR" data-formelementid="LOCAL-LNK-CLK-LOCALRESOURCES">Local Resources</a> </li>
				<li role="presentation"><a role="menuitem" class="menuitem " href="/carson-city-nv/jobs/?intcmp=CSN-LOCAL-NAV-WJ" data-formelementid="LOCAL-LNK-CLK-WORK&JOBS">Work & Jobs</a></li>
				<li role="presentation"><a role="menuitem" class="menuitem " href="/carson-city-nv/events/?intcmp=CSN-LOCAL-NAV-CC" data-formelementid="LOCAL-LNK-CLK-EVENTS">Community Calendar</a></li>
				<!--
				<li role="presentation"><a role="menuitem" class="menuitem " href="/carson-city-nv/healthy-living/?intcmp=CSN-LOCAL-NAV-HEALTHY_LIVING" data-formelementid="LOCAL-LNK-CLK-HEALTHY_LIVING">Healthy Living</a></li>
				<li role="presentation"><a role="menuitem" class="menuitem " href="/carson-city-nv/arts-entertainment/?intcmp=CSN-LOCAL-NAV-ARTS_ENT" data-formelementid="LOCAL-LNK-CLK-ARTS_ENT">Arts & Entertainment</a></li>
				<li role="presentation"><a role="menuitem" class="menuitem " href="/carson-city-nv/museums/?intcmp=CSN-LOCAL-NAV-MUSEUMS" data-formelementid="LOCAL-LNK-CLK-MUSEUMS">Museums</a></li>
				-->
			</ul>
		</li>
		
	</ul>
</nav>'
$header_custom = ''
$breadcrumbs = array(
	(int) 0 => array(
		'title' => 'News Feed',
		'slug' => 'happenings'
	)
)
$row = array(
	'title' => 'Back to News Feed',
	'slug' => 'happenings'
)
$i = (int) 0
include - APP/View/Layouts/aarp_2023.ctp, line 244
include - APP/View/Layouts/aarp_2023.ctp, line 244
View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
View::renderLayout() - CORE/Cake/View/View.php, line 546
View::render() - CORE/Cake/View/View.php, line 481
Controller::render() - CORE/Cake/Controller/Controller.php, line 963
AppController::renderPage() - APP/Controller/AppController.php, line 136
BlogsController::display() - APP/Controller/BlogsController.php, line 81
ReflectionMethod::invokeArgs() - [internal], line ??
Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491
Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193
Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167
[main] - APP/webroot/index.php, line 118