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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Navigating Medicare</h1></header> <div class="posted-on"> Posted on 10/10/24 by <b>Careena Eggleston</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p></p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/3d/19/ac604997444a8edd75febb7221e8/medicare-600-x-320-px.png" alt="Medicare (600 x 320 px).png" width="600" height="180"/> </figure> </div> </div><p></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What You Need to Know Right Now: <i>Open Enrollment</i></h3></span></span><p><strong>Open Enrollment for Medicare runs from October 15 to December 7.</strong> This is your chance to review your coverage, compare plans, and make necessary changes.<br><em><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/sign-up-change-plans" target="_blank" rel="noopener noreferrer">Learn More About Open Enrollment</a></span></span></em><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What is Medicare?</h3></span></span><p>Medicare is a federal health insurance program designed to provide coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. Visit <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/" target="_blank" rel="noopener noreferrer">Medicare.gov</a></span></span> online for more detailed information. <br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">How Does Medicare Work?</h3></span></span><p><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-a" target="_blank" rel="noopener noreferrer">Part A (Hospital Insurance)</a></span></span></strong>: Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health services. <br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-b" target="_blank" rel="noopener noreferrer">Part B (Medical Insurance)</a></span></span></strong>: Covers outpatient care, doctor visits, preventive services, and some home health care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/medicare-advantage-plans" target="_blank" rel="noopener noreferrer">Part C (Medicare Advantage)</a></span></span></strong>: Offered by private insurance companies, these plans combine coverage from both Part A and Part B and may include additional benefits, such as dental and vision care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Part D (Prescription Drug Coverage)</a></span></span></strong>: Provides coverage for prescription medications, helping to reduce out-of-pocket costs for medications.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What Does Medicare Cover?</h3></span></span><p></p><ul><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-a-covers" target="_blank" rel="noopener noreferrer">Hospital stays and inpatient care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-b-covers" target="_blank" rel="noopener noreferrer">Outpatient care and doctor visits</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/preventive-services" target="_blank" rel="noopener noreferrer">Preventive services</a></span></span> (such as screenings and vaccinations)</li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/home-health-care" target="_blank" rel="noopener noreferrer">Home health care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/hospice-services" target="_blank" rel="noopener noreferrer">Hospice care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Prescription drugs</a></span></span></li></ul><p><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading"><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/" target="_blank" rel="noopener noreferrer">Michigan Medicare Medicaid Assistance Program </a></span></span>(MMAP)</h3></span></span><p>The Michigan Medicare Medicaid Assistance Program (MMAP) is the state's SHIP program (State Health Insurance Assistance Program) which offers free and confidential counseling for individuals who have questions about Medicare, Medicaid and private insurance plans. MMAP assists beneficiaries with:<br></p><ul><li>Understanding Medicare benefits and coverage options</li><li>Navigating Medicaid services</li><li>Evaluating prescription drug plans</li><li>Applying for financial assistance programs</li><li>Resolving issues with coverage or claims</li></ul><p>For assistance with navigating open enrollment, contact MMAP to schedule time with a counselor <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/contact-us/" target="_blank" rel="noopener noreferrer">using this link</a></span></span> or by calling 1-800-803-7174.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">Key Takeaways for Changes in 2025</h3></span></span><p>Changes from the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/health/medicare-insurance/info-2024/medicare-changes-coming-in-2025.html#inflation" target="_blank" rel="noopener noreferrer">Inflation Reduction Act</a></span></span> will take effect next year.<br></p><ul><li>Lower out-of-pocket limit in Part D drug plans erases the old “donut hole.”</li><li>Weight loss drugs may be covered to treat other medical conditions.</li><li>Your Medicare Advantage plan may not stay the same; look for a midyear statement from your MA plan.</li><li>Caregivers for loved ones with dementia may be eligible for respite care.</li><li>More mental health counselors are encouraged to enroll as providers.</li></ul><p><br>Staying informed about Medicare is essential for making the best healthcare choices. For the latest updates and information, bookmark this page: <strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarpmi.org/Medicare" target="_blank" rel="noopener noreferrer">Navigating Medicare</a></span></span></strong>.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; } </style> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_93505" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_93505', size:'300x250'}); } </script> </div> </div> <div class="module-spacer text-center"> <div class="fb-page" alt="Image of AARP Michigan Facebook Page" title="Image of AARP Michigan Facebook Page" data-href="https://www.facebook.com/aarp.michigan" data-tabs="timeline" width="320" height="" data-small-header="false" data-adapt-container-width="true" data-hide-cover="false" data-show-facepile="true" lazy="true"> <blockquote cite="https://www.facebook.com/aarp.michigan" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/aarp.michigan">Facebook</a></blockquote> </div> </div> <div class="ar-basic-box module-spacer"> <header> <h2>Contact AARP <br />in Jackson</h2> </header> <div class="wrap"> <div class="ar-quick-list module-spacer"> <ul class="list-unstyled"> <li><i class="list-icon fa fa-envelope" alt="Email icon" title="Email icon" aria-hidden="true"></i><a href="mailto:MIAARP@aarp.org" target="_blank" rel="noopener">MIAARP@aarp.org</a></li> <li><i class="list-icon fa fa-globe" alt="Globe icon" title="Globe icon" aria-hidden="true"></i><a href="https://states.aarp.org/region/michigan/" target="_blank" rel="noopener">AARP Michigan</a></li> <li><i class="list-icon fa fa-map-marker" alt="Map Marker icon" title="Map Marker icon" aria-hidden="true"></i><a href="https://states.aarp.org/welcome-to-aarp-michigan/?intcmp=SNG-LNK-AARPLOCAL-CONTACT-20140101-JACKSON-MI" target="_blank" rel="noopener">Contact Us</a></li> </ul> </div> <a href="https://www.facebook.com/aarp.michigan" target="_blank" rel="noopener" aria-label="Open Facebook"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/facebook-dreamstale25.png" alt="Facebook icon" title="Facebook icon"></a> <a href="https://twitter.com/AARPMichigan" target="_blank" rel="noopener" aria-label="Open Twitter"><img src="https://cdn-aarp.americantowns.com/img/responsive/icons/48/x-logo-black.png" alt="Twitter icon" title="Twitter icon"></a> <a href="https://www.instagram.com/aarpmichigan/" target="_blank" rel="noopener" aria-label="Open Instagram"><img src="https://cdn-aarp.americantowns.com/img/icon-ig.png" alt="Instagram icon" title="Instagram icon" style="height: 49px;"></a> </div> </div> </div></div> <div class="col-md-8 left-rail left-bot"></div> <div class="col-md-4 right-rail right-bot thin-rhs"></div> </div> <div class="row oneColumnLayout"> </div> <div class="row oneColumnLayout"> <div class="col-md-12"><!-- script to activate navbar --> <script type="text/javascript"> jQuery(".channelBarMain ul.left li a").click(function() { window.location = jQuery(this).attr('href'); 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This is your chance to review your" name="description"/> <meta content="Navigating, Medicare" name="keywords"/> <link rel="canonical" href="https://states.aarp.org/michigan/navigating-medicare" /> <meta property="og:url" content="https://vccstaging.local.aarp.org/news/navigating-medicare-mi-2024-10-10.html"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:title" content="Navigating Medicare"/> <meta name="twitter:description" content="Tools, Information, and Resources for Michiganders"/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/fd735d0/2147483647/strip/true/crop/280x180+160+0/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F3d%2F19%2Fac604997444a8edd75febb7221e8%2Fmedicare-600-x-320-px.png"/> <meta property="og:type" content="article"/> <meta property="og:title" content="Navigating Medicare"/> <meta property="og:description" content="Tools, Information, and Resources for Michiganders"/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/fd735d0/2147483647/strip/true/crop/280x180+160+0/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F3d%2F19%2Fac604997444a8edd75febb7221e8%2Fmedicare-600-x-320-px.png"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Navigating Medicare</h1></header> <div class="posted-on"> Posted on 10/10/24 by <b>Careena Eggleston</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p></p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/3d/19/ac604997444a8edd75febb7221e8/medicare-600-x-320-px.png" alt="Medicare (600 x 320 px).png" width="600" height="180"/> </figure> </div> </div><p></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What You Need to Know Right Now: <i>Open Enrollment</i></h3></span></span><p><strong>Open Enrollment for Medicare runs from October 15 to December 7.</strong> This is your chance to review your coverage, compare plans, and make necessary changes.<br><em><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/sign-up-change-plans" target="_blank" rel="noopener noreferrer">Learn More About Open Enrollment</a></span></span></em><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What is Medicare?</h3></span></span><p>Medicare is a federal health insurance program designed to provide coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. Visit <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/" target="_blank" rel="noopener noreferrer">Medicare.gov</a></span></span> online for more detailed information. <br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">How Does Medicare Work?</h3></span></span><p><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-a" target="_blank" rel="noopener noreferrer">Part A (Hospital Insurance)</a></span></span></strong>: Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health services. <br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-b" target="_blank" rel="noopener noreferrer">Part B (Medical Insurance)</a></span></span></strong>: Covers outpatient care, doctor visits, preventive services, and some home health care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/medicare-advantage-plans" target="_blank" rel="noopener noreferrer">Part C (Medicare Advantage)</a></span></span></strong>: Offered by private insurance companies, these plans combine coverage from both Part A and Part B and may include additional benefits, such as dental and vision care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Part D (Prescription Drug Coverage)</a></span></span></strong>: Provides coverage for prescription medications, helping to reduce out-of-pocket costs for medications.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What Does Medicare Cover?</h3></span></span><p></p><ul><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-a-covers" target="_blank" rel="noopener noreferrer">Hospital stays and inpatient care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-b-covers" target="_blank" rel="noopener noreferrer">Outpatient care and doctor visits</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/preventive-services" target="_blank" rel="noopener noreferrer">Preventive services</a></span></span> (such as screenings and vaccinations)</li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/home-health-care" target="_blank" rel="noopener noreferrer">Home health care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/hospice-services" target="_blank" rel="noopener noreferrer">Hospice care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Prescription drugs</a></span></span></li></ul><p><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading"><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/" target="_blank" rel="noopener noreferrer">Michigan Medicare Medicaid Assistance Program </a></span></span>(MMAP)</h3></span></span><p>The Michigan Medicare Medicaid Assistance Program (MMAP) is the state's SHIP program (State Health Insurance Assistance Program) which offers free and confidential counseling for individuals who have questions about Medicare, Medicaid and private insurance plans. MMAP assists beneficiaries with:<br></p><ul><li>Understanding Medicare benefits and coverage options</li><li>Navigating Medicaid services</li><li>Evaluating prescription drug plans</li><li>Applying for financial assistance programs</li><li>Resolving issues with coverage or claims</li></ul><p>For assistance with navigating open enrollment, contact MMAP to schedule time with a counselor <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/contact-us/" target="_blank" rel="noopener noreferrer">using this link</a></span></span> or by calling 1-800-803-7174.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">Key Takeaways for Changes in 2025</h3></span></span><p>Changes from the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/health/medicare-insurance/info-2024/medicare-changes-coming-in-2025.html#inflation" target="_blank" rel="noopener noreferrer">Inflation Reduction Act</a></span></span> will take effect next year.<br></p><ul><li>Lower out-of-pocket limit in Part D drug plans erases the old “donut hole.”</li><li>Weight loss drugs may be covered to treat other medical conditions.</li><li>Your Medicare Advantage plan may not stay the same; look for a midyear statement from your MA plan.</li><li>Caregivers for loved ones with dementia may be eligible for respite care.</li><li>More mental health counselors are encouraged to enroll as providers.</li></ul><p><br>Staying informed about Medicare is essential for making the best healthcare choices. 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Navigating Medicare</h1></header> <div class="posted-on"> Posted on 10/10/24 by <b>Careena Eggleston</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p></p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/3d/19/ac604997444a8edd75febb7221e8/medicare-600-x-320-px.png" alt="Medicare (600 x 320 px).png" width="600" height="180"/> </figure> </div> </div><p></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What You Need to Know Right Now: <i>Open Enrollment</i></h3></span></span><p><strong>Open Enrollment for Medicare runs from October 15 to December 7.</strong> This is your chance to review your coverage, compare plans, and make necessary changes.<br><em><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/sign-up-change-plans" target="_blank" rel="noopener noreferrer">Learn More About Open Enrollment</a></span></span></em><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What is Medicare?</h3></span></span><p>Medicare is a federal health insurance program designed to provide coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. Visit <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/" target="_blank" rel="noopener noreferrer">Medicare.gov</a></span></span> online for more detailed information. <br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">How Does Medicare Work?</h3></span></span><p><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-a" target="_blank" rel="noopener noreferrer">Part A (Hospital Insurance)</a></span></span></strong>: Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health services. <br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-b" target="_blank" rel="noopener noreferrer">Part B (Medical Insurance)</a></span></span></strong>: Covers outpatient care, doctor visits, preventive services, and some home health care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/medicare-advantage-plans" target="_blank" rel="noopener noreferrer">Part C (Medicare Advantage)</a></span></span></strong>: Offered by private insurance companies, these plans combine coverage from both Part A and Part B and may include additional benefits, such as dental and vision care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Part D (Prescription Drug Coverage)</a></span></span></strong>: Provides coverage for prescription medications, helping to reduce out-of-pocket costs for medications.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What Does Medicare Cover?</h3></span></span><p></p><ul><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-a-covers" target="_blank" rel="noopener noreferrer">Hospital stays and inpatient care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-b-covers" target="_blank" rel="noopener noreferrer">Outpatient care and doctor visits</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/preventive-services" target="_blank" rel="noopener noreferrer">Preventive services</a></span></span> (such as screenings and vaccinations)</li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/home-health-care" target="_blank" rel="noopener noreferrer">Home health care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/hospice-services" target="_blank" rel="noopener noreferrer">Hospice care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Prescription drugs</a></span></span></li></ul><p><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading"><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/" target="_blank" rel="noopener noreferrer">Michigan Medicare Medicaid Assistance Program </a></span></span>(MMAP)</h3></span></span><p>The Michigan Medicare Medicaid Assistance Program (MMAP) is the state's SHIP program (State Health Insurance Assistance Program) which offers free and confidential counseling for individuals who have questions about Medicare, Medicaid and private insurance plans. MMAP assists beneficiaries with:<br></p><ul><li>Understanding Medicare benefits and coverage options</li><li>Navigating Medicaid services</li><li>Evaluating prescription drug plans</li><li>Applying for financial assistance programs</li><li>Resolving issues with coverage or claims</li></ul><p>For assistance with navigating open enrollment, contact MMAP to schedule time with a counselor <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/contact-us/" target="_blank" rel="noopener noreferrer">using this link</a></span></span> or by calling 1-800-803-7174.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">Key Takeaways for Changes in 2025</h3></span></span><p>Changes from the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/health/medicare-insurance/info-2024/medicare-changes-coming-in-2025.html#inflation" target="_blank" rel="noopener noreferrer">Inflation Reduction Act</a></span></span> will take effect next year.<br></p><ul><li>Lower out-of-pocket limit in Part D drug plans erases the old “donut hole.”</li><li>Weight loss drugs may be covered to treat other medical conditions.</li><li>Your Medicare Advantage plan may not stay the same; look for a midyear statement from your MA plan.</li><li>Caregivers for loved ones with dementia may be eligible for respite care.</li><li>More mental health counselors are encouraged to enroll as providers.</li></ul><p><br>Staying informed about Medicare is essential for making the best healthcare choices. For the latest updates and information, bookmark this page: <strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarpmi.org/Medicare" target="_blank" rel="noopener noreferrer">Navigating Medicare</a></span></span></strong>.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; 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This is your chance to review your" name="description"/> <meta content="Navigating, Medicare" name="keywords"/> <link rel="canonical" href="https://states.aarp.org/michigan/navigating-medicare" /> <meta property="og:url" content="https://vccstaging.local.aarp.org/news/navigating-medicare-mi-2024-10-10.html"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:title" content="Navigating Medicare"/> <meta name="twitter:description" content="Tools, Information, and Resources for Michiganders"/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/fd735d0/2147483647/strip/true/crop/280x180+160+0/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F3d%2F19%2Fac604997444a8edd75febb7221e8%2Fmedicare-600-x-320-px.png"/> <meta property="og:type" content="article"/> <meta property="og:title" content="Navigating Medicare"/> <meta property="og:description" content="Tools, Information, and Resources for Michiganders"/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/fd735d0/2147483647/strip/true/crop/280x180+160+0/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F3d%2F19%2Fac604997444a8edd75febb7221e8%2Fmedicare-600-x-320-px.png"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Navigating Medicare</h1></header> <div class="posted-on"> Posted on 10/10/24 by <b>Careena Eggleston</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p></p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/3d/19/ac604997444a8edd75febb7221e8/medicare-600-x-320-px.png" alt="Medicare (600 x 320 px).png" width="600" height="180"/> </figure> </div> </div><p></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What You Need to Know Right Now: <i>Open Enrollment</i></h3></span></span><p><strong>Open Enrollment for Medicare runs from October 15 to December 7.</strong> This is your chance to review your coverage, compare plans, and make necessary changes.<br><em><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/sign-up-change-plans" target="_blank" rel="noopener noreferrer">Learn More About Open Enrollment</a></span></span></em><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What is Medicare?</h3></span></span><p>Medicare is a federal health insurance program designed to provide coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. Visit <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/" target="_blank" rel="noopener noreferrer">Medicare.gov</a></span></span> online for more detailed information. <br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">How Does Medicare Work?</h3></span></span><p><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-a" target="_blank" rel="noopener noreferrer">Part A (Hospital Insurance)</a></span></span></strong>: Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health services. <br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-b" target="_blank" rel="noopener noreferrer">Part B (Medical Insurance)</a></span></span></strong>: Covers outpatient care, doctor visits, preventive services, and some home health care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/medicare-advantage-plans" target="_blank" rel="noopener noreferrer">Part C (Medicare Advantage)</a></span></span></strong>: Offered by private insurance companies, these plans combine coverage from both Part A and Part B and may include additional benefits, such as dental and vision care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Part D (Prescription Drug Coverage)</a></span></span></strong>: Provides coverage for prescription medications, helping to reduce out-of-pocket costs for medications.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What Does Medicare Cover?</h3></span></span><p></p><ul><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-a-covers" target="_blank" rel="noopener noreferrer">Hospital stays and inpatient care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-b-covers" target="_blank" rel="noopener noreferrer">Outpatient care and doctor visits</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/preventive-services" target="_blank" rel="noopener noreferrer">Preventive services</a></span></span> (such as screenings and vaccinations)</li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/home-health-care" target="_blank" rel="noopener noreferrer">Home health care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/hospice-services" target="_blank" rel="noopener noreferrer">Hospice care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Prescription drugs</a></span></span></li></ul><p><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading"><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/" target="_blank" rel="noopener noreferrer">Michigan Medicare Medicaid Assistance Program </a></span></span>(MMAP)</h3></span></span><p>The Michigan Medicare Medicaid Assistance Program (MMAP) is the state's SHIP program (State Health Insurance Assistance Program) which offers free and confidential counseling for individuals who have questions about Medicare, Medicaid and private insurance plans. MMAP assists beneficiaries with:<br></p><ul><li>Understanding Medicare benefits and coverage options</li><li>Navigating Medicaid services</li><li>Evaluating prescription drug plans</li><li>Applying for financial assistance programs</li><li>Resolving issues with coverage or claims</li></ul><p>For assistance with navigating open enrollment, contact MMAP to schedule time with a counselor <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/contact-us/" target="_blank" rel="noopener noreferrer">using this link</a></span></span> or by calling 1-800-803-7174.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">Key Takeaways for Changes in 2025</h3></span></span><p>Changes from the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/health/medicare-insurance/info-2024/medicare-changes-coming-in-2025.html#inflation" target="_blank" rel="noopener noreferrer">Inflation Reduction Act</a></span></span> will take effect next year.<br></p><ul><li>Lower out-of-pocket limit in Part D drug plans erases the old “donut hole.”</li><li>Weight loss drugs may be covered to treat other medical conditions.</li><li>Your Medicare Advantage plan may not stay the same; look for a midyear statement from your MA plan.</li><li>Caregivers for loved ones with dementia may be eligible for respite care.</li><li>More mental health counselors are encouraged to enroll as providers.</li></ul><p><br>Staying informed about Medicare is essential for making the best healthcare choices. 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Navigating Medicare</h1></header> <div class="posted-on"> Posted on 10/10/24 by <b>Careena Eggleston</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p></p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/3d/19/ac604997444a8edd75febb7221e8/medicare-600-x-320-px.png" alt="Medicare (600 x 320 px).png" width="600" height="180"/> </figure> </div> </div><p></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What You Need to Know Right Now: <i>Open Enrollment</i></h3></span></span><p><strong>Open Enrollment for Medicare runs from October 15 to December 7.</strong> This is your chance to review your coverage, compare plans, and make necessary changes.<br><em><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/sign-up-change-plans" target="_blank" rel="noopener noreferrer">Learn More About Open Enrollment</a></span></span></em><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What is Medicare?</h3></span></span><p>Medicare is a federal health insurance program designed to provide coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. Visit <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/" target="_blank" rel="noopener noreferrer">Medicare.gov</a></span></span> online for more detailed information. <br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">How Does Medicare Work?</h3></span></span><p><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-a" target="_blank" rel="noopener noreferrer">Part A (Hospital Insurance)</a></span></span></strong>: Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health services. <br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-b" target="_blank" rel="noopener noreferrer">Part B (Medical Insurance)</a></span></span></strong>: Covers outpatient care, doctor visits, preventive services, and some home health care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/medicare-advantage-plans" target="_blank" rel="noopener noreferrer">Part C (Medicare Advantage)</a></span></span></strong>: Offered by private insurance companies, these plans combine coverage from both Part A and Part B and may include additional benefits, such as dental and vision care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Part D (Prescription Drug Coverage)</a></span></span></strong>: Provides coverage for prescription medications, helping to reduce out-of-pocket costs for medications.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What Does Medicare Cover?</h3></span></span><p></p><ul><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-a-covers" target="_blank" rel="noopener noreferrer">Hospital stays and inpatient care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-b-covers" target="_blank" rel="noopener noreferrer">Outpatient care and doctor visits</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/preventive-services" target="_blank" rel="noopener noreferrer">Preventive services</a></span></span> (such as screenings and vaccinations)</li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/home-health-care" target="_blank" rel="noopener noreferrer">Home health care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/hospice-services" target="_blank" rel="noopener noreferrer">Hospice care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Prescription drugs</a></span></span></li></ul><p><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading"><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/" target="_blank" rel="noopener noreferrer">Michigan Medicare Medicaid Assistance Program </a></span></span>(MMAP)</h3></span></span><p>The Michigan Medicare Medicaid Assistance Program (MMAP) is the state's SHIP program (State Health Insurance Assistance Program) which offers free and confidential counseling for individuals who have questions about Medicare, Medicaid and private insurance plans. MMAP assists beneficiaries with:<br></p><ul><li>Understanding Medicare benefits and coverage options</li><li>Navigating Medicaid services</li><li>Evaluating prescription drug plans</li><li>Applying for financial assistance programs</li><li>Resolving issues with coverage or claims</li></ul><p>For assistance with navigating open enrollment, contact MMAP to schedule time with a counselor <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/contact-us/" target="_blank" rel="noopener noreferrer">using this link</a></span></span> or by calling 1-800-803-7174.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">Key Takeaways for Changes in 2025</h3></span></span><p>Changes from the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/health/medicare-insurance/info-2024/medicare-changes-coming-in-2025.html#inflation" target="_blank" rel="noopener noreferrer">Inflation Reduction Act</a></span></span> will take effect next year.<br></p><ul><li>Lower out-of-pocket limit in Part D drug plans erases the old “donut hole.”</li><li>Weight loss drugs may be covered to treat other medical conditions.</li><li>Your Medicare Advantage plan may not stay the same; look for a midyear statement from your MA plan.</li><li>Caregivers for loved ones with dementia may be eligible for respite care.</li><li>More mental health counselors are encouraged to enroll as providers.</li></ul><p><br>Staying informed about Medicare is essential for making the best healthcare choices. For the latest updates and information, bookmark this page: <strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarpmi.org/Medicare" target="_blank" rel="noopener noreferrer">Navigating Medicare</a></span></span></strong>.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; 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This is your chance to review your" name="description"/> <meta content="Navigating, Medicare" name="keywords"/> <link rel="canonical" href="https://states.aarp.org/michigan/navigating-medicare" /> <meta property="og:url" content="https://vccstaging.local.aarp.org/news/navigating-medicare-mi-2024-10-10.html"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:title" content="Navigating Medicare"/> <meta name="twitter:description" content="Tools, Information, and Resources for Michiganders"/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/fd735d0/2147483647/strip/true/crop/280x180+160+0/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F3d%2F19%2Fac604997444a8edd75febb7221e8%2Fmedicare-600-x-320-px.png"/> <meta property="og:type" content="article"/> <meta property="og:title" content="Navigating Medicare"/> <meta property="og:description" content="Tools, Information, and Resources for Michiganders"/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/fd735d0/2147483647/strip/true/crop/280x180+160+0/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F3d%2F19%2Fac604997444a8edd75febb7221e8%2Fmedicare-600-x-320-px.png"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Navigating Medicare</h1></header> <div class="posted-on"> Posted on 10/10/24 by <b>Careena Eggleston</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p></p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/3d/19/ac604997444a8edd75febb7221e8/medicare-600-x-320-px.png" alt="Medicare (600 x 320 px).png" width="600" height="180"/> </figure> </div> </div><p></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What You Need to Know Right Now: <i>Open Enrollment</i></h3></span></span><p><strong>Open Enrollment for Medicare runs from October 15 to December 7.</strong> This is your chance to review your coverage, compare plans, and make necessary changes.<br><em><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/sign-up-change-plans" target="_blank" rel="noopener noreferrer">Learn More About Open Enrollment</a></span></span></em><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What is Medicare?</h3></span></span><p>Medicare is a federal health insurance program designed to provide coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. Visit <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/" target="_blank" rel="noopener noreferrer">Medicare.gov</a></span></span> online for more detailed information. <br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">How Does Medicare Work?</h3></span></span><p><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-a" target="_blank" rel="noopener noreferrer">Part A (Hospital Insurance)</a></span></span></strong>: Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health services. <br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-b" target="_blank" rel="noopener noreferrer">Part B (Medical Insurance)</a></span></span></strong>: Covers outpatient care, doctor visits, preventive services, and some home health care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/medicare-advantage-plans" target="_blank" rel="noopener noreferrer">Part C (Medicare Advantage)</a></span></span></strong>: Offered by private insurance companies, these plans combine coverage from both Part A and Part B and may include additional benefits, such as dental and vision care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Part D (Prescription Drug Coverage)</a></span></span></strong>: Provides coverage for prescription medications, helping to reduce out-of-pocket costs for medications.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What Does Medicare Cover?</h3></span></span><p></p><ul><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-a-covers" target="_blank" rel="noopener noreferrer">Hospital stays and inpatient care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-b-covers" target="_blank" rel="noopener noreferrer">Outpatient care and doctor visits</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/preventive-services" target="_blank" rel="noopener noreferrer">Preventive services</a></span></span> (such as screenings and vaccinations)</li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/home-health-care" target="_blank" rel="noopener noreferrer">Home health care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/hospice-services" target="_blank" rel="noopener noreferrer">Hospice care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Prescription drugs</a></span></span></li></ul><p><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading"><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/" target="_blank" rel="noopener noreferrer">Michigan Medicare Medicaid Assistance Program </a></span></span>(MMAP)</h3></span></span><p>The Michigan Medicare Medicaid Assistance Program (MMAP) is the state's SHIP program (State Health Insurance Assistance Program) which offers free and confidential counseling for individuals who have questions about Medicare, Medicaid and private insurance plans. MMAP assists beneficiaries with:<br></p><ul><li>Understanding Medicare benefits and coverage options</li><li>Navigating Medicaid services</li><li>Evaluating prescription drug plans</li><li>Applying for financial assistance programs</li><li>Resolving issues with coverage or claims</li></ul><p>For assistance with navigating open enrollment, contact MMAP to schedule time with a counselor <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/contact-us/" target="_blank" rel="noopener noreferrer">using this link</a></span></span> or by calling 1-800-803-7174.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">Key Takeaways for Changes in 2025</h3></span></span><p>Changes from the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/health/medicare-insurance/info-2024/medicare-changes-coming-in-2025.html#inflation" target="_blank" rel="noopener noreferrer">Inflation Reduction Act</a></span></span> will take effect next year.<br></p><ul><li>Lower out-of-pocket limit in Part D drug plans erases the old “donut hole.”</li><li>Weight loss drugs may be covered to treat other medical conditions.</li><li>Your Medicare Advantage plan may not stay the same; look for a midyear statement from your MA plan.</li><li>Caregivers for loved ones with dementia may be eligible for respite care.</li><li>More mental health counselors are encouraged to enroll as providers.</li></ul><p><br>Staying informed about Medicare is essential for making the best healthcare choices. 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Navigating Medicare</h1></header> <div class="posted-on"> Posted on 10/10/24 by <b>Careena Eggleston</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p></p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/3d/19/ac604997444a8edd75febb7221e8/medicare-600-x-320-px.png" alt="Medicare (600 x 320 px).png" width="600" height="180"/> </figure> </div> </div><p></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What You Need to Know Right Now: <i>Open Enrollment</i></h3></span></span><p><strong>Open Enrollment for Medicare runs from October 15 to December 7.</strong> This is your chance to review your coverage, compare plans, and make necessary changes.<br><em><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/sign-up-change-plans" target="_blank" rel="noopener noreferrer">Learn More About Open Enrollment</a></span></span></em><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What is Medicare?</h3></span></span><p>Medicare is a federal health insurance program designed to provide coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. Visit <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/" target="_blank" rel="noopener noreferrer">Medicare.gov</a></span></span> online for more detailed information. <br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">How Does Medicare Work?</h3></span></span><p><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-a" target="_blank" rel="noopener noreferrer">Part A (Hospital Insurance)</a></span></span></strong>: Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health services. <br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-b" target="_blank" rel="noopener noreferrer">Part B (Medical Insurance)</a></span></span></strong>: Covers outpatient care, doctor visits, preventive services, and some home health care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/medicare-advantage-plans" target="_blank" rel="noopener noreferrer">Part C (Medicare Advantage)</a></span></span></strong>: Offered by private insurance companies, these plans combine coverage from both Part A and Part B and may include additional benefits, such as dental and vision care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Part D (Prescription Drug Coverage)</a></span></span></strong>: Provides coverage for prescription medications, helping to reduce out-of-pocket costs for medications.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What Does Medicare Cover?</h3></span></span><p></p><ul><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-a-covers" target="_blank" rel="noopener noreferrer">Hospital stays and inpatient care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-b-covers" target="_blank" rel="noopener noreferrer">Outpatient care and doctor visits</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/preventive-services" target="_blank" rel="noopener noreferrer">Preventive services</a></span></span> (such as screenings and vaccinations)</li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/home-health-care" target="_blank" rel="noopener noreferrer">Home health care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/hospice-services" target="_blank" rel="noopener noreferrer">Hospice care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Prescription drugs</a></span></span></li></ul><p><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading"><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/" target="_blank" rel="noopener noreferrer">Michigan Medicare Medicaid Assistance Program </a></span></span>(MMAP)</h3></span></span><p>The Michigan Medicare Medicaid Assistance Program (MMAP) is the state's SHIP program (State Health Insurance Assistance Program) which offers free and confidential counseling for individuals who have questions about Medicare, Medicaid and private insurance plans. MMAP assists beneficiaries with:<br></p><ul><li>Understanding Medicare benefits and coverage options</li><li>Navigating Medicaid services</li><li>Evaluating prescription drug plans</li><li>Applying for financial assistance programs</li><li>Resolving issues with coverage or claims</li></ul><p>For assistance with navigating open enrollment, contact MMAP to schedule time with a counselor <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/contact-us/" target="_blank" rel="noopener noreferrer">using this link</a></span></span> or by calling 1-800-803-7174.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">Key Takeaways for Changes in 2025</h3></span></span><p>Changes from the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/health/medicare-insurance/info-2024/medicare-changes-coming-in-2025.html#inflation" target="_blank" rel="noopener noreferrer">Inflation Reduction Act</a></span></span> will take effect next year.<br></p><ul><li>Lower out-of-pocket limit in Part D drug plans erases the old “donut hole.”</li><li>Weight loss drugs may be covered to treat other medical conditions.</li><li>Your Medicare Advantage plan may not stay the same; look for a midyear statement from your MA plan.</li><li>Caregivers for loved ones with dementia may be eligible for respite care.</li><li>More mental health counselors are encouraged to enroll as providers.</li></ul><p><br>Staying informed about Medicare is essential for making the best healthcare choices. For the latest updates and information, bookmark this page: <strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarpmi.org/Medicare" target="_blank" rel="noopener noreferrer">Navigating Medicare</a></span></span></strong>.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; 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Visit <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/" target="_blank" rel="noopener noreferrer">Medicare.gov</a></span></span> online for more detailed information. <br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">How Does Medicare Work?</h3></span></span><p><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-a" target="_blank" rel="noopener noreferrer">Part A (Hospital Insurance)</a></span></span></strong>: Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health services. <br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-b" target="_blank" rel="noopener noreferrer">Part B (Medical Insurance)</a></span></span></strong>: Covers outpatient care, doctor visits, preventive services, and some home health care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/medicare-advantage-plans" target="_blank" rel="noopener noreferrer">Part C (Medicare Advantage)</a></span></span></strong>: Offered by private insurance companies, these plans combine coverage from both Part A and Part B and may include additional benefits, such as dental and vision care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Part D (Prescription Drug Coverage)</a></span></span></strong>: Provides coverage for prescription medications, helping to reduce out-of-pocket costs for medications.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What Does Medicare Cover?</h3></span></span><p></p><ul><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-a-covers" target="_blank" rel="noopener noreferrer">Hospital stays and inpatient care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-b-covers" target="_blank" rel="noopener noreferrer">Outpatient care and doctor visits</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/preventive-services" target="_blank" rel="noopener noreferrer">Preventive services</a></span></span> (such as screenings and vaccinations)</li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/home-health-care" target="_blank" rel="noopener noreferrer">Home health care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/hospice-services" target="_blank" rel="noopener noreferrer">Hospice care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Prescription drugs</a></span></span></li></ul><p><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading"><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/" target="_blank" rel="noopener noreferrer">Michigan Medicare Medicaid Assistance Program </a></span></span>(MMAP)</h3></span></span><p>The Michigan Medicare Medicaid Assistance Program (MMAP) is the state's SHIP program (State Health Insurance Assistance Program) which offers free and confidential counseling for individuals who have questions about Medicare, Medicaid and private insurance plans. MMAP assists beneficiaries with:<br></p><ul><li>Understanding Medicare benefits and coverage options</li><li>Navigating Medicaid services</li><li>Evaluating prescription drug plans</li><li>Applying for financial assistance programs</li><li>Resolving issues with coverage or claims</li></ul><p>For assistance with navigating open enrollment, contact MMAP to schedule time with a counselor <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/contact-us/" target="_blank" rel="noopener noreferrer">using this link</a></span></span> or by calling 1-800-803-7174.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">Key Takeaways for Changes in 2025</h3></span></span><p>Changes from the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/health/medicare-insurance/info-2024/medicare-changes-coming-in-2025.html#inflation" target="_blank" rel="noopener noreferrer">Inflation Reduction Act</a></span></span> will take effect next year.<br></p><ul><li>Lower out-of-pocket limit in Part D drug plans erases the old “donut hole.”</li><li>Weight loss drugs may be covered to treat other medical conditions.</li><li>Your Medicare Advantage plan may not stay the same; look for a midyear statement from your MA plan.</li><li>Caregivers for loved ones with dementia may be eligible for respite care.</li><li>More mental health counselors are encouraged to enroll as providers.</li></ul><p><br>Staying informed about Medicare is essential for making the best healthcare choices. 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Open Enrollment for Medicare runs from October 15 to December 7. This is your chance to review your coverage, compare plans, and make necessary changes.
Learn More About Open Enrollment
Medicare is a federal health insurance program designed to provide coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. Visit Medicare.gov online for more detailed information.
Part A (Hospital Insurance): Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health services.
Part B (Medical Insurance): Covers outpatient care, doctor visits, preventive services, and some home health care.
Part C (Medicare Advantage): Offered by private insurance companies, these plans combine coverage from both Part A and Part B and may include additional benefits, such as dental and vision care.
Part D (Prescription Drug Coverage): Provides coverage for prescription medications, helping to reduce out-of-pocket costs for medications.
The Michigan Medicare Medicaid Assistance Program (MMAP) is the state's SHIP program (State Health Insurance Assistance Program) which offers free and confidential counseling for individuals who have questions about Medicare, Medicaid and private insurance plans. MMAP assists beneficiaries with:
For assistance with navigating open enrollment, contact MMAP to schedule time with a counselor using this link or by calling 1-800-803-7174.
Changes from the Inflation Reduction Act will take effect next year.
Staying informed about Medicare is essential for making the best healthcare choices. For the latest updates and information, bookmark this page: Navigating Medicare.
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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Navigating Medicare</h1></header> <div class="posted-on"> Posted on 10/10/24 by <b>Careena Eggleston</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p></p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/3d/19/ac604997444a8edd75febb7221e8/medicare-600-x-320-px.png" alt="Medicare (600 x 320 px).png" width="600" height="180"/> </figure> </div> </div><p></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What You Need to Know Right Now: <i>Open Enrollment</i></h3></span></span><p><strong>Open Enrollment for Medicare runs from October 15 to December 7.</strong> This is your chance to review your coverage, compare plans, and make necessary changes.<br><em><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/sign-up-change-plans" target="_blank" rel="noopener noreferrer">Learn More About Open Enrollment</a></span></span></em><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What is Medicare?</h3></span></span><p>Medicare is a federal health insurance program designed to provide coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. Visit <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/" target="_blank" rel="noopener noreferrer">Medicare.gov</a></span></span> online for more detailed information. <br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">How Does Medicare Work?</h3></span></span><p><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-a" target="_blank" rel="noopener noreferrer">Part A (Hospital Insurance)</a></span></span></strong>: Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health services. <br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-b" target="_blank" rel="noopener noreferrer">Part B (Medical Insurance)</a></span></span></strong>: Covers outpatient care, doctor visits, preventive services, and some home health care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/medicare-advantage-plans" target="_blank" rel="noopener noreferrer">Part C (Medicare Advantage)</a></span></span></strong>: Offered by private insurance companies, these plans combine coverage from both Part A and Part B and may include additional benefits, such as dental and vision care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Part D (Prescription Drug Coverage)</a></span></span></strong>: Provides coverage for prescription medications, helping to reduce out-of-pocket costs for medications.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What Does Medicare Cover?</h3></span></span><p></p><ul><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-a-covers" target="_blank" rel="noopener noreferrer">Hospital stays and inpatient care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-b-covers" target="_blank" rel="noopener noreferrer">Outpatient care and doctor visits</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/preventive-services" target="_blank" rel="noopener noreferrer">Preventive services</a></span></span> (such as screenings and vaccinations)</li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/home-health-care" target="_blank" rel="noopener noreferrer">Home health care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/hospice-services" target="_blank" rel="noopener noreferrer">Hospice care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Prescription drugs</a></span></span></li></ul><p><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading"><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/" target="_blank" rel="noopener noreferrer">Michigan Medicare Medicaid Assistance Program </a></span></span>(MMAP)</h3></span></span><p>The Michigan Medicare Medicaid Assistance Program (MMAP) is the state's SHIP program (State Health Insurance Assistance Program) which offers free and confidential counseling for individuals who have questions about Medicare, Medicaid and private insurance plans. MMAP assists beneficiaries with:<br></p><ul><li>Understanding Medicare benefits and coverage options</li><li>Navigating Medicaid services</li><li>Evaluating prescription drug plans</li><li>Applying for financial assistance programs</li><li>Resolving issues with coverage or claims</li></ul><p>For assistance with navigating open enrollment, contact MMAP to schedule time with a counselor <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/contact-us/" target="_blank" rel="noopener noreferrer">using this link</a></span></span> or by calling 1-800-803-7174.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">Key Takeaways for Changes in 2025</h3></span></span><p>Changes from the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/health/medicare-insurance/info-2024/medicare-changes-coming-in-2025.html#inflation" target="_blank" rel="noopener noreferrer">Inflation Reduction Act</a></span></span> will take effect next year.<br></p><ul><li>Lower out-of-pocket limit in Part D drug plans erases the old “donut hole.”</li><li>Weight loss drugs may be covered to treat other medical conditions.</li><li>Your Medicare Advantage plan may not stay the same; look for a midyear statement from your MA plan.</li><li>Caregivers for loved ones with dementia may be eligible for respite care.</li><li>More mental health counselors are encouraged to enroll as providers.</li></ul><p><br>Staying informed about Medicare is essential for making the best healthcare choices. For the latest updates and information, bookmark this page: <strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarpmi.org/Medicare" target="_blank" rel="noopener noreferrer">Navigating Medicare</a></span></span></strong>.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; 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This is your chance to review your" name="description"/> <meta content="Navigating, Medicare" name="keywords"/> <link rel="canonical" href="https://states.aarp.org/michigan/navigating-medicare" /> <meta property="og:url" content="https://vccstaging.local.aarp.org/news/navigating-medicare-mi-2024-10-10.html"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:title" content="Navigating Medicare"/> <meta name="twitter:description" content="Tools, Information, and Resources for Michiganders"/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/fd735d0/2147483647/strip/true/crop/280x180+160+0/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F3d%2F19%2Fac604997444a8edd75febb7221e8%2Fmedicare-600-x-320-px.png"/> <meta property="og:type" content="article"/> <meta property="og:title" content="Navigating Medicare"/> <meta property="og:description" content="Tools, Information, and Resources for Michiganders"/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/fd735d0/2147483647/strip/true/crop/280x180+160+0/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F3d%2F19%2Fac604997444a8edd75febb7221e8%2Fmedicare-600-x-320-px.png"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Navigating Medicare</h1></header> <div class="posted-on"> Posted on 10/10/24 by <b>Careena Eggleston</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p></p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/3d/19/ac604997444a8edd75febb7221e8/medicare-600-x-320-px.png" alt="Medicare (600 x 320 px).png" width="600" height="180"/> </figure> </div> </div><p></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What You Need to Know Right Now: <i>Open Enrollment</i></h3></span></span><p><strong>Open Enrollment for Medicare runs from October 15 to December 7.</strong> This is your chance to review your coverage, compare plans, and make necessary changes.<br><em><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/sign-up-change-plans" target="_blank" rel="noopener noreferrer">Learn More About Open Enrollment</a></span></span></em><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What is Medicare?</h3></span></span><p>Medicare is a federal health insurance program designed to provide coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. Visit <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/" target="_blank" rel="noopener noreferrer">Medicare.gov</a></span></span> online for more detailed information. <br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">How Does Medicare Work?</h3></span></span><p><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-a" target="_blank" rel="noopener noreferrer">Part A (Hospital Insurance)</a></span></span></strong>: Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health services. <br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-b" target="_blank" rel="noopener noreferrer">Part B (Medical Insurance)</a></span></span></strong>: Covers outpatient care, doctor visits, preventive services, and some home health care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/medicare-advantage-plans" target="_blank" rel="noopener noreferrer">Part C (Medicare Advantage)</a></span></span></strong>: Offered by private insurance companies, these plans combine coverage from both Part A and Part B and may include additional benefits, such as dental and vision care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Part D (Prescription Drug Coverage)</a></span></span></strong>: Provides coverage for prescription medications, helping to reduce out-of-pocket costs for medications.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What Does Medicare Cover?</h3></span></span><p></p><ul><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-a-covers" target="_blank" rel="noopener noreferrer">Hospital stays and inpatient care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-b-covers" target="_blank" rel="noopener noreferrer">Outpatient care and doctor visits</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/preventive-services" target="_blank" rel="noopener noreferrer">Preventive services</a></span></span> (such as screenings and vaccinations)</li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/home-health-care" target="_blank" rel="noopener noreferrer">Home health care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/hospice-services" target="_blank" rel="noopener noreferrer">Hospice care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Prescription drugs</a></span></span></li></ul><p><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading"><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/" target="_blank" rel="noopener noreferrer">Michigan Medicare Medicaid Assistance Program </a></span></span>(MMAP)</h3></span></span><p>The Michigan Medicare Medicaid Assistance Program (MMAP) is the state's SHIP program (State Health Insurance Assistance Program) which offers free and confidential counseling for individuals who have questions about Medicare, Medicaid and private insurance plans. MMAP assists beneficiaries with:<br></p><ul><li>Understanding Medicare benefits and coverage options</li><li>Navigating Medicaid services</li><li>Evaluating prescription drug plans</li><li>Applying for financial assistance programs</li><li>Resolving issues with coverage or claims</li></ul><p>For assistance with navigating open enrollment, contact MMAP to schedule time with a counselor <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/contact-us/" target="_blank" rel="noopener noreferrer">using this link</a></span></span> or by calling 1-800-803-7174.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">Key Takeaways for Changes in 2025</h3></span></span><p>Changes from the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/health/medicare-insurance/info-2024/medicare-changes-coming-in-2025.html#inflation" target="_blank" rel="noopener noreferrer">Inflation Reduction Act</a></span></span> will take effect next year.<br></p><ul><li>Lower out-of-pocket limit in Part D drug plans erases the old “donut hole.”</li><li>Weight loss drugs may be covered to treat other medical conditions.</li><li>Your Medicare Advantage plan may not stay the same; look for a midyear statement from your MA plan.</li><li>Caregivers for loved ones with dementia may be eligible for respite care.</li><li>More mental health counselors are encouraged to enroll as providers.</li></ul><p><br>Staying informed about Medicare is essential for making the best healthcare choices. For the latest updates and information, bookmark this page: <strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarpmi.org/Medicare" target="_blank" rel="noopener noreferrer">Navigating Medicare</a></span></span></strong>.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Navigating Medicare</h1></header> <div class="posted-on"> Posted on 10/10/24 by <b>Careena Eggleston</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p></p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/3d/19/ac604997444a8edd75febb7221e8/medicare-600-x-320-px.png" alt="Medicare (600 x 320 px).png" width="600" height="180"/> </figure> </div> </div><p></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What You Need to Know Right Now: <i>Open Enrollment</i></h3></span></span><p><strong>Open Enrollment for Medicare runs from October 15 to December 7.</strong> This is your chance to review your coverage, compare plans, and make necessary changes.<br><em><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/sign-up-change-plans" target="_blank" rel="noopener noreferrer">Learn More About Open Enrollment</a></span></span></em><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What is Medicare?</h3></span></span><p>Medicare is a federal health insurance program designed to provide coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. Visit <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/" target="_blank" rel="noopener noreferrer">Medicare.gov</a></span></span> online for more detailed information. <br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">How Does Medicare Work?</h3></span></span><p><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-a" target="_blank" rel="noopener noreferrer">Part A (Hospital Insurance)</a></span></span></strong>: Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health services. <br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-b" target="_blank" rel="noopener noreferrer">Part B (Medical Insurance)</a></span></span></strong>: Covers outpatient care, doctor visits, preventive services, and some home health care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/medicare-advantage-plans" target="_blank" rel="noopener noreferrer">Part C (Medicare Advantage)</a></span></span></strong>: Offered by private insurance companies, these plans combine coverage from both Part A and Part B and may include additional benefits, such as dental and vision care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Part D (Prescription Drug Coverage)</a></span></span></strong>: Provides coverage for prescription medications, helping to reduce out-of-pocket costs for medications.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What Does Medicare Cover?</h3></span></span><p></p><ul><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-a-covers" target="_blank" rel="noopener noreferrer">Hospital stays and inpatient care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-b-covers" target="_blank" rel="noopener noreferrer">Outpatient care and doctor visits</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/preventive-services" target="_blank" rel="noopener noreferrer">Preventive services</a></span></span> (such as screenings and vaccinations)</li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/home-health-care" target="_blank" rel="noopener noreferrer">Home health care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/hospice-services" target="_blank" rel="noopener noreferrer">Hospice care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Prescription drugs</a></span></span></li></ul><p><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading"><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/" target="_blank" rel="noopener noreferrer">Michigan Medicare Medicaid Assistance Program </a></span></span>(MMAP)</h3></span></span><p>The Michigan Medicare Medicaid Assistance Program (MMAP) is the state's SHIP program (State Health Insurance Assistance Program) which offers free and confidential counseling for individuals who have questions about Medicare, Medicaid and private insurance plans. MMAP assists beneficiaries with:<br></p><ul><li>Understanding Medicare benefits and coverage options</li><li>Navigating Medicaid services</li><li>Evaluating prescription drug plans</li><li>Applying for financial assistance programs</li><li>Resolving issues with coverage or claims</li></ul><p>For assistance with navigating open enrollment, contact MMAP to schedule time with a counselor <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/contact-us/" target="_blank" rel="noopener noreferrer">using this link</a></span></span> or by calling 1-800-803-7174.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">Key Takeaways for Changes in 2025</h3></span></span><p>Changes from the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/health/medicare-insurance/info-2024/medicare-changes-coming-in-2025.html#inflation" target="_blank" rel="noopener noreferrer">Inflation Reduction Act</a></span></span> will take effect next year.<br></p><ul><li>Lower out-of-pocket limit in Part D drug plans erases the old “donut hole.”</li><li>Weight loss drugs may be covered to treat other medical conditions.</li><li>Your Medicare Advantage plan may not stay the same; look for a midyear statement from your MA plan.</li><li>Caregivers for loved ones with dementia may be eligible for respite care.</li><li>More mental health counselors are encouraged to enroll as providers.</li></ul><p><br>Staying informed about Medicare is essential for making the best healthcare choices. For the latest updates and information, bookmark this page: <strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarpmi.org/Medicare" target="_blank" rel="noopener noreferrer">Navigating Medicare</a></span></span></strong>.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; 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}); </script> </div> </div> ', 'scripts_for_layout' => '<title>Navigating Medicare</title> <meta name="page_title" content="Navigating Medicare"/> <meta name="robots" content="noindex, nofollow"/> <meta content="What You Need to Know Right Now: Open EnrollmentOpen Enrollment for Medicare runs from October 15 to December 7. This is your chance to review your" name="description"/> <meta content="Navigating, Medicare" name="keywords"/> <link rel="canonical" href="https://states.aarp.org/michigan/navigating-medicare" /> <meta property="og:url" content="https://vccstaging.local.aarp.org/news/navigating-medicare-mi-2024-10-10.html"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:title" content="Navigating Medicare"/> <meta name="twitter:description" content="Tools, Information, and Resources for Michiganders"/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/fd735d0/2147483647/strip/true/crop/280x180+160+0/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F3d%2F19%2Fac604997444a8edd75febb7221e8%2Fmedicare-600-x-320-px.png"/> <meta property="og:type" content="article"/> <meta property="og:title" content="Navigating Medicare"/> <meta property="og:description" content="Tools, Information, and Resources for Michiganders"/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/fd735d0/2147483647/strip/true/crop/280x180+160+0/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F3d%2F19%2Fac604997444a8edd75febb7221e8%2Fmedicare-600-x-320-px.png"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Navigating Medicare</h1></header> <div class="posted-on"> Posted on 10/10/24 by <b>Careena Eggleston</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p></p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/3d/19/ac604997444a8edd75febb7221e8/medicare-600-x-320-px.png" alt="Medicare (600 x 320 px).png" width="600" height="180"/> </figure> </div> </div><p></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What You Need to Know Right Now: <i>Open Enrollment</i></h3></span></span><p><strong>Open Enrollment for Medicare runs from October 15 to December 7.</strong> This is your chance to review your coverage, compare plans, and make necessary changes.<br><em><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/sign-up-change-plans" target="_blank" rel="noopener noreferrer">Learn More About Open Enrollment</a></span></span></em><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What is Medicare?</h3></span></span><p>Medicare is a federal health insurance program designed to provide coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. Visit <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/" target="_blank" rel="noopener noreferrer">Medicare.gov</a></span></span> online for more detailed information. <br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">How Does Medicare Work?</h3></span></span><p><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-a" target="_blank" rel="noopener noreferrer">Part A (Hospital Insurance)</a></span></span></strong>: Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health services. <br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-b" target="_blank" rel="noopener noreferrer">Part B (Medical Insurance)</a></span></span></strong>: Covers outpatient care, doctor visits, preventive services, and some home health care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/medicare-advantage-plans" target="_blank" rel="noopener noreferrer">Part C (Medicare Advantage)</a></span></span></strong>: Offered by private insurance companies, these plans combine coverage from both Part A and Part B and may include additional benefits, such as dental and vision care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Part D (Prescription Drug Coverage)</a></span></span></strong>: Provides coverage for prescription medications, helping to reduce out-of-pocket costs for medications.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What Does Medicare Cover?</h3></span></span><p></p><ul><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-a-covers" target="_blank" rel="noopener noreferrer">Hospital stays and inpatient care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-b-covers" target="_blank" rel="noopener noreferrer">Outpatient care and doctor visits</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/preventive-services" target="_blank" rel="noopener noreferrer">Preventive services</a></span></span> (such as screenings and vaccinations)</li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/home-health-care" target="_blank" rel="noopener noreferrer">Home health care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/hospice-services" target="_blank" rel="noopener noreferrer">Hospice care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Prescription drugs</a></span></span></li></ul><p><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading"><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/" target="_blank" rel="noopener noreferrer">Michigan Medicare Medicaid Assistance Program </a></span></span>(MMAP)</h3></span></span><p>The Michigan Medicare Medicaid Assistance Program (MMAP) is the state's SHIP program (State Health Insurance Assistance Program) which offers free and confidential counseling for individuals who have questions about Medicare, Medicaid and private insurance plans. MMAP assists beneficiaries with:<br></p><ul><li>Understanding Medicare benefits and coverage options</li><li>Navigating Medicaid services</li><li>Evaluating prescription drug plans</li><li>Applying for financial assistance programs</li><li>Resolving issues with coverage or claims</li></ul><p>For assistance with navigating open enrollment, contact MMAP to schedule time with a counselor <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/contact-us/" target="_blank" rel="noopener noreferrer">using this link</a></span></span> or by calling 1-800-803-7174.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">Key Takeaways for Changes in 2025</h3></span></span><p>Changes from the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/health/medicare-insurance/info-2024/medicare-changes-coming-in-2025.html#inflation" target="_blank" rel="noopener noreferrer">Inflation Reduction Act</a></span></span> will take effect next year.<br></p><ul><li>Lower out-of-pocket limit in Part D drug plans erases the old “donut hole.”</li><li>Weight loss drugs may be covered to treat other medical conditions.</li><li>Your Medicare Advantage plan may not stay the same; look for a midyear statement from your MA plan.</li><li>Caregivers for loved ones with dementia may be eligible for respite care.</li><li>More mental health counselors are encouraged to enroll as providers.</li></ul><p><br>Staying informed about Medicare is essential for making the best healthcare choices. For the latest updates and information, bookmark this page: <strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarpmi.org/Medicare" target="_blank" rel="noopener noreferrer">Navigating Medicare</a></span></span></strong>.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Navigating Medicare</h1></header> <div class="posted-on"> Posted on 10/10/24 by <b>Careena Eggleston</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p></p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/3d/19/ac604997444a8edd75febb7221e8/medicare-600-x-320-px.png" alt="Medicare (600 x 320 px).png" width="600" height="180"/> </figure> </div> </div><p></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What You Need to Know Right Now: <i>Open Enrollment</i></h3></span></span><p><strong>Open Enrollment for Medicare runs from October 15 to December 7.</strong> This is your chance to review your coverage, compare plans, and make necessary changes.<br><em><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/sign-up-change-plans" target="_blank" rel="noopener noreferrer">Learn More About Open Enrollment</a></span></span></em><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What is Medicare?</h3></span></span><p>Medicare is a federal health insurance program designed to provide coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. Visit <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/" target="_blank" rel="noopener noreferrer">Medicare.gov</a></span></span> online for more detailed information. <br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">How Does Medicare Work?</h3></span></span><p><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-a" target="_blank" rel="noopener noreferrer">Part A (Hospital Insurance)</a></span></span></strong>: Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health services. <br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-b" target="_blank" rel="noopener noreferrer">Part B (Medical Insurance)</a></span></span></strong>: Covers outpatient care, doctor visits, preventive services, and some home health care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/medicare-advantage-plans" target="_blank" rel="noopener noreferrer">Part C (Medicare Advantage)</a></span></span></strong>: Offered by private insurance companies, these plans combine coverage from both Part A and Part B and may include additional benefits, such as dental and vision care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Part D (Prescription Drug Coverage)</a></span></span></strong>: Provides coverage for prescription medications, helping to reduce out-of-pocket costs for medications.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What Does Medicare Cover?</h3></span></span><p></p><ul><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-a-covers" target="_blank" rel="noopener noreferrer">Hospital stays and inpatient care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-b-covers" target="_blank" rel="noopener noreferrer">Outpatient care and doctor visits</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/preventive-services" target="_blank" rel="noopener noreferrer">Preventive services</a></span></span> (such as screenings and vaccinations)</li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/home-health-care" target="_blank" rel="noopener noreferrer">Home health care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/hospice-services" target="_blank" rel="noopener noreferrer">Hospice care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Prescription drugs</a></span></span></li></ul><p><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading"><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/" target="_blank" rel="noopener noreferrer">Michigan Medicare Medicaid Assistance Program </a></span></span>(MMAP)</h3></span></span><p>The Michigan Medicare Medicaid Assistance Program (MMAP) is the state's SHIP program (State Health Insurance Assistance Program) which offers free and confidential counseling for individuals who have questions about Medicare, Medicaid and private insurance plans. MMAP assists beneficiaries with:<br></p><ul><li>Understanding Medicare benefits and coverage options</li><li>Navigating Medicaid services</li><li>Evaluating prescription drug plans</li><li>Applying for financial assistance programs</li><li>Resolving issues with coverage or claims</li></ul><p>For assistance with navigating open enrollment, contact MMAP to schedule time with a counselor <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/contact-us/" target="_blank" rel="noopener noreferrer">using this link</a></span></span> or by calling 1-800-803-7174.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">Key Takeaways for Changes in 2025</h3></span></span><p>Changes from the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/health/medicare-insurance/info-2024/medicare-changes-coming-in-2025.html#inflation" target="_blank" rel="noopener noreferrer">Inflation Reduction Act</a></span></span> will take effect next year.<br></p><ul><li>Lower out-of-pocket limit in Part D drug plans erases the old “donut hole.”</li><li>Weight loss drugs may be covered to treat other medical conditions.</li><li>Your Medicare Advantage plan may not stay the same; look for a midyear statement from your MA plan.</li><li>Caregivers for loved ones with dementia may be eligible for respite care.</li><li>More mental health counselors are encouraged to enroll as providers.</li></ul><p><br>Staying informed about Medicare is essential for making the best healthcare choices. For the latest updates and information, bookmark this page: <strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarpmi.org/Medicare" target="_blank" rel="noopener noreferrer">Navigating Medicare</a></span></span></strong>.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; 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This is your chance to review your" name="description"/> <meta content="Navigating, Medicare" name="keywords"/> <link rel="canonical" href="https://states.aarp.org/michigan/navigating-medicare" /> <meta property="og:url" content="https://vccstaging.local.aarp.org/news/navigating-medicare-mi-2024-10-10.html"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:title" content="Navigating Medicare"/> <meta name="twitter:description" content="Tools, Information, and Resources for Michiganders"/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/fd735d0/2147483647/strip/true/crop/280x180+160+0/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F3d%2F19%2Fac604997444a8edd75febb7221e8%2Fmedicare-600-x-320-px.png"/> <meta property="og:type" content="article"/> <meta property="og:title" content="Navigating Medicare"/> <meta property="og:description" content="Tools, Information, and Resources for Michiganders"/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/fd735d0/2147483647/strip/true/crop/280x180+160+0/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F3d%2F19%2Fac604997444a8edd75febb7221e8%2Fmedicare-600-x-320-px.png"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Navigating Medicare</h1></header> <div class="posted-on"> Posted on 10/10/24 by <b>Careena Eggleston</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p></p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/3d/19/ac604997444a8edd75febb7221e8/medicare-600-x-320-px.png" alt="Medicare (600 x 320 px).png" width="600" height="180"/> </figure> </div> </div><p></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What You Need to Know Right Now: <i>Open Enrollment</i></h3></span></span><p><strong>Open Enrollment for Medicare runs from October 15 to December 7.</strong> This is your chance to review your coverage, compare plans, and make necessary changes.<br><em><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/sign-up-change-plans" target="_blank" rel="noopener noreferrer">Learn More About Open Enrollment</a></span></span></em><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What is Medicare?</h3></span></span><p>Medicare is a federal health insurance program designed to provide coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. Visit <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/" target="_blank" rel="noopener noreferrer">Medicare.gov</a></span></span> online for more detailed information. <br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">How Does Medicare Work?</h3></span></span><p><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-a" target="_blank" rel="noopener noreferrer">Part A (Hospital Insurance)</a></span></span></strong>: Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health services. <br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-b" target="_blank" rel="noopener noreferrer">Part B (Medical Insurance)</a></span></span></strong>: Covers outpatient care, doctor visits, preventive services, and some home health care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/medicare-advantage-plans" target="_blank" rel="noopener noreferrer">Part C (Medicare Advantage)</a></span></span></strong>: Offered by private insurance companies, these plans combine coverage from both Part A and Part B and may include additional benefits, such as dental and vision care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Part D (Prescription Drug Coverage)</a></span></span></strong>: Provides coverage for prescription medications, helping to reduce out-of-pocket costs for medications.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What Does Medicare Cover?</h3></span></span><p></p><ul><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-a-covers" target="_blank" rel="noopener noreferrer">Hospital stays and inpatient care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-b-covers" target="_blank" rel="noopener noreferrer">Outpatient care and doctor visits</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/preventive-services" target="_blank" rel="noopener noreferrer">Preventive services</a></span></span> (such as screenings and vaccinations)</li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/home-health-care" target="_blank" rel="noopener noreferrer">Home health care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/hospice-services" target="_blank" rel="noopener noreferrer">Hospice care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Prescription drugs</a></span></span></li></ul><p><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading"><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/" target="_blank" rel="noopener noreferrer">Michigan Medicare Medicaid Assistance Program </a></span></span>(MMAP)</h3></span></span><p>The Michigan Medicare Medicaid Assistance Program (MMAP) is the state's SHIP program (State Health Insurance Assistance Program) which offers free and confidential counseling for individuals who have questions about Medicare, Medicaid and private insurance plans. MMAP assists beneficiaries with:<br></p><ul><li>Understanding Medicare benefits and coverage options</li><li>Navigating Medicaid services</li><li>Evaluating prescription drug plans</li><li>Applying for financial assistance programs</li><li>Resolving issues with coverage or claims</li></ul><p>For assistance with navigating open enrollment, contact MMAP to schedule time with a counselor <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/contact-us/" target="_blank" rel="noopener noreferrer">using this link</a></span></span> or by calling 1-800-803-7174.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">Key Takeaways for Changes in 2025</h3></span></span><p>Changes from the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/health/medicare-insurance/info-2024/medicare-changes-coming-in-2025.html#inflation" target="_blank" rel="noopener noreferrer">Inflation Reduction Act</a></span></span> will take effect next year.<br></p><ul><li>Lower out-of-pocket limit in Part D drug plans erases the old “donut hole.”</li><li>Weight loss drugs may be covered to treat other medical conditions.</li><li>Your Medicare Advantage plan may not stay the same; look for a midyear statement from your MA plan.</li><li>Caregivers for loved ones with dementia may be eligible for respite care.</li><li>More mental health counselors are encouraged to enroll as providers.</li></ul><p><br>Staying informed about Medicare is essential for making the best healthcare choices. For the latest updates and information, bookmark this page: <strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarpmi.org/Medicare" target="_blank" rel="noopener noreferrer">Navigating Medicare</a></span></span></strong>.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Navigating Medicare</h1></header> <div class="posted-on"> Posted on 10/10/24 by <b>Careena Eggleston</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p></p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/3d/19/ac604997444a8edd75febb7221e8/medicare-600-x-320-px.png" alt="Medicare (600 x 320 px).png" width="600" height="180"/> </figure> </div> </div><p></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What You Need to Know Right Now: <i>Open Enrollment</i></h3></span></span><p><strong>Open Enrollment for Medicare runs from October 15 to December 7.</strong> This is your chance to review your coverage, compare plans, and make necessary changes.<br><em><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/sign-up-change-plans" target="_blank" rel="noopener noreferrer">Learn More About Open Enrollment</a></span></span></em><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What is Medicare?</h3></span></span><p>Medicare is a federal health insurance program designed to provide coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. Visit <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/" target="_blank" rel="noopener noreferrer">Medicare.gov</a></span></span> online for more detailed information. <br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">How Does Medicare Work?</h3></span></span><p><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-a" target="_blank" rel="noopener noreferrer">Part A (Hospital Insurance)</a></span></span></strong>: Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health services. <br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-b" target="_blank" rel="noopener noreferrer">Part B (Medical Insurance)</a></span></span></strong>: Covers outpatient care, doctor visits, preventive services, and some home health care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/medicare-advantage-plans" target="_blank" rel="noopener noreferrer">Part C (Medicare Advantage)</a></span></span></strong>: Offered by private insurance companies, these plans combine coverage from both Part A and Part B and may include additional benefits, such as dental and vision care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Part D (Prescription Drug Coverage)</a></span></span></strong>: Provides coverage for prescription medications, helping to reduce out-of-pocket costs for medications.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What Does Medicare Cover?</h3></span></span><p></p><ul><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-a-covers" target="_blank" rel="noopener noreferrer">Hospital stays and inpatient care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-b-covers" target="_blank" rel="noopener noreferrer">Outpatient care and doctor visits</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/preventive-services" target="_blank" rel="noopener noreferrer">Preventive services</a></span></span> (such as screenings and vaccinations)</li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/home-health-care" target="_blank" rel="noopener noreferrer">Home health care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/hospice-services" target="_blank" rel="noopener noreferrer">Hospice care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Prescription drugs</a></span></span></li></ul><p><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading"><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/" target="_blank" rel="noopener noreferrer">Michigan Medicare Medicaid Assistance Program </a></span></span>(MMAP)</h3></span></span><p>The Michigan Medicare Medicaid Assistance Program (MMAP) is the state's SHIP program (State Health Insurance Assistance Program) which offers free and confidential counseling for individuals who have questions about Medicare, Medicaid and private insurance plans. MMAP assists beneficiaries with:<br></p><ul><li>Understanding Medicare benefits and coverage options</li><li>Navigating Medicaid services</li><li>Evaluating prescription drug plans</li><li>Applying for financial assistance programs</li><li>Resolving issues with coverage or claims</li></ul><p>For assistance with navigating open enrollment, contact MMAP to schedule time with a counselor <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/contact-us/" target="_blank" rel="noopener noreferrer">using this link</a></span></span> or by calling 1-800-803-7174.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">Key Takeaways for Changes in 2025</h3></span></span><p>Changes from the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/health/medicare-insurance/info-2024/medicare-changes-coming-in-2025.html#inflation" target="_blank" rel="noopener noreferrer">Inflation Reduction Act</a></span></span> will take effect next year.<br></p><ul><li>Lower out-of-pocket limit in Part D drug plans erases the old “donut hole.”</li><li>Weight loss drugs may be covered to treat other medical conditions.</li><li>Your Medicare Advantage plan may not stay the same; look for a midyear statement from your MA plan.</li><li>Caregivers for loved ones with dementia may be eligible for respite care.</li><li>More mental health counselors are encouraged to enroll as providers.</li></ul><p><br>Staying informed about Medicare is essential for making the best healthcare choices. For the latest updates and information, bookmark this page: <strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarpmi.org/Medicare" target="_blank" rel="noopener noreferrer">Navigating Medicare</a></span></span></strong>.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; 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}); </script> </div> </div> ', 'scripts_for_layout' => '<title>Navigating Medicare</title> <meta name="page_title" content="Navigating Medicare"/> <meta name="robots" content="noindex, nofollow"/> <meta content="What You Need to Know Right Now: Open EnrollmentOpen Enrollment for Medicare runs from October 15 to December 7. This is your chance to review your" name="description"/> <meta content="Navigating, Medicare" name="keywords"/> <link rel="canonical" href="https://states.aarp.org/michigan/navigating-medicare" /> <meta property="og:url" content="https://vccstaging.local.aarp.org/news/navigating-medicare-mi-2024-10-10.html"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:title" content="Navigating Medicare"/> <meta name="twitter:description" content="Tools, Information, and Resources for Michiganders"/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/fd735d0/2147483647/strip/true/crop/280x180+160+0/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F3d%2F19%2Fac604997444a8edd75febb7221e8%2Fmedicare-600-x-320-px.png"/> <meta property="og:type" content="article"/> <meta property="og:title" content="Navigating Medicare"/> <meta property="og:description" content="Tools, Information, and Resources for Michiganders"/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/fd735d0/2147483647/strip/true/crop/280x180+160+0/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F3d%2F19%2Fac604997444a8edd75febb7221e8%2Fmedicare-600-x-320-px.png"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Navigating Medicare</h1></header> <div class="posted-on"> Posted on 10/10/24 by <b>Careena Eggleston</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p></p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/3d/19/ac604997444a8edd75febb7221e8/medicare-600-x-320-px.png" alt="Medicare (600 x 320 px).png" width="600" height="180"/> </figure> </div> </div><p></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What You Need to Know Right Now: <i>Open Enrollment</i></h3></span></span><p><strong>Open Enrollment for Medicare runs from October 15 to December 7.</strong> This is your chance to review your coverage, compare plans, and make necessary changes.<br><em><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/sign-up-change-plans" target="_blank" rel="noopener noreferrer">Learn More About Open Enrollment</a></span></span></em><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What is Medicare?</h3></span></span><p>Medicare is a federal health insurance program designed to provide coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. Visit <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/" target="_blank" rel="noopener noreferrer">Medicare.gov</a></span></span> online for more detailed information. <br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">How Does Medicare Work?</h3></span></span><p><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-a" target="_blank" rel="noopener noreferrer">Part A (Hospital Insurance)</a></span></span></strong>: Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health services. <br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-b" target="_blank" rel="noopener noreferrer">Part B (Medical Insurance)</a></span></span></strong>: Covers outpatient care, doctor visits, preventive services, and some home health care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/medicare-advantage-plans" target="_blank" rel="noopener noreferrer">Part C (Medicare Advantage)</a></span></span></strong>: Offered by private insurance companies, these plans combine coverage from both Part A and Part B and may include additional benefits, such as dental and vision care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Part D (Prescription Drug Coverage)</a></span></span></strong>: Provides coverage for prescription medications, helping to reduce out-of-pocket costs for medications.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What Does Medicare Cover?</h3></span></span><p></p><ul><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-a-covers" target="_blank" rel="noopener noreferrer">Hospital stays and inpatient care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-b-covers" target="_blank" rel="noopener noreferrer">Outpatient care and doctor visits</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/preventive-services" target="_blank" rel="noopener noreferrer">Preventive services</a></span></span> (such as screenings and vaccinations)</li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/home-health-care" target="_blank" rel="noopener noreferrer">Home health care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/hospice-services" target="_blank" rel="noopener noreferrer">Hospice care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Prescription drugs</a></span></span></li></ul><p><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading"><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/" target="_blank" rel="noopener noreferrer">Michigan Medicare Medicaid Assistance Program </a></span></span>(MMAP)</h3></span></span><p>The Michigan Medicare Medicaid Assistance Program (MMAP) is the state's SHIP program (State Health Insurance Assistance Program) which offers free and confidential counseling for individuals who have questions about Medicare, Medicaid and private insurance plans. MMAP assists beneficiaries with:<br></p><ul><li>Understanding Medicare benefits and coverage options</li><li>Navigating Medicaid services</li><li>Evaluating prescription drug plans</li><li>Applying for financial assistance programs</li><li>Resolving issues with coverage or claims</li></ul><p>For assistance with navigating open enrollment, contact MMAP to schedule time with a counselor <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/contact-us/" target="_blank" rel="noopener noreferrer">using this link</a></span></span> or by calling 1-800-803-7174.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">Key Takeaways for Changes in 2025</h3></span></span><p>Changes from the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/health/medicare-insurance/info-2024/medicare-changes-coming-in-2025.html#inflation" target="_blank" rel="noopener noreferrer">Inflation Reduction Act</a></span></span> will take effect next year.<br></p><ul><li>Lower out-of-pocket limit in Part D drug plans erases the old “donut hole.”</li><li>Weight loss drugs may be covered to treat other medical conditions.</li><li>Your Medicare Advantage plan may not stay the same; look for a midyear statement from your MA plan.</li><li>Caregivers for loved ones with dementia may be eligible for respite care.</li><li>More mental health counselors are encouraged to enroll as providers.</li></ul><p><br>Staying informed about Medicare is essential for making the best healthcare choices. For the latest updates and information, bookmark this page: <strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarpmi.org/Medicare" target="_blank" rel="noopener noreferrer">Navigating Medicare</a></span></span></strong>.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Navigating Medicare</h1></header> <div class="posted-on"> Posted on 10/10/24 by <b>Careena Eggleston</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p></p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/3d/19/ac604997444a8edd75febb7221e8/medicare-600-x-320-px.png" alt="Medicare (600 x 320 px).png" width="600" height="180"/> </figure> </div> </div><p></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What You Need to Know Right Now: <i>Open Enrollment</i></h3></span></span><p><strong>Open Enrollment for Medicare runs from October 15 to December 7.</strong> This is your chance to review your coverage, compare plans, and make necessary changes.<br><em><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/sign-up-change-plans" target="_blank" rel="noopener noreferrer">Learn More About Open Enrollment</a></span></span></em><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What is Medicare?</h3></span></span><p>Medicare is a federal health insurance program designed to provide coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. Visit <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/" target="_blank" rel="noopener noreferrer">Medicare.gov</a></span></span> online for more detailed information. <br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">How Does Medicare Work?</h3></span></span><p><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-a" target="_blank" rel="noopener noreferrer">Part A (Hospital Insurance)</a></span></span></strong>: Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health services. <br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-b" target="_blank" rel="noopener noreferrer">Part B (Medical Insurance)</a></span></span></strong>: Covers outpatient care, doctor visits, preventive services, and some home health care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/medicare-advantage-plans" target="_blank" rel="noopener noreferrer">Part C (Medicare Advantage)</a></span></span></strong>: Offered by private insurance companies, these plans combine coverage from both Part A and Part B and may include additional benefits, such as dental and vision care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Part D (Prescription Drug Coverage)</a></span></span></strong>: Provides coverage for prescription medications, helping to reduce out-of-pocket costs for medications.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What Does Medicare Cover?</h3></span></span><p></p><ul><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-a-covers" target="_blank" rel="noopener noreferrer">Hospital stays and inpatient care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-b-covers" target="_blank" rel="noopener noreferrer">Outpatient care and doctor visits</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/preventive-services" target="_blank" rel="noopener noreferrer">Preventive services</a></span></span> (such as screenings and vaccinations)</li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/home-health-care" target="_blank" rel="noopener noreferrer">Home health care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/hospice-services" target="_blank" rel="noopener noreferrer">Hospice care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Prescription drugs</a></span></span></li></ul><p><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading"><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/" target="_blank" rel="noopener noreferrer">Michigan Medicare Medicaid Assistance Program </a></span></span>(MMAP)</h3></span></span><p>The Michigan Medicare Medicaid Assistance Program (MMAP) is the state's SHIP program (State Health Insurance Assistance Program) which offers free and confidential counseling for individuals who have questions about Medicare, Medicaid and private insurance plans. MMAP assists beneficiaries with:<br></p><ul><li>Understanding Medicare benefits and coverage options</li><li>Navigating Medicaid services</li><li>Evaluating prescription drug plans</li><li>Applying for financial assistance programs</li><li>Resolving issues with coverage or claims</li></ul><p>For assistance with navigating open enrollment, contact MMAP to schedule time with a counselor <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/contact-us/" target="_blank" rel="noopener noreferrer">using this link</a></span></span> or by calling 1-800-803-7174.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">Key Takeaways for Changes in 2025</h3></span></span><p>Changes from the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/health/medicare-insurance/info-2024/medicare-changes-coming-in-2025.html#inflation" target="_blank" rel="noopener noreferrer">Inflation Reduction Act</a></span></span> will take effect next year.<br></p><ul><li>Lower out-of-pocket limit in Part D drug plans erases the old “donut hole.”</li><li>Weight loss drugs may be covered to treat other medical conditions.</li><li>Your Medicare Advantage plan may not stay the same; look for a midyear statement from your MA plan.</li><li>Caregivers for loved ones with dementia may be eligible for respite care.</li><li>More mental health counselors are encouraged to enroll as providers.</li></ul><p><br>Staying informed about Medicare is essential for making the best healthcare choices. For the latest updates and information, bookmark this page: <strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarpmi.org/Medicare" target="_blank" rel="noopener noreferrer">Navigating Medicare</a></span></span></strong>.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; 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}); </script> </div> </div> ', 'scripts_for_layout' => '<title>Navigating Medicare</title> <meta name="page_title" content="Navigating Medicare"/> <meta name="robots" content="noindex, nofollow"/> <meta content="What You Need to Know Right Now: Open EnrollmentOpen Enrollment for Medicare runs from October 15 to December 7. This is your chance to review your" name="description"/> <meta content="Navigating, Medicare" name="keywords"/> <link rel="canonical" href="https://states.aarp.org/michigan/navigating-medicare" /> <meta property="og:url" content="https://vccstaging.local.aarp.org/news/navigating-medicare-mi-2024-10-10.html"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:title" content="Navigating Medicare"/> <meta name="twitter:description" content="Tools, Information, and Resources for Michiganders"/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/fd735d0/2147483647/strip/true/crop/280x180+160+0/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F3d%2F19%2Fac604997444a8edd75febb7221e8%2Fmedicare-600-x-320-px.png"/> <meta property="og:type" content="article"/> <meta property="og:title" content="Navigating Medicare"/> <meta property="og:description" content="Tools, Information, and Resources for Michiganders"/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/fd735d0/2147483647/strip/true/crop/280x180+160+0/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F3d%2F19%2Fac604997444a8edd75febb7221e8%2Fmedicare-600-x-320-px.png"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Navigating Medicare</h1></header> <div class="posted-on"> Posted on 10/10/24 by <b>Careena Eggleston</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p></p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/3d/19/ac604997444a8edd75febb7221e8/medicare-600-x-320-px.png" alt="Medicare (600 x 320 px).png" width="600" height="180"/> </figure> </div> </div><p></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What You Need to Know Right Now: <i>Open Enrollment</i></h3></span></span><p><strong>Open Enrollment for Medicare runs from October 15 to December 7.</strong> This is your chance to review your coverage, compare plans, and make necessary changes.<br><em><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/sign-up-change-plans" target="_blank" rel="noopener noreferrer">Learn More About Open Enrollment</a></span></span></em><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What is Medicare?</h3></span></span><p>Medicare is a federal health insurance program designed to provide coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. Visit <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/" target="_blank" rel="noopener noreferrer">Medicare.gov</a></span></span> online for more detailed information. <br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">How Does Medicare Work?</h3></span></span><p><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-a" target="_blank" rel="noopener noreferrer">Part A (Hospital Insurance)</a></span></span></strong>: Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health services. <br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-b" target="_blank" rel="noopener noreferrer">Part B (Medical Insurance)</a></span></span></strong>: Covers outpatient care, doctor visits, preventive services, and some home health care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/medicare-advantage-plans" target="_blank" rel="noopener noreferrer">Part C (Medicare Advantage)</a></span></span></strong>: Offered by private insurance companies, these plans combine coverage from both Part A and Part B and may include additional benefits, such as dental and vision care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Part D (Prescription Drug Coverage)</a></span></span></strong>: Provides coverage for prescription medications, helping to reduce out-of-pocket costs for medications.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What Does Medicare Cover?</h3></span></span><p></p><ul><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-a-covers" target="_blank" rel="noopener noreferrer">Hospital stays and inpatient care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-b-covers" target="_blank" rel="noopener noreferrer">Outpatient care and doctor visits</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/preventive-services" target="_blank" rel="noopener noreferrer">Preventive services</a></span></span> (such as screenings and vaccinations)</li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/home-health-care" target="_blank" rel="noopener noreferrer">Home health care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/hospice-services" target="_blank" rel="noopener noreferrer">Hospice care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Prescription drugs</a></span></span></li></ul><p><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading"><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/" target="_blank" rel="noopener noreferrer">Michigan Medicare Medicaid Assistance Program </a></span></span>(MMAP)</h3></span></span><p>The Michigan Medicare Medicaid Assistance Program (MMAP) is the state's SHIP program (State Health Insurance Assistance Program) which offers free and confidential counseling for individuals who have questions about Medicare, Medicaid and private insurance plans. MMAP assists beneficiaries with:<br></p><ul><li>Understanding Medicare benefits and coverage options</li><li>Navigating Medicaid services</li><li>Evaluating prescription drug plans</li><li>Applying for financial assistance programs</li><li>Resolving issues with coverage or claims</li></ul><p>For assistance with navigating open enrollment, contact MMAP to schedule time with a counselor <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/contact-us/" target="_blank" rel="noopener noreferrer">using this link</a></span></span> or by calling 1-800-803-7174.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">Key Takeaways for Changes in 2025</h3></span></span><p>Changes from the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/health/medicare-insurance/info-2024/medicare-changes-coming-in-2025.html#inflation" target="_blank" rel="noopener noreferrer">Inflation Reduction Act</a></span></span> will take effect next year.<br></p><ul><li>Lower out-of-pocket limit in Part D drug plans erases the old “donut hole.”</li><li>Weight loss drugs may be covered to treat other medical conditions.</li><li>Your Medicare Advantage plan may not stay the same; look for a midyear statement from your MA plan.</li><li>Caregivers for loved ones with dementia may be eligible for respite care.</li><li>More mental health counselors are encouraged to enroll as providers.</li></ul><p><br>Staying informed about Medicare is essential for making the best healthcare choices. For the latest updates and information, bookmark this page: <strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarpmi.org/Medicare" target="_blank" rel="noopener noreferrer">Navigating Medicare</a></span></span></strong>.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; 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$viewFile = '/var/www/vhosts/vcc_staging/app/View/Layouts/aarp_2023.ctp' $dataForView = array( 'content_for_layout' => '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Navigating Medicare</h1></header> <div class="posted-on"> Posted on 10/10/24 by <b>Careena Eggleston</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p></p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/3d/19/ac604997444a8edd75febb7221e8/medicare-600-x-320-px.png" alt="Medicare (600 x 320 px).png" width="600" height="180"/> </figure> </div> </div><p></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What You Need to Know Right Now: <i>Open Enrollment</i></h3></span></span><p><strong>Open Enrollment for Medicare runs from October 15 to December 7.</strong> This is your chance to review your coverage, compare plans, and make necessary changes.<br><em><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/sign-up-change-plans" target="_blank" rel="noopener noreferrer">Learn More About Open Enrollment</a></span></span></em><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What is Medicare?</h3></span></span><p>Medicare is a federal health insurance program designed to provide coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. Visit <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/" target="_blank" rel="noopener noreferrer">Medicare.gov</a></span></span> online for more detailed information. <br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">How Does Medicare Work?</h3></span></span><p><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-a" target="_blank" rel="noopener noreferrer">Part A (Hospital Insurance)</a></span></span></strong>: Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health services. <br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-b" target="_blank" rel="noopener noreferrer">Part B (Medical Insurance)</a></span></span></strong>: Covers outpatient care, doctor visits, preventive services, and some home health care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/medicare-advantage-plans" target="_blank" rel="noopener noreferrer">Part C (Medicare Advantage)</a></span></span></strong>: Offered by private insurance companies, these plans combine coverage from both Part A and Part B and may include additional benefits, such as dental and vision care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Part D (Prescription Drug Coverage)</a></span></span></strong>: Provides coverage for prescription medications, helping to reduce out-of-pocket costs for medications.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What Does Medicare Cover?</h3></span></span><p></p><ul><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-a-covers" target="_blank" rel="noopener noreferrer">Hospital stays and inpatient care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-b-covers" target="_blank" rel="noopener noreferrer">Outpatient care and doctor visits</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/preventive-services" target="_blank" rel="noopener noreferrer">Preventive services</a></span></span> (such as screenings and vaccinations)</li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/home-health-care" target="_blank" rel="noopener noreferrer">Home health care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/hospice-services" target="_blank" rel="noopener noreferrer">Hospice care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Prescription drugs</a></span></span></li></ul><p><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading"><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/" target="_blank" rel="noopener noreferrer">Michigan Medicare Medicaid Assistance Program </a></span></span>(MMAP)</h3></span></span><p>The Michigan Medicare Medicaid Assistance Program (MMAP) is the state's SHIP program (State Health Insurance Assistance Program) which offers free and confidential counseling for individuals who have questions about Medicare, Medicaid and private insurance plans. MMAP assists beneficiaries with:<br></p><ul><li>Understanding Medicare benefits and coverage options</li><li>Navigating Medicaid services</li><li>Evaluating prescription drug plans</li><li>Applying for financial assistance programs</li><li>Resolving issues with coverage or claims</li></ul><p>For assistance with navigating open enrollment, contact MMAP to schedule time with a counselor <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/contact-us/" target="_blank" rel="noopener noreferrer">using this link</a></span></span> or by calling 1-800-803-7174.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">Key Takeaways for Changes in 2025</h3></span></span><p>Changes from the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/health/medicare-insurance/info-2024/medicare-changes-coming-in-2025.html#inflation" target="_blank" rel="noopener noreferrer">Inflation Reduction Act</a></span></span> will take effect next year.<br></p><ul><li>Lower out-of-pocket limit in Part D drug plans erases the old “donut hole.”</li><li>Weight loss drugs may be covered to treat other medical conditions.</li><li>Your Medicare Advantage plan may not stay the same; look for a midyear statement from your MA plan.</li><li>Caregivers for loved ones with dementia may be eligible for respite care.</li><li>More mental health counselors are encouraged to enroll as providers.</li></ul><p><br>Staying informed about Medicare is essential for making the best healthcare choices. For the latest updates and information, bookmark this page: <strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarpmi.org/Medicare" target="_blank" rel="noopener noreferrer">Navigating Medicare</a></span></span></strong>.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; 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}); </script> </div> </div> ', 'scripts_for_layout' => '<title>Navigating Medicare</title> <meta name="page_title" content="Navigating Medicare"/> <meta name="robots" content="noindex, nofollow"/> <meta content="What You Need to Know Right Now: Open EnrollmentOpen Enrollment for Medicare runs from October 15 to December 7. This is your chance to review your" name="description"/> <meta content="Navigating, Medicare" name="keywords"/> <link rel="canonical" href="https://states.aarp.org/michigan/navigating-medicare" /> <meta property="og:url" content="https://vccstaging.local.aarp.org/news/navigating-medicare-mi-2024-10-10.html"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:title" content="Navigating Medicare"/> <meta name="twitter:description" content="Tools, Information, and Resources for Michiganders"/> <meta name="twitter:image" content="https://aarp-states.brightspotcdn.com/dims4/default/fd735d0/2147483647/strip/true/crop/280x180+160+0/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F3d%2F19%2Fac604997444a8edd75febb7221e8%2Fmedicare-600-x-320-px.png"/> <meta property="og:type" content="article"/> <meta property="og:title" content="Navigating Medicare"/> <meta property="og:description" content="Tools, Information, and Resources for Michiganders"/> <meta property="og:image" content="https://aarp-states.brightspotcdn.com/dims4/default/fd735d0/2147483647/strip/true/crop/280x180+160+0/resize/420x270!/quality/90/?url=http%3A%2F%2Faarp-brightspot.s3.amazonaws.com%2Fstates%2F3d%2F19%2Fac604997444a8edd75febb7221e8%2Fmedicare-600-x-320-px.png"/> :root { --primaryColor: #ff1e3c; --primaryTextColor: #2a2a2a; --linkTextColor: #1f66bd; --linkHoverColor: #1f66bd; --secondaryTextColor: #000000; --secondaryColor2: #000000; --secondaryColor3: #000000; --secondaryColor4: #000000; --secondaryColor5: #000000; --black: #000000; --white: #ffffff; --grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }', 'title_for_layout' => '{local_city_c}, {local_state} Happenings - AARP' ) $content_for_layout = '<div class="row twoColumnLayout"> <div class="col-md-8 left-rail"><div class="module clearfix"><div class="ar-basic-box"> <div> <div class="module-spacer"> <header><h1 class="article-headline">Navigating Medicare</h1></header> <div class="posted-on"> Posted on 10/10/24 by <b>Careena Eggleston</b> </div> </div> <div class="module-spacer"> <span class="blog-content"><p><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p></p><div class="Enhancement" > <div class="Enhancement-item"><figure class="Figure" data-alignment="center"> <img src="https://aarp-states.brightspotcdn.com/3d/19/ac604997444a8edd75febb7221e8/medicare-600-x-320-px.png" alt="Medicare (600 x 320 px).png" width="600" height="180"/> </figure> </div> </div><p></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What You Need to Know Right Now: <i>Open Enrollment</i></h3></span></span><p><strong>Open Enrollment for Medicare runs from October 15 to December 7.</strong> This is your chance to review your coverage, compare plans, and make necessary changes.<br><em><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/sign-up-change-plans" target="_blank" rel="noopener noreferrer">Learn More About Open Enrollment</a></span></span></em><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What is Medicare?</h3></span></span><p>Medicare is a federal health insurance program designed to provide coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. Visit <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/" target="_blank" rel="noopener noreferrer">Medicare.gov</a></span></span> online for more detailed information. <br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">How Does Medicare Work?</h3></span></span><p><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-a" target="_blank" rel="noopener noreferrer">Part A (Hospital Insurance)</a></span></span></strong>: Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health services. <br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/part-b" target="_blank" rel="noopener noreferrer">Part B (Medical Insurance)</a></span></span></strong>: Covers outpatient care, doctor visits, preventive services, and some home health care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/medicare-advantage-plans" target="_blank" rel="noopener noreferrer">Part C (Medicare Advantage)</a></span></span></strong>: Offered by private insurance companies, these plans combine coverage from both Part A and Part B and may include additional benefits, such as dental and vision care.<br><strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Part D (Prescription Drug Coverage)</a></span></span></strong>: Provides coverage for prescription medications, helping to reduce out-of-pocket costs for medications.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">What Does Medicare Cover?</h3></span></span><p></p><ul><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-a-covers" target="_blank" rel="noopener noreferrer">Hospital stays and inpatient care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/what-part-b-covers" target="_blank" rel="noopener noreferrer">Outpatient care and doctor visits</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/preventive-services" target="_blank" rel="noopener noreferrer">Preventive services</a></span></span> (such as screenings and vaccinations)</li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/home-health-care" target="_blank" rel="noopener noreferrer">Home health care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/hospice-services" target="_blank" rel="noopener noreferrer">Hospice care</a></span></span></li><li><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.medicare.gov/what-medicare-covers/prescription-drug-coverage" target="_blank" rel="noopener noreferrer">Prescription drugs</a></span></span></li></ul><p><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading"><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/" target="_blank" rel="noopener noreferrer">Michigan Medicare Medicaid Assistance Program </a></span></span>(MMAP)</h3></span></span><p>The Michigan Medicare Medicaid Assistance Program (MMAP) is the state's SHIP program (State Health Insurance Assistance Program) which offers free and confidential counseling for individuals who have questions about Medicare, Medicaid and private insurance plans. MMAP assists beneficiaries with:<br></p><ul><li>Understanding Medicare benefits and coverage options</li><li>Navigating Medicaid services</li><li>Evaluating prescription drug plans</li><li>Applying for financial assistance programs</li><li>Resolving issues with coverage or claims</li></ul><p>For assistance with navigating open enrollment, contact MMAP to schedule time with a counselor <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://mmapinc.org/contact-us/" target="_blank" rel="noopener noreferrer">using this link</a></span></span> or by calling 1-800-803-7174.<br><br><br></p><span class="Enhancement" ><span class="Enhancement-item"><h3 class="inline-heading">Key Takeaways for Changes in 2025</h3></span></span><p>Changes from the <span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://www.aarp.org/health/medicare-insurance/info-2024/medicare-changes-coming-in-2025.html#inflation" target="_blank" rel="noopener noreferrer">Inflation Reduction Act</a></span></span> will take effect next year.<br></p><ul><li>Lower out-of-pocket limit in Part D drug plans erases the old “donut hole.”</li><li>Weight loss drugs may be covered to treat other medical conditions.</li><li>Your Medicare Advantage plan may not stay the same; look for a midyear statement from your MA plan.</li><li>Caregivers for loved ones with dementia may be eligible for respite care.</li><li>More mental health counselors are encouraged to enroll as providers.</li></ul><p><br>Staying informed about Medicare is essential for making the best healthcare choices. For the latest updates and information, bookmark this page: <strong><span class="Enhancement" ><span class="Enhancement-item"><a class="Link" href="https://aarpmi.org/Medicare" target="_blank" rel="noopener noreferrer">Navigating Medicare</a></span></span></strong>.<br></p></div> </div> </p></span> </div> </div> </div> </div><div class="module clearfix"><script src="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.c85a242a55150cd195e494cd6e5b9c77.gz.js" async=""></script> <link rel="stylesheet" media="all" href="https://aarp-states.brightspotcdn.com/resource/00000168-dd17-d487-a96e-df5fe3ee0000/styleguide/All.min.bfe6eb5a8301841feef3af4e9bd1e26d.gz.css"> <!-- bypass --> <style> a:focus, a:hover { text-decoration: underline; } h1.article-headline { margin: 0 0 1rem; } </style> <!-- <style> .Enhancement-item .Figure { margin-bottom: 24px; } .RichTextArticleBody-body ul { margin-bottom: 24px; } .RichTextArticleBody-body p{ margin: 12px 0; 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} </script> </div> </div> <div class="card-tout card-dark membership-tout" style="margin:0 0 30px 0;"> <img class="img-responsive image" title="image of two AARP membership cards" alt="image of two AARP membership cards" src="https://cdn-aarp.americantowns.com/img/tout-two-cards.png"> <div class="title">Only $12 your first year with Automatic Renewal</div> <ul class="list"> <li>Immediate access to your <a href="https://www.aarp.org/benefits-discounts/">member benefits</a></li> <li>Discounts on travel and everyday savings</li> <li>Subscription to AARP The Magazine</li> <li>FREE second membership</li> </ul> <div class="action"> <a class="btn" href="https://appsec.aarp.org/mem/join?campaignid=UAJFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Join AARP</a> <div class="body">Already a member? <a href="https://appsec.aarp.org/mem/renew?campaignid= UARFT3&intcmp=LNK-CSN-AARPLOCAL-JRTOUT-RR-A-JACKSON-MI">Renew</a> or <a href="https://www.aarp.org/benefits-discounts/my-membership/print-your-card/">Print Card</a></div> </div> </div> <style> .membership-tout {padding:16px 20px;} .membership-tout .list li { margin: 0; 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--grey: #f0efed; --gridGutters: 30px; --modulePadding: 60px; --pageWidth: 86.11%; --maxPageWidth: 1240px; --horizontalAlignment: center; --fontFamily: 'Roboto', sans-serif; --headerBackgroundColor:#000000; --headerTextColor:#FFFFFF; --headerHeight:50px; --footerbackgroundColor:#000000; --footerTextColor:#918883; }' $highlighting = '' $location = '<a href="/jackson-mi/?intcmp=CSN-LOCAL-NAV-HOME">Jackson, MI</a>' $no_header = false $header_title = '<a href="/jackson-mi/happenings/">News Feed</a>' $header_subtitle = '' $isPR = false $navbar = '<nav class="section" role="button" aria-expanded="false" aria-controls="collapse"> <div class="containerx"> <div class="section-toggle">Sections <i class="fas fa-chevron-down"></i></div> <ul class="secondary-menu containerx" id="secondary-menu" role="menu" aria-busy="true"> <li role="presentation" class=""><a role="menuitem" class="menuitem" href="/jackson-mi/aarp-events/?intcmp=CSN-LOCAL-NAV-OLE" data-formelementid="LOCAL-LNK-CLK-EVENTS">Online & Local Events</a> </li> <li role="presentation" class=""><a role="menuitem" class="menuitem" href="/jackson-mi/things-to-do/?intcmp=CSN-LOCAL-NAV-TTD" data-formelementid="LOCAL-LNK-CLK-THINGSTODO">Things to Do</a></li> <li role="presentation" class="active"><a role="menuitem" class="menuitem" href="/jackson-mi/happenings/?intcmp=CSN-LOCAL-NAV-NF" data-formelementid="LOCAL-LNK-CLK-HAPPENINGS">News Feed</a> </li> <li role="presentation" class=""><a role="menuitem" class="menuitem" href="/jackson-mi/volunteering/?intcmp=CSN-LOCAL-NAV-VOL" data-formelementid="LOCAL-LNK-CLK-VOLUNTEERING">Volunteering</a> </li> <li role="presentation" class=""><a role="menuitem" class="menuitem" href="/jackson-mi/home-and-community/?intcmp=CSN-LOCAL-NAV-HC" data-formelementid="LOCAL-LNK-CLK-HC">Home & Community</a> </li> <li role="presentation" class=""><a role="menuitem" class="menuitem" href="/jackson-mi/movies/?intcmp=CSN-LOCAL-NAV-MFG" data-formelementid="LOCAL-LNK-CLK-MOVIESFORGROWNUPS">Movies for Grownups</a> </li> <li role="presentation" class="more nosep " id="submenu-more"> <span role="menuitem" class="menuitem" data-formelementid="LOCAL-LNK-CLK-MORE">More<i class="fas fa-chevron-down"></i></span> <ul class="secondary-submenu animate slide-in" id="secondary-submenu"> <li role="presentation"><a role="menuitem" class="menuitem " href="/jackson-mi/discounts/?intcmp=CSN-LOCAL-NAV-LO" data-formelementid="LOCAL-LNK-CLK-OFFERS">Local Offers</a></li> <li role="presentation"><a role="menuitem" class="menuitem " href="/jackson-mi/local-resources/?intcmp=CSN-LOCAL-NAV-LR" data-formelementid="LOCAL-LNK-CLK-LOCALRESOURCES">Local Resources</a> </li> <li role="presentation"><a role="menuitem" class="menuitem " href="/jackson-mi/jobs/?intcmp=CSN-LOCAL-NAV-WJ" data-formelementid="LOCAL-LNK-CLK-WORK&JOBS">Work & Jobs</a></li> <li role="presentation"><a role="menuitem" class="menuitem " href="/jackson-mi/events/?intcmp=CSN-LOCAL-NAV-CC" data-formelementid="LOCAL-LNK-CLK-EVENTS">Community Calendar</a></li> <!-- <li role="presentation"><a role="menuitem" class="menuitem " href="/jackson-mi/healthy-living/?intcmp=CSN-LOCAL-NAV-HEALTHY_LIVING" data-formelementid="LOCAL-LNK-CLK-HEALTHY_LIVING">Healthy Living</a></li> <li role="presentation"><a role="menuitem" class="menuitem " href="/jackson-mi/arts-entertainment/?intcmp=CSN-LOCAL-NAV-ARTS_ENT" data-formelementid="LOCAL-LNK-CLK-ARTS_ENT">Arts & Entertainment</a></li> <li role="presentation"><a role="menuitem" class="menuitem " href="/jackson-mi/museums/?intcmp=CSN-LOCAL-NAV-MUSEUMS" data-formelementid="LOCAL-LNK-CLK-MUSEUMS">Museums</a></li> --> </ul> </li> </ul> </div> </nav>' $header_custom = '' $breadcrumbs = array( (int) 0 => array( 'title' => 'News Feed', 'slug' => 'happenings' ) ) $row = array( 'title' => 'Back to News Feed', 'slug' => 'happenings' ) $i = (int) 0include - APP/View/Layouts/aarp_2023.ctp, line 244 include - APP/View/Layouts/aarp_2023.ctp, line 244 View::_evaluate() - CORE/Cake/View/View.php, line 971 View::_render() - CORE/Cake/View/View.php, line 933 View::renderLayout() - CORE/Cake/View/View.php, line 546 View::render() - CORE/Cake/View/View.php, line 481 Controller::render() - CORE/Cake/Controller/Controller.php, line 963 AppController::renderPage() - APP/Controller/AppController.php, line 136 BlogsController::display() - APP/Controller/BlogsController.php, line 81 ReflectionMethod::invokeArgs() - [internal], line ?? Controller::invokeAction() - CORE/Cake/Controller/Controller.php, line 491 Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 193 Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167 [main] - APP/webroot/index.php, line 118